Form 8-K

8-K — Katapult Holdings, Inc.

Accession: 0000950103-26-011207

Filed: 2026-07-27

Period: 2026-07-27

CIK: 0001785424

SIC: 7359 (SERVICES-EQUIPMENT RENTAL & LEASING, NEC)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — dp250641_8k.htm (Primary)

XML — IDEA: XBRL DOCUMENT (R1.htm)

8-K — FORM 8-K

8-K (Primary)

Filename: dp250641_8k.htm · Sequence: 1

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0001785424

2026-07-27

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities

Exchange Act of 1934

Date of Report (Date of earliest event reported):

July 27, 2026

KATAPULT HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware

001-39116

84-2704291

(State or other jurisdiction

of incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

5360 Legacy Drive, Building 2

Plano, TX

75024

(Address of principal executive offices)

(Zip Code)

(833) 528-2785

(Registrant’s telephone number, including area code:)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended

to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction

A.2. below):

☒ Written communications pursuant to Rule 425 under the Securities

Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange

Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under

the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under

the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class

Trading Symbol(s)

Name of Each Exchange on

Which Registered

Common Stock, par value $0.0001 per share

KPLT

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth

company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange

Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant

has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant

to Section 13(a) of the Exchange Act. ☐

Item 8.01 Other Events

As previously disclosed, on December 11, 2025,

Katapult Holdings, Inc., a Delaware corporation (“Katapult”) entered into an Agreement and Plan of Merger (the “Merger

Agreement”), by and among Katapult, Katapult Merger Sub 1, Inc., a Delaware corporation and wholly-owned indirect subsidiary

of Katapult, Katapult Merger Sub 2, LLC, a Delaware limited liability company and wholly-owned indirect subsidiary of Katapult, CCF Holdings

LLC, a Delaware limited liability company (“CCFI”), and Aaron’s Intermediate Holdco, Inc., a Delaware corporation

(“Aaron’s”), subsequently amended on June 17, 2026 (the “Amendment to the Merger Agreement”).

Capitalized terms used but not defined herein shall have the meanings ascribed to such terms in the Merger Agreement.

Pursuant to the terms and conditions of the Merger

Agreement, a business combination among Aaron’s, CCFI, and Katapult will be effected as follows: (a) immediately prior to the Aaron’s

Merger Effective Time, (i) Aaron’s shall cause the Aaron’s MIP Holders to assign, transfer and deliver to Katapult, and Katapult

shall assume and acquire from the Aaron’s MIP holders, the Aaron’s MIP Units and (ii) Katapult shall issue to the Aaron’s

MIP Holders and Aaron’s shall cause the Aaron’s MIP Holders to acquire from Katapult the Aaron’s MIP Rollover Interests

as consideration for the Aaron’s MIP Units (the “Aaron’s MIP Exchange”); (b) immediately prior to the CCFI

Merger Effective Time, (i) CCFI shall cause the CCFI MIP Holders to assign, transfer and deliver to Katapult, and Katapult shall assume

and acquire from the CCFI MIP Holders, the CCFI MIP Equity and (ii) Katapult shall issue to the CCFI MIP Holders and CCFI shall cause

the CCFI MIP Holders to acquire from Katapult the CCFI MIP Rollover Interests as consideration for the CCFI MIP Equity (the “CCFI

MIP Exchange”); (c) immediately following the Aaron’s MIP Exchange, at the Aaron’s Merger Effective Time, Merger

Sub 1 shall be merged with and into Aaron’s, and the separate existence of Merger Sub 1 shall cease and Aaron’s will continue

as the surviving corporation in the Aaron’s Merger; and (d) immediately following the CCFI MIP Exchange, at the CCFI Merger Effective

Time, Merger Sub 2 shall be merged with and into CCFI, and the separate existence of Merger Sub 2 shall cease and CCFI will continue as

the surviving limited liability company in the CCFI Merger.

On June 18, 2026, Katapult filed with the Securities

and Exchange Commission (the “SEC”) a registration statement on Form S-4 containing a proxy statement/prospectus in

connection with the Mergers (as amended by Amendment No. 1 to registration statement on Form S-4, filed by Katapult with the SEC on July

2, 2026, the “Registration Statement) and on July 7, 2026, Katapult filed such proxy statement/prospectus on Form 424B3 (the

“Proxy Statement/Prospectus”) with the SEC in connection with the Mergers and commenced mailing of the

Proxy Statement/Prospectus to its stockholders. The special meeting of Katapult Stockholders to approve (among other things) the Mergers

will be held on August 6, 2026, at 10:00 a.m. Eastern Time (the “Special Meeting”) as further described in the

Proxy Statement/Prospectus.

Litigation and Stockholder Demand Letters Related

to the Mergers

As of the date of this Current Report on Form 8-K

(this “Current Report”), which amends and supplements the information in the Proxy Statement/Prospectus, two

complaints have been filed (collectively, the “Complaints”) on July 15, 2026 and July 16, 2026 respectively, alleging,

among other things, that the Proxy Statement/Prospectus omitted material information that rendered it incomplete or misleading.

The lawsuits, each filed by a purported Katapult Stockholder in an individual capacity, were filed in the Supreme Court of the State of

New York and are captioned Michael Clark v. Katapult Holdings, Inc. et. al. (No. 654167/2026) and Nathan Turner v. Katapult Holdings,

Inc., et. al. (No. 654201/2026). The Plaintiffs in the Complaints allege negligent misrepresentation and concealment and negligence in

violation of New York State common law, and are seeking to enjoin the defendants from taking any steps to consummate the Mergers until

the defendants disclose certain allegedly material information in the Proxy Statement/Prospectus in advance of the Special Meeting

or, in the event the Mergers are consummated, to recover damages resulting from the defendants’ alleged conduct described in the

Complaints.

In addition, demand letters (the “Demand

Letters”) have been received by Katapult from purported Katapult Stockholders challenging disclosures made in the Registration Statement

or the Proxy Statement/Prospectus, as applicable. The Demand Letters generally make similar allegations to those in the Complaints,

and that the Registration Statement or the Proxy Statement/Prospectus, as applicable, contain disclosure deficiencies in violation

of U.S. federal securities laws. The Demand Letters seek corrective disclosures to the Registration Statement or the Proxy Statement/Prospectus,

as applicable, in advance of the Special Meeting. There can be no assurances that additional lawsuits or additional demands will not be

filed or made against Katapult with respect to the Mergers. If this occurs, Katapult will not necessarily announce them.

Katapult and the other

named defendants deny that they have violated any laws, believe that the claims asserted in the Complaints and the Demand Letters are

without merit and that the disclosures in the Registration Statement and the Proxy Statement/Prospectus comply fully with applicable

law. However, solely to reduce risk of the Complaints or Demand Letters delaying or adversely affecting the closing of the Mergers, to

minimize the costs, risks and uncertainties inherent in litigation, and to correct certain previously-reported information concerning

beneficial ownership of Katapult common stock following the Mergers, and without admitting any liability or wrongdoing, Katapult is voluntarily

providing the supplemental information set forth in this Current Report. Nothing in this Current Report shall be deemed an admission of

the legal necessity or materiality under applicable laws of any of the supplemental information set forth herein. To the contrary, Katapult

specifically takes the position that no further disclosure of any kind was or is required to supplement the Proxy Statement/Prospectus

under applicable laws.

Supplemental Disclosures to the Proxy Statement/Prospectus

The Supplemental Disclosures should be read in

connection with the Proxy Statement/Prospectus, which should be read in its entirety, including all risk factors and cautionary

notes contained therein. All page references are to pages in the Proxy Statement/Prospectus, and terms used below, unless otherwise

defined, have the meanings set forth in the Proxy Statement/Prospectus. To the extent that information in the below Supplemental

Disclosures differs from, or updates information contained in, the Proxy Statement/Prospectus, the information in the below Supplemental

Disclosures will supersede or supplement the information in the Proxy Statement/Prospectus. Except as otherwise described in the

below Supplemental Disclosures or the documents referred to, contained in or incorporated by reference herein, the Proxy Statement/Prospectus,

the annexes to the Proxy Statement/Prospectus and the documents referred to, contained in or incorporated by reference in the

Proxy Statement/Prospectus are not otherwise modified, supplemented or amended. For clarity, new text within restated paragraphs from

the Proxy Statement/Prospectus is highlighted with bold, underlined text, while deleted text is bold and

stricken-through.

The disclosure on page 141 of the Proxy

Statement/ Prospectus under the section with the heading “The Mergers — Background of the Mergers” is supplemented

by replacing the last sentence of the third full paragraph with the following:

Prior to exchanging or discussing confidential

information, Katapult executed a confidentiality agreement with each such party, which contained customary terms and conditions for a

Potential Transaction involving a public company such as Katapult, including a standstill with a “don’t ask, don’t waive”

provision that would fall away and be rendered inoperative upon the entry by Katapult into a definitive agreement for a Potential

Transaction and a mutual non-solicitation provision (a “Confidentiality Agreement”).

The disclosure on page 173 of the Proxy

Statement/Prospectus under the section with the heading “The Mergers — Opinion of Katapult’s Financial Advisor —

Summary of Financial Analyses — Katapult Stand-Alone Financial Analyses — Katapult Discounted Cash Flow Analysis”

is supplemented by replacing the second and third bullets in the second paragraph with the following:

· Guggenheim Securities used a two-stage discount rate methodology based on as follows:

- A discount rate range of 16.50% – 18.50% based on Guggenheim Securities’ estimate of Katapult’s distressed

weighted average cost of capital through the terminal year of 2030 utilizing a range of methodologies for calculating the

weighted average cost of capital of distressed companies (which was estimated based on Guggenheim Securities’ (i)

investment banking and capital markets judgment and experience and (ii) application of various analytical frameworks for estimating the

cost of capital for distressed companies as promulgated by certain leading finance-oriented academics and certain leading finance practitioners);

and

- A discount rate range of 12.25% – 14.25% for the terminal period based on its

Guggenheim Securities’ estimate of Katapult’s normalized terminal weighted average cost

of capital beyond the terminal year of 2030 (which was estimated based on Guggenheim Securities’ (i) investment banking and

capital markets judgment and experience and (ii) application of the capital asset pricing model, which requires certain (a) general inputs

such as the prospective US equity risk premium and the corresponding risk-free rate and (b) company-specific inputs such as the subject

company’s forward-looking equity beta reference range, the subject company’s assumed forward-looking capital structure and

the corresponding blended cost of debt, the subject company’s prospective marginal cash income tax rate and, as applicable, the

appropriate size/liquidity premium for the subject company).

· In estimating Katapult’s terminal/continuing value, Guggenheim Securities used a reference range of perpetual growth rates of

Katapult’s terminal year normalized after-tax unlevered free cash flow of 2.00% – 3.00%. Guggenheim Securities selected

such terminal/continuing value-related perpetual growth rates based on its professional judgment taking into account various considerations

and factors, including among others (i) the nature of the Katapult’s business, including recent and expected trends in and competitive

dynamics with respect to, and expected long-term growth prospects for, the industry and markets in which Katapult operated, all as of

the time of Guggenheim Securities’ opinion, (ii) the Katapult-Provided Financial Projections and (iii) then-prevailing market expectations

regarding US long-term economic growth and US long-term inflation.

The disclosure on page 173 of the Proxy

Statement/Prospectus under the section with the heading “The Mergers — Opinion of Katapult’s Financial Advisor —

Summary of Financial Analyses — Katapult Stand-Alone Financial Analyses — Katapult Selected Publicly Traded Companies Analysis”

is supplemented by replacing in its entirety the chart after the first paragraph of that section with the below chart:

Katapult Selected Publicly

Traded Companies Analysis

Enterprise Value

($ millions)

Trading Enterprise Value / 2027E EBITDA

Katapult

145.1

5.2x

Tier 1 Publicly Traded Companies

Enova International

8,335.6

7.8x

Prog Holdings

1,898.1

5.9

Upbound Group

2,572.3

4.0

OppFi

1,397.5

5.2

Tier 2 Publicly Traded Companies

OneMain Holdings

17,810.4

7.2x

FirstCash Holdings

8,916.0

9.5

Regional Management

779.2

4.6

Statistical Summary

Median

5.6x

Mean

6.1x

The disclosure on page 175 of the Proxy

Statement/Prospectus under the section with the heading “The Mergers — Opinion of Katapult’s Financial Advisor —

Summary of Financial Analyses — Aaron’s / CCFI Stand-Alone Financial Analyses — Aaron’s / CCFI Discounted Cash

Flow Analysis” is supplemented by adding the underlined disclosure to the second bullet in the second paragraph:

· Guggenheim Securities used a discount rate range of 10.50% – 12.50% based on its estimate of Aaron’s and

CCFI’s combined weighted average cost of capital (which was estimated based on Guggenheim Securities’ (i) investment

banking and capital markets judgment and experience and (ii) application of the capital asset pricing model which requires certain (x)

general inputs such as the prospective US equity risk premium and the corresponding risk-free rate and (y) company-specific inputs such

as the subject company’s forward-looking equity beta reference range, the subject company’s assumed forward-looking capital

structure and the corresponding blended cost of debt, the subject company’s prospective marginal cash income tax rate and, as applicable,

the appropriate size/liquidity premium for the subject company).

The disclosures on pages

367 and 368 of the Proxy Statement/Prospectus “Principal Stockholders Following the Mergers” is supplemented

by replacing the chart and related footnotes after the fifth paragraph of that section with the below chart and related footnotes.

Name of Beneficial Owner

Number of Shares

of Common Stock

Beneficially Owned

% of Outstanding

Common Stock

Named Executive Officers and Directors:

Kyle Hanson(1)

2,888,923

3.3%

Cory Miller

268,920

0.3%*

Jennifer Baldock

594,064

0.7%*

Philip Bartow III

7,456

Lynn DeVault

202,434

0.2%*

Russell Falkenstein

224,100

0.3%*

Michael Heller

594,064

0.7%*

Will Jones(2)

18,635,006-

21.3%*

Eugene Schutt

594,064

0.7%*

Orlando J. Zayas(32)

281,012

0.3%*

Gregory L. Zink

12,573

All executive officers and directors as a group (11 persons)

24,302,6165,667,610

27.76.5%

5% Stockholders:

IQV Holdco, LLC(43)

11,416,415

13.0%

W. Allan Jones Capital Corp. LLC(54)

17,793,26918,635,006

20.321.3%

BP Sparrow I(5)

11,060,283

12.6%

BP Sparrow II(6)

15,683,357

17.9%

Advantage CCF LLC(7)

4,679,664

5.3%

* Represents beneficial ownership of less than

1%.

(1) Represents Mr. Hanson’s proportional

interests in shares of Katapult Common Stock that will be indirectly held by KMJ. IQV Holdco is controlled by KMJ. KMJ is a manager-managed

Ohio limited liability company that is managed by three or more managers and as such, no individual manager is deemed to have beneficial

ownership. Mr. Hanson disclaims beneficial ownership of the shares held by KMJ except to the extent of his pecuniary interest therein.

As of the date of this Registration Statement, certain of these shares are pledged as collateral to secure indebtedness.

(2) Includes options to acquire 169,939

shares of common stock.

(3) Consists of shares of Katapult Common

Stock that will be held directly by IQV Holdco and, as applicable, shares of Katapult Common Stock held by Aaron’s MIP. IQV Holdco

is deemed to beneficially own the shares of Katapult Common Stock held by Aaron’s MIP by virtue of its sole voting power over such

shares. The individuals who indirectly hold economic interests in Aaron’s MIP (including members of management) have no voting or

dispositive power over any shares of Katapult Common Stock held by Aaron’s MIP and, as a result, do not beneficially own any such

shares for purposes of this table. See footnote 1 with respect to the control structure of IQV Holdco.

(24) Includes

(i) 17,793,269 shares of Katapult Common Stock that will be owned by Jones CapitalCorp LLC, a Tennessee limited liability company of which

WillW. Allan Jones is President and one of two members (together with Janie Jones), (ii) 639,303

shares of Katapult Common Stock that will be owned by The 1999 Janie P. Jones Family Trust, of which Mr. Jones serves as trustee, and

(iii) 202,434 shares of Katapult Common Stock that will be owned by the D. Lynn DeVault Revocable Trust, of which Lynn DeVault serves

as trustee. Mr. Jones has voting and dispositive power with respect to the securities held by Jones CapitalCorp LLC and, as trustee, with

respect to the securities held by The 1999 Janie P. Jones Family Trust. Lynn DeVault, as trustee, has voting and dispositive power with

respect to the securities held by the D. Lynn DeVault Revocable Trust. Prior to the Mergers, Lynn DeVault granted Mr. Jones an irrevocable

proxy to vote the securities held by the D. Lynn DeVault Revocable Trust, which proxy will terminate at the Closing. Other than such proxy,

Mr. Jones does not have dispositive power over the securities held by the D. Lynn DeVault Revocable Trust and disclaims beneficial ownership

of such securities except to the extent of his pecuniary interest therein.

(3) Includes options to acquire

169,939 shares of common stock.

(4) Consists of shares of Katapult

Common Stock that will be held directly by IQV Holdco and, as applicable, shares of Katapult Common Stock held by Aaron’s MIP. IQV

Holdco is deemed to beneficially own the shares of Katapult Common Stock held by Aaron’s MIP by virtue of its sole voting power

over such shares. The individuals who indirectly hold economic interests in Aaron’s MIP (including members of management) have no

voting or dispositive power over any shares of Katapult Common Stock held by Aaron’s MIP and, as a result, do not beneficially own

any such shares for purposes of this table. See footnote 1 with respect to the control structure of IQV Holdco.

(5) Includes 11,060,283 shares of Katapult Stock

owned by BP Sparrow I LLC. BP Sparrow I LLC is a member-managed limited liability company. As such, members holding a majority in interest

have voting power with respect to the securities held by BP Sparrow I LLC. Dispositive power with respect to such securities is exercised

in accordance with the terms of its limited liability company agreement. No natural person has sole voting or dispositive power over the

securities held by BP Sparrow I LLC.

(6) Includes 15,683,357 share of Katapult Stock

owned by BP Sparrow II LLC. BP Sparrow II LLC is a manager-managed limited liability company. Its manager, Michael Petronio, has voting

power with respect to the securities held by BP Sparrow II LLC. Its sole member, BasePoint Capital III, LLC, has dispositive power with

respect to the securities held by BP Sparrow II LLC.

(7) Includes 4,679,664 shares of Katapult Stock

owned by Advantage CCFI LLC. Advantage CCFI LLC is a manager-managed limited liability company. Its manager, Advantage Insurance Services

LLC, has voting power with respect to the securities held by Advantage CCFI LLC. Its sole member, Advantage Insurance Inc., has dispositive

power with respect to the securities held by Advantage CCFI LLC. No natural person has sole voting or dispositive power over the securities

held by Advantage CCFI LLC.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.

Exhibit

104

Cover Page Interactive Data File (embedded within the inline XBRL document)

Forward-Looking Statements

This document contains “forward-looking statements”

within the meaning of Section 27A of the Securities Act and Section 21E of the Exchange Act, and the Private Securities Litigation Reform

Act of 1995. These forward-looking statements are subject to risks and uncertainties, and actual results might differ materially from

those discussed in, or implied by, the forward-looking statements. Forward-looking statements are based on the current beliefs and assumptions

of the management of Katapult, CCFI and Aaron’s, respectively, and can often be identified by terms and phrases that include “anticipate,”

“believe,” “intend,” “estimate,” “expect,” “continue,” “should,”

“would,” “could,” “may,” “plan,” “project,” “predict,” “will,”

“potential,” “forecast,” “target,” “guidance,” “outlook,” or other similar

terminology. Various factors may cause actual results to be materially different than the suggested outcomes within forward-looking statements.

Accordingly, there is no assurance that such results will be realized. In light of these risks, uncertainties and assumptions, the events

described in the forward-looking statements included in this document might not occur or might occur to a different extent or at a different

time than described. Actual results may differ materially from the current expectations of Katapult, CCFI and Aaron’s depending

on a number of factors affecting their businesses and risks associated with the successful execution of the proposed transactions. In

evaluating these forward-looking statements, you should carefully consider the risks described herein. Factors that could have a material

adverse effect on operations and future prospects or that could cause events or circumstances to differ from the forward-looking statements

include, but are not limited to: (i) the outcome and impact of the proposed transactions, including Katapult, CCFI and Aarons’ ability

to recognize the anticipated objectives and benefits thereof; (ii) the occurrence of any event, change or other circumstances that could

give rise to the right of one or all of Katapult, CCFI and Aaron’s to terminate the Merger Agreement; (iii) the possibility that

the proposed transactions do not close when expected or at all because the conditions to closing are not received or satisfied on a timely

basis or at all; (iv) the potential disruptions the proposed transactions may cause in the business operations of Katapult, CCFI and Aaron’s;

(v) potential adverse effects of the proposed transactions on the business relationships of Katapult, CCFI and Aaron’s while the

proposed transactions are pending; and (vi) changes in Katapult’s share price following the closing of the proposed transactions.

These risks, as well as other risks associated with the proposed transactions, are more fully discussed in the Proxy Statement/Prospectus.

While the list of factors presented here and in the Proxy Statement/Prospectus are considered representative, no such list should

be considered to be a complete statement of all potential risks and uncertainties. Unlisted factors may present significant additional

obstacles to the realization of forward-looking statements. Consequences of material differences in results as compared with those anticipated

in the forward-looking statements could include, among other things, business disruption, operational problems, financial loss, legal

liability to third parties and similar risks, any of which could have a material adverse effect on Katapult’s, CCFI’s or Aaron’s

consolidated financial condition, results of operations or liquidity. None of Katapult, CCFI or Aaron’s assumes any obligation to

publicly provide revisions or updates to any forward-looking statements, whether as a result of new information, future developments or

otherwise, should circumstances change, except as otherwise required by securities and other applicable laws.

Additional Information and Where To Find It

This communication may be

deemed to be solicitation material in respect of the transaction among Katapult, Aaron’s, and CCFI. Katapult has announced a special

meeting of its stockholders to obtain stockholder approval of the transaction. In connection with the Transactions, Katapult has filed

the Registration Statement / Proxy Statement, that included a proxy statement in preliminary and definitive form of Katapult. INVESTORS

OF KATAPULT ARE URGED TO READ THE REGISTRATION STATEMENT, PROXY STATEMENT/PROSPECTUS AND ANY OTHER RELEVANT DOCUMENTS FILED WITH

THE SEC, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THOSE DOCUMENTS, CAREFULLY AND IN THEIR ENTIRETY BECAUSE THEY CONTAIN IMPORTANT INFORMATION

ABOUT KATAPULT, AARON’S, CCFI AND THE TRANSACTION AND RELATED MATTERS. Investors may obtain a free copy of these materials and other

documents filed by Katapult with the SEC at the SEC’s website at www.sec.gov, at Katapult’s website at www.katapult.com

or by sending a written request to Katapult in care of the Corporate Secretary, at Katapult Holdings, Inc., 5360 Legacy Drive, Building

2, Plano, TX 75024.

Participants in the Solicitation

Katapult and certain of its

directors and executive officers and other persons may be deemed to be participants in the solicitation of proxies in respect of the special

meeting of stockholders in connection with the transaction. Information regarding Katapult’s directors and executive officers, their

ownership in Katapult and Katapult’s transactions with related persons is available in the Proxy Statement/Prospectus as well

as Katapult’s proxy statement filed with the SEC on March 20, 2026 on Schedule 14A in connection with its 2026 annual meeting of

stockholders, under the headers “PROPOSAL NO. 1 ELECTION OF DIRECTORS” , “DIRECTOR COMPENSATION”, “EXECUTIVE

OFFICERS”, “SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT”, “EXECUTIVE COMPENSATION” and

“CERTAIN RELATIONSHIPS AND RELATED-PARTY AND OTHER TRANSACTIONS” (which is available at https://www.sec.gov/ix?doc=/Archives/edgar/data/0001785424/000162828026020210/kplt-20260320.htm).

Additional information regarding ownership of Katapult’s securities by its directors and executive officers is included in such

person’s SEC filings on Forms 3 or 4 (which is available at https://www.sec.gov/cgi-bin/own-disp?action=getissuer&CIK=0001785424).

Other information regarding Katapult’s directors and executive officers and regarding other persons who may be deemed participants

in the proxy solicitations and a description of their direct and indirect interests, by security holdings or otherwise, are contained

in the Proxy Statement/Prospectus related to the proposed transaction and other relevant materials filed with the SEC. These documents

and the other SEC filings described in this paragraph may be obtained free of charge as described above under the heading “Additional

Information and Where to Find It.”

No Offer or Solicitation

This communication is for

informational purposes and is not intended to, and shall not, constitute an offer to sell or the solicitation of an offer to buy any securities

or a solicitation of any vote or approval, nor shall there be any offer, solicitation or sale of securities in any jurisdiction in which

such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.

No offering of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the U.S. Securities

Act of 1933, as amended.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934,

the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:

July 27, 2026

/s/ Orlando Zayas

Name: Orlando Zayas

Title: Chief Executive Officer

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Entity Registrant Name

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Entity Central Index Key

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Entity Incorporation, State or Country Code

Entity Address, Address Line One

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Entity Address, Address Line Two

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City Area Code

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Local Phone Number

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For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.

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- Definition

The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.

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No definition available.

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- Definition

Address Line 1 such as Attn, Building Name, Street Name

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Address Line 2 such as Street or Suite number

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Name of the City or Town

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Code for the postal or zip code

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Name of the state or province.

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- Definition

A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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Indicate if registrant meets the emerging growth company criteria.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.

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No definition available.

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Two-character EDGAR code representing the state or country of incorporation.

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No definition available.

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The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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- Definition

Local phone number for entity.

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 13e

-Subsection 4c

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Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14d

-Subsection 2b

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- Definition

Title of a 12(b) registered security.

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-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b

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- Definition

Name of the Exchange on which a security is registered.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection d1-1

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Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14a

-Subsection 12

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- Definition

Trading symbol of an instrument as listed on an exchange.

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Securities Act

-Number 230

-Section 425

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