Form 8-K

8-K — Ramaco Resources, Inc.

Accession: 0001213900-26-103743

Filed: 2026-09-28

Period: 2026-09-25

CIK: 0001687187

SIC: 1220 (BITUMINOUS COAL & LIGNITE MINING)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — ea0306775-8k_ramaco.htm (Primary)

EX-99.1 — PRESS RELEASE ISSUED BY RAMACO RESOURCES, INC. DATED SEPTEMBER 28, 2026 (ea030677501ex99-1.htm)

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UNITED

STATES

SECURITIES AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): September 25, 2026

Ramaco

Resources, Inc.

(Exact

name of Registrant as specified in its Charter)

Delaware

001-38003

38-4018838

(State or other jurisdiction

of incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

250

West Main Street, Suite 1900

Lexington,

Kentucky 40507

(Address

of principal executive offices)

Registrant’s

telephone number, including area code: (859) 244-7455

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions:

☐ Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting

material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on

which registered

Class A common stock, $0.01

par value

METC

Nasdaq

Global Select Market

Class B common stock, $0.01

par value

METCB

Nasdaq

Global Select Market

8.375% Senior Notes due

2029

METCZ

Nasdaq

Global Select Market

8.250% Senior Notes due

2030

METCI

Nasdaq

Global Select Market

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§

230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging

growth company ☐

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

8.01 Other Events.

Jury

Verdict Entered in Hayseeds Portion of the Insurance Coverage Litigation Against Federal Insurance Company and ACE American Insurance

Company

Background

previously disclosed, on November 5, 2018, one of three raw coal storage silos that fed the Elk Creek preparation plant of Ramaco Resources,

LLC ("Ramaco LLC"), a subsidiary of Ramaco Resources, Inc. (the "Company"), experienced a partial structural failure.

A temporary conveying system completed in late November 2018 restored approximately 80% of plant capacity, and a permanent belt workaround

restored the preparation plant to its full processing capacity in mid-2019. The Company’s insurance carrier, Federal Insurance Company,

disputed Ramaco LLC’s claim for coverage based on certain exclusions to the applicable policy. On August 21, 2019, Ramaco LLC filed suit

against Federal Insurance Company and Chubb INA Holdings, Inc. in Logan County Circuit Court in West Virginia, seeking a declaratory

judgment that the partial silo collapse was an insurable event and to require coverage under the policy. The defendants removed the case

to the United States District Court for the Southern District of West Virginia (the "Court"), and upon removal, Ramaco LLC

substituted ACE American Insurance Company as a defendant in place of Chubb INA Holdings, Inc.

The

initial trial in the matter commenced on June 29, 2021. On July 15, 2021, the jury returned a verdict in favor of Ramaco LLC for $7.7

million in contract damages, and on July 16, 2021, the jury made an additional award of $25.0 million for damages for wrongful denial

of the insurance claim under Hayseeds, Inc. v. State Farm Fire & Casualty Co., 177 W. Va. 323, 352 S.E.2d 73 (W. Va. 1986),

including damages for inconvenience and aggravation. Under West Virginia law, the Hayseeds doctrine provides that whenever a policyholder

substantially prevails in a first-party property damage suit against its insurer, the insurer may be liable not only for the policy benefits

owed but also for the insured’s reasonable attorneys’ fees, net economic losses caused by delay in settlement, and damages for aggravation

and inconvenience. On March 4, 2022, the Court entered a memorandum opinion and order reducing the jury award to a total of $1.8 million,

including pre-judgment interest, and vacating in its entirety the jury’s award of Hayseeds damages.

April 1, 2022, Ramaco LLC filed a notice of appeal with the U.S. Court of Appeals for the Fourth Circuit. On July 20, 2023, the Fourth

Circuit rendered a decision reinstating the jury’s $7.7 million contract damages verdict, determining that Ramaco LLC is entitled to

attorney’s fees in an amount to be determined on remand, and holding that Ramaco LLC is entitled to Hayseeds damages for wrongful

denial of the claim but remanding the matter for a new trial on the amount of such damages after finding the original $25.0 million award

to be excessive. The defendants’ Petition for Rehearing and Rehearing En Banc was denied on August 15, 2023. The Fourth Circuit issued

its mandate on October 2, 2023. During 2023, the defendants fully paid the portion of the judgment related to contract (compensatory)

damages, and that portion of the matter was considered closed.

August 19, 2024, the Court issued a Memorandum Opinion and Order providing that the Hayseeds damages to be considered in the new trial

would include annoyance and inconvenience up to October 2, 2023, and net economic loss caused by the defendants’ delay in settlement

for the period of July 15, 2021 through October 2, 2023, with new discovery permitted for those time periods.

Judgment

and Damages

The

new trial on Hayseeds damages commenced on September 22, 2026, in the Charleston Division of the Court. There are three elements of damages

in this matter: (i) Hayseeds damages for aggravation and inconvenience; (ii) Hayseeds damages for net economic loss; and (iii) attorney’s

fees.

September 25, 2026, after deliberations, the jury determined by a preponderance of the evidence that the following damages should be

awarded to Ramaco LLC:

● Hayseeds

damages for aggravation and inconvenience in the amount of $2,500,000; and

● Hayseeds

damages for net economic loss in the amount of $27,500,000.

The

jury’s verdict resolved two of the three elements of damages. The remaining element—attorneys’ fees—was not decided

by the jury and will be determined by the Court.

The

Court entered judgment in favor of Ramaco LLC and against defendants Federal Insurance Company and ACE American Insurance Company in

accordance with the jury’s verdict on September 25, 2026.

The

Company is grateful to the jury for its careful consideration of the facts and for delivering a just verdict that recognizes the harm

we suffered by the insurance carriers’ wrongful delay in payment of a legitimate insurance claim that we filed in 2019.

Post-Trial

Motions

The

Court has directed that any and all post-trial motions, including but not limited to motions to set aside the jury’s verdict or to reduce

the amounts reflected in the verdict, must be filed in writing within 28 days of the entry of judgment.

Appeal

Under

Rule 4(a)(1)(A) of the Federal Rules of Appellate Procedure, a notice of appeal must be filed with the district clerk within 30 days

after the entry of the final judgment or order appealed from. Accordingly, the defendants will have 30 days from the date of entry of

the final judgment to file a notice of appeal with the Court. However, if any party files a timely post-trial motion under Rule 50(b),

Rule 59, or certain other provisions of the Federal Rules of Civil Procedure within the time allowed by those rules, the time to file

a notice of appeal will run for all parties from the entry of the order disposing of the last such remaining motion or motions.

Item 9.01 Financial Statements and Exhibits

(d)

Exhibits.

Exhibit

No.

Description

99.1

Press Release issued by Ramaco Resources, Inc. dated September 28, 2026

104

Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)

Signatures

Pursuant

to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned hereunto duly authorized.

Ramaco Resources, Inc.

By:

/s/ Randall W. Atkins

Name:

Randall W. Atkins

Title:

Chairman and Chief Executive Officer

Date:

September 28, 2026

EX-99.1 — PRESS RELEASE ISSUED BY RAMACO RESOURCES, INC. DATED SEPTEMBER 28, 2026

EX-99.1

Filename: ea030677501ex99-1.htm · Sequence: 2

Exhibit 99.1

Ramaco

Resources, Inc. Announces $30.0 Million Jury Verdict in Insurance Coverage Litigation

LEXINGTON,

Ky., Sept. 28, 2026 /PRNewswire/ -- Ramaco Resources, Inc. (NASDAQ: METC, METCB) (“Ramaco” or the “Company”) today

announced that a federal jury has returned a verdict awarding $30.0 million in damages to Ramaco Resources, LLC (“Ramaco LLC”),

a subsidiary of the Company, in its insurance coverage lawsuit against Federal Insurance Company and ACE American Insurance Company,

both subsidiaries of the Chubb Insurance company (collectively “Chubb”). The trial was held in the Charleston Division of

the United States District Court for the Southern District of West Virginia (the “Court”).

The

lawsuit arose from the defendants’ denial of Ramaco LLC’s insurance claim following a partial structural failure of a raw coal storage

silo at the Company’s Elk Creek preparation plant in November 2018. Ramaco LLC filed suit in August 2019, seeking a declaratory judgment

that the silo collapse was an insurable event and to require coverage under the applicable policy.

September 25, 2026, following the new trial on damages, the jury determined by a preponderance of the evidence that the following damages

should be awarded to Ramaco LLC:

● Damages

for aggravation and inconvenience in the amount of $2,500,000; and

● Damages

for net economic loss in the amount of $27,500,000.

The

Court entered judgment in favor of Ramaco LLC and against defendants Chubb in accordance with the jury’s verdict on September 25, 2026.

The jury’s verdict resolved two of the three elements of damages in the matter. The remaining element — attorney’s fees —

was not decided by the jury and will be determined by the Court.

The

defendants may file post-trial motions within 28 days of the entry of judgment and will have 30 days from the date of entry of the final

judgment to file a notice of appeal.

“The

Company is grateful to the jury for its careful consideration of the facts and for delivering a just verdict that recognizes the harm

we suffered by the insurance carriers’ wrongful delay in payment of a legitimate insurance claim that we filed in 2019,” said Randall

Atkins, Chairman and CEO of Ramaco Resources.

Additional

information may be found in the Current Report on Form 8-K filed by the Company today.

About

Ramaco Resources

Ramaco

Resources, Inc. is an operator and developer of high-quality, low-cost metallurgical coal in southern West Virginia, and southwestern

Virginia and exploring a coal, rare earth and other critical minerals project in Wyoming. The Company’s executive offices are located

in Lexington, Kentucky, with operational offices in Charleston, West Virginia and Sheridan, Wyoming. The Company currently has four active

metallurgical coal mining complexes in Central Appalachia and one coal mine and rare earth element and other critical mineral exploration

stage property near Sheridan, Wyoming (the “Brook Mine”). The Brook Mine remains an exploration stage property, and no assurance

can be given that it will be successfully developed into a commercial scale mine or that any inferred mineral resources estimated will

be converted into higher confidence mineral resources or eventually mineral reserves. Contiguous to the Brook Mine, the Company operates

a carbon research facility related to the potential production of advanced carbon products and materials from coal. In connection with

these activities, it holds a body of more than 70 intellectual property patents, pending applications, exclusive licensing agreements

and various trademarks. News and additional information about Ramaco Resources, including filings with the Securities and Exchange Commission,

are available at https://www.ramacoresources.com. For more information, contact investor relations at (859) 244-7455 or info@ramacometc.com.

Contact:

George Cpin, Ramaco Resources george.cpin@ramacometc.com

CAUTIONARY

STATEMENT REGARDING FORWARD-LOOKING STATEMENTS

Certain

statements contained in this news release constitute “forward-looking statements” within the meaning of the Private Securities

Litigation Reform Act of 1995, including, but not limited to, statements related to the outcome of pending post-trial motions and potential

appeals, the determination of attorney’s fees, the collection of damages awarded, and the Company’s financial guidance and outlook. These

forward-looking statements represent Ramaco Resources’ expectations or beliefs concerning future events and anticipated results, and

it is possible that the results described in this news release will not be achieved. These forward-looking statements are subject to

risks, uncertainties and other factors, many of which are outside of Ramaco Resources’ control, which could cause actual results to differ

materially from the results discussed in the forward-looking statements. These factors include, without limitation, the possibility that

the jury’s verdict may be reduced or set aside by post-trial motions or on appeal, the defendants’ ability to satisfy the judgment, the

outcome of any appellate proceedings, and the Court’s determination of attorney’s fees. Any forward-looking statement speaks only as

of the date on which it is made, and, except as required by law, Ramaco Resources does not undertake any obligation to update or revise

any forward-looking statement, whether as a result of new information, future events or otherwise. When considering these forward-looking

statements, you should keep in mind the risk factors and other cautionary statements found in Ramaco Resources’ filings with the Securities

and Exchange Commission (“SEC”), including its Annual Report on Form 10-K and Quarterly Reports on Form 10-Q. The risk factors

and other factors noted in Ramaco Resources’ SEC filings could cause its actual results to differ materially from those contained in

any forward-looking statement.

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