Form 8-K

8-K — UMB FINANCIAL CORP

Accession: 0001193125-26-197753

Filed: 2026-04-30

Period: 2026-04-28

CIK: 0000101382

SIC: 6021 (NATIONAL COMMERCIAL BANKS)

Item: Submission of Matters to a Vote of Security Holders

Item: Financial Statements and Exhibits

Documents

8-K — umbf-20260428.htm (Primary)

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8-K (Primary)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): 4/28/2026

UMB FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Commission File Number: 001-38481

43-0903811

(State or other jurisdiction of

(IRS Employer

incorporation)

Identification No.)

1010 Grand Blvd., Kansas City, MO 64106

(Address of principal executive offices, including zip code)

(816) 860-7000

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13c-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities Registered Pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $1.00 Par Value

UMBF

The NASDAQ Global Select Market

Depositary Shares, each representing 1/400th interest in a share of 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock Series B

UMBFO

The NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.07 Submission of Matters to a Vote of Security Holders

The annual meeting of shareholders of the Company was held on April 28, 2026 (the “Annual Meeting”). As of the record date, there were a total of 76,136,588 shares outstanding and entitled to vote at the Annual Meeting. At the Annual Meeting, 70,379,421 shares were represented in person or by proxy, therefore, a quorum was present. The following proposals were submitted by the Board of Directors to a vote of the shareholders:

1. Election of 14 directors to hold office until the 2027 annual meeting of shareholders. The nominees for the directorships received the following votes:

Director

For

Against

Abstain

Broker Non-Votes

Robin C. Beery

63,360,895

1,672,391

116,542

5,229,592

Janine A. Davidson

64,083,947

871,210

194,671

5,229,592

Kevin C. Gallagher

63,985,081

1,049,415

115,332

5,229,592

Greg M. Graves

63,054,528

1,980,129

115,171

5,229,592

Bradley J. Henderson

64,917,425

115,213

117,190

5,229,592

Jennifer K. Hopkins

64,850,069

118,791

180,968

5,229,592

J. Mariner Kemper

63,775,281

1,276,035

98,512

5,229,592

Gordon E. Lansford, III

64,300,015

732,404

117,409

5,229,592

Margaret Lazo

64,394,190

628,823

126,815

5,229,592

Susan G. Murphy

64,848,862

131,117

169,849

5,229,592

Tamara M. Peterman

64,221,979

743,969

183,880

5,229,592

Kris A. Robbins

63,867,611

1,113,421

168,796

5,229,592

L. Joshua Sosland

63,278,847

1,755,718

115,263

5,229,592

Leroy J. Williams, Jr.

63,991,369

1,041,285

117,174

5,229,592

Based on the votes set forth above, each of the nominees was elected to serve as a director until the annual meeting in 2027.

2. Advisory vote (non-binding) on the compensation paid to our named executive officers.

For

Against

Abstain

Broker Non-Votes

62,913,365

2,104,370

132,093

5,229,592

3. Ratification of the Corporate Audit Committee's engagement of KPMG LLP to serve as the Company's independent registered public accounting firm for 2026. The proposal received the following votes:

For

Against

Abstain

Broker Non-Votes

69,599,877

721,858

57,685

—

4. Approval of the Amended and Restated UMB Financial Corporation Omnibus Incentive Compensation Plan. The proposal received the following votes:

For

Against

Abstain

Broker Non-Votes

61,921,217

3,090,883

137,728

5,229,592

Item 9.01 Financial Statements and Exhibits

104

The cover page from this Current Report on Form 8-K, formatted in Inline XBRL.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

UMB FINANCIAL CORPORATION

By:

/s/ Ram Shankar

Ram Shankar

Chief Financial Officer

Date: April 30, 2026

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Entity Address, Address Line One

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Depositary Shares, each representing 1/400th interest in a share of 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock Series B

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Security Exchange Name

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