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Europe Open Banking Market Analysis Report 2026, Profiles of Tink (Visa), TrueLayer, Yapily, Token.io, Klarna, Neonomics, Finexer, Aiia, Finleap Connect, and Ozone API - Forecast to 2031

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Europe Open Banking Market Analysis Report 2026, Profiles of Tink (Visa), TrueLayer, Yapily, Token.io, Klarna, Neonomics, Finexer, Aiia, Finleap Connect, and Ozone API - Forecast to 2031 Dublin, May 12, 2026 (GLOBE NEWSWIRE) -- The "Europe Open Banking Market" report has been added to ResearchAndMarkets.com's offering.

In 2024, the market is valued at approximately USD 10.45 billion and is projected to reach approximately USD 38.87 billion by 2031, growing at an estimated ~21.24% CAGR.

Growth is underpinned by accelerating PSD2 API quality improvements, PSD3/OFR regulatory expansion, SEPA Instant Credit Transfer adoption, the UK's world-leading Pay by Bank infrastructure, rising cloud-native open banking platform adoption, and growing enterprise demand for embedded finance, BNPL, and account-to-account payment products.

The Europe Open Banking Market is the world's most mature and regulatory-driven open banking ecosystem, built upon the European Union's landmark PSD2 directive and the UK's pioneering Open Banking Implementation Entity (OBIE) framework - together creating a continent-wide mandatory API-based financial data sharing infrastructure spanning 5,000+ European financial institutions and over 500 licensed Third Party Providers (TPPs).

Drivers:

Challenges:

What This Report Covers:

Key Topics Covered:

1. Introduction

1.1. Key Take Aways

1.2. Report Description

1.3. Markets Covered

1.4. Stakeholders

2. Research Methodology

2.1. Research Scope

2.2. Research Methodology

2.3. Market Size Estimation

3. Executive Summary

4. Market Overview

4.1. Introduction

4.2. Market Drivers

4.3. Restraints & Challenges

4.4. Market Opportunities

4.5. Technology & Innovation Analysis

5. Europe Open Banking Market, By Services

5.1. Banking & Capital Markets

5.2. Payments

5.3. Digital Currencies

5.4. Value Added Services

6. Europe Open Banking Market, By Deployment

6.1. On-Premise

6.2. Cloud

7. Europe Open Banking Market, By Distribution Channel

7.1. Bank Channels

7.2. App Markets

7.3. Distributors

7.4. Aggregators

8. Europe Open Banking Market, By End User

8.1. Banks & Financial Institutions

8.2. Individuals

8.3. Fintech Companies

8.4. E-Commerce Companies

8.5. Accounting Platforms

8.6. Credit & Lending Companies

8.7. Others

9. Europe Open Banking Market, By Country

9.1. Key Points

9.2. UK

9.2.1. North

9.2.2. South

9.2.3. East

9.2.4. West

9.3. Germany

9.3.1. North

9.3.2. South

9.3.3. East

9.3.4. West

9.4. Netherlands

9.4.1. North

9.4.2. South

9.4.3. East

9.4.4. West

9.5. Nordics

9.5.1. North

9.5.2. South

9.5.3. East

9.5.4. West

9.6. France, Spain, Italy

9.6.1. North

9.6.2. South

9.6.3. East

9.6.4. West

10. Competitive Landscape

10.1. Introduction

10.2. Recent Developments

10.2.1. Mergers & Acquisitions

10.2.2. New Product Developments

10.2.3. Portfolio/Platform Expansions

10.2.4. Joint Ventures, Collaborations, Partnerships & Agreements

11. Company Profiles

For more information about this report visit https://www.researchandmarkets.com/r/m8lxuj

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