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Form 8-K

sec.gov
CFFN The article is a Form 8-K filing announcing the date of the annual stockholders meeting. It contains forward-looking statements with associated risks and uncertainties, but no specific positive or negative performance indicators are presented.

8-K — Capitol Federal Financial, Inc.

Accession: 0001490906-26-000034

Filed: 2026-10-16

Period: 2026-10-16

CIK: 0001490906

SIC: 6035 (SAVINGS INSTITUTION, FEDERALLY CHARTERED)

Item: Other Events

Item: Financial Statements and Exhibits

Documents

8-K — cffn-20261016.htm (Primary)

EX-99 — PRESS RELEASE ANNOUNCING ANNUAL MEETING DATE (annualmeetingrelease1026.htm)

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8-K

8-K (Primary)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

October 16, 2026

CAPITOL FEDERAL FINANCIAL, INC.

(Exact name of Registrant as specified in its Charter)

Maryland 001-34814 27-2631712

(State or other jurisdiction of incorporation) (Commission File Number) (IRS Employer Identification No.)

700 South Kansas Avenue, Topeka Kansas 66603

(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code

(785) 235-1341

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, par value $0.01 per share CFFN The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 8.01 OTHER EVENTS

The Registrant's press release dated October 16, 2026, announcing that the annual meeting of stockholders will be held on Tuesday, January 26, 2027, is attached hereto as Exhibit 99 and is incorporated herein by reference. The voting record date is December 4, 2026.

ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS

(d) Exhibits

Exhibit 99 – Press release announcing annual meeting of stockholders dated October 16, 2026

Exhibit 104 – Cover page interactive data file (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CAPITOL FEDERAL FINANCIAL, INC.

Date: October 16, 2026 By: /s/ Kent G. Townsend

Kent G. Townsend, Executive Vice-President,

Chief Financial Officer, and Treasurer

EX-99 — PRESS RELEASE ANNOUNCING ANNUAL MEETING DATE

EX-99

Filename: annualmeetingrelease1026.htm · Sequence: 2

Document

NEWS RELEASE

FOR IMMEDIATE RELEASE

October 16, 2026

CAPITOL FEDERAL FINANCIAL, INC.®

ANNOUNCES ANNUAL STOCKHOLDERS MEETING DATE

Topeka, KS - Capitol Federal Financial, Inc. (NASDAQ: CFFN) (the "Company") announced today that the annual meeting of stockholders will be held on Tuesday, January 26, 2027. The voting record date will be December 4, 2026.

Capitol Federal Financial, Inc. is the holding company for Capitol Federal Savings Bank (the "Bank"). News and other information about the Company can be found at the Bank's website, https://ir.capfed.com.

Forward-Looking Statements

Except for the historical information contained in this press release, the matters discussed herein may be deemed to be "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include statements about our beliefs, plans, objectives, goals, expectations, anticipations, estimates and intentions. The words "may," "could," "should," "would," "will," "believe," "anticipate," "estimate," "expect," "intend," "plan," and similar expressions are intended to identify forward-looking statements. Forward-looking statements involve risks and uncertainties, including: changes in policies or the application or interpretation of laws and regulations by regulatory agencies and tax authorities; other governmental initiatives affecting the financial services industry; changes in accounting principles, policies or guidelines; fluctuations in interest rates and the effects of inflation or a potential recession, whether caused by Federal Reserve action or otherwise; changes to existing trade policies that could affect economic activity or specific industry sectors; the impact of bank failures or adverse developments at other banks and related negative press about the banking industry in general on investor or depositor sentiment; demand for loans in the Company's market areas; the future earnings and capital levels of the Bank and the impact of potential pre-1988 bad debt recapture, which could affect the ability of the Company to pay dividends in accordance with its dividend policies; competition; and other risks detailed from time to time in documents filed or furnished by the Company with the Securities and Exchange Commission. Actual results may differ materially from those currently expected. These forward-looking statements represent the Company's judgment as of the date of this release. The Company disclaims, however, any intent or obligation to update these forward-looking statements.

For further information contact:

Kent Townsend

Investor Relations

Executive Vice President,

(785) 270-6055

Chief Financial Officer and Treasurer

investorrelations@capfed.com

(785) 231-6360

ktownsend@capfed.com

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