Form 8-K

8-K — UMH PROPERTIES, INC.

Accession: 0001493152-26-040820

Filed: 2026-08-31

Period: 2026-08-31

CIK: 0000752642

SIC: 6798 (REAL ESTATE INVESTMENT TRUSTS)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

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UNITED

STATES

SECURITIES

AND EXCHANGE COMMISSION

Washington,

D.C. 20549

FORM

8-K

CURRENT

REPORT

Pursuant

to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date

of Report (Date of earliest event reported): August 31, 2026

UMH

Properties, Inc.

(Exact

name of registrant as specified in its charter)

Maryland

001-12690

22-1890929

(State

or other jurisdiction

incorporation)

(Commission

File

Number)

(IRS

Employer

Identification

No.)

Juniper

Business Plaza, 3499 Route 9 North, Suite 3-C, Freehold, NJ

07728

(Address

of principal executive offices)

(Zip

Code)

Registrant’s

telephone number, including area code: (732) 577-9997

Not

Applicable

(Former

name or former address, if changed since last report.)

Check

the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under

any of the following provisions (see General Instruction A.2. below):

☐

Written

communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting

material pursuant to Rule 14a- 12 under the Exchange Act (17 CFR 240.14a-12)

☐

Pre-commencement

communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement

communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities

registered pursuant to Section 12(b) of the Act:

Title

of each class

Trading

Symbol(s)

Name

of exchange on which registered

Common

Stock, $0.10 par value

UMH

New

York Stock Exchange

6.375%

Series D Cumulative Redeemable Preferred Stock, $0.10 par value

UMH

PRD

New

York Stock Exchange

Indicate

by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405

of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item

7.01 Regulation FD Disclosure.

August 31, 2026, the Company announced the August 28, 2026, closing of a new Fannie Mae mortgage for one of its communities containing

267 sites, through Wells Fargo Bank, N.A., for total proceeds of approximately $10.2 million.

The

information being furnished pursuant to this Item 7.01, including Exhibit 99 to this report, shall not be deemed “filed”

for any purpose, including for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”),

or otherwise subject to the liabilities of such section. The information in this report, including Exhibit 99, shall not be incorporated

by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, unless specifically incorporated by reference

into any such filing. This report will not be deemed an admission as to the materiality of any information in this report that is required

to be disclosed solely by Regulation FD.

Item

9.01 Financial Statements and Exhibits.

(d)

Exhibits.

Press Release dated August 31, 2026

104

Cover

Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant

to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by

the undersigned hereunto duly authorized.

UMH

Properties, Inc.

Date:

August 31, 2026

By:

/s/

Kevin S. Miller

Name:

Kevin

S. Miller

Executive

Vice President and Chief Financial Officer

EX-99

Filename: ex99.htm · Sequence: 2

Exhibit

UMH

PROPERTIES, INC. SECURES NEW FANNIE MAE MORTGAGE

FREEHOLD,

NJ, August 31, 2026 (GLOBE NEWSWIRE) — UMH Properties, Inc. (NYSE: UMH) (TASE: UMH) today announced that on August 28, 2026

it secured a new Fannie Mae mortgage for one of its communities containing 267 sites, through Wells Fargo Bank, N.A., for total proceeds

of approximately $10.2 million. This interest-only loan is at a fixed rate of 6.03% with a 10-year term. Earlier this year, we paid off

the existing $2.8 million mortgage on this community, generating $7.4 million in additional proceeds. The proceeds will be used to invest

in additional acquisitions, expansions, rental homes and repay higher interest rate debt on a short-term basis.

Samuel

A. Landy, President and Chief Executive Officer, commented “We are proud to complete another successful financing with Fannie Mae

and Wells Fargo. Our long-term value-added business plan generates substantial increases in community value which we can realize through

refinancing and investing the additional proceeds in new rental homes, expansions, acquisitions and other accretive uses. This community

was acquired in 2014. At the time of the acquisition, the community was only 69% occupied. During our time of ownership, we have substantially

renovated the community and through the implementation of our rental home program, increased occupancy to 95%. Additionally, we are planning

an expansion at this community which will further increase its value. Our ability to acquire value-add communities, complete necessary

improvements and increase occupancy through our sales and rental programs generates meaningful property level value.

“We

are proud of our team and our lending partners at Wells Fargo and Fannie Mae for completing this transaction. We look forward to deploying

this capital into our business, which will allow us to provide our Nation with additional affordable housing while generating significant

long-term results for our shareholders.”

UMH

Properties, Inc., which was organized in 1968, is a public equity REIT that currently owns and operates 145 manufactured home communities,

containing approximately 27,100 developed home-sites, of which 11,200 contain rental homes, and over 1,000 self-storage units. These

communities are located in New Jersey, New York, Ohio, Pennsylvania, Tennessee, Indiana, Maryland, Michigan, Alabama, South Carolina,

Florida and Georgia. Included in the 145 communities are two communities in Florida, containing 363 sites, and one community in Pennsylvania,

containing 113 sites, that UMH has an ownership interest in and operates through its joint ventures with Nuveen Real Estate.

Contact:

Nelli Madden

732-577-4062

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Aug. 31, 2026

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Entity Registrant Name

UMH

Properties, Inc.

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Entity Tax Identification Number

22-1890929

Entity Incorporation, State or Country Code

Entity Address, Address Line One

Juniper

Business Plaza

Entity Address, Address Line Two

3499 Route 9 North

Entity Address, Address Line Three

Suite 3-C

Entity Address, City or Town

Freehold

Entity Address, State or Province

Entity Address, Postal Zip Code

07728

City Area Code

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Local Phone Number

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6.375% Series D Cumulative Redeemable Preferred Stock, $0.10 par value

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Series D Cumulative Redeemable Preferred Stock, $0.10 par value

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UMH

PRD

Security Exchange Name

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