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Form 8-K

sec.gov

8-K — Stewards, Inc.

Accession: 0001663577-26-000269

Filed: 2026-09-14

Period: 2026-09-09

CIK: 0001795851

SIC: 6153 (SHORT-TERM BUSINESS CREDIT INSTITUTIONS)

Item: Material Modifications to Rights of Security Holders

Item: Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year

Item: Submission of Matters to a Vote of Security Holders

Item: Financial Statements and Exhibits

Documents

8-K — swrd_8k091126.htm (Primary)

EX-3.1 — CERTIFICATE OF AMENDMENT TO DESIGNATION AFTER ISSUANCE OF CLASS OR SERIES (SERIES A PREFERRED STOCK) (ex3_1.htm)

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Filename: swrd_8k091126.htm · Sequence: 1

Stewards, Inc. - Form 8-K - September 9, 2026

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

____________________

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date

of Report (Date of earliest event reported): September

9, 2026

Stewards, Inc.

(Exact name of registrant as specified in its charter)

Nevada

001-43473

88-0436017

(State or other jurisdiction of incorporation)

(Commission File Number)

(I.R.S. Employer Identification No.)

4300 N. University Drive Suite D-105

Lauderhill, Florida

33351

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: 1.516.419-5300

Not

Applicable

(Former name or former address, if changed since last

report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously

satisfy the filing obligation of the registrant under any of the following provisions:

[ ]

Written communications pursuant to Rule 425 under the Securities Act (17CFR 230.425)

[ ]

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title

of each class

Trading

Symbol(s)

Name

of each exchange on which registered

Common

Stock, par value $0.0001 per share

SWRD

The

Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company

as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934

(§240.12b-2 of this chapter).

Emerging growth company   [ ]

If an emerging growth company, indicate by check mark if the registrant

has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act.      [ ]

Item

3.03 Material Modification to Rights of Security Holders.

The

information set forth under Item 5.03 of this Current Report on Form 8-K is incorporated by reference into this Item 3.03.

Item

5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On

September 9, 2026, the Board of Directors of Stewards, Inc. (the “Company”) approved, and the holders of all issued and outstanding

shares of the Company’s Series A Preferred Stock, par value $0.0001 per share (the “Series A Preferred Stock”), approved

by written consent, an amendment to the Certificate of Designation of the Series A Preferred Stock filed with the Nevada Secretary of

State on or about June 5, 2023, as previously amended on or about November 29, 2023 (as amended, the “Series A COD”).

On

September 10, 2026, the Company filed a Certificate of Amendment to Designation After Issuance of Class or Series (the “COD Amendment”)

with the Nevada Secretary of State. The COD Amendment became effective upon filing.

The

COD Amendment amends Section 3(e) of the Series A COD to replace the 9.99% Maximum Percentage with 100% and to delete the last sentence

of Section 3(e), which permitted a holder to increase or decrease the Maximum Percentage by written notice effective on the 61st day

after notice. The remainder of Section 3(e) is unchanged, including the requirement that the Company may not waive Section 3(e) without

the consent of holders of a majority of the Common Stock. The COD Amendment does not otherwise change the conversion rate, conversion

timing, dividend, redemption, liquidation, or voting rights of the Series A Preferred Stock.

As

of the date of this report, 71,250,000 shares of Series A Preferred Stock are issued and outstanding.

The

foregoing description of the COD Amendment does not purport to be complete and is qualified in its entirety by reference to the full

text of the COD Amendment, a copy of which is filed as Exhibit 3.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Item

5.07 Submission of Matters to a Vote of Security Holders.

On

September 9, 2026, the holders of all 71,250,000 issued and outstanding shares of Series A Preferred Stock approved the COD Amendment

by written consent in lieu of a meeting.

Matter

Shares of Series A Preferred Stock outstanding

Shares voting for

Shares voting against

Abstentions

Approval of the COD Amendment

71,250,000

71,250,000

0

0

Item

9.01 Financial Statements and Exhibits.

(d)

Exhibits

Exhibit

No.

Description

3.1

Certificate of Amendment to Designation After Issuance of Class or Series (Series A Preferred Stock), filed with the Nevada Secretary of State on September 10, 2026

104

Cover

Page Interactive Data File (embedded within the Inline XBRL document).

2

SIGNATURES

Pursuant to the requirements of the Securities Exchange

Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Stewards, Inc.

/s/ Katuischia Murless

Katuischia Murless

Chief Financial Officer

Date September 14, 2026

3

EX-3.1 — CERTIFICATE OF AMENDMENT TO DESIGNATION AFTER ISSUANCE OF CLASS OR SERIES (SERIES A PREFERRED STOCK)

EX-3.1

Filename: ex3_1.htm · Sequence: 5

FRANCISCO

V. AGUILAR

Secretary of State

401 North Carson Street

Carson City, Nevada 89701-4201

(775) 684-5708

Website:

www.nvsos.gov

Certificate, Amendment or Withdrawal of Designation

NRS

78.1955, 78.1955(6)

☐ Certificate of Designation

☐ Certificate of Amendment to Designation - Before

Issuance of Class or Series

☒  Certificate of Amendment to Designation -After Issuance of

Class or Series

☐ Certificate of Withdrawal of Certificate of Designation

TYPE OR

PRINT · USE DARK INK ONLY · DO

NOT HIGHLIGHT

1.

Entity information:

,

Name of entity:

Stewards, Inc.

I

Entity

or Nevada Business

Identification Number

(NVID): NV19991312642

2. Effective date and time:

For

Certificate of Designation

or Date:

Time:

Amendment to

Designation Only

(Optional): (must

not be later

than 90 days after

the certificate is filed)

3. Class or series of

stock:

(Certificate

of Designation only)

The class or series

of stock being designated within

this filing:

4. Information for amendment of class or series of stock:

The original class or series of stock being amended within this filing:

SERIES A

PREFERRED STOCK

5. Amendment of class or series of stock:

☐ Certificate of

Amendment to Designation- Before Issuance

of Class or Series

As of

the date of this certificate

no shares of the class

or series of

stock have been issued.

☒ Certificate of

Amendment to Designation- After Issuance of

Class or Series

The amendment

has been approved by the

vote of stockholders holding shares in the

corporation entitling

them to exercise

a majority of the voting power, or such

greater proportion of

the voting power as may be required by the

articles of incorporation or the certificate of designation.

6. Resolution: Certificate of Designation and Amendment to Designation only)

By

resolution

of the board of directors pursuant to

a provision in the articles

of incorporation this certificate

establishes OR amends the following regarding

the voting powers, designations,

preferences , limitations,

restrictions and relative

rights of the following class or series of stock.* SERIES A PREFERRED STOCK

SEE

ATTACHED

7. Withdrawal:

Designation

being Withdrawn:                                Date

of Designation:

No shares of the class or series of

stock being withdrawn are outstanding.

The

resolution of the board of

directors authorizing the withdrawal of the certificate

of designation establishing

the class or series of

stock: *

8. Signature: (Required)

x /s/

Katuischia Murless

Date:

09/04/2026

Signature of Officer

* Attach

additional page(s) if necessary

This form must be accompanied by appropriate

fees.

Page

1 of 1

Revised:

1/1/2019

ATTACHMENT TO CERTIFICATE OF AMENDMENT TO DESIGNATION

— AFTER ISSUANCE

Stewards, Inc.

Series A Preferred Stock

Resolution

RESOLVED, that pursuant to NRS 78.1955 and the Certificate of Designation

of the Series A Preferred Stock of Stewards, Inc. (formerly Favo Capital, Inc.) filed with the Nevada Secretary of State on or about June

5, 2023, as amended on or about November 29, 2023 (the “Series A COD”), the Board of Directors of the Company has adopted,

and the holders of at least two-thirds of the outstanding Preferred Shares have approved, the following amendment to Section 3(e) of the

Series A COD.

Amendment

Section 3(e) of the Series A COD is hereby amended as follows:

1.

The reference to “9.99%” in the first sentence of Section

3(e) is deleted and replaced with “100%.”

2.

The last sentence of Section 3(e) (beginning “By written notice

to the Company, any Holder may increase or decrease the Maximum Percentage…”) is deleted in its entirety.

Except as expressly amended by this Certificate of Amendment, the Series

A COD remains in full force and effect. Without limiting the foregoing, the remainder of Section 3(e) is unchanged, including the requirement

that the Company may not waive Section 3(e) without the consent of holders of a majority of the Common Stock.

2

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Entity Central Index Key

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Entity Tax Identification Number

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NV

Entity Address, Address Line One

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