Form 8-K

8-K — FIRST NORTHERN COMMUNITY BANCORP

Accession: 0001114927-26-000037

Filed: 2026-03-31

Period: 2026-03-26

CIK: 0001114927

SIC: 6035 (SAVINGS INSTITUTION, FEDERALLY CHARTERED)

Item: Regulation FD Disclosure

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — form8_k.htm (Primary)

EX-99.1 — FIRST NORTHERN COMMUNITY BANCORP STOCK REPURCHASE PROGRAM PRESS RELEASE DATE MARCH 30, 2026 (exhibit99_1.htm)

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8-K — FIRST NORTHERN BANK FORM 8-K DATED MARCH 26, 2026

8-K (Primary)

Filename: form8_k.htm · Sequence: 1

false000111492700011149272026-03-262026-03-26

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): March 26, 2026

FIRST NORTHERN COMMUNITY BANCORP

(Exact Name of Registrant as Specified in Its Charter)

000-30707

(Commission File Number)

California

68-0450397

(State or Other Jurisdiction of Incorporation)

(I.R.S. Employer Identification No.)

195 N FIRST STREET

DIXON, California 95620

(Address of principal executive offices, including zip code)

(707) 678-3041

(Registrant’s telephone number, including area code)

NOT APPLICABLE

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

FNRN

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act

of 1934 (§240.12b-2 of this chapter):

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards

provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01 REGULATION FD DISCLOSURE

On March 30, 2026, First Northern Community Bancorp issued a press release announcing a new stock repurchase program for the

Company’s outstanding common stock, which was approved by the Company’s Board of Directors effective March 26, 2026. This new program will begin May 1, 2026 and remain in effect until April 30, 2028. A copy of this press release is furnished

herewith as Exhibit 99.1.

ITEM 8.01 OTHER EVENTS.

The Board of Directors of First Northern Community Bancorp (FNRN), holding company of First Northern Bank, has announced a stock

repurchase program for the Company’s outstanding common stock. Based on market conditions, share repurchases may be made from time to time in the open market or in privately negotiated transactions. The repurchase program will begin May 1, 2026

and will remain in effect until April 30, 2028, unless terminated sooner. The program allows repurchases in an aggregate amount of no more than 6% of First Northern Community Bancorp’s 16,409,660 outstanding shares of common stock as of March

26, 2025. This represents total shares of 984,579 eligible for repurchase which, at the closing price of $15.85 on March 26, 2026, would equate to total consideration of approximately $15.6M if all eligible shares were repurchased. The Board of

Directors has determined that the maximum aggregate repurchases will not impair the capital of the Company. Any repurchases are intended to be conducted in accordance with the limitations, guidelines, and restrictions relative to timing, price,

manner, and volume of Rule 10b-18 promulgated by the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934, as amended.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits:

Exhibit No.

Description

99.1

First Northern Community Bancorp Press Release dated March 30, 2026

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the

registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: March 30, 2026

FIRST NORTHERN COMMUNITY BANCORP

By:

/s/ Jeremiah Z. Smith

Jeremiah Z. Smith

President/Chief Executive Officer

EXHIBIT INDEX

Exhibit No.

Description

99.1

First Northern Community Bancorp Press Release dated March 30, 2026

104

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EX-99.1 — FIRST NORTHERN COMMUNITY BANCORP STOCK REPURCHASE PROGRAM PRESS RELEASE DATE MARCH 30, 2026

EX-99.1

Filename: exhibit99_1.htm · Sequence: 2

First Northern Community Bancorp Announces Stock Repurchase Program

For immediate release

Dixon, Calif., March

30, 2026 — First Northern Community Bancorp (OTCQX: FNRN), the parent company of First Northern Bank, today announced a stock repurchase program for the Company’s outstanding common stock.

Based on market conditions, share repurchases may be made from time to time in the open market or through privately

negotiated transactions. The repurchase program will begin May 1, 2026, and will remain in effect until April 30, 2028, unless terminated earlier.

The program authorizes repurchases of up to 6% of First Northern Community Bancorp’s 16,409,660 outstanding shares of

common stock as of March 26, 2026. This represents a total of 984,579 shares eligible for repurchase, which, based on the closing price of $15.85 per share on March 26, 2026, would equate to approximately $15.6 million in aggregate consideration if

all eligible shares are repurchased.

The Board of Directors has determined that the maximum aggregate repurchase amount will not impair the capital of the

Company. Any repurchases are expected to be conducted in accordance with the limitations, guidelines, and restrictions regarding timing, price, manner, and volume set forth in Rule 10b-18 promulgated by the Securities and Exchange Commission under

the Securities Exchange Act of 1934, as amended.

“The authorization of this stock repurchase program reflects our continued commitment to disciplined capital

management and maximizing long-term shareholder value,” said Jeremiah Smith, President and CEO of First Northern Community Bancorp. “We believe this program provides a prudent and flexible tool to enhance returns for our shareholders while

maintaining the strong capital position that supports our growth and service to the communities we serve.”

The stock repurchase program is intended to provide management with an effective capital management tool, increase

return on equity for the Company’s existing shareholders, and enhance market liquidity for its outstanding common shares.

About First Northern Bank

First Northern Bank is an independent community bank that specializes in relationship banking. The Bank, headquartered

in Solano County since 1910, serves Solano, Yolo, Sacramento, Placer, Colusa, and Glenn counties, as well as the west slope of El Dorado County. Experts are available in small business, commercial, real estate, and agribusiness lending, as well as

mortgage loans. The Bank is an SBA Preferred Lender. Real estate mortgage and small-business loan officers are available by appointment at any of the Bank’s 14 branches, including Dixon, Davis, West Sacramento, Fairfield, Vacaville, Winters,

Woodland, Sacramento, Roseville, Auburn, Rancho Cordova, Colusa, Willows, and Orland. Non-FDIC insured Investment and Brokerage Services are also available at every branch location. First Northern Bank is rated as a Veribanc “Green-3 Star Blue

Ribbon” Bank and a “5-Star Superior” Bank by Bauer Financial for the earnings period ended December 31, 2025 (www.veribanc.com) and (www.bauerfinancial.com). For additional information, please visit thatsmybank.com or call (707) 678-7742. Member FDIC. Equal Housing Lender.

Forward-Looking Statements

This press release and other public

statements may include certain “forward-looking statements” about First Northern Community Bancorp and its subsidiaries (the “Company”). These forward-looking statements are based on management’s current expectations, including but not limited to

statements about the Company’s strategic initiatives, and focus on growth, capital allocation and enhancing shareholder value, and are subject to certain risks, uncertainties and changes in circumstances. Actual results may differ materially from

these expectations due to changes in global political, economic, business, competitive, market and regulatory factors. More detailed information about these risk factors is contained in the Company’s most recent reports filed with the Securities

and Exchange Commission on Forms 10-K and 10-Q, each as it may be amended from time to time, which identify important risk factors that could cause actual results to differ materially from those contained in the forward-looking statements. The

financial information contained in this release should be read in conjunction with the consolidated financial statements and notes thereto included in the Company’s most recent reports on Form 10-K and Form 10-Q, and any reports on Form 8-K. The

Company undertakes no obligation to update any forward-looking statements to reflect events or circumstances arising after the date on which they are made. For further information regarding the Company, please read the Company’s reports filed with

the SEC and available at www.sec.gov.

Media Contact:

Mike Webber, Senior Vice President and Director of Marketing & Communications

(916) 570-1235

mwebber@thatsmybank.com

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