Form 8-K
8-K — RYVYL Inc.
Accession: 0001185185-26-001109
Filed: 2026-03-30
Period: 2026-03-25
CIK: 0001419275
SIC: 8742 (SERVICES-MANAGEMENT CONSULTING SERVICES)
Item: Other Events
Item: Financial Statements and Exhibits
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UNITED STATES
SECURITIES AND EXCHANGE
COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): March
25, 2026
RYVYL INC.
(Exact name of registrant as specified in its charter)
Nevada
001-34294
22-3962936
(State or other jurisdiction
of incorporation)
(Commission File Number)
(I.R.S. Employer
Identification No.)
3131 Camino Del Rio North, Suite 1400
San Diego, CA 92108
(Address of principal executive offices and zip code)
Registrant’s telephone number, including area
code: (855) 201-1613
Check the appropriate box below if the Form 8-K is
intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☒
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Securities registered pursuant
to Section 12(b) of the Exchange Act:
Title of each class
Trading Symbol(s)
Name of each exchange on which registered
Common Stock, par value $0.001 per share
RVYL
The Nasdaq Stock Market LLC
(Nasdaq Capital Market)
Indicate
by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405
of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐
If
an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying
with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 8.01 Other Events.
RTB Digital,
Inc., (“RTB”) the company with which Ryvyl, Inc. (“Ryvyl”) has entered into a proposed merger transaction, with
Ryvyl being the surviving entity and RTB as a wholly owned subsidiary, entered a confidential Strategic Partnerships and Investment Terms
Agreement ("Strategic Agreement"). Under the Strategic Agreement, RTB will gain a controlling interest of a strategically aligned
company in its industry. Upon consummation of the proposed merger transaction, Ryvyl will assume the terms of the Strategic Agreement
through RTB being its wholly owned subsidiary.
The Strategic
Agreement requires a non-refundable deposit of $10 Million that was paid as part of signing of the agreement, which will be applied to
the final purchase price. Certain terms of the Strategic Agreement are still in negotiation and are confidential, but are expected to
be resolved within 30 days. In addition, there are substantive conditions to be performed and finalized, for the Strategic Agreement to
be consummated, including funding and payment of the additional purchase price and RTB assuming a portion of outstanding debt held by
the seller group.
Item 9.01 Financial Statements and Exhibits.
(d) Exhibits
Exhibit No.
Name
of Exhibit
104
Cover Page Interactive
Data File (embedded within the inline XBRL document).
1
SIGNATURES
Pursuant to the requirements of
the Securities Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.
RYVYL Inc.
By:
/s/
George Oliva
Name:
George Oliva
Title:
Interim Chief Executive Officer
and
Chief Financial Officer
Dated: March 30, 2026
2
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Entity Central Index Key
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Entity Tax Identification Number
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Entity Incorporation, State or Country Code
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Entity Address, Address Line One
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