Form 8-K

8-K — USCB FINANCIAL HOLDINGS, INC.

Accession: 0001562762-26-000084

Filed: 2026-07-28

Period: 2026-07-28

CIK: 0001901637

SIC: 6022 (STATE COMMERCIAL BANKS)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — uscb-20260728.htm (Primary)

EX-99.1 (exhibit991.htm)

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8-K — FORM 8-K

8-K (Primary)

Filename: uscb-20260728.htm · Sequence: 1

uscb-20260728

0001901637

False

☐

0001901637

2026-07-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON,

D.C. 20549

__________________________

FORM

8-K

__________________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act

of 1934

Date of Report (Date of earliest event reported):

July 28, 2026

__________________________

USCB Financial Holdings, Inc.

(Exact name of Registrant as Specified in Its Charter)

__________________________

Florida

001-41196

87-4070846

(State or Other Jurisdiction

of Incorporation)

(Commission File Number)

(IRS Employer

Identification No.)

2301 N.W. 87th Avenue

Doral

Florida

33172

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s Telephone

Number, Including Area Code: (

305

)

715-5200

__________________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation

of the registrant under

any of the following provisions:

☐

Written communications pursuant

to Rule 425 under the Securities Act (17 CFR 230.425)

☐

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a

-12)

☐

Pre-commencement communications pursuant to Rule 14d-2(b)

under the Exchange Act (17 CFR 240.14d-2(b))

☐

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange

Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading

Symbol(s)

Name of each exchange on which registered

Class A common stock, $1.00 par value per share

USCB

The Nasdaq Stock Market LLC

Indicate by

check mark

whether the

registrant is

an emerging

growth company

as defined

in Rule

405 of

the Securities

Act of

1933

(§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b

-2 of this chapter).

Emerging growth company

☒

emerging

growth

company,

indicate

check

mark

the

registrant

has

elected

not

use

the

extended

transition

period

for

complying with any new or revised financial accounting standards provided

pursuant to Section 13(a) of the Exchange Act.

☐

Item 7.01. Regulation FD Disclosure.

USCB Financial Holdings, Inc. (“the Company”)

is filing an investor presentation (the “Presentation”), which will be

used by

the

management

team

for

presentations

investors

and

others.

copy

the

Presentation

attached

hereto

Exhibit

99.1

and

incorporated

herein

reference.

The

Presentation

also

available

the

Company’s

website

investors.uscenturybank.com.

Information contained herein, including Exhibit 99.1,

is being furnished and shall not be deemed “filed” for the purposes of

Section 18

of the Securities Exchange Act of 1934,

as amended (“the Exchange Act”), or otherwise subject

to the liability of such section, and

shall

not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended,

or the Exchange Act, regardless of

any general incorporation language in such filing, except as shall be

expressly set forth by specific reference in such a filing.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.

Description

99.1

USCB Financial Holdings, Inc. Investor Presentation Q2 2026

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly

caused this report to be signed on

its behalf by the undersigned hereunto duly authorized.

USCB Financial Holdings, Inc.

By:

/s/ Robert Anderson

Name:

Robert Anderson

Title:

Chief Financial Officer

Date: July 28, 2026

EX-99.1

Filename: exhibit991.htm · Sequence: 5

exhibit991

Exhibit 99.1

SUCB FINANCIAL HOLDINGS INVESTOR PRESENTATION

SECOND QUARTER 2026 NASDAQ: USCB

FORWARD-LOOKING STATEMENTS This presentation

may contain statements that are not historical in nature and are

intended to be, and are hereby identified as, forward-looking statements

for purposes of the safe harbor provided by Section 21E of the

Securities Exchange Act of 1934, as amended. Forward-looking statements

are those that are not historical facts. The words “may,” “will,”

“anticipate,” “could,” “ should,” “would,” “believe,” “contemplate,”

“expect,” “aim,” “plan,” “estimate,” “continue,” “seek,” and

“intend,” the negative of these terms, as well as other similar words and expressions

of the future, are intended to identify forward-looking statements. These

forward-looking statements include, but are not limited to, statements

related to our projected growth, anticipated future

financial performance, and management’s long-term performance

goals, as well as statements relating to the anticipated effects

on our results of operations and financial condition from expected or potential

developments or events, or business and growth strategies, including

anticipated internal growth and potential future additional balance

sheet restructuring. All numbers included in this presentation are

unaudited unless otherwise noted. These forward-looking statements involve

significant risks and uncertainties that could cause our actual

results to differ materially from those anticipated in such statements.

Potential risks and uncertainties include, but are not limited to: the

strength of the United States economy in general and the

strength of the local economies in which we conduct operations; our

ability to successfully manage interest rate risk, credit risk, liquidity

risk, and other risks inherent to our industry; the accuracy

of our financial statement estimates and assumptions, including the estimates

used for our allowance for credit losses; the efficiency

and effectiveness of our internal control procedures and

processes; our ability to comply with the extensive laws and regulations

to which we are subject, including the laws for each jurisdiction

where we operate; adverse changes or conditions in the capital

and financial markets, including actual or potential stresses in

the banking industry; deposit attrition and the level of our uninsured

deposits; legislative or regulatory changes and changes, including

the enactment of the One Big Beautiful Bill, in accounting principles,

policies, practices or guidelines; the lack of a significantly diversified

loan portfolio and our concentration in the South Florida market,

including the risks of geographic, depositor, and industry concentrations,

including our concentration in loans secured by real estate,

in particular, commercial real estate; the effects of climate

change; the concentration of ownership of our common stock; fluctuations

in the price of our common stock; our ability to fund or access

the capital markets at attractive rates and terms and manage our growth,

both organic growth as well as growth through other means, such as

future acquisitions; inflation, interest rate, unemployment rate,

and market and monetary fluctuations; the effects of potential

new or increased tariffs, retaliatory tariffs and trade restrictions;

the impact of international hostilities and geopolitical events; increased

competition and its effect on the pricing of our products and services

as well as our net interest rate spread and net interest margin;

the loss of key employees; the effectiveness of our risk management

strategies, including operational risks, including, but not limited

to, client, employee, or fourth-party fraud and security breaches;

and other risks described in this presentation and other filings we

make with the Securities and Exchange Commission (“SEC”).

All forward-looking statements are necessarily only estimates of

future results, and there can be no assurance that actual results will not

differ materially from expectations. Therefore, you are cautioned

not to place undue reliance on any forward-looking statements. Further,

any forward-looking statements included in this presentation are

made only as of the date hereof, and we undertake no obligation

to update or revise any forward-looking statements to reflect events

or circumstances occurring after the date on which the statements

are made or to reflect the occurrence of unanticipated events,

unless required to do so under the federal securities laws. You

should also review the risk factors described in the reports USCB

Financial Holdings, Inc. has filed or will file with the SEC. Non

-GAAP Financial Measures This presentation includes financial information

determined by methods other than in accordance with generally

accepted accounting principles (“GAAP”). This financial information

includes certain operating performance measures. Management

has included

these non-GAAP financial measures because it believes these measures

may provide useful supplemental information for evaluating the

Company’s expectations and underlying performance trends.

Further, management uses these measures in managing and evaluating

the Company’s business and intends to refer to them in discussions

about our operations and performance. Operating performance

measures should be viewed in addition to, and not as an alternative to

or substitute for, measures determined in accordance

with GAAP, and are not necessarily comparable to non-GAAP

measures that may be presented by other companies. Reconciliations

of these non-GAAP measures to the most directly comparable

GAAP measures can be found in the Non-GAAP financial measures

reconciliation tables included in this presentation. 2

TABLE OF CONTENTS 1. Who We Are 2. Growth

Strategy 3. Financial Review 4. Appendix 3

WE ARE A RELATIONSHIP-FIRST BANK Company Overview

Founded in 2002, U.S. Century Bank is a state-chartered bank

headquartered in South Florida. 8th largest Florida headquartered

bank by deposits in Miami Dade County as of June 30, 2025. (1) Its

holding company formed in December 2021, USCB Financial Holdings,

Inc. (NASDAQ: USCB) is included in the Russell 3000 Index.

The Bank conducted its initial public offering in July 202

1, raising $40.0 million in equity capital. Full-service commercial

bank offering products and services tailored to meet the needs

of small-to-medium sized businesses, entrepreneurs and professionals

in South Florida (Miami-Dade, Broward, and Palm Beach

counties) SBA preferred lender, ranked as a top SBA 7(a)

community bank lender in Miami-Dade and Broward counties 5-star

Bauer Financial rating Assets $3.0B Loans $2.3B Deposits

$2.5B Equity $223M NPA/Assets 0.07% Total RBC 13.88%

ROAA 1.26% EPS $0.49 (1) FDIC Deposit Market Share Report

as of 6/30/25. (2) Loan amounts include deferred fees/costs.

(3) Company’s regulatory capital ratio. (4) Based on second quarter

2026. Annualized. (5) Fully Diluted EPS for the quarter ended June

30, 2026. Commercial Banking Focused on servicing small-to-medium-sized

businesses within branch footprint Offer relationship-focused

retail deposit products to owners and operators of SMBs Ability

for customers to access accounts through online and mobile banking

platforms Credit products include Asset-Based Loans, Lines of

Credit and Term Loans Provide Treasury Management

services to clients Relationship-driven with flexible solutions tailored

to each client’s need For the Company as of June 30, 2026.

South Florida 10 Branches 4

LOCATED IN A VIBRANT ECONOMY Florida is one of

the largest business markets in the country #2 in the U.S. for

SBA loan production (6,302 loans) and #3 in SBA lending volume

($3.2B) in 2025 (1) Ranked #3 best state for business (CNBC, July

2025) (2) Investment activity is supported by EB-5 programs

and luxury branded condominium and condo-hotel developments (3)

Corporate Relocations Fueling Economic Expansion Attracting hedge

funds, private equity, and tech firms — powered by a business

-friendly

climate and no state income tax, as exemplified by Citadel’s

relocation (7) Major employers including Amazon and Blackstone

keep expanding their Miami footprint (7) Strong corporate

demand has driven Class A office rents close to $60/sq ft and premium

office space exceeding $100/sq ft (8) Global Gateway Economy

#1 U.S. airport for international freight (MIA) (4) A leading U.S.

container port (PortMiami) (5) The world's

busiest cruise port (6) A diverse and vibrant economy South

Florida MSA: 6.4M residents — 8th-largest U.S. metro (4) Florida: 23.5M

residents (+1.9M since 2020) — 3rd-most-populous state

(4) #5 in the 2026 State Tax Competitiveness Index (9) Home

to 20+ Fortune 500 companies (2025) (10) DORAL HEADQUARTERS

Sources: (1) U.S Small Business Administration (2) CNBC (3) GlobeNewswire

(4) Federal Reserve Bank of ST. Louis (5) U.S. Bureau of Labor

Statistics (6) Census.gov (7) Fox Business (8) Miami Herald (9)

Tax Foundation (10) Fortune Magazine 5

SEASONED MANAGEMENT Luis de la Aguilera Chairman,

President & CEO Previously President & CEO of TotalBank 42+

years in banking Rob Anderson Chief Financial Officer Previously

CFO of Capstar Financial Holdings 20+ years in banking Oscar Gomez

Head of Global Banking Division Previously at Regions

Bank 32+ years in banking Maricarmen Logroño Chief Risk Officer

Previously at Doral Bank 22+ years in banking Nicholas Bustle Chief

Lending Officer Previously at Valley Bank 37+ years in

banking Sergio Garrido Chief Credit Officer Previously Director

of Credit Underwriting 15+ years in banking Martha Guerra-Kattou

Director of Sales & Marketing Previously at TotalBank 32+

years in banking Andres Collazo Director of Operations & IT

Systems Previously at TotalBank 35+ years in banking Seasoned

Management Team with Local Banking Experience 6

ACCOMPLISHED BOARD OF DIRECTORS Luis de la Aguilera

Chairman, President & CEO Previously President & CEO of TotalBank

Director since 2016 Aida Levitan Board Member President

the Levitan Group Director since 2013 Howard Feinglass Board

Member Managing Partner, Priam Capital Director since

2015 Ramon M. Rodriguez Board Member Former Market President

Seacoast Bank Director since 2026 Bernardo Fernandez, Jr.

Board Member Corporate Physician Executive, Broward Health Director

since 2017 Ramon A. Rodriguez, CPA Board Member Former

Chairman and Chief Executive Officer Cable Insurance

Director since 2022 Robert Kafafian Board Member Executive Advisor

Wolf & Company, P.C. Director since 2022

Maria C. Alonso Board Member Director, Axxes Capital Director

since 2022 Ramon M. Rodriguez Board Member Former Market

President Seacoast Bank Director since 2026 Highly Accomplished and Aligned

Board with Complementary Track Records 7

OUR STRATEGY Organic Loan Growth: Take advantage

of platform that we have developed post 2015 recapitalization, capitalize

on fragmented Miami-Dade MSA community banking market, and

continue to build market share Capitalize on inherent advantages

over smaller community banks which lack our product expertise and

breadth of service Due to significant consolidation, there exists a

base of potential clients that desire to partner with a bank that

is locally headquartered Team Lift-outs: Continue to bring

in top tier talent to U.S. Century Bank, with teams attracted

to culture, public currency and local decision making Overall growth success

will depend upon our ability to attract, retain, develop, incentivize,

and reward the human capital necessary to execute growth strategy

Attractive stock-based incentive compensation to attract top tier

talent Asset Purchases: Portfolio loan purchases; opportunistic to complement

organic growth initiatives Net capital can serve as dry powder

to facilitate meaningfully sized portfolio acquisitions Proactively

evaluating portfolio opportunities that are consistent with USCB’s

credit philosophy Strategic Acquisitions: Become an active acquirer

for Florida banks looking to find a partner Focused on strategic,

financially attractive acquisitions which support USCB’s organic

growth strategy without compromising the risk profile Numerous

potential partners in Miami-Dade MSA that may seek liquidity USCB

is positioned to offer stock consideration 8

BUSINESS VERTICALS Differentiated Banking Product Offerings

and Services Private Client Group (1) $328MM Deposits Deposit aggregating

focus/strategy. Tailored products & services for professionals,

professional firms, business owners, and affluent individuals and

their families. PCG also provides concierge-level banking service

for the legal and healthcare sectors delivering financial solutions

designed specifically for these professionals. Yacht Lending

$203MM Loans Yacht financing for larger vessels, transaction

range is $750k -$7.5MM. Brokered oriented business, 3 vendor

approved brokers. Member of the National Marine Lenders Association.

Launched this new vertical in 2022. Association Banking

$165MM Deposits / $135MM Loans Deposit aggregating focus/strat

egy. Banking for Homeowner Associations and Property

Managers. Offer deposit collection services and esoteric lending

solutions ranging from insurance premium and large capital improvement

financing. Significant lending capacity to target large credits.

SBA / Small Business Lending $64MM Loans Relationship

-oriented business focused on delivering fast loan commitments

to small and medium-sized enterprises. Predominately small business

line of credits and CD secured loans. Affordable SBA loan provider.

Approved by the SBA to participate in the Preferred Lenders

Program. Specialty banking products, services and solutions designed for

small businesses, homeowner associations, law firms, medical

practices and other professional services firms, yacht lending

and global banking services Correspondent Banking $245MM

Deposits / $139MM Loans Comprehensive range of both domestic

and international services with the latest in technology to ensure

quick processing. Focus on Caribbean and Latin American countries.

Correspondent banking services include letters of credit, foreign collections,

wire transfers,

ForEx and trade finance. Balances as of June 30, 2026. (1) Effective

4th quarter 2025, the Private Client Group vertical now includes balances

for the entire business unit, encompassing not only some Jurist Advantage

and Health Industry sectors, but also other professional and affluent client

segments. Accordingly, balances presented for PCG reflect

the full scope of the business unit, rather than select sectors as

previously reported. When evaluating period-over-period trends,

please consider this expanded scope. 9

DEPOSIT AGGREGATING VERTICALS Deposits Trend

(EOP) In millions $88 $229 $312 $352 $446 $492 $626 $686

$738 $48 $129 $138 $154 $177 $200 $265 $235 $245 $10 $38

$77 $68 $97 $112 $125 $146 $165 $30 $62 $97 $130 $172

$180 $236 $305 $328 2018 2019 2020 2021 2022 2023 2024 2025 Q2 2026

PCG HOA Corresponding Banking Commentary As of June 30, 2026,

deposits totaling $738 million were associated with the verticals.

Growth by vertical from 2018 to 2026: PCG (1): $298 million

HOA: $155 million. Correspondent Banking: $197 million. (1)

Effective 4th quarter 2025, the Private Client Group vertical

now includes balances for the entire business unit, encompassing

not only some Jurist Advantage and Health Industry sectors, but

also other professional and affluent client segments. Accordingly,

balances presented for PCG reflect the full scope of the business

unit, rather than select sectors as previously reported. When

evaluating period-over-period trends, please consider this expanded

scope.

Q2 2026 HIGHLIGHTS - Strong Earnings Growth Driven by Loan Production

& Margin Expansion GROWTH EOP assets surpassed $3.0 billion.

Average loans increased $81.2 million or 15.0% annualized

over Q1. Average deposit increased $61.9 million or 10.2% annualize

from Q1. Average DDA increased $47.4 million or 32.5% over

Q1. EARNINGS & PROFITABILITY ROAA was 1.26% and

ROAE was 15.90%. PTPP ROAA(1) was 1.93% improvement from

1.79% for Q1. Net income was $9.1 million, or $0.49 per diluted

share. Net interest income before provision for credit losses increased

to $24.4M, up $2.3 million or 42.6% annualized over Q1. Net interest

margin improved to 3.49% from 3.27% for Q1. Deposit cost decreased

4 bps to 2.16% from Q1. Efficiency ratio was 49.97% improvement from

52.34%

for Q1. CAPITAL/ CREDIT Non-performing loans totaled

$2.1 million or 0.09% of total loans. ACL coverage

ratio was 1.15% of total loans. Net charge-offs to average loans was 0.05% Total

risk-based capital ratio was 13.88% for the Company. (1) Non

-GAAP financial measure. See reconciliation in this presentation.

HISTORICAL FINANCIALS – Consistent Growth, Profitability and

Credit Discipline Loans In millions $765 $2,322 2017 2018 2019

2020 2021 2022 2023 2024 2025 Q2 2026 EOP for Balance

Sheet amounts In millions $820 $2,452 2017 2018 2019 2020 2021 2022

2023 2024 2025 Q2 2026 Total Stockholders’ Equity In millions

$114 $233 2017 2018 2019 2020 2021 2022 2023 2024 2025

Q2 2026 ACL/Total Loans 1.33% 1.15% 2017 2018 2019 2020

2021 2022 2023 2024 2025 Q2 2026 Net Charge-offs (recoveries)

In thousands ($2,182) $288 2017 2018 2019 2020 2021 2022 2023 2024 2025

Q2 2026 Nonperforming Assets / Total Assets 0.17%

0.07% 2017 2018 2019 2020 2021 2022 2023 2024 2025 Q2

2026 Net Interest Income In millions $31 $84 2017 2018 2019 2020

2021 2022 2023 2024 2025 Q2 2026 Efficiency Ratio 86.65%

49.97% 2017 2018 2019 2020 2021 2022 2023 2024 2025 Q2 2026

PTPP ROAA 0.52% 1.93% 2017 2018 2019 2020 2021 2022 2023

2024 2025 Q2 2026 (1) Loan amounts include deferred fees/costs.

(2) ACL was calculated under the CECL standard methodology for

all periods beginning January 1, 2023, and the incurred loss methodology

for all periods before. (3) Non-GAAP financial measure.

See reconciliation

in this presentation. 12

FINANCIAL RESULTS – Strong Operating Performance

Driven by Balance Sheet Growth Balance Sheet (EOP) Income In thousands

(except per share data) Statement Q2 2026 Q1 2026 Q2 2025 Total

Securities $468,986 $427,091 $444,122 Total Loans (1) $2,322,385

$2,241,051 $2,113,318 Total Assets $3,019,701 $2,845,735

$2,719,474 Total Deposits $2,452,271 $2,493,580 $2,335,661

Total Equity (2) $233,238 $223,246 $231,583 Net Interest

Income $24,387 $22,048 $21,034 Non-Interest Income $3,560

$4,150 $3,370 Total Revenue (3) $27,947 $26,198 $24,404

Provision for Credit Losses $1,267 $801 $1,031 Non-Interest Expense

$13,966 $13,711 $12,634 Income Before Income Taxes

$12,714 $11,686 $10,739 Income Tax Expense $3,636 $2,335

$2,599 Net Income $9,078 $9,351 $8,140 Diluted Earnings Per

Share (EPS) $0.49 $0.51 $0.40 PTPP Income (4) $13,981 $12,487

$11,770 Weighted Average Diluted Shares 18,509,572 18,454,006

20,295,794 (1) Loan amounts include deferred fees/costs. (2)

Total Equity includes accumulated other comprehensive

loss of $31.4 million for Q2 2026, $31.3 million for Q1 2026, and

$41.8 million for Q2 2025. The increase in total stockholders’

equity was partially offset by the cost of the repurchase of 2.0 million shares

of Class A common stock in September 2025, as previously

disclosed. (3) Equals net interest income plus non-interest income.

(4) Non-GAAP financial measures. See reconciliation in this presentation.

KEY PERFORMANCE INDICATORS - Profitable Growth

Driving Shareholder Value In thousands (except for

TBV/share and ratios) Q2 2026 Q1 2026 Q2 2025 GROWTH PROFITABILITY

CAPITAL/CREDIT Total Assets (EOP) $3,019,701 $2,845,735

$2,719,474 Total Loans (EOP) (1) $2,322,385 $2,241,051

$2,113,318 Total Deposits (EOP) $2,452,271 $2,493,580

$2,335,661 Tangible Book Value/Share (2)(3)(5)

$12.64 $12.23 $11.53 Return On Average Assets (4) 1.26% 1.34%

1.22% PTPP Return On Average Assets (4)(5) 1.93% 1.79%

1.76% Return On Average Equity (4) 15.90% 17.07% 14.29%

Net Interest Margin (4) 3.49% 3.27% 3.28% Efficiency Ratio 49.97%

52.34% 51.77% Tangible Common Equity/Tangible Assets

(3)(5) 7.72% 7.84% 8.52% Total Risk-Based Capital (6)

13.88% 14.09% 13.73% NCO/Avg Loans (4) 0.05% 0.00%

0.14% NPA/Assets 0.07% 0.13% 0.05% Allowance for

Credit Losses/Loans 1.15% 1.16% 1.18% (1) Loan amounts include deferred

fees/costs. (2) AOCI effect on tangible book value per share was ($1.70)

for Q2 2026, ($1.72) for Q1 2026 and ($2.08) for Q2 2025. (3) TBV/share

and TCE/TA were affected by the effect of the cost of the

repurchase of 2.0 million shares of Class A common stock in September

2025 in stockholders' equity, as previously disclosed. (4) Annualized.

(5) Non-GAAP financial measure. See reconciliation in this

presentation. (6) Reflects the Company's regulatory capital ratios.

DEPOSIT PORTFOLIO – DDA Above $600MM Drives Lower

Deposit Costs and Margin Expansion Deposits AVG In

millions $2,291 $2,457 $2,453 $2,427 $2,489 $1,711 $1,887 $1,857

$1,842 $1,857 $580 $570 $596 $585 $632 Q2 2025 Q3 2025

Q4 2025 Q1 2026 Q2 2026 Non-interest-beraing demand deposits Interst-bearing

deposits Deposit EOP In millions $2,336 $2,456 $2,345 $2,494

$2,452 $462 $520 $528 $552 $532 $1,248 $1,292 $1,186 $1,264

$1,252 $41 $60 $47 $57 $50 $585 $584 $584 $621 $618 Q2 2025 Q3

2025 Q4 2025 Q1 2026 Q2 2026 Non-interest-bearing demand deposits

Interest-bearing checking deposits Saving and money market deposits

Time deposits Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Interest

-Bearing Deposits 3.29% 3.29% 3.02% 2.89% 2.90% Total

Deposits (1) 2.46% 2.53% 2.28% 2.20% 2.16% Commentary

Average DDA deposits increased by $47.4 million or 32.5% annualized

compared to prior quarter. Average deposits totaled $2.5

billion, reflecting an increase of $61.9 million or 10.2% annualized

compared to prior quarter and an increase of $198.3 million or 8.7%

compared to the second quarter of 2025. Deposit cost improved

to 2.16%, decreasing 4 bps quarter-over-quarter and 30 bps year-over-year.

Deposit Cost (1) Reflects effects of non-interest-bearing deposits. Reflects

effects of non-interest-bearing demand deposits. 15

LOAN PORTFOLIO – Loan Growth Momentum Positions USCB

for Sustained Performance Total Loans (AVG) In

millions 6.23% 6.21% 6.16% 6.11% 6.20% $2,057 $2,099 $2,131

$2,178 $2,259 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Loans

Loan Yields Total Gross Loans (EOP) (1) In millions

$211MM Net Growth $2,106 $2,125 $2,183 $2,234 $2,317 $218 $208

$207 $208 $208 $110 $105 $128 $128 $138 $264 $269 $296 $291

$300 $307 $317 $308 $347 $357 1207 1226 1245 1260 1314

Commercial real estate Residential real estate Commercial and Industrial

Correspondent banks Consumer and other Commentary Average

loans increased $81.2 million or 14.96% annualized compared to prior

quarter and $201.5 million or 9.8% compared to second

quarter 2025. Loan yield increased to 6.20% in Q2 2026, driven

by the full-quarter impact of prior-quarter originations and new loans

added during the quarter. (1) Excludes deferred fees/cost.

LOAN PRODUCTION – Record Quarterly Loan Production of $272 Million

Net Loan Production Trend In millions, except for ratios 7.12%

6.43% 5.93% 5.87% 5.90% $187 $110 $132 $113 $196 $137

$188 $136 $272 $189 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2

2026 Loan Production/Line changes Loan Amortization/payoffs

New loans weighted average coupon Loan Composition Trend

EOP (1) In millions, except for ratios $948 $2,317 28% 15%

63% 57% 9% 28% Jun-26 Jun-26 Real Estate Loans (1) Excludes

deferred fees/cost. Commentary Gross loan production totaled $272.0

million during the second quarter of 2026, with June closings accounting

for $116.5 million or 42.6%, of total quarterly production. Additionally,

$83.5 million, or 30.6% of quarterly loan closings, consisted of

correspondent banking loans, which carried a new‑loan yield of 5.22%;

these loans are typically 180-day notes. Excluding correspondent

banking loan production, the weighted‑average yield on new loans

originated during the quarter was 6.20%. Embedded prepayment penalties

help protect yield and earnings in the event of early loan prepayments.

NET INTEREST MARGIN – NIM Driven by Loan Growth and Stable

Funding Cost Net Interest Income/Margin (1) In thousands (except

ratios) 3.28% 3.14% 3.27% 3.27% 3.49% $21,034 $2,174 $22,207

$22,048 $24,387 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Net

Interest Income NIM Interest-Earning Assets Mix (AVG)

2% 4% 3% 4% 3% 18% 18% 18% 7% 16% 80% 78% 79%

79% 81% Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Total

Loans Investment Securities Cash Balances & Equivalents Q2

2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Loans 6.23% 6.21% 6.16%

6.11% 6.20% Investment securities 3.06% 3.03% 3.01% 3.05%

3.35% Interest-earning assets 5.64% 5.56% 5.54% 5.49% 5.67%

Deposits (2) 2.46% 2.53% 2.28% 2.20% 2.16% Interest-bearing

liabilities 3.32% 3.34% 3.14% 3.05% 3.05% Commentary Net

interest income

increased $2.3 million or 42.6% annualized compared to prior

quarter and $3.4 million or 15.9% compared to second quarter

2025. Interest-earning asset mix shifted toward higher-yielding assets, while

lower funding costs and the increase in yields drove net interest

income and a 3.49% NIM. Interest Rates and Yields Annualized.

Reflects effects of non-interest-bearing deposits. 18

INTEREST RATE SENSITIVITY - Well Positioned to Navigate

Interest Rate Volatility Loan Portfolio Repricing Profile

by Rate Type Hybrid ARM $85MM 4% Fixed Rate $851MM

37% $2,317MM Variable Rate $1,381MM 59% $535MM

36% $114MM 8% $817MM 56% Loan Repricing Schedule

Variable & Hybrid Rate Loans $387MM 27% $794MM 54%

$163MM 11% $122M 8% $387MM 27% $1,466MM 0-1 yrs. 1-2

yrs. 2-3 yrs. >3 yrs. Static NII Simulation Year 1 & 2 Year

1 Variable & Hybrid Rate Loans 2.6% -100 +100 -3.1% Year

2 -100 -2.3% 0.9% +100 Net Interest Income change from base

($ in thousands and % change) 19

SECURITIES PORTFOLIO - Secondary Liquidity Source Supporting

Future Growth EOP for Balance Sheet amounts, in millions Portfolio

Composition CMO 25% MBS 14% CMBS 47% SBA6% Agency 4%

Municipalities 1% Corporate 3% Bank Subordinated Debt Securities

Portfolio Key Metrics Metrics as of 06/30/2026 Securities portfolio

$ 469.0 AFS as % of portfolio 71% HTM as % of portfolio 29% Qtr.

weighted avg. port. yield 3.35% Average life 6.4 Modified

duration 5.3 Commentary Securities portfolio totaled $469.0 million

;

71.0% of the portfolio is classified as AFS, while 29.0% is classified

as HTM. The modified duration is 5.3 and the average life is 6.4 years.

Duration has increased because we have purchased longer-duration

bonds to protect the balance sheet from expected lower interest rates.

We expect to receive $27.5 million from the securities portfolio

for the remainder of 2026, at current rates; these cashflows will support

loan growth and/or deposit volatility. 86% of the portfolio

is invested in agency mortgage-backed securities, boosting liquidity.

Estimated Short Term Cashflows -100 Base +100 2026

$44.3 $27.5 $25.4 2027 $78.6 $58.5 $52.9 2028 $54.4 $49.1 $44.8

2029 $41.9 $41.9 $38.9 Total Cashflow $219.2 $176.9 $162.0

Total Cashflow / Total Portfolio 42% 34% 31% 20

ASSET QUALITY – Exceptional Credit Quality Supports Sustainable

Growth Allowance for Credit Losses In thousands (except

ratios) 1.18% 1.17% 1.16% 1.16% 1.15% $24,933 $24,964 $25,500 $26,102

$26,701 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 Allowance

for credit loss ACL/Total loans Non-performing Loans In thousands

(except ratios) 0.06% 0.06% 0.14% 0.16% 0.09% $1,366 $1,310

$3,138 $3,640 $2,148 Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026

Non-accrual loans Non-performing loans to total loans Commentary

The allowance for credit losses had a net increase of $599 thousand

from the prior quarter, as reserves built for loan growth were

partially offset by $288 thousand net charge-offs. ACL coverage ratio

was 1.15% as of June 30, 2026. Non‑performing loans decreased

by $1.5 million from the prior quarter to $2.1 million. The non‑performing

loans‑to‑total loans ratio decreased to 0.09% as of June 30, 2026.

Classified Loans (1) to Total Loans 0.27% 0.22% 0.29% 0.30%

0.20% Q2 2025 Q3 2025 Q4 2025 Q1 2026 Q2 2026 (1) Loans

classified as substandard at period end. No loans classified doubtful

at any of the dates presented. 21

LOAN PORTFOLIO MIX Loan Portfolio Mix (1) Residential real

estate 15% CRE- Owner occupied 9% CRE – Non-owner occupied

48% Commercial and industrial 13% Correspondent Banks 6%

Consumer and other 9% $2,317MM Commentary Total loan

balance at quarter end was $2,317 million (4). Commercial Real

Estate (owner occupied and non-owner occupied) was 56.7% or

$1,314 million of the total loan portfolio. CRE mix is diversified

and granular. Retail non-owner occupied makes up 25% of

total CRE or $330.8 million.

CRE Loan Mix Retail 25% Multifamily 24% CRE – Owner occupied

16% Office 9% Warehouse 12% Hotels 8% Land/Construction

3% Other 3% $1,314MM CRE Loan Portfolio (non-owner occupied

and owner occupied) Weighted Average Loan

Type Outstanding Balance (1) LTV (2) DSCR (3) Average

Loan Size (1) Retail $352 55% 1.52 $3.0 Multifamily $322 55% 1.31

$2.0 Office $187 53% 1.96 $1.5 Warehouse $230 56% 1.59 $1.7

Hotel $100 56% 2.02 $3.9 Other $83 53% 1.87 $1.6 Land/Construction

$40 51% NA $1.9 As of 06/30/26 (1) Balance in millions. Excludes

deferred fees/cost. (2) LTV - Loan to value ratio. (3)

DSCR - Debt service coverage ratio. (4) Excludes deferred

fees/cost (5) Includes loan types: office, warehouse, retail, and other 22

NON-INTEREST INCOME - Diversified Fee Income Provides

Consistent Revenue Contribution In thousands (except ratios) Q2 2026

Q1 2026 Q4 2025 Q3 2025 Q2 2025 Total service fees

$2,601 $3,100 $2,209 $2,661 $ 2,402 Wire fees $618 $623 $656 $647

$604 Swap fees $572 $1,554 $449 $790 $428 Other $1,411

$923 $1,104 $1,224 $1,370 Gain (loss) on sale of securities

available for sale - $14 ($7,498) ($28) - Gain on sale of loans

held for sale - $106 $197 $128 $151 Other income $959 $930 $914

$923 $817 Total non-interest income $3,560 $4,150 ($4,178)

$3,684 $3,370 Average total assets $2,900,725 $2,834,717

$2,799,863 $2,798,115 $2,677,198 Non-interest income/Average

assets (1) 0.49% 0.59% (0.59%) 0.52% 0.50% Commentary Non-interest

income decreased in the second quarter of 2026, primarily due to

elevated swap loan activity in the prior quarter. Other service

fee income increased $488 thousand,

driven primarily by a $432 thousand increase in loan prepayment

penalty income compared to the prior quarter. Non-interest income

was 12.7% of total revenue for second quarter 2026. (1) Annualized.

NON-INTEREST EXPENSE - Expense Management Supports Operating

Leverage In thousands (except ratios) Q2 2026 Q1 2026 Q4 2025 Q3

2025 Q2 2025 Salaries and employee benefits $8,537 $8,570 $8,668

$7,909 $7,954 Occupancy 1,369 1,316 1,327 1,382 1,337 Regulatory

assessments and fees 397 484 443 377 396 Consulting and legal

fees 583 561 900 585 263 Network and information technology services

524 560 599 656 564 Other operating expense 2,556 2,220 2,338

2,139 2,120 Total non-interest expense $13,966 $13,711

$14,275 $13,048 $12,634 Operating efficiency ratio (1) 49.97%

52.36% 55.92% 52.22% 51.77% Non-interest expense/Average

assets (2) 1.93% 1.96% 2.02% 1.85% 1.89% Full-time equivalent employees

216 211 204 206 203 Commentary Efficiency ratio improvement

to 49.97% supported by higher net interest income during

the quarter. Total non-interest expense increased by $255

thousand compared to the prior quarter, primarily driven by a $312

thousand excise tax expense on share repurchases executed

in 2025, which was recorded in other operating expense. (1) Non-GAAP financial

measures. See reconciliation in this presentation. (2) Annualized.

CAPITAL - Strong Capital Levels Support Continued Organic Growth

Capital Ratios (1) Leverage Ratio TCE/TA (2) Tier 1 Risk-Based

Capital Total Risk-Based Capital AOCI In Millions Q2 2026 8.81%

7.72% 11.01% 13.88% ($31.4) Q1 2026 8.61% 7.84% 11.09%

14.09% ($31.3) Q2 2025 9.72% 8.52% 12.52% 13.73% ($41.8) Well

Capitalized 5.00% NA 8.00% 10.00% Commentary On July 20, 2026,

the Company’s Board of Directors declared a quarterly cash

dividend of $0.125 per share on the Company’s Class A common stock.

The dividend will be payable on September 4, 2026, to shareholders

of record as of the close of business on August 17, 2026. Q2 2026 EOP

common stock shares outstanding: 18,459,470. AOCI was ($31.4)

million or ($1.70) per share as of June 30, 2026. (1) Reflects the

Company's regulatory capital ratios. (2) Non-GAAP financial

measures. See reconciliation in this presentation. 25

TAKEAWAYS - Attractive Franchise Positioned

for Continued Growth Leading franchise located in one of the

most attractive banking markets in U.S. Scarcity value in the Miami MSA

Robust capital position with regulatory ratios well in excess of “well

capitalized” threshold Low risk, commercially oriented loan

portfolio Demonstrated profitability profile since 2015 recap

further improved by current management team Strong asset quality

– minimal charge-offs experienced since 2015 recap

Attractive deposit base driven by steady growth in specialized verticals Balanced

liquidity profile with a 94.7% loan/deposit ratio (EOP) 26

APPENDIX – RISK MANAGEMENT Risk Management Philosophy and

Culture Management has instilled a culture of adherence

to well-developed risk management procedures. Management is responsible

for day-to-day risk management (identifying, evaluating, and addressin

existing and potential risks that may exist at the enterprise, strategic,

financial, operational, compliance and reporting levels). The

risk management and compliance division consists of twenty-two

professionals covering enterprise risk management, cybersecurity,

third-party risk, bank secrecy, consumer compliance, regulatory,

corporate, and legal affairs. The division plays an active

role in assessing corporate risks, compliance and collaborating with

management to mitigate identified risks. Heightened focus on BSA / AML

/ KYC compliance due to foreign exposure. Individual country

loan exposure limited to between 0% - 70% of total capital based

on individual country risk. Correspondent banking services

offered exclusively to institutions in countries meeting U.S. Century’s

robust risk tolerance framework. Highly experienced

compliance team with international compliance experience

from larger banking institutions. The audit and risk committee of the board

of directors consists of four members primarily responsible for oversight

of Company’s risk management, compliance, and internal controls:

Ramon Rodriguez (Chair), Bernardo Fernandez, Ramón Abadin and

Maria Alonso. Credit Philosophy Conservative credit culture that

encourages prudent and desirable lending activities over unchecked

growth. Underwriting strength stems from deep understanding

of U.S. Century’s market, long-standing relationships with clients,

and a disciplined underwriting and credit review process.

Focused on maintaining a well-diversified and conservative loan portfolio.

Robust Credit Administration Underwriting group supported by

experienced credit officers with both credit analysis and lending experience.

Effective and independent loan review. Credit Committee

meetings conduct in-depth loan portfolio monitoring, including concentration

limits. Active monitoring and reporting on existing or emerging concentrations

and targeted reviews of any higher risk portfolios. 27

APPENDIX – TECHNOLOGY SUPPORT 2016 Paperless Account

Opening January ‘16 – April ‘16 International Letter Of Credit April

‘16 – July ‘16 "Reporting Database May ‘16 – September ‘16

" EMV Debit Cards August ‘16 – October ‘16

2017 Instant Issue Debit Card October ‘16 – March ‘17 Cash

Management Portal August ‘16 – March ‘17 Fedlink Anywhere

April ‘17 – September ‘17 2018 Network In-housing January ‘18

– September ‘18 "Secureworks MSSP

January ‘18 – May ‘18" OFFICE 365 February ‘18 – September

‘18 2019 Horizon Core Conversion September ‘18 – September

‘19 Zelle P2P June ‘19 – November ‘19 Image Deposit ATM

March ‘19 – December ‘19 2020 Accounts Payable November

‘19 – January ‘20 Collaboration Applications February ‘20 – March

‘20 PPP Loan Origination System May ‘20 – June ‘20 2021

Summit PPP Loan Origination January ‘21 – February ‘21 "Treasury

Management Platform

November ‘20 – October ‘21 " Immutable backup solution

Jan ‘21– June ‘21 "CECL and ALLL Application

June ‘21 – December ‘21"

Contuned next slide

APPENDIX – TECHNOLOGY SUPPORT 2022 "Remote Account

Opening October ‘21 – March ‘22" "Secureworks MXDR platform

Feb ‘22 – July 22’" Ring Central call reporting October ‘22 –

March ‘23 2023 "Loan origination system June ‘22 – May ‘23"

FED Now payments January ‘23 – October ‘23 2024 Pidgin real

time payments January ‘23 – October ‘23 Check fraud application 2025

- 2026 CRM system Zelle for Small Business Financial reporting

application Microsoft CoPilot GenAI ACH Positive Pay/ACH

Alert Account analysis solution Crowd Strike Solution Power

Automate front end automation Commercial Account Opening PBX

(SaaS) – Teams Calling November ‘23– April ‘25 Wire

fraud application Ascent LOS front end Cloud (Iaas) for DR environment

July ‘23 – May ‘25 Perplexity Pro AI (Enterprise) AFS ACH

Positive Pay Retina wire & ACH Fraud Solution 29

APPENDIX – NON-GAAP RECONCILIATION In thousands

(except ratios)

As of or For the Three Months Ended

6/30/2026 3/31/2026 12/31/2025 9/30/2025 6/30/2025 Pre-tax

pre-provision ("PTPP") income: Net income $ 9,078 $ 9,351 $ 1,363

$ 8,939 $ 8,140 Plus: Income tax expense 3,636 2,335

1,911 2,866 2,599 Plus: Provision for credit losses 1,267 801 480 105

1,031 PTPP income $ 13,981 $ 12,487 $ 3,754 $ 11,910 $

11,770 PTPP return on average assets: PTPP income $ 13,981

$ 12,487 $ 3,754 $ 11,910 $ 11,770 Average assets

$ 2,900,725 $ 2,834,717 $ 2,799,863 $ 2,798,115 $ 2,677,198

PTPP return on average assets 1.93% 1.79% 0.53% 1.69% 1.76% Operating

net income: Net income $ 9,078 $ 9,351 $ 1,363 $ 8,939 $ 8,140

Less: Net gains (losses) on sale of securities - 14 (7,498) (28)

- Less: Tax effect on sale of securities - (4) 1,900 7 - Plus:

Tax (benefit) liability expense from prior periods - (640) (619)

1,096 - Operating net income $ 9,078 $ 8,722 $ 8,057 $ 8,960 $ 8,140

Operating return on average assets: Operating net income $ 9,078

$ 8,722 $ 8,057 $ 8,960 $ 8,140 Average assets $ 2,900,725

$ 2,834,717 $ 2,799,863 $ 2,798,115 $ 2,677,198 Operating net

income return on average assets 1.26% 1.25% 1.14% 1.27% 1.22% Operating

return on average equity: Operating net income $ 9,078 $ 8,722

$ 8,057 $ 8,960 $ 8,140 Average equity $ 228,933 $ 222,226

$ 212,393 $ 225,316 $ 228,492 Operating net income return

on average equity 15.90% 15.92% 15.05% 15.78% 14.29% Operating

revenue: Net interest income $ 24,387 $ 22,048 $ 22,207 $ 21,274

$ 21,034 Non-interest income 3,560 4,150 (4,178) 3,684 3,370

Less: Net gains (losses) on sale of securities - 14 (7,498) (28) - Operating

revenue $ 27,947 $ 26,184 $ 25,527 $ 24,986 $ 24,404 Operating

efficiency ratio: Total non-interest expense $ 13,966 $ 13,711

$ 14,275 $ 13,048 $ 12,634 Operating revenue $ 27,947 $ 26,184

$ 25,527 $ 24,986 $ 24,404 Operating efficiency ratio 49.97% 52.36%

55.92% 52.22% 51.77%

Footnotes:

(1) The Company believes these non-GAAP financial measurements are

key indicators of the ongoing earnings power of the Company. (2)

Annualized. (3) The Company recognized a $619 thousand

income tax benefit in the first quarter of 2026 due to an adjustment

to the deferred tax asset calculation from 2025. (4) State tax liability expenses

for 2024 and for the first three quarters of 2025 were recognized

during the fourth quarter of 2025. The state tax expense is related to

taxes due on interest income on loans whose collateral is located

outside of the State of Florida. 30

APPENDIX – NON-GAAP RECONCILIATION In thousands

(except ratios and share data)

As of or For the Three Months Ended

6/30/2026 3/31/2026 12/31/2025 9/30/2025 6/30/2025 Tangible

book value per common share (at period-end): (1)(4) Total

stockholders' equity $ 233,238 $ 223,246 $ 217,183 $ 209,095 Less:

Intangible assets - - - - Tangible stockholders' equity (3) $ 233,238

$ 223,246 $ 217,183 $ 209,095 Total shares issued and outstanding

(at period-end): Total common shares issued and outstanding

18,459,470 18,257,400 18,137,885 18,107,385 Tangible book

value per common share (2) $ 12.64 $ 12.23 $ 11.97 $ 11.55 Operating

diluted net income per common share: (1) Operating net income

$ 9,078 $ 8,722 $ 8,057 $ 8,960 Total weighted average

diluted shares of common stock 18,509,572 18,454,006 18,348,725 19,755,820

Operating diluted net income per common share: $ 0.49 $ 0.47

$ 0.44 $ 0.45 Tangible Common Equity/Tangible Assets (1)(4)

Tangible stockholders' equity (3) $ 233,238 $ 223,246 $ 217,183

$ 209,095 Tangible total assets (3) $ 3,019,701 $ 2,845,735

$ 2,791,540 $ 2,767,945 Tangible Common Equity/Tangible

Assets 7.72% 7.84% 7.78% 7.55%

Footnotes:

(1) The Company believes these non-GAAP financial measurements are

key indicators of the ongoing earnings power of the Company. (2)

Excludes the dilutive effect, if any, of shares of common stock

issuable upon exercise of outstanding stock options. (3) Since

the Company has no intangible assets, tangible stockholders' equity and

tangible total assets are the same amounts as stockholders' equity

and total assets, respectively, as calculated under GAAP. (4)

The decrease in total stockholders' equity in September 2025 was

primarily driven by the repurchase of 2.0 million shares

of Class A common stock, as previously disclosed. 31

CONTACT INFORMATION LOU DE LA AGUILERA

Chairman, President & CEO (305) 715-5186 ROB ANDERSON

EVP, Chief Financial Officer (305) 715-5393 rob.anderson@uscentury.com

laguilera@uscentury.com INVESTOR RELATIONS InvestorRelations@uscentury.com

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- Definition

The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.

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No definition available.

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- Definition

Address Line 1 such as Attn, Building Name, Street Name

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Name of the City or Town

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Code for the postal or zip code

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- Definition

Name of the state or province.

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- Definition

A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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- Definition

Indicate if registrant meets the emerging growth company criteria.

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-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Securities Act

-Number 7A

-Section B

-Subsection 2

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- Definition

Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.

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No definition available.

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- Definition

Two-character EDGAR code representing the state or country of incorporation.

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No definition available.

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- Definition

The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b-2

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The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.

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-Publisher SEC

-Name Exchange Act

-Number 240

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-Subsection b-2

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- Definition

Local phone number for entity.

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No definition available.

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 13e

-Subsection 4c

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Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14d

-Subsection 2b

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- Definition

Title of a 12(b) registered security.

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-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection b

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- Definition

Name of the Exchange on which a security is registered.

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-Publisher SEC

-Name Exchange Act

-Number 240

-Section 12

-Subsection d1-1

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Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Exchange Act

-Number 240

-Section 14a

-Subsection 12

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- Definition

Trading symbol of an instrument as listed on an exchange.

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- Definition

Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Securities Act

-Number 230

-Section 425

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