Form 8-K

8-K — Health In Tech, Inc.

Accession: 0001213900-26-105280

Filed: 2026-09-30

Period: 2026-09-30

CIK: 0002019505

SIC: 6411 (INSURANCE AGENTS BROKERS & SERVICES)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — ea0307263-8k_health.htm (Primary)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

Current Report

Pursuant to Section 13 OR 15(d) of The Securities

Exchange Act of 1934

September 30, 2026

Date of Report (Date of earliest event reported)

Health In Tech, Inc.

(Exact name of registrant as specified in its charter)

Nevada

001-42449

87-3545722

(State or other jurisdiction

of incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

701 S. Colorado Ave, Suite 1

Stuart, FL

34994

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including

area code: (888) 373-0333

N/A

(Former name or former address, if changed since

last report)

Check the appropriate box below if the Form 8-K

filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b)

of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A Common Stock, $0.001 par value per share

HIT

The Nasdaq Stock Market LLC

(Nasdaq Capital Market)

Indicate by check mark whether the registrant

is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities

Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check

mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting

standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01. Regulation FD Disclosure.

On September 30, 2026, Health

In Tech, Inc., a Nevada corporation (the “Company”), issued a press release relating to the launch of its HitRix platform

and the Company’s full-year 2026 revenue outlook. A copy of the press release is furnished as Exhibit 99.1 of this Current Report

on Form 8-K. The information set forth in this Item 7.01 of this Current Report on Form 8-K and in the attached Exhibit 99.1 is deemed

to be “furnished” and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange

Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section. The information set

forth in Item 7.01 of this Current Report on Form 8-K, including Exhibit 99.1, shall not be deemed incorporated by reference into any

filing under the Exchange Act or the Securities Act of 1933, as amended, regardless of any general incorporation language in such filing.

Forward-Looking Statements

Certain statements in this

Current Report on Form 8-K or in the accompanying exhibits are forward-looking statements for purposes of the safe harbor provisions under

the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements may include estimates or expectations about Health

In Tech’s possible or assumed operational results, financial condition, business strategies and plans, market opportunities, competitive

position, industry environment, and potential growth opportunities. In some cases, forward-looking statements can be identified by terms

such as “may,” “will,” “should,” “design,” “target,” “aim,” “hope,”

“expect,” “could,” “intend,” “plan,” “anticipate,” “estimate,”

“believe,” “continue,” “predict,” “project,” “potential,” “goal,”

or other words that convey the uncertainty of future events or outcomes. These statements relate to future events or to Health In Tech’s

future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause Health In Tech’s

actual results, levels of activity, performance, or achievements to be different from any future results, levels of activity, performance

or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements

because they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond Health In Tech’s

control and which could, and likely will, affect actual results, levels of activity, performance or achievements. Some of the risks and

uncertainties, although not all risks and uncertainties, that could cause the Company’s actual results to differ materially from

those presented in its forward-looking statements are set forth in the “Risk Factors” section in the Company’s Annual

Report on Form 10-K, its Quarterly Reports on Form 10-Q, and all of its other filings with the U.S. Securities and Exchange Commission,

as such risks, uncertainties and other important factors may be updated from time to time in the Company’s subsequent reports. Any

forward-looking statement reflects Health In Tech’s current views with respect to future events and is subject to these and other

risks, uncertainties and assumptions relating to Health In Tech’s operations, results of operations, growth strategy and liquidity.

Health In Tech undertakes no obligation to update any forward-looking statements, except as required by law.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits:

Exhibit No.

Description

99.1

Press Release.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities

Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated: September 30, 2026

HEALTH IN TECH, INC.

By:

/s/ Tim Johnson

Name:

Tim Johnson

Title:

Chief Executive Officer

EX-99.1 — PRESS RELEASE

EX-99.1

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Exhibit 99.1

Health In Tech Launches HitRix to Modernize

the Nearly $1 Trillion U.S. Self-Funded Health Insurance Market and Announces Updated 2026 Full-Year Revenue Guidance

AI-powered HitRix platform streamlines large-group submissions,

multi-market quoting, proposal comparison and placement in one secure environment, thereby reducing time to market.

STUART, Fla., September 30, 2026 /PRNewswire/ — Health

In Tech, Inc. (Nasdaq: HIT), an AI-enabled InsurTech platform company (“Health In Tech” or the “Company”), today

announced the launch of HitRix, a new AI-powered platform designed to simplify one of the most complex and manual workflows in

the large-group self-funded health insurance market, aiming to increase the efficiency of the process and speed to market, and representing

another growth lever for the Company.

The Company also updated its full-year 2026 revenue outlook to approximately

$33 million, roughly in line with 2025 revenue, primarily reflecting the timing of several strategic initiatives during 2026. Health

In Tech expects HitRix, the Company’s Three-Year Rate Stabilization Program, which is a differentiated solution designed to provide

employers with greater predictability in stop-loss pricing over a multi-year period, and expanded carrier capacity, to become more meaningful

growth contributors beginning in 2027 and beyond.

Solving a Complex Large-Group Workflow

For brokers serving larger employers, bringing a case to market can

require collecting significant volumes of employee census information, claims data, plan documents and other sensitive information; organizing

files received in multiple formats; preparing submissions for different carriers and managing general underwriters (“MGUs”);

tracking responses; and manually comparing proposals. HitRix is designed to simplify that process.

Through HitRix, brokers can securely upload case information in the

formats in which they receive it. HitRix uses AI-powered document intelligence to ingest, extract, organize and structure the information,

reducing the need for manual data entry and reformatting.

The platform then enables brokers to manage submissions across multiple

carriers and MGUs, track market activity in one environment, organize incoming proposals and compare alternatives more efficiently.

By reducing repetitive administrative work, HitRix is designed to allow

brokers to spend more time advising clients and less time managing documents, spreadsheets, emails and multiple insurance portals.

Unlike traditional submission tools focused primarily on document routing

or RFP management, HitRix is integrated with Health In Tech’s broader underwriting and marketplace infrastructure, connecting submission,

market access, analytics and transaction execution within one environment.

Established Distribution Foundation

HitRix launches across Health In Tech’s existing distribution

ecosystem, which included 933 partners across brokers, third party administrators and agencies as of June 30, 2026, representing 19.9%

year-over-year growth.

The Company believes this established network provides a foundation

for HitRix’s adoption and continued expansion across participating carriers and MGUs. As more transactions move through the platform,

Health In Tech also expects to build a growing base of structured market and placement data that can support additional analytics, workflow

automation and AI-enabled capabilities.

“The challenge we are solving with HitRix goes far beyond

putting an insurance submission online,” said Tim Johnson, Chief Executive Officer of Health In Tech. “Large-group brokers

often manage substantial amounts of census data, claims information and plan documents across different formats and systems. HitRix is

designed to let AI handle much of that administrative work while giving brokers one environment to organize the case, access multiple

markets and compare proposals.”

“Our goal is to make it dramatically easier for brokers to

shop the market while keeping them at the center of the client relationship,” Johnson added. “We believe HitRix represents

an important step toward building a more connected and intelligent marketplace for self-funded health insurance.”

2026 Outlook and 2027 Growth Drivers

For full-year 2026, Health In Tech expects revenue of approximately

$33 million, roughly in line with 2025 revenue. This revised outlook primarily reflects the timing of HitRix commercialization, the Three-Year

Rate Stabilization Program and additional carrier capacity, which affect the timing of new policy effective dates and related revenue

recognition.

The Company expects these initiatives to contribute more meaningfully

in 2027 and beyond as adoption increases, carrier capacity expands and new business becomes effective.

About Health In Tech

Health In Tech, Inc. (Nasdaq: HIT) is an AI-enabled InsurTech platform

company, which offers a marketplace that aims to improve processes in the health insurance industry through vertical integration, process

simplification, and automation. By removing friction and complexities, we streamline the underwriting, sales and service process for insurance

companies, licensed brokers, managing general underwriters ("MGUs") and third-party administrators ("TPAs"). Health

In Tech's platform serves as a marketplace for brokers, TPAs, MGUs and carriers to access self-funded health insurance for employers,

providing functions including customized self-funded health plans, bindable stop-loss quotes, AI-enabled underwriting, claims administration

and reporting integration.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning

of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, including statements relating to Health In Tech,

Inc.'s ("Health In Tech," "HIT," "we," "us" or "our") business strategy, product development

and innovation, market opportunities, updated revenue outlook, expected timing and magnitude of contribution from new products, growth

prospects, and future operating and financial performance. In some cases, forward-looking statements can be identified by terminology

such as "believe," "may," "will," "potentially," "estimate," "continue," "anticipate,"

"intend," "expect," "could," "would," "project," "plan," "target"

or similar expressions that are predictions of or indicate future events or trends and that do not relate solely to historical matters.

Forward-looking statements in this press release include, but are not limited to: statements regarding the expected functionality, benefits

and adoption of HitRix; expansion of marketplace participation; increased activity and data generated through the platform; the Company's

updated 2026 revenue outlook; expectations regarding the timing and magnitude of revenue contribution from new products including HitRix

and the Three-Year Rate Stabilization Program; expectations for 2027 and beyond; the timing of the Company's carrier transition; and the

Company's expectations regarding analytics, automation, AI-enabled capabilities and broader platform strategy.

These forward-looking statements are based on current expectations

and beliefs concerning future developments and their potential effects on Health In Tech and are subject to numerous known and unknown

risks, uncertainties, assumptions and other important factors, many of which are outside of Health In Tech's control, that could cause

actual results to differ materially from those expressed or implied by these forward-looking statements. These factors include, but are

not limited to: our ability to obtain funding for our operations and to enhance our current systems and expand our service offerings;

the success, cost and timing of our product development activities; the timing and terms of our carrier relationships, including carrier

transitions and onboarding of new carriers; our ability to attract and retain key personnel and qualified employees; our ability to attract

new customers and to develop new, and enhance existing, products and services; the impact of competition in our industry and innovation

by our competitors; risks related to cybersecurity incidents or other network disruptions; risks related to the use of third-party artificial

intelligence; our ability to comply with new or modified laws and regulations applicable to our business, including with respect to the

insurance services industry, data privacy requirements and AI; our ability to protect our intellectual property rights and maintain and

build our brand; the future trading price of our common stock; and other risks and uncertainties described in the "Risk Factors"

section of our most recent Annual Report on Form 10-K and our subsequent Quarterly Reports on Form 10-Q and other filings with the U.S.

Securities and Exchange Commission.

Any forward-looking statement made in this press release speaks only

as of the date of this press release. New risks and uncertainties may emerge from time to time, and it is not possible for Health In Tech

to predict all risks and uncertainties that could have an impact on the forward-looking statements contained in this press release. Except

as required by applicable law, Health In Tech does not undertake, and expressly disclaims, any obligation to update or revise publicly

any forward-looking statements, whether as a result of new information, future events or otherwise, after the date of this press release.

Investor Contact:

Health In Tech Investor Relations

ir@healthintech.com

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