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CareTrust REIT Announces Fourth Quarter & Full Year 2025 Operating Results

businesswire.com

DANA POINT, Calif.--( BUSINESS WIRE)--CareTrust REIT, Inc. (NYSE:CTRE) today reported operating results for the quarter and year ended December 31, 2025, as well as other recent events.

For the full year 2025, CareTrust reported:

For the quarter, CareTrust reported:

Since quarter end, CareTrust reports:

CareTrust’s Chief Executive Officer, Dave Sedgwick, commented, “2025 was an exceptional year for CareTrust, marked by record external growth, FFO/share growth of 17%, and the strategic additions of two new growth engines of UK Care Homes and SHOP. We have a bigger, more diverse and stronger portfolio today than this time last year. As we look ahead to 2026, our expectations are high and our outlook is positive, supported by a robust pipeline, world class operator relationships, a fortress balance sheet, and a deeper team that is more capable than ever to keep the flywheel ripping in 2026 and beyond.”

Financial Results for Quarter and Year Ended December 31, 2025

For the fourth quarter, CareTrust reported net income of $111.3 million, or $0.50 per diluted weighted-average common share, Normalized FFO of $104.1 million, or $0.47 per diluted weighted-average common share, and Normalized FAD of $103.0 million, or $0.46 per diluted weighted-average common share. For the year ended December 31, 2025, CareTrust reported net income of $320.5 million, or $1.57 per diluted weighted-average common share, Normalized FFO of $359.7 million, or $1.76 per diluted weighted-average common share, and Normalized FAD of $360.0 million, or $1.76 per diluted weighted-average common share.

Liquidity

As of quarter end, CareTrust reported Net Debt-to-Annualized Normalized Run Rate EBITDA of 0.7x, which is below the Company's target leverage range of 4.0x to 5.0x, and a net debt-to-enterprise value of approximately 3.7%. Derek Bunker, CareTrust's Chief Financial Officer, stated that as of today the Company has no borrowings outstanding on its $1.2 billion revolving credit facility, with no scheduled debt maturities prior to 2028. He also reported that CareTrust currently has approximately $100 million in cash on hand and $372.0 million of gross proceeds pending from unsettled forward equity contracts outstanding.

2026 Guidance

The Company provided guidance for 2026, projecting net income attributable to CareTrust of approximately $1.45 to $1.50 per share, Normalized FFO of approximately $1.90 to $1.95 per share, and Normalized FAD of approximately $1.90 to $1.95 per share. Mr. Bunker commented, “The midpoints of our Normalized FFO and Normalized FAD guidance represent increases of 9.4% and 9.4%, respectively, over 2025 results. Solid market fundamentals across all asset classes within our portfolio position us well for continued growth and value creation. Our strong start to the year having deployed $214.8 million with a $500 million pipeline demonstrates our capacity to capitalize on those opportunities and continue to deliver compelling shareholder returns.”

He noted that full year 2026 guidance is based on a weighted average diluted share count of 225 million shares, and assumes the following:

Dividend Maintained

During the fourth quarter, CareTrust declared a quarterly dividend of $0.335 per common share. On an annualized basis, the payout ratio was approximately 71% based on fourth quarter 2025 Normalized FFO, and 73% based on fourth quarter 2025 Normalized FAD.

Conference Call

A conference call will be held on Friday, February 13, 2026, at 1:00 p.m. Eastern Time (10:00 a.m. Pacific Time), during which CareTrust’s management will discuss fourth quarter and full year 2025 results, recent developments and other matters. The live audio webcast of the earnings conference call will be available on the Investors section of CareTrust’s website at investor.caretrustreit.com/events-and-presentations. To view any financial or other statistical information required by SEC Regulation G, please visit the Investors section of the CareTrust REIT website at http://investor.caretrustreit.com. This call will be recorded and will be available for replay via the website for 30 days following the call.

About CareTrust TM

CareTrust REIT, Inc. is a self-administered, publicly-traded real estate investment trust engaged in the ownership, acquisition, development and leasing of skilled nursing, seniors housing and other healthcare-related properties. With a portfolio of long-term net-leased properties spanning the United States and United Kingdom, and a growing portfolio of quality operators leasing them, CareTrust REIT is pursuing both external and organic growth opportunities across the United States and internationally. More information about CareTrust REIT is available at www.caretrustreit.com.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995:

This press release contains, and the related conference call will include, forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements include all statements that are not historical statements of fact and statements regarding the Company’s intent, belief or expectations, including, but not limited to, statements regarding the following: future financial and financing plans; strategies related to the Company's business and its portfolio, including acquisition opportunities and disposition plans; growth prospects; operating and financial performance; expectations regarding the making of distributions and payment of dividends; and the performance of the Company’s tenants and operators and their respective facilities.

Words such as “anticipate,” “believe,” “could,” “expect,” “estimate,” “intend,” “may,” “plan,” “seek,” “should,” “will,” “would,” and similar expressions, or the negative of these terms, are intended to identify such forward-looking statements, though not all forward-looking statements contain these identifying words. The Company’s forward-looking statements are based on management’s current expectations and beliefs, and are subject to a number of risks and uncertainties that could lead to actual results differing materially from those projected, forecasted or expected. Although the Company believes that the assumptions underlying these forward-looking statements are reasonable, they are not guarantees and the Company can give no assurance that its expectations will be attained. Factors which could have a material adverse effect on the Company’s operations and future prospects or which could cause actual results to differ materially from expectations include, but are not limited to: (i) the ability of our tenants, managers, and borrowers to successfully operate our properties and to meet and/or perform their obligations under the agreements we have entered into with them, including without limitation, their respective obligations to indemnify, defend and hold us harmless from and against various claims, litigation and liabilities; (ii) the impact of unstable market and economic conditions;(iii) the impact of healthcare reform legislation, including reimbursement rates and potential minimum staffing level requirements, on the operating results and financial conditions of our tenants, managers, and borrowers; (iv) the consequences of bankruptcy, insolvency or financial deterioration of our tenants, managers and borrowers;(v) the ability and willingness of our tenants, managers and borrowers to renew their agreements with us, and our ability to reposition our properties on the same or better terms in the event of nonrenewal or in the event we replace an existing tenant or manager; (vi) the risk that we may have to incur additional impairment charges related to our assets held for sale if we are unable to sell such assets at the prices we expect; (vii) the impact of public health crises; (viii) the availability of and the ability to identify (a) tenants and managers who meet our credit and operating standards, and (b) suitable acquisition opportunities and the ability to acquire and lease the respective properties to such tenants and managers on favorable terms; (ix) the intended benefits of our acquisition of Care REIT plc (“Care REIT”) may not be realized, and the additional risks we will be subject to from our investment in Care REIT and any other international investments; (x) the additional operational and legal risks associated with our properties managed in a RIDEA structure; (xi) the impact of the unfavorable resolution of litigation or disputes and rising liability and insurance costs as a result thereof or other market factors; (xii) the ability to retain our key management personnel; (xiii) the ability to maintain our status as a real estate investment trust (“REIT”); (xiv) changes in the U.S. and U.K. tax law and other state, federal or local laws, whether or not specific to REITs; (xv) the ability to generate sufficient cash flows to service our outstanding indebtedness; (xvi) access to debt and equity capital markets; (xvii) fluctuating interest and currency rates; and (xviii) any additional factors included under Item 1A “Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2025, as such risk factors may be amended, supplemented or superseded from time to time by other reports we filed with the Securities and Exchange Commission (the “SEC”).

This press release and the related conference call provides information about the Company's financial results as of and for the quarter and year ended December 31, 2025 and is provided as of the date hereof, unless specifically stated otherwise. The Company expressly disclaims any obligation to update or revise any information in this press release or the related conference call (and replays thereof), including forward-looking statements, whether to reflect any change in the Company’s expectations, any change in events, conditions or circumstances, or otherwise.

As used in this press release or the related conference call, unless the context requires otherwise, references to “CTRE,” “CareTrust,” “CareTrust REIT” or the “Company” refer to CareTrust REIT, Inc. and its consolidated subsidiaries. GAAP refers to generally accepted accounting principles in the United States of America.

CARETRUST REIT, INC.

CONSOLIDATED INCOME STATEMENTS

(in thousands, except per share data)

For the Three Months Ended

December 31,

For the Twelve Months Ended

December 31,

2025

2024

2025

2024

Revenues:

Rental income

$

106,250

$

62,199

$

368,194

$

228,261

Resident fees and services

1,225

1,225

Interest income from financing receivable

2,891

1,009

11,492

1,009

Interest income from other real estate related investments and other income

24,493

23,736

95,482

67,016

Total revenues

134,859

86,944

476,393

296,286

Expenses:

Depreciation and amortization

27,142

15,514

92,891

56,831

Interest expense

11,378

5,122

43,707

30,310

Property taxes and insurance

2,260

1,946

8,768

7,838

Senior housing operating expenses

952

952

Impairment of real estate investments

2,031

5,353

2,483

42,225

Transaction costs

3,820

1,326

5,329

1,326

Provision for loan losses

4,900

4,900

Property operating (recoveries) expenses

(1,460

)

1,322

(138

)

5,714

General and administrative

15,473

9,286

52,465

28,923

Total expenses

61,596

44,769

206,457

178,067

Other income (loss):

Other income, net

4,350

4,350

Loss on extinguishment of debt

(390

)

(657

)

Gain (loss) on sale of real estate, net

27,672

46

31,548

(2,208

)

Unrealized gain on other real estate related investments, net

8,973

9,734

15,831

9,045

(Loss) gain on foreign currency transactions, net

(103

)

4,012

Total other income

40,892

9,780

55,351

6,180

Income before income tax expense

114,155

51,955

325,287

124,399

Income tax expense

(1,894

)

(5,001

)

Net income

112,261

51,955

320,286

124,399

Net income (loss) attributable to noncontrolling interests

971

(180

)

(252

)

(681

)

Net income attributable to CareTrust REIT, Inc.

$

111,290

$

52,135

$

320,538

$

125,080

Earnings per common share attributable to CareTrust REIT, Inc.:

Basic

$

0.50

$

0.29

$

1.57

$

0.81

Diluted

$

0.50

$

0.29

$

1.57

$

0.80

Weighted-average number of common shares:

Basic

222,746

181,645

203,642

154,795

Diluted

223,345

182,013

204,091

155,167

Dividends declared per common share

$

0.335

$

0.290

$

1.340

$

1.160

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES

(in thousands and unaudited)

Three Months Ended

December 31,

Twelve Months Ended

December 31,

2025

2024

2025

2024

Net income attributable to CareTrust REIT, Inc.

$

111,290

$

52,135

$

320,538

$

125,080

Depreciation and amortization

27,142

15,514

90,507

56,831

Noncontrolling interests' share of real estate related depreciation and amortization

(2,876

)

(837

)

(10,408

)

(837

)

Interest expense [1]

11,378

4,768

43,707

29,025

Income tax expense

1,894

5,001

Amortization of stock-based compensation [2]

28

1,461

6,766

6,130

Amortization of stock-based compensation related to extraordinary incentive plan

793

3,483

EBITDA attributable to CareTrust REIT, Inc.

149,649

73,041

459,594

216,229

Write-off of deferred financing costs

354

354

Impairment of real estate investments

2,031

5,353

2,483

42,225

Loss (gain) on foreign currency transactions, net

103

(4,012

)

Provision for loan losses, net

4,900

4,900

Property operating (recoveries) expenses

(1,561

)

1,665

(174

)

6,891

(Gain) loss on sale of real estate, net

(27,672

)

(46

)

(31,548

)

2,208

Non-routine transaction costs

3,820

1,326

5,329

1,326

Loss on extinguishment of debt

390

657

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Extraordinary incentive plan payment

2,313

2,313

Qualifying retirement benefits

1,896

1,896

Other expenses

359

359

Other income, net of NCI share [3]

(2,171

)

(2,171

)

Unrealized gain on other real estate related investments, net

(8,973

)

(9,734

)

(15,831

)

(9,045

)

Normalized EBITDA attributable to CareTrust REIT, Inc.

117,481

79,172

$

415,292

$

268,058

Full impact of quarterly investments [4]

2,747

11,027

Normalized Run Rate EBITDA attributable to CareTrust REIT, Inc.

$

120,228

$

90,199

[1] Interest expense excludes the effect of the $75.0 million participation interest recorded as a secured borrowing in the consolidated balance sheets.

[2] A portion of the amortization of stock-based compensation for the three and twelve months ended December 31, 2025, was moved to Qualifying retirement benefits to represent the amount of accelerated stock-based compensation recorded during the twelve months ended December 31, 2025 related to an employee that met authorized retirement in the period.

[3] Other income, net of NCI share represents a fee received in connection with the release of a facility from a purchase agreement, net of commission fees paid.

[4] Quarterly adjustments give effect to the investments completed and loans receivable pay downs during the three months ended for the respective period as though such investments and pay downs were completed as of the beginning of the period.

NET DEBT TO ANNUALIZED NORMALIZED RUN RATE EBITDA RECONCILIATION

(in thousands and unaudited)

Three Months Ended

December 31,

2025

2024

Total debt

$

900,000

$

400,000

Cash, cash equivalents, restricted cash and escrow deposits on acquisitions of real estate

(339,295

)

(213,822

)

Net proceeds from ATM forward [1]

(238,033

)

Net Debt

$

322,672

$

186,178

Annualized Normalized Run Rate EBITDA attributable to CareTrust REIT, Inc. [2]

$

480,912

$

360,796

Net Debt to Annualized Normalized Run Rate EBITDA attributable to CareTrust REIT, Inc.

0.7x

0.5x

[1] Assumes the net proceeds from the future expected settlement of shares sold under equity forward contracts through the Company's ATM program reduces outstanding debt and assumes the shares were issued.

[2] Annualized Normalized Run Rate EBITDA is calculated as Normalized Run Rate EBITDA attributable to CareTrust REIT, Inc. for the quarter multiplied by four (4).

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES (continued)

(in thousands)

(Unaudited)

Three Months Ended

December 31,

Twelve Months Ended

December 31,

2025

2024

2025

2024

Net income attributable to CareTrust REIT, Inc.

$

111,290

$

52,135

$

320,538

$

125,080

Real estate related depreciation and amortization

27,046

15,507

90,390

56,804

Noncontrolling interests' share of real estate related depreciation and amortization

(2,876

)

(837

)

(10,408

)

(837

)

Impairment of real estate investments

2,031

5,353

2,483

42,225

(Gain) loss on sale of real estate, net

(27,672

)

(46

)

(31,548

)

2,208

FFO attributable to CareTrust REIT, Inc.

109,819

72,112

371,455

225,480

Write-off of deferred financing costs

354

354

Loss (gain) on foreign currency transactions, net

103

(4,012

)

Provision for loan losses

4,900

4,900

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Property operating (recoveries) expenses

(1,561

)

1,665

(174

)

6,891

Non-routine transaction costs

3,820

1,326

5,329

1,326

Loss on extinguishment of debt

390

657

Amortization of stock-based compensation related to extraordinary incentive plan

793

3,483

Extraordinary incentive plan payment

2,313

2,313

Qualifying retirement benefits

1,896

1,896

Other expenses

359

359

Other income, net of NCI share

(2,171

)

(2,171

)

Unrealized gain on other real estate related investments, net

(8,973

)

(9,734

)

(15,831

)

(9,045

)

Normalized FFO attributable to CareTrust REIT, Inc.

$

104,085

$

72,936

$

359,701

$

232,876

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES (continued)

(in thousands, except per share data)

(Unaudited)

Three Months Ended

December 31,

Twelve Months Ended

December 31,

2025

2024

2025

2024

Net income attributable to CareTrust REIT, Inc.

$

111,290

$

52,135

$

320,538

$

125,080

Real estate related depreciation and amortization

27,046

15,507

90,390

56,804

Noncontrolling interests' share of real estate related depreciation and amortization

(2,876

)

(837

)

(10,408

)

(837

)

Amortization of deferred financing fees

1,121

619

4,140

2,461

Amortization of stock-based compensation

28

1,461

6,766

6,130

Amortization of stock-based compensation related to extraordinary incentive plan

793

3,483

Straight-line rental income

(3,581

)

7

(8,753

)

28

Amortization of lease incentives

49

13

193

22

Noncontrolling interests' share of amortization of lease incentives

(24

)

(6

)

(96

)

(6

)

Amortization of above and below market leases

(81

)

(926

)

(2,369

)

(2,885

)

Noncontrolling interests' share of amortization of below market leases

463

1,080

463

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Non-cash interest income

1,417

(281

)

(632

)

(281

)

Impairment of real estate investments

2,031

5,353

2,483

42,225

(Gain) loss on sale of real estate, net

(27,672

)

(46

)

(31,548

)

2,208

FAD attributable to CareTrust REIT, Inc.

109,541

73,462

374,244

231,412

Write-off of deferred financing costs

354

354

Loss (gain) on foreign currency transactions, net

103

(4,012

)

Provision for loan losses

4,900

4,900

Property operating (recoveries) expenses

(1,561

)

1,665

(174

)

6,891

Non-routine transaction costs

3,820

1,326

5,329

1,326

Loss on extinguishment of debt

390

657

Extraordinary incentive plan payment

2,313

2,313

Qualifying retirement benefits

1,896

1,896

Other expenses

359

359

Other income, net of NCI share

(2,171

)

(2,171

)

Unrealized gain on other real estate related investments, net

(8,973

)

(9,734

)

(15,831

)

(9,045

)

Normalized FAD attributable to CareTrust REIT, Inc.

$

103,014

$

74,286

$

360,030

$

238,808

FFO per share attributable to CareTrust REIT, Inc.

$

0.49

$

0.40

$

1.82

$

1.45

Normalized FFO per share attributable to CareTrust REIT, Inc.

$

0.47

$

0.40

$

1.76

$

1.50

FAD per share attributable to CareTrust REIT, Inc.

$

0.49

$

0.40

$

1.83

$

1.49

Normalized FAD per share attributable to CareTrust REIT, Inc.

$

0.46

$

0.41

$

1.76

$

1.54

Diluted weighted average shares outstanding [1]

223,721

182,222

204,351

155,325

[1] For the periods presented, the diluted weighted average shares have been calculated using the treasury stock method.

CARETRUST REIT, INC.

CONSOLIDATED INCOME STATEMENTS - 5 QUARTER TREND

(in thousands, except per share data)

(Unaudited)

Quarter

Quarter

Quarter

Quarter

Quarter

Ended

Ended

Ended

Ended

Ended

December 31,

2024

March 31,

2025

June 30,

2025

September 30,

2025

December 31,

2025

Revenues:

Rental income

$

62,199

$

71,646

$

86,033

$

104,265

$

106,250

Resident fees and services

1,225

Interest income from financing receivable

1,009

2,807

2,886

2,908

2,891

Interest income from other real estate related investments and other income

23,736

22,168

23,550

25,271

24,493

Total revenues

86,944

96,621

112,469

132,444

134,859

Expenses:

Depreciation and amortization

15,514

17,841

21,215

26,693

27,142

Interest expense

5,122

6,669

13,038

12,622

11,378

Property taxes and insurance

1,946

2,065

2,117

2,326

2,260

Senior housing operating expenses

952

Impairment of real estate investments

5,353

452

2,031

Transaction costs

1,326

888

61

560

3,820

Provision for loan losses

4,900

Property operating (recoveries) expenses

1,322

105

938

279

(1,460

)

General and administrative

9,286

9,023

12,549

15,420

15,473

Total expenses

44,769

36,591

49,918

58,352

61,596

Other (loss) income:

Other income, net

4,350

Loss on extinguishment of debt

(390

)

Gain on sale of real estate, net

46

3,876

27,672

Unrealized gain on other real estate related investments, net

9,734

1,287

1,968

3,603

8,973

Gain (loss) on foreign currency transactions

4,413

(298

)

(103

)

Total other income

9,780

5,163

6,381

2,915

40,892

Income before income tax expense

51,955

65,193

68,932

77,007

114,155

Income tax expense

(1,030

)

(2,077

)

(1,894

)

Net income

51,955

65,193

67,902

74,930

112,261

Net (loss) income attributable to noncontrolling interests

(180

)

(609

)

(643

)

29

971

Net income attributable to CareTrust REIT, Inc.

$

52,135

$

65,802

$

68,545

$

74,901

$

111,290

Diluted earnings per share attributable to CareTrust REIT, Inc.

$

0.29

$

0.35

$

0.35

$

0.35

$

0.50

Diluted weighted average shares outstanding

182,013

187,416

192,851

212,271

223,345

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES - 5 QUARTER TREND

(in thousands)

(Unaudited)

Quarter

Quarter

Quarter

Quarter

Quarter

Ended

Ended

Ended

Ended

Ended

December 31,

2024

March 31,

2025

June 30,

2025

September 30,

2025

December 31,

2025

Net income attributable to CareTrust REIT, Inc.

$

52,135

$

65,802

$

68,545

$

74,901

$

111,290

Depreciation and amortization

15,514

17,841

21,215

24,309

27,142

Noncontrolling interests' share of real estate related depreciation and amortization

(837

)

(2,223

)

(2,513

)

(2,796

)

(2,876

)

Interest expense

4,768

6,669

13,038

12,622

11,378

Income tax expense

1,030

2,077

1,894

Amortization of stock-based compensation

1,461

3,093

1,945

1,700

28

Amortization of stock-based compensation related to extraordinary incentive plan

816

1,081

793

793

EBITDA attributable to CareTrust REIT, Inc.

73,041

91,998

104,341

113,606

149,649

Write-off of deferred financing costs

354

Impairment of real estate investments

5,353

452

2,031

(Gain) loss on foreign currency transactions, net

(4,413

)

298

103

Provision for loan losses

4,900

Property operating expenses (recoveries)

1,665

(105

)

1,090

402

(1,561

)

Gain on sale of real estate, net

(46

)

(3,876

)

(27,672

)

Loss on extinguishment of debt

390

Non-routine transaction costs

1,326

888

61

560

3,820

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Extraordinary incentive plan payment

2,313

Qualifying retirement benefits

1,896

Other expenses

359

Other income, net of NCI share

(2,171

)

Unrealized gain on other real estate related investments, net

(9,734

)

(1,287

)

(1,968

)

(3,603

)

(8,973

)

Normalized EBITDA attributable to CareTrust REIT, Inc.

$

79,172

$

87,618

$

99,111

$

111,082

$

117,481

Net income attributable to CareTrust REIT, Inc.

$

52,135

$

65,802

$

68,545

$

74,901

$

111,290

Real estate related depreciation and amortization

15,507

17,833

21,208

24,303

27,046

Noncontrolling interests' share of real estate related depreciation and amortization

(837

)

(2,223

)

(2,513

)

(2,796

)

(2,876

)

Impairment of real estate investments

5,353

452

2,031

Gain on sale of real estate, net

(46

)

(3,876

)

(27,672

)

FFO attributable to CareTrust REIT, Inc.

72,112

77,536

87,240

96,860

109,819

Write-off of deferred financing costs

354

(Gain) loss on foreign currency transactions

(4,413

)

298

103

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Provision for loan losses

4,900

Property operating expenses (recoveries)

1,665

(105

)

1,090

402

(1,561

)

Non-routine transaction costs

1,326

888

61

560

3,820

Loss on extinguishment of debt

390

Amortization of stock-based compensation related to extraordinary incentive plan

816

1,081

793

793

Extraordinary incentive plan payment

2,313

Qualifying retirement benefits

1,896

Other expenses

359

Other income, net of NCI share

(2,171

)

Unrealized gain on other real estate related investments, net

(9,734

)

(1,287

)

(1,968

)

(3,603

)

(8,973

)

Normalized FFO attributable to CareTrust REIT, Inc.

$

72,936

$

77,848

$

83,091

$

94,677

$

104,085

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES - 5 QUARTER TREND (continued)

(in thousands, except per share data)

(Unaudited)

Quarter

Quarter

Quarter

Quarter

Quarter

Ended

Ended

Ended

Ended

Ended

December 31,

2024

March 31,

2025

June 30,

2025

September 30,

2025

December 31,

2025

Net income attributable to CareTrust REIT, Inc.

$

52,135

$

65,802

$

68,545

$

74,901

$

111,290

Real estate related depreciation and amortization

15,507

17,833

21,208

24,303

27,046

Noncontrolling interests' share of real estate related depreciation and amortization

(837

)

(2,223

)

(2,513

)

(2,796

)

(2,876

)

Amortization of deferred financing fees

619

914

984

1,121

1,121

Amortization of stock-based compensation

1,461

3,093

1,945

1,700

28

Amortization of stock-based compensation related to extraordinary incentive plan

816

1,081

793

793

Straight-line rental income

7

7

(1,760

)

(3,419

)

(3,581

)

Amortization of lease incentives

13

48

48

48

49

Noncontrolling interests' share of amortization of lease incentives

(6

)

(24

)

(24

)

(24

)

(24

)

Amortization of above and below market leases

(926

)

(926

)

(972

)

(390

)

(81

)

Noncontrolling interests' share of amortization of below market leases

463

463

463

154

Accelerated amortization of lease intangibles, net of noncontrolling interests' share

(1,023

)

Non-cash interest income

(281

)

(623

)

(703

)

(724

)

1,417

Impairment of real estate investments

5,353

452

2,031

Gain on sale of real estate, net

(46

)

(3,876

)

(27,672

)

FAD attributable to CareTrust REIT, Inc.

73,462

81,304

88,302

95,096

109,541

Write-off of deferred financing costs

354

(Gain) loss on foreign currency transactions

(4,413

)

298

103

Provision for loan losses

4,900

Property operating expenses (recoveries)

1,665

(105

)

1,090

402

(1,561

)

Non-routine transaction costs

1,326

888

61

560

3,820

Loss on extinguishment of debt

390

Extraordinary incentive plan payment

2,313

Qualifying retirement benefits

1,896

Other expenses

359

Other income, net of NCI share

(2,171

)

Unrealized gain on other real estate related investments, net

(9,734

)

(1,287

)

(1,968

)

(3,603

)

(8,973

)

Normalized FAD attributable to CareTrust REIT, Inc.

$

74,286

$

80,800

$

83,072

$

93,143

$

103,014

FFO per share attributable to CareTrust REIT, Inc.

$

0.40

$

0.41

$

0.45

$

0.46

$

0.49

Normalized FFO per share attributable to CareTrust REIT, Inc.

$

0.40

$

0.42

$

0.43

$

0.45

$

0.47

FAD per share attributable to CareTrust REIT, Inc.

$

0.40

$

0.43

$

0.46

$

0.45

$

0.49

Normalized FAD per share attributable to CareTrust REIT, Inc.

$

0.41

$

0.43

$

0.43

$

0.44

$

0.46

Diluted weighted average shares outstanding [1]

182,222

187,574

193,055

212,575

223,721

[1] For the periods presented, the diluted weighted average shares have been calculated using the treasury stock method.

CARETRUST REIT, INC.

CONSOLIDATED BALANCE SHEETS

(in thousands)

December 31, 2025

December 31, 2024

Assets:

Real estate investments, net

$

3,709,576

$

2,226,740

Financing receivable, at fair value (including accrued interest of $913 and $281 as of December 31, 2025 and 2024, respectively)

92,193

96,004

Other real estate related investments (including accrued interest of $5,759 and $4,725 as of December 31, 2025 and 2024, respectively)

899,262

795,203

Assets held for sale, net

57,261

Cash and cash equivalents

198,042

213,822

Accounts and other receivables

10,368

1,174

Prepaid expenses and other assets, net

230,427

35,608

Deferred financing costs, net

8,568

11,204

Total assets

$

5,148,436

$

3,437,016

Liabilities and Equity:

Senior unsecured notes payable, net

$

397,816

$

396,927

Senior unsecured term loan, net

496,404

Accounts payable, accrued liabilities and deferred rent liabilities

120,442

56,318

Dividends payable

74,806

54,388

Total liabilities

1,089,468

507,633

Redeemable noncontrolling interests

18,156

18,243

Equity:

Common stock

2,227

1,870

Additional paid-in capital

4,518,977

3,439,117

Cumulative distributions in excess of earnings

(491,796

)

(532,570

)

Accumulated other comprehensive income

5,872

Total stockholders' equity

4,035,280

2,908,417

Noncontrolling interests

5,532

2,723

Total equity

4,040,812

2,911,140

Total liabilities and equity

$

5,148,436

$

3,437,016

CARETRUST REIT, INC.

CONSOLIDATED STATEMENTS OF CASH FLOWS

(in thousands)

For the Year Ended December 31,

2025

2024

Cash flows from operating activities:

Net income

$

320,286

$

124,399

Adjustments to reconcile net income to net cash provided by operating activities:

Depreciation and amortization (including below-market ground leases)

93,045

56,932

Amortization of deferred financing costs

4,140

2,816

Loss on extinguishment of debt

390

282

Unrealized (gain) loss on other real estate related investments, net

(15,831

)

(9,045

)

Amortization of stock-based compensation

11,896

6,130

Straight-line rental income

(8,753

)

28

Amortization of lease incentives

193

22

Amortization of above and below market leases

(6,798

)

(2,885

)

Noncash interest income

(1,549

)

(3,279

)

(Gain) loss on sale of real estate, net

(31,548

)

2,208

Impairment of real estate investments

2,483

42,225

Provision for loan losses

4,900

Change in operating assets and liabilities:

Accounts and other receivables

(187

)

(808

)

Prepaid expenses and other assets, net

(1,772

)

(3,719

)

Accounts payable, accrued liabilities and deferred rent liabilities

28,034

24,045

Net cash provided by operating activities

394,029

244,251

Cash flows from investing activities:

Acquisitions of real estate, net of deposits applied

(1,333,998

)

(812,002

)

Purchases of equipment, furniture and fixtures and improvements to real estate

(14,992

)

(8,054

)

Investment in real estate related investments and other loans receivable

(96,962

)

(559,188

)

Preferred equity investments

(30,000

)

(52,000

)

Investment in financing receivable

(95,723

)

Principal payments received on real estate related investments and other loans receivable

75,125

4,512

Principal payments received on financing receivable

4,443

Escrow deposits for potential acquisitions of real estate

(144,253

)

(5,167

)

Net proceeds from sales of real estate

79,294

13,939

Net cash used in investing activities

(1,461,343

)

(1,513,683

)

Cash flows from financing activities:

Proceeds from the issuance of common stock, net

1,071,495

1,552,894

Proceeds from the issuance of senior unsecured term loan

500,000

Proceeds from the secured borrowing

75,000

Borrowings under unsecured revolving credit facility

650,000

Payments on unsecured revolving credit facility

(650,000

)

Payments on senior unsecured term loan

(200,000

)

Payments on secured notes payable

(102,375

)

Payments on secured revolving credit facilities

(153,803

)

Payment on secured borrowing

(75,000

)

Payments on extinguishment of debt and deferred financing costs

(4,600

)

(9,188

)

Net-settle adjustment on restricted stock

(3,325

)

(2,484

)

Dividends paid on common stock

(259,347

)

(172,165

)

Contributions from noncontrolling interests

8,706

19,818

Distributions to noncontrolling interests

(5,732

)

(69

)

Net cash provided by financing activities

1,051,019

1,188,806

Effect of foreign currency translation

515

Net decrease in cash and cash equivalents

(15,780

)

(80,626

)

Cash and cash equivalents as of the beginning of period

213,822

294,448

Cash and cash equivalents as of the end of period

$

198,042

$

213,822

CARETRUST REIT, INC.

DEBT SUMMARY

(dollars in thousands)

(Unaudited)

December 31, 2025

Interest

Maturity

% of

Deferred

Net Carrying

Debt

Rate

Date

Principal

Principal

Loan Costs

Value

Fixed Rate Debt

Senior unsecured notes payable

3.875

%

2028

$

400,000

44.4

%

$

(2,184

)

$

397,816

Senior unsecured term loan

4.630

%

[1]

2030

500,000

55.6

%

(3,596

)

496,404

4.294

%

900,000

100.0

%

(5,780

)

894,220

Floating Rate Debt

Unsecured revolving credit facility

%

[2]

2029

[3]

%

[4]

%

%

Total Debt

4.294

%

$

900,000

100.0

%

$

(5,780

)

$

894,220

[1] Funds can be borrowed at applicable SOFR plus 1.10% to 1.80% or at the Base Rate (as defined) plus 0.10% to 0.80%. The Company has entered into two interest rate swaps, with a notional amount of $250 million each, that convert the variable SOFR rate to an effective fixed interest rate of 3.5%.

[2] Funds can be borrowed at applicable SOFR plus 1.05% to 1.55% or at the Base Rate (as defined) plus 0.05% to 0.55%.

[3] Maturity date does not assume exercise of two 6-month extension options.

[4] Deferred financing fees are not shown net for the unsecured revolving credit facility and are included in assets on the balance sheet.

CARETRUST REIT, INC.

RECONCILIATIONS OF NET INCOME TO NON-GAAP FINANCIAL MEASURES

Full Year 2026 Guidance [1]

(Unaudited)

Total (in millions)

Per Share

Low

High

Low

High

Net income attributable to CareTrust REIT, Inc.

$

326

$

338

$

1.45

$

1.50

Real estate related depreciation and amortization, net of NCI

101

101

0.45

0.45

Funds from Operations (FFO)

427

439

1.90

1.95

Normalizing items [2]

Normalized FFO

$

427

$

439

$

1.90

$

1.95

Net income attributable to CareTrust REIT, Inc.

$

326

$

338

$

1.45

$

1.50

Real estate related depreciation and amortization, net of NCI

101

101

0.45

0.45

Amortization of deferred financing fees

5

5

0.02

0.02

Amortization of stock-based compensation

12

12

0.05

0.05

Straight-line rental income

(14

)

(14

)

(0.06

)

(0.06

)

Noncash revenues related to financing receivable

(2

)

(2

)

(0.01

)

(0.01

)

Amortization of lease incentives

Noncontrolling interests' share of amortization of lease incentives

Funds Available for Distribution (FAD)

428

440

1.90

1.95

Normalizing items [2]

Normalized FAD

$

428

$

440

$

1.90

$

1.95

Weighted average diluted shares outstanding

225

225

Additional Guidance Measures

[1]This guidance assumes and includes (i) no new investments, loans, or dispositions beyond those made year-to-date, (ii) no new debt or equity issuances beyond those made year-to-date, (iii) 2.5% inflation-based rent escalators under long-term NNN leases, (iv) $42 million of loans set to mature in 2026 or 2027 to be repaid throughout the year, and, (v) no material change in the GBP:USD spot rate.

[2] See “Non-GAAP Financial Measures” below for items typically excluded in Normalized FFO and Normalized FAD attributable to CareTrust REIT, Inc. The timing and amount of these excluded charges cannot be further allocated or quantified with certainty or is dependent on the timing and occurrence of certain actions and, accordingly, cannot be reasonably predicted or estimated without unreasonable efforts.

Non-GAAP Financial Measures

EBITDA, Normalized EBITDA and Net Debt to Annualized Normalized Run Rate EBITDA

EBITDA attributable to CareTrust REIT, Inc. represents net income (loss) attributable to CareTrust REIT, Inc. before interest expense (including amortization of deferred financing costs), income tax expense, amortization of stock-based compensation, and depreciation and amortization. Normalized EBITDA attributable to CareTrust REIT, Inc. represents EBITDA attributable to CareTrust REIT, Inc. as further adjusted to eliminate the impact of certain items that the Company does not consider indicative of core operating performance, such as recovery of previously reversed rent, lease termination revenue, property operating expenses, gains or losses on foreign currency transactions, gains or losses from dispositions of real estate, real estate impairment charges, provision for loan losses, non-routine transaction costs, loss on extinguishment of debt, accelerated amortization of lease intangibles, net of noncontrolling interests' share, extraordinary incentive plan payment, write-off of deferred financing costs, unrealized gains or losses on other real estate related investments, provision for doubtful accounts and lease restructuring, qualifying retirement benefits, and other income and expenses, as applicable. EBITDA attributable to CareTrust REIT, Inc. and Normalized EBITDA attributable to CareTrust REIT, Inc. do not represent cash flows from operations or net income as defined by GAAP and should not be considered an alternative to those measures in evaluating the Company’s liquidity or operating performance. EBITDA attributable to CareTrust REIT, Inc. and Normalized EBITDA attributable to CareTrust REIT, Inc. do not purport to be indicative of cash available to fund future cash requirements, including the Company’s ability to fund capital expenditures or make payments on its indebtedness. Further, the Company’s computation of EBITDA and Normalized EBITDA may not be comparable to EBITDA and Normalized EBITDA reported by other REITs.

The Company also discloses Net Debt to Annualized Normalized Run Rate EBITDA, which compares the Company's Net Debt as of the last day of the quarter to the Annualized Run Rate EBITDA attributable to CareTrust REIT, Inc. for the quarter. "Net Debt" is defined as the Company's Total Debt as of the last day of the specified quarter adjusted to exclude the Company's cash, cash equivalents, restricted cash and escrow deposits on acquisition of real estate as of such date, as well as the net proceeds from the expected settlement of shares sold under equity forward contracts through the Company's ATM Program that are outstanding as of such date. "Normalized Run Rate EBITDA" represents Normalized EBITDA, adjusted to give effect to the investments completed during the three months ended for the respective period as though such investments were completed as of the beginning of the period. "Annualized Normalized Run Rate EBITDA" is calculated as Normalized Run Rate EBITDA attributable to CareTrust REIT, Inc. for the specified quarter multiplied by four.

Funds from Operations and Funds Available for Distribution

Funds from Operations (“FFO”), and Funds Available for Distribution (“FAD”) are important non-GAAP supplemental measures of operating performance for a REIT. Because the historical cost accounting convention used for real estate assets requires straight-line depreciation except on land, such accounting presentation implies that the value of real estate assets diminishes predictably over time. Since real estate values have historically risen or fallen with market and other conditions, presentations of operating results for a REIT that uses historical cost accounting for depreciation could be less informative. Thus, Nareit created FFO as a supplemental measure of operating performance for REITs that excludes historical cost depreciation and amortization, among other items, from net income, as defined by GAAP.

FFO is defined by the National Association of Real Estate Investment Trusts ("Nareit") as net income computed in accordance with GAAP, excluding gains or losses from dispositions of real estate investments, real estate related depreciation and amortization and real estate impairment charges, adjustments for the share of consolidated joint ventures, and adjustments for unconsolidated partnerships and joint ventures. Noncontrolling interests' pro rata share information is prepared by applying noncontrolling interests' actual ownership percentage for the period and is intended to reflect noncontrolling interests' proportionate economic interest in the financial position and operating results of properties in our portfolio. The Company computes FFO attributable to CareTrust REIT, Inc. in accordance with Nareit’s definition.

FAD attributable to CareTrust REIT, Inc. is defined as FFO attributable to CareTrust REIT, Inc. excluding noncash income and expenses, such as amortization of stock-based compensation, amortization of deferred financing fees, amortization of above and below market intangibles, amortization of lease incentives, the effects of straight-line rent, adjustments for the share of consolidated joint ventures and non-cash interest income. The Company considers FAD attributable to CareTrust REIT, Inc. to be a useful supplemental measure to evaluate the Company’s operating results excluding these income and expense items to help investors, analysts and other interested parties compare the operating performance of the Company between periods or as compared to other companies on a more consistent basis.

Normalized FFO and Normalized FAD

The Company also reports normalized FFO ("Normalized FFO") attributable to CareTrust REIT, Inc. and normalized FAD ("Normalized FAD") attributable to CareTrust REIT, Inc., each of which adjust FFO and FAD, respectively, for certain revenue and expense items that the Company does not believe are indicative of its ongoing operating results, such as write-off of deferred financing costs, provision for loan losses, accelerated amortization of lease intangibles, net of noncontrolling interests' share, non-routine transaction costs, provision for doubtful accounts and lease restructuring, loss on extinguishment of debt, amortization of stock-based compensation related to extraordinary incentive plan, extraordinary incentive plan payment, unrealized gains or losses on other real estate related investments, gains or losses on foreign currency transactions, recovery of previously reversed rent, lease termination revenue, property operating expenses, qualifying retirement benefits and other income and expenses. By excluding these items, investors, analysts and our management can compare Normalized FFO and Normalized FAD between periods more consistently.

Further, the Company’s computation of FFO, Normalized FFO, FAD and Normalized FAD may not be comparable to FFO, Normalized FFO, FAD and Normalized FAD reported by other REITs that do not define FFO in accordance with the current Nareit definition or that interpret the current Nareit definition or define FAD differently than the Company does.

While FFO, Normalized FFO, FAD and Normalized FAD are relevant and widely-used measures of operating performance among REITs, they do not represent cash flows from operations or net income as defined by GAAP and should not be considered an alternative to those measures in evaluating the Company’s liquidity or operating performance. FFO, Normalized FFO, FAD and Normalized FAD do not purport to be indicative of cash available to fund future cash requirements. The Company believes that net income attributable to CareTrust REIT, Inc., as defined by GAAP, is the most appropriate earnings measure. The Company also believes that the use of EBITDA, Normalized EBITDA, FFO, Normalized FFO, FAD and Normalized FAD, combined with the required GAAP presentations, improves the understanding of operating results of REITs among investors and makes comparisons of operating results among such companies more meaningful. The Company considers EBITDA and Normalized EBITDA, in each case attributable to CareTrust REIT, Inc., useful in understanding the Company’s operating results independent of its capital structure, indebtedness and other charges that are not indicative of its ongoing results, thereby allowing for a more meaningful comparison of operating performance between periods and against other REITs. The Company considers FFO, Normalized FFO, FAD and Normalized FAD, in each case attributable to CareTrust REIT, Inc., to be useful measures for reviewing comparative operating and financial performance because, by excluding gains or losses from real estate dispositions, impairment charges and real estate related depreciation and amortization, and, for FAD and Normalized FAD, by excluding noncash income and expenses such as amortization of stock-based compensation, amortization of deferred financing fees, and the effects of straight-line rent, FFO, Normalized FFO, FAD and Normalized FAD can help investors compare the Company’s operating performance between periods and to other REITs. The Company believes that the disclosure of Net Debt to Annualized Normalized Run Rate EBITDA provides a useful measure to investors to evaluate the credit strength of the Company and its ability to service its debt obligations and to compare the Company’s credit strength to prior reporting periods and to other companies without the effect of charges that are not indicative of the Company’s ongoing performance or that could obscure the Company’s actual credit quality and after considering the effect of investments occurring during the period.