Form 8-K

8-K — Ainos, Inc.

Accession: 0001493152-26-032729

Filed: 2026-07-09

Period: 2026-07-03

CIK: 0001014763

SIC: 3577 (COMPUTER PERIPHERAL EQUIPMENT, NEC)

Item: Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant

Item: Financial Statements and Exhibits

Documents

8-K — form8-k.htm (Primary)

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d)

the Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): July 3, 2026

AINOS,

INC.

(Exact

name of registrant as specified in its charter)

Texas

001-41461

75-1974352

(State

or other Jurisdiction

Incorporation)

(Commission

File

Number)

(IRS

Employer

Identification

No.)

8880

Rio San Diego Drive, Ste. 800, San Diego, CA 92108

(858)

869-2986

(Address

and telephone number, including area code, of registrant’s principal executive offices)

(Former

name or former address if changed since last report.)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

☐

Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

of each class

Trading

Symbol(s)

Name

of each exchange on which registered

Common

Stock, par value $0.01 per share

AIMD

The

Nasdaq Stock Market LLC

Warrants

to purchase Common Stock

AIMDW

The

Nasdaq Stock Market LLC

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging

growth company ☐

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

July 3, 2026, Ainos, Inc. (the “Company”) entered into a General Agreement for Omnibus Credit Lines (the “Credit Lines

Agreement”) with CTBC Bank Co., Ltd. (“CTBC Bank”), a commercial bank organized under the laws of the Republic of China

(Taiwan).

Pursuant

to the Credit Lines Agreement, CTBC Bank has made available to the Company a short-term unsecured credit facility (the “Credit

Facility”) in an aggregate principal amount of NT$62,000,000 (approximately US$1,937,800). Outstanding borrowings under the Credit

Facility bear interest at a negotiated rate of 2.5% per annum. The Credit Facility has a term of three months and matures on September

30, 2026. The Credit Facility is unsecured and contains customary events of default.

The

foregoing description of the Credit Lines Agreement does not purport to be complete and is qualified in its entirety by reference to

the full text of the General Agreement for Omnibus Credit Lines, English translations of which is filed as Exhibit 10.1, to this Current

Report on Form 8-K and is incorporated herein by reference.

Item

9.01 Financial Statement and Exhibits

(d)

Exhibits.

Exhibit

No.

Description

10.1

English Translation of General Agreement for Omnibus Credit Lines, dated July 3, 2026

104

Cover

Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURES

Pursuant

to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned hereunto duly authorized.

Ainos,

Inc.

Date:

July 9, 2026

By:

/s/

Chun-Hsien Tsai

Name:

Chun-Hsien

Tsai

Title:

Chief

Executive Officer

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