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Form 8-K

sec.gov

8-K — Ategrity Specialty Insurance Co Holdings

Accession: 0002040491-26-000040

Filed: 2026-07-29

Period: 2026-07-29

CIK: 0002040491

SIC: 6331 (FIRE, MARINE & CASUALTY INSURANCE)

Item: Results of Operations and Financial Condition

Documents

8-K — asic-20260729.htm (Primary)

EX-99.1 (asic-2026729xexx991.htm)

XML — IDEA: XBRL DOCUMENT (R1.htm)

8-K

8-K (Primary)

Filename: asic-20260729.htm · Sequence: 1

asic-20260729

0002040491FALSE00020404912026-02-192026-02-19

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 29, 2026

Ategrity Specialty Insurance Company Holdings

(Exact name of registrant as specified in its charter)

Nevada 001-42695 82-4925734

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(IRS Employer

Identification Number)

9 West 57th Street, 33rd Floor

New York, NY 10019

(Address of principal executive offices, including Zip Code)

Registrant’s telephone number, including area code: (212) 509-1600

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange

on which registered

Common Stock, $0.001 par value per share ASIC New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company x

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 2.02                                         Results of Operations and Financial Condition

On July 29, 2026, Ategrity Specialty Insurance Company Holdings (the “Company”) issued a press release announcing its financial results for the three months ended June 30, 2026. A copy of the Company’s press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference.

The information contained in Item 2.02, including Exhibit 99.1 hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended or the Exchange Act, except as expressly provided by specific reference in such a filing.

Item 9.01                                         Financial Statements and Exhibits.

(d)Exhibits.

Exhibit No. Description

99.1

Press Release dated July 29, 2026

104 Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

ATEGRITY SPECIALTY INSURANCE COMPANY HOLDINGS

Date: July 29, 2026 By: /s/ Neil Adler

Neil Adler

Chief Financial Officer

EX-99.1

EX-99.1

Filename: asic-2026729xexx991.htm · Sequence: 2

Document

Ategrity Specialty Insurance Company Holdings Reports Second Quarter 2026 Results

Combined ratio of 85.9% drives underwriting income growth of 66.9% and record earnings

NEW YORK, NY – July 29, 2026 – Ategrity Specialty Insurance Company Holdings (NYSE: ASIC) today announced financial results for the quarter ended June 30, 2026. The Company reported net income attributable to stockholders of $33.5 million, or $0.67 per diluted share, compared to $17.6 million, or $0.39 per diluted share, in the prior-year period. Adjusted net income attributable to stockholders(1) was $33.5 million, or $0.67 per diluted share(1).

Second Quarter 2026 Highlights

•Gross written premiums increased 23.4% to $206.8 million

•Net income attributable to stockholders was $33.5 million, or $0.67 per diluted share, up 89.8%

•Adjusted net income attributable to stockholders(1) was $33.5 million, or $0.67 per diluted share

•Combined ratio was 85.9%, compared to 88.9% in Q2 2025

•Adjusted return on stockholders’ equity(1) was 20.7%

•Book value per share at quarter-end was $13.86 per share, up 8.5% from year-end

Chief Executive Officer Justin Cohen said, “Ategrity delivered another quarter of record production, underwriting profitability and earnings, with gross written premium growth of 23.4%, a combined ratio of 85.9% and adjusted net income growth of 87.9%. These results demonstrate the strength of our productionized underwriting platform, and our ability to take market share while expanding profitability.

“The scalability of our model was evident this quarter, as our expense ratio improved 350 basis points to 27.5%, contributing to a 66.9% increase in underwriting income. We continue to see opportunities to drive further efficiencies through automation and streamlined processes while executing our disciplined underwriting approach. As we continue to scale, we believe our model is positioned to deliver attractive returns for shareholders and exceptional value to our distribution partners.”

Underwriting Results

For the quarter ended June 30, 2026, gross written premiums increased 23.4% compared to the prior-year period, driven by execution of our growth initiatives and increased engagement across our expanding distribution network. Gross written premiums for casualty lines increased 24.7% year-over-year, reflecting the Company’s strategic focus on broadening casualty-related products and verticals. Gross written premiums in property lines increased 21.3% year-over-year, with contribution from growth in lower-risk geographies, including the Midwest and New England.

Underwriting income(1) was $16.0 million for the quarter, up 66.9% from $9.6 million in the prior-year period. The combined ratio for the quarter was 85.9%, a decrease from 88.9% in the prior-year period, driven by improvement in the expense ratio. The loss ratio increased by 0.5 percentage points to 58.5%, reflecting a shift in business mix toward our Brokerage channel in recent periods and lower catastrophe activity in the prior-year period.

The overall expense ratio was 27.5% for the quarter, compared to 31.0% in the prior-year period, driven by operating expense leverage and lower net policy acquisition costs. Operating expenses, net of fee income, decreased as a percentage of net earned premiums by 2.9 percentage points to 9.5%, reflecting emerging scale benefits of our centralized model and stronger fee income. Policy

acquisition costs also improved, decreasing by 0.6 percentage points to 17.9% of net earned premiums due to a favorable shift in our business mix.

“Our team delivered another quarter of strong growth while maintaining our technical underwriting standards” said Chris Schenk, President and Chief Underwriting Officer. “Record new business growth was driven by the expansion of our distribution relationships and the execution of differentiated growth strategies, including initiatives such as Project Heartland and our New England strategy. We also entered the quarter with a larger and more valuable renewal portfolio, reflecting the cumulative benefits of investments made over the past several years. Together, these differentiated growth initiatives and our expanding renewal franchise are creating a more durable, predictable and profitable earnings foundation.”

“Across our portfolio, we continue to capture attractive opportunities as we see increased market focus on coverage terms and conditions, particularly in the middle-market segment. Our strategy is to provide insureds with the coverage they need at fair, technically sound rates. As insureds demonstrate a renewed willingness to pay for coverage certainty, we believe our differentiated underwriting approach, targeted market strategies and disciplined execution will enable Ategrity to continue gaining market share while delivering sustainable, profitable growth.”

(1)    See the definitions and reconciliations of non-GAAP financial measures to the most directly comparable GAAP financial measures in the section titled “Non-GAAP Financial Measures” below.

Summary of Operating Results

The following table summarizes the Company’s results of operations for the three months ended June 30, 2026 and 2025:

Three Months Ended June 30, Six Months Ended June 30,

($ in thousands, except percentages and per share data)

2026 2025

2026

2025

Gross written premiums

$ 206,762  $ 167,502  $ 349,689  $ 283,645

Ceded written premiums

(53,325) (50,231) (77,545) (76,503)

Net written premiums

$ 153,437  $ 117,271  $ 272,144  $ 207,142

Net earned premiums

$ 113,775  $ 86,928  $ 218,986  $ 165,229

Fee income

3,432  1,524  5,654  2,084

Losses and loss adjustment expenses

66,503  50,412  128,383  97,274

Underwriting, acquisition and insurance expenses

34,666  28,430  66,945  53,315

Underwriting income (1)

16,038  9,610  29,312  16,724

Net investment income

12,662  11,891  24,704  19,786

Net realized and unrealized gains (losses) on investments

18,591  1,409  28,056  (3,190)

Interest expense

4  447  8  894

Other income

24  28  48  993

Other expenses

872  161  1,444  399

Income before income taxes

46,439  22,330  80,668  33,020

Income tax expense

9,267  4,713  16,320  6,953

Net income

$ 37,172  $ 17,617  $ 64,348  $ 26,067

Less: Net income (loss) attributable to non-controlling interest - General Partner

3,721  (5) 5,431  (16)

Net income attributable to stockholders

$ 33,451  $ 17,622  $ 58,917  $ 26,083

Key Metrics

Adjusted net income attributable to stockholders (1)

$ 33,545  $ 17,857  $ 59,147  $ 26,400

Loss ratio

58.5  % 58.0  % 58.6  % 58.9  %

Expense ratio

27.5  % 31.0  % 28.0  % 31.0  %

Combined ratio (3)

85.9  % 88.9  % 86.6  % 89.9  %

Return on stockholders' equity (2)

20.7

%

14.3

%

18.4

%

10.9

%

Adjusted return on stockholders' equity (1) (2)

20.7  %

14.5

%

18.5  %

11.0

%

Diluted earnings per share

$

0.67

$

0.39

$

1.18

$

0.60

Adjusted diluted earnings per share(1)

$

0.67

$

0.41

$

1.19

$

0.62

(1)Each of these metrics is a non-GAAP financial measure. See “Non-GAAP Financial Measures” for a reconciliation of the non-GAAP financial measure to the most directly comparable GAAP measure.

(2)For the three and six months ended June 30, 2026 and 2025, net income attributable to stockholders and adjusted net income attributable to stockholders are annualized to arrive at return on stockholders’ equity and adjusted return on stockholders’ equity.

(3) Ratios are calculated using unrounded figures. The sum of components may differ slightly from totals shown due to rounding.

2

Gross Written Premiums

The following tables presents gross written premiums by product for the three and six months ended June 30, 2026 and 2025:

Three Months Ended June 30,

Six Months Ended June 30,

($ in thousands, except percentages)

2026

2025

% Change

2026

2025

% Change

Casualty

$ 133,424  $ 107,023

24.7

%

$ 238,077  $ 189,163

25.9

%

Property

73,338  60,479

21.3

%

111,612  94,482

18.1

%

Gross written premiums

$

206,762

$

167,502

23.4

%

$

349,689

$

283,645

23.3

%

Expense Ratio

The following tables summarize the components of our expense ratio for the three and six months ended June 30, 2026 and 2025:

Three Months Ended June 30,

($ in thousands, except percentages)

2026

2025

Expenses

% of Net Earned Premiums (2)

Expenses

% of Net Earned Premiums (2)

Policy acquisition costs

$

20,370

17.9

%

$

16,088

18.5

%

Operating expenses, net of fee income (1)

10,864

9.5

%

10,818

12.4

%

Underwriting, acquisition and insurance expenses, net of fee income

$

31,234

27.5

%

$

26,906

31.0

%

Six Months Ended June 30,

($ in thousands, except percentages)

2026

2025

Expenses

% of Net Earned Premiums

Expenses

% of Net Earned Premiums (2)

Policy acquisition costs

$

38,913

17.8

%

$

30,820

18.7

%

Operating expenses, net of fee income (1)

22,378

10.2

%

20,411

12.4

%

Underwriting, acquisition and insurance expenses, net of fee income

$

61,291

28.0

%

$

51,231

31.0

%

(1)Net of fee income of $3.4 million and $5.7 million for the three and six months ended June 30, 2026, and $1.5 million and $2.1 million for the three and six months ended June 30, 2025, respectively.

(2) The sum of components differs slightly from the total shown due to rounding.

Investment results

The following tables summarize net investment income and net realized and unrealized gains on investments for the three and six months ended June 30, 2026 and 2025:

3

Three Months Ended June 30, Six Months Ended June 30,

($ in thousands)

2026

2025

2026

2025

Investment income

Fixed-maturity securities

$

8,846

$

6,460

$

17,201

$

12,725

Short-term investments

1,939

1,154

3,568

1,724

Cash equivalents

290

475

705

911

Loans to affiliates

1,524

1,543

3,053

1,793

Total fixed income

12,599

9,632

24,527

17,153

Utility & Infrastructure Investments

210

2,422

452

2,931

Other expenses

(147)

(163)

(275)

(298)

Net investment income

$

12,662

$

11,891

$

24,704

$

19,786

Net realized and unrealized gains (losses) on investments

$

18,591

$

1,409

$

28,056

$

(3,190)

Non-GAAP Financial Measures

We report our financial results in accordance with GAAP. However, we believe that certain non-GAAP financial measures provide investors in our common stock with additional useful information in evaluating our performance. Management believes that excluding certain items that are not indicative of core performance assists in evaluating our ability to generate earnings and to more readily compare these metrics between past and future periods. These non-GAAP financial measures may be different than similarly titled measures used by other companies.

These non-GAAP financial measures should not be considered in isolation from, or as substitutes for, financial information prepared in accordance with GAAP. There are limitations related to the use of these non-GAAP financial measures as compared to the most directly comparable GAAP financial measures.

Underwriting Income

We define underwriting income as income before income taxes excluding the impact of net investment income, net realized and unrealized gains (losses) on investments, other income, interest expense, and other expenses (which include expenses related to corporate activities and expenses recorded by us in connection with the Company’s initial public offering). Underwriting income is a measure of the pre-tax profitability of our underwriting operations and allows us to evaluate our underwriting performance without regard to net investment income among other things. We use this metric as we believe it gives our management and other users of our financial information useful insight into our underlying business performance. Underwriting income should not be viewed as a substitute for income before income taxes calculated in accordance with GAAP, and other companies may define underwriting income differently.

4

Underwriting income for the three and six months ended June 30, 2026 and 2025 reconciles to income before income taxes as follows:

Three Months Ended June 30,

Six Months Ended June 30,

($ in thousands)

2026

2025

2026

2025

Income before income taxes

$

46,439

$

22,330

$

80,668

$

33,020

Less:

Net investment income

(12,662)

(11,891)

(24,704)

(19,786)

Net realized and unrealized (gains) losses on investments

(18,591)

(1,409)

(28,056)

3,190

Other income

(24)

(28)

(48)

(993)

Add:

Interest expense

4

447

8

894

Other expenses

872

161

1,444

399

Underwriting income

$

16,038

$

9,610

$

29,312

$

16,724

Adjusted net income attributable to stockholders

We define adjusted net income attributable to stockholders as net income attributable to stockholders excluding certain other non-operating expenses, which include expenses recorded by us in connection with the Company’s initial public offering. We use adjusted net income attributable to stockholders as an internal performance measure in the management of our operations because we believe it gives our management and other users of our financial information useful insight into our results of operations and our underlying business performance. Adjusted net income attributable to stockholders should not be viewed as a substitute for net income attributable to stockholders calculated in accordance with GAAP, and other companies may define adjusted net income differently.

Adjusted net income attributable to stockholders for the three and six months ended June 30, 2026 and 2025 reconciles to net income attributable to stockholders as follows:

Three Months Ended June 30,

Six Months Ended June 30,

($ in thousands)

2026

2025

2026

2025

Net income attributable to stockholders

$

33,451

$

17,622

$

58,917

$

26,083

Adjustments:

Other non-operating expenses (1)

119

298

291

401

Tax impact

(25)

(63)

(61)

(84)

Adjusted net income attributable to stockholders

$

33,545

$

17,857

$

59,147

$

26,400

(1)In the three and six months ended June 30, 2026 and 2025, other non-operating expenses includes share-based compensation expenses recorded by us related to our initial public offering.

Adjusted return on stockholders’ equity

We define adjusted return on stockholders’ equity as adjusted net income attributable to stockholders, expressed as a percentage of average beginning and ending stockholders’ equity during the period. Adjusted net income attributable to stockholders excludes the impact of certain items that may not be indicative of underlying business trends, operating results, or future outlook, net of tax impact. We use adjusted return on stockholders’ equity as an internal performance measure in the management of our operations because we believe it gives our management and other users of

5

our financial information useful insight into our results of operations and our underlying business performance. Adjusted return on stockholders’ equity should not be viewed as a substitute for return on stockholders’ equity calculated in accordance with GAAP, and other companies may define adjusted return on stockholders’ equity and adjusted net income attributable to stockholders differently.

Adjusted return on stockholders’ equity for the three and six months ended June 30, 2026 and 2025 reconciles to return on stockholders’ equity as follows:

Three Months Ended June 30,

Six Months Ended June 30,

($ in thousands, except percentages)

2026

2025

2026

2025

Numerator: Adjusted net income attributable to stockholders, annualized (1)

$

134,180

$

71,428

$

118,294

$

52,800

Denominator: Average stockholders’ equity

647,709

493,253

639,352

478,998

Adjusted return on stockholders' equity

20.7

%

14.5

%

18.5

%

11.0

%

(1)For the three and six months ended June 30, 2026 and 2025, net income and adjusted net income are annualized to arrive at return on stockholders’ equity and adjusted return on stockholders’ equity.

Adjusted diluted earnings per share

We define adjusted diluted earnings per share as adjusted net income attributable to stockholders, divided by weighted average common shares outstanding - diluted for the period. We use adjusted diluted earnings per share as an internal performance measure in the management of our operations because we believe it gives our management and other users of our financial information useful insight into our results of operations and our underlying business performance. Adjusted diluted earnings per share should not be viewed as a substitute for diluted earnings per share calculated in accordance with GAAP, and other companies may define adjusted diluted earnings per share differently.

Adjusted diluted earnings per share for the three and six months ended June 30, 2026 and 2025 reconciles to diluted earnings per share as follows:

Three Months Ended June 30,

Six Months Ended June 30,

($ in thousands, except share and per share data)

2026

2025

2026

2025

Numerator: Adjusted net income attributable to stockholders

$

33,545

$

17,857

$

59,147

$

26,400

Denominator: Weighted-average shares outstanding - diluted

49,864,919

43,584,999

49,839,370

42,246,997

Adjusted diluted earnings per share

$

0.67

$

0.41

$

1.19

$

0.62

Conference Call

Ategrity will hold a conference call to discuss this press release today, July 29, at 5:00 p.m. Eastern Time. Interested parties may access the conference call via a live webcast, which can be accessed at https://events.q4inc.com/attendee/692692597 or by visiting the Company’s Investor Relations website. Please join the webcast at least 10 minutes before the scheduled start time. A replay of the event webcast will be available on the Company’s Investor Relations website approximately two hours following the call, for a period of at least 30 days.

__________________________________________________________________________________

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About Ategrity Specialty Insurance Company Holdings

Ategrity Specialty Insurance Company Holdings is a profitable and growing specialty insurance company dedicated to providing excess and surplus (“E&S”) products to small to medium-sized businesses across the United States. We have built a proprietary underwriting platform that combines sophisticated data analytics with automated and streamlined processes to efficiently serve our clients and deliver long-term value to our stockholders. The small to medium-sized business market is characterized by large volumes of small-sized policies, and we believe our competitive edge lies in our ability to offer consistent, high-speed, and low-touch interactions that our distribution partners value. This advantage stems from our technology-driven method of standardizing, simplifying, and automating our transaction process, which we call productionized underwriting.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements can be identified by the fact that they do not relate strictly to historical or current facts. You can identify forward-looking statements in this press release by the use of words such as “anticipates,” “estimates,” “expects,” “intends,” “plans,” and “believes,” and similar expressions or future or conditional verbs such as “will,” “should,” “would,” “may,” and “could.” These forward-looking statements include, among others, statements relating to our investments in automation and analytics and their expected impact and expected profitable growth. These forward-looking statements are based on management’s current expectations and assumptions about future events, which are inherently subject to uncertainties, risks, and changes in circumstances that are difficult to predict.

Our actual results may differ materially from those expressed in, or implied by, the forward-looking statements included in this press release as a result of various factors, including, among others: the risks and uncertainties discussed under the caption “Risk Factors” in our 2025 Form 10-K filed with the Securities and Exchange Commission, (the “SEC”) on March 4, 2026. Accordingly, you should read this press release completely and with the understanding that our actual future results may be materially different from what we expect.

Forward-looking statements speak only as of the date of this press release. Except as expressly required under federal securities laws and the rules and regulations of the SEC, we do not have any obligation, and do not undertake, to update any forward-looking statements to reflect events or circumstances arising after the date of this press release, whether as a result of new information, future events, or otherwise. You should not place undue reliance on the forward-looking statements included in this press release or that may be made elsewhere from time to time by us, or on our behalf. All forward-looking statements attributable to us are expressly qualified by these cautionary statements.

Investor Relations Contact IR@ategrity.com

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Condensed Consolidated Balance Sheets (Unaudited)

June 30, 2026

December 31, 2025

($ in thousands)

Assets:

Fixed-maturity securities available-for-sale, at fair value

$

611,314

$

558,428

Utility & Infrastructure Investments, at fair value

227,267

189,859

Short-term investments

228,919

220,241

Loans to affiliates

106,500

106,500

Other invested assets

1,766

280

Total invested assets

1,175,766

1,075,308

Cash and cash equivalents

$

33,327

$

29,721

Investment income due and accrued

10,497

10,186

Premiums receivable, net of allowance for credit losses

111,638

75,244

Deferred policy acquisition costs, net of ceding commissions

39,004

30,204

Income tax receivable

Deferred income tax asset, net

13,996

13,289

Reinsurance recoverable, net of allowance for credit losses

188,156

150,386

Ceded unearned premiums

76,555

74,317

Other assets

14,662

15,658

Total assets

1,663,601

1,474,313

Liabilities, stockholders' equity and non-controlling interest:

Liabilities:

Reserves for unpaid losses and loss adjustment expenses

$

583,933

$

502,248

Unearned premiums

337,260

281,864

Payable to reinsurers

39,434

31,064

Accounts payable and accrued expenses

27,671

31,684

Income tax payable

1,406

8,414

Other liabilities

3,522

4,180

Total liabilities

993,226

859,454

Stockholders' equity:

Total stockholders' equity

664,394

614,309

Non-controlling interest - General Partner

5,981

550

Total stockholders' equity and non-controlling interest

670,375

614,859

Total liabilities, stockholders' equity and non-controlling interest

1,663,601

1,474,313

8

Condensed Consolidated Statements of Operations and Comprehensive Income (Unaudited)

Three Months Ended June 30,

Six Months Ended June 30,

2026

2025

2026 2025

($ in thousands, except share and per share data)

Revenues

Gross written premiums $ 206,762

$ 167,502  $ 349,689  $ 283,645

Ceded written premiums (53,325)

(50,231) (77,545) (76,503)

Net written premiums 153,437

117,271  272,144  207,142

Change in unearned premiums (39,662)

(30,343) (53,158) (41,913)

Net earned premiums 113,775

86,928  218,986  165,229

Fee income 3,432

1,524  5,654  2,084

Net investment income 12,662

11,891  24,704  19,786

Net realized and unrealized gains (losses) on investments 18,591

1,409  28,056  (3,190)

Other income 24

28  48  993

Total revenues 148,484

101,780  277,448  184,902

Expenses

Losses and loss adjustment expenses 66,503  50,412  128,383  97,274

Underwriting, acquisition and insurance expenses 34,666  28,430  66,945  53,315

Interest expense 4  447  8  894

Other expenses 872  161  1,444  399

Total expenses 102,045  79,450  196,780  151,882

Income before income taxes 46,439  22,330  80,668  33,020

Income tax expense 9,267  4,713  16,320  6,953

Net income 37,172  17,617  64,348  26,067

Less: Net income (loss) attributable to non-controlling interest - General Partner 3,721  (5) 5,431  (16)

Net income attributable to stockholders 33,451  17,622  58,917  26,083

Other comprehensive income:

Unrealized gains (losses), net of taxes 2,559  152  (6,411) 38

Total comprehensive income attributable to stockholders $ 36,010  $ 17,774  $ 52,506  $ 26,121

Earnings per share:

Basic $ 0.70  $ 0.40  $ 1.23  $ 0.61

Diluted $ 0.67  $ 0.39  $ 1.18  $ 0.60

Weighted-average shares outstanding:

Basic 48,008,741  42,084,982  48,037,544  41,191,609

Diluted 49,864,919  43,584,999  49,839,370  42,246,997

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v3.26.1

Cover

Feb. 19, 2026

Cover [Abstract]

Document Type

8-K

Document Period End Date

Jul. 29, 2026

Entity Registrant Name

Ategrity Specialty Insurance Company Holdings

Entity Incorporation, State or Country Code

NV

Entity File Number

001-42695

Entity Tax Identification Number

82-4925734

Entity Address, Address Line One

9 West 57th Street

Entity Address, Address Line Two

33rd Floor

Entity Address, City or Town

New York

Entity Address, State or Province

NY

Entity Address, Postal Zip Code

10019

City Area Code

(212)

Local Phone Number

509-1600

Written Communications

false

Soliciting Material

false

Pre-commencement Tender Offer

false

Pre-commencement Issuer Tender Offer

false

Title of 12(b) Security

Common Stock, $0.001 par value per share

Trading Symbol

ASIC

Security Exchange Name

NYSE

Entity Emerging Growth Company

true

Entity Ex Transition Period

false

Central Index Key

0002040491

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