Form 8-K
8-K — CINCINNATI FINANCIAL CORP
Accession: 0000020286-26-000059
Filed: 2026-10-26
Period: 2026-10-26
CIK: 0000020286
SIC: 6331 (FIRE, MARINE & CASUALTY INSURANCE)
Item: Results of Operations and Financial Condition
Item: Financial Statements and Exhibits
Documents
8-K — cinf-20261026.htm (Primary)
EX-99.1 (exhibit9913q26.htm)
EX-99.2 (exhibit9923q26.htm)
GRAPHIC (cfc_logox2945xcolor.jpg)
XML — IDEA: XBRL DOCUMENT (R1.htm)
8-K
8-K (Primary)
Filename: cinf-20261026.htm · Sequence: 1
cinf-20261026
0000020286false00000202862026-10-262026-10-26
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report: October 26, 2026
(Date of earliest event reported)
CINCINNATI FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
Ohio 0-4604 31-0746871
(State or other jurisdiction
of incorporation) (Commission
File Number) (I.R.S. Employer
Identification No.)
6200 S. Gilmore Road Fairfield, Ohio 45014‑5141
(Address of principal executive offices) (Zip Code)
Registrant’s telephone number, including area code: (513) 870-2000
N/A
(Former name or former address, if changed since last report.)
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol(s) Name of each exchange on which registered
Common stock CINF Nasdaq Global Select Market
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13a-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§203.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
☐ Emerging growth company
☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Item 2.02 Results of Operations and Financial Condition.
On October 26, 2026, Cincinnati Financial Corporation issued the attached news release titled “Cincinnati Financial Reports Third-Quarter 2026 Results,” furnished as Exhibit 99.1 hereto and incorporated herein by reference. On October 26, 2026, the company also distributed the attached information titled “Supplemental Financial Data,” furnished as Exhibit 99.2 hereto and incorporated herein by reference.
This report should not be deemed an admission as to the materiality of any information contained in the news releases or supplemental financial data.
In accordance with general instruction B.2 of Form 8-K, the information furnished in this report shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that Section, nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended.
Item 9.01 Financial Statements and Exhibits.
(c) Exhibits
Exhibit 99.1 — News release dated October 26, 2026, titled "Cincinnati Financial Reports Third-Quarter 2026 Results"
Exhibit 99.2 — Supplemental Financial Data for the period ending September 30, 2026 distributed October 26, 2026
Exhibit 104 – The cover page from this Current Report on Form 8-K, formatted as Inline XBRL
Signature
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
CINCINNATI FINANCIAL CORPORATION
Date: October 26, 2026 /S/ Michael J. Sewell
Michael J. Sewell, CPA
Chief Financial Officer, Executive Vice President and Treasurer
(Principal Accounting Officer)
EX-99.1
EX-99.1
Filename: exhibit9913q26.htm · Sequence: 2
Document
The Cincinnati Insurance Company n The Cincinnati Indemnity Company
The Cincinnati Casualty Company n The Cincinnati Specialty Underwriters Insurance Company
The Cincinnati Life Insurance Company n CFC Investment Company n CSU Producer Resources Inc.
Cincinnati Global Underwriting Ltd. n Cincinnati Global Underwriting Agency Ltd.
Investor Contact: Andrew F. Gossard, 513-870-2768
CINF-IR@cinfin.com
Media Contact: Betsy E. Ertel, 513-603-5323
Media_Inquiries@cinfin.com
Cincinnati Financial Reports Third-Quarter 2026 Results
Cincinnati, October 26, 2026 – Cincinnati Financial Corporation (Nasdaq: CINF) today reported:
•Third-quarter 2026 net income of $459 million, or $2.96 per share, compared with $1.122 billion, or $7.11 per share, in the third quarter of 2025, after recognizing a less than $1 million third-quarter 2026 after-tax increase in the fair value of equity securities still held.
•Third-quarter 2026 non-GAAP operating income* of $443 million, or $2.86 per share, compared with $449 million, or $2.85 per share, in the third quarter of last year.
•$663 million decrease in third-quarter 2026 net income, compared with third-quarter 2025, including the effects of after-tax net decreases of $657 million from net investment gains and $41 million from property casualty underwriting profit, partially offset by an increase of $24 million from investment income.
•$105.42 book value per share at September 30, 2026, up $3.07 since year-end.
•5.8% value creation ratio for the first nine months of 2026, compared with 13.8% for the same period of 2025.
Financial Highlights
(Dollars in millions, except per share data) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Revenue Data
Earned premiums $ 2,690 $ 2,567 5 $ 7,929 $ 7,391 7
Investment income, net of expenses 325 295 10 962 860 12
Total revenues 3,047 3,726 (18) 10,184 9,540 7
Income Statement Data
Net income $ 459 $ 1,122 (59) $ 1,988 $ 1,717 16
Investment gains and losses, after-tax 16 673 (98) 991 994 0
Non-GAAP operating income* $ 443 $ 449 (1) $ 997 $ 723 38
Per Share Data (diluted)
Net income $ 2.96 $ 7.11 (58) $ 12.75 $ 10.88 17
Investment gains and losses, after-tax 0.10 4.26 (98) 6.36 6.30 1
Non-GAAP operating income* $ 2.86 $ 2.85 0 $ 6.39 $ 4.58 40
Book value $ 105.42 $ 98.76 7
Cash dividend declared $ 0.94 $ 0.87 8 $ 2.82 $ 2.61 8
Diluted weighted average shares outstanding 155.1 157.8 (2) 155.9 157.8 (1)
* The Definitions of Non-GAAP Information and Reconciliation to Comparable GAAP Measures section defines and reconciles measures presented in this release that are not based on U.S. Generally Accepted Accounting Principles.
Forward-looking statements and related assumptions are subject to the risks outlined in the company’s safe harbor statement.
CINF 3Q26 Release 1
Insurance Operations Highlights
•90.9% third-quarter 2026 property casualty combined ratio, increased from 88.2% for the third quarter of 2025.
•2% growth in third-quarter net written premiums, including price increases, premium growth initiatives and a higher level of insured exposures.
•$315 million third-quarter 2026 property casualty new business written premiums, down 12%. Agencies appointed since the beginning of 2025 contributed $33 million or 10% of total new business written premiums.
•$31 million third-quarter 2026 life insurance subsidiary net income, up $3 million compared with the third quarter of 2025, and 2% growth in third-quarter 2026 term life insurance earned premiums.
Investment and Balance Sheet Highlights
•10% or $30 million increase in third-quarter 2026 pretax investment income, including an 11% increase in bond interest income and a 4% decrease in stock portfolio dividends.
•Three-month decrease of less than 1% in fair value of total investments at September 30, 2026, including a less than 1% decrease for both the bond portfolio and the stock portfolio.
•$6.044 billion parent company cash and marketable securities at September 30, 2026, up 9% from year-end 2025.
Property Casualty Operations Maintaining Profitability
Stephen M. Spray, president and chief executive officer, commented: “Over the past few months our field claims teams and headquarters claims associates have been busy. I’m proud of their efforts as they brought compassion and expertise to our agents and policyholders, quickly resolving claims and helping affected communities begin to move forward.
“This quarter is a nice example of the impact our many growth, profitability and diversification initiatives are having on our insurance business. While catastrophe losses grew by 7.0 points compared with last year’s third quarter – moving closer to historical averages for the third quarter – our overall combined ratio of 90.9% reflects our continued efforts in pricing segmentation across our organization and the purposeful diversification of our growth.
“On a nine-month basis we achieved healthy non-GAAP operating income, increasing that measure 38% to $997 million. Our insurance operations continued to lead the way. With three-quarters of the year behind us, our 95.8% combined ratio is comfortably within our long-term target of 92% to 98%.”
Growth Reflecting Underwriting Discipline
“In this competitive market, we are balancing new business opportunities with underwriting discipline. Total property casualty net written premiums grew 4% through the first nine months of 2026, reflecting average renewal price increases for each of our property casualty insurance segments and most of our major lines of business.
“Our growth strategy plays to the strengths of each area where we do business. We consider many factors such as historic loss ratios, current market conditions, weather patterns and our view of future expectations for particular lines of business to create an appropriate plan for targeted profitable growth. That work creates a generally stable underwriting appetite to support our agents and enhance our mutual success.
“We also continue to benefit from the introduction of new specialty products through The Cincinnati Specialty Underwriters Insurance Company and Cincinnati Global Underwriting, along with the ability to grow Cincinnati Re opportunistically as the reinsurance market changes. Through September, these three areas have grown 7%, 13% and 11%, respectively, compared with the first nine months of 2025.”
Insurance Profitability Fueling Investments
“Consolidated cash and total investments topped $34 billion. Since December, book value per share has risen to $105.42, driven by the contribution of our insurance operations and the strength of our investment portfolio.
“This ample capital allows us to execute on our long-term strategies and, at the same time, continue to not just pay dividends to shareholders, but increase them, through the normal variability of investment and insurance markets as we’ve done for 66 years.”
CINF 3Q26 Release 2
Insurance Operations Highlights
Consolidated Property Casualty Insurance Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Earned premiums $ 2,605 $ 2,484 5 $ 7,672 $ 7,145 7
Fee revenues 4 4 0 11 11 0
Total revenues 2,609 2,488 5 7,683 7,156 7
Loss and loss expenses 1,595 1,464 9 5,070 4,938 3
Underwriting expenses 774 731 6 2,276 2,095 9
Underwriting profit $ 240 $ 293 (18) $ 337 $ 123 174
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Loss and loss expenses 61.2 % 58.9 % 2.3 66.1 % 69.1 % (3.0)
Underwriting expenses 29.7 29.3 0.4 29.7 29.3 0.4
Combined ratio 90.9 % 88.2 % 2.7 95.8 % 98.4 % (2.6)
% Change % Change
Agency renewal written premiums $ 2,095 $ 2,037 3 $ 6,394 $ 6,084 5
Agency new business written premiums 315 356 (12) 1,007 1,143 (12)
Other written premiums 140 100 40 642 494 30
Net written premiums $ 2,550 $ 2,493 2 $ 8,043 $ 7,721 4
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Current accident year before catastrophe losses 54.0 % 55.4 % (1.4) 56.8 % 57.4 % (0.6)
Current accident year catastrophe losses 10.8 4.4 6.4 12.2 14.2 (2.0)
Prior accident years before catastrophe losses (3.5) (0.2) (3.3) (2.7) (1.6) (1.1)
Prior accident years catastrophe losses (0.1) (0.7) 0.6 (0.2) (0.9) 0.7
Loss and loss expense ratio 61.2 % 58.9 % 2.3 66.1 % 69.1 % (3.0)
Current accident year combined ratio before
catastrophe losses 83.7 % 84.7 % (1.0) 86.5 % 86.7 % (0.2)
•$57 million or 2% growth of third-quarter 2026 property casualty net written premiums, reflecting premium growth initiatives, price increases and a higher level of insured exposures.
•$41 million decrease in third-quarter 2026 new business premiums written by agencies, primarily due to our personal lines insurance segment, included a $15 million increase in production from agencies appointed since the beginning of 2025.
•300 new agency appointments in the first nine months of 2026, including 44 that market only our personal lines products.
•2.7 percentage-point third-quarter 2026 combined ratio increase, including an increase of 7.0 points for losses from catastrophes.
•2.6 percentage-point nine-month 2026 combined ratio improvement, including a decrease of 1.3 points from lower catastrophe losses.
•3.6 percentage-point third-quarter 2026 benefit from favorable prior accident year reserve development of $94 million, compared with 0.9 points or $22 million for third-quarter 2025.
•2.9 percentage-point nine-month 2026 benefit from favorable prior accident year reserve development, compared with 2.5 points for the first nine months of 2025.
•0.6 percentage-point improvement in the nine-month 2026 ratio for current accident year loss and loss expenses before catastrophes.
•0.4 percentage-point increase in the underwriting expense ratio for the first nine months of 2026, compared with the same period of 2025, primarily due to timing of recognition of certain expenses.
CINF 3Q26 Release 3
Commercial Lines Insurance Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Earned premiums $ 1,270 $ 1,229 3 $ 3,762 $ 3,620 4
Fee revenues 2 2 0 4 4 0
Total revenues 1,272 1,231 3 3,766 3,624 4
Loss and loss expenses 782 747 5 2,539 2,249 13
Underwriting expenses 398 373 7 1,166 1,080 8
Underwriting profit $ 92 $ 111 (17) $ 61 $ 295 (79)
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Loss and loss expenses 61.5 % 60.8 % 0.7 67.5 % 62.2 % 5.3
Underwriting expenses 31.3 30.3 1.0 31.0 29.8 1.2
Combined ratio 92.8 % 91.1 % 1.7 98.5 % 92.0 % 6.5
% Change % Change
Agency renewal written premiums $ 1,050 $ 1,043 1 $ 3,380 $ 3,311 2
Agency new business written premiums 182 185 (2) 595 588 1
Other written premiums (33) (30) (10) (90) (86) (5)
Net written premiums $ 1,199 $ 1,198 0 $ 3,885 $ 3,813 2
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Current accident year before catastrophe losses 58.0 % 59.2 % (1.2) 61.0 % 60.0 % 1.0
Current accident year catastrophe losses 7.1 3.0 4.1 9.6 5.0 4.6
Prior accident years before catastrophe losses (3.4) (1.0) (2.4) (3.0) (2.2) (0.8)
Prior accident years catastrophe losses (0.2) (0.4) 0.2 (0.1) (0.6) 0.5
Loss and loss expense ratio 61.5 % 60.8 % 0.7 67.5 % 62.2 % 5.3
Current accident year combined ratio before
catastrophe losses 89.3 % 89.5 % (0.2) 92.0 % 89.8 % 2.2
•$1 million or less than 1% growth in third-quarter 2026 commercial lines net written premiums, primarily due to higher agency renewal premiums. Two percent growth in nine-month net written premiums.
•$7 million or 1% increase in third-quarter renewal written premiums, with commercial lines average renewal pricing increases in the low-single-digit percent range.
•$3 million or 2% decrease in third-quarter 2026 new business premiums written by agencies, as we continue to carefully underwrite each policy in a highly competitive market.
•1.7 percentage-point third-quarter 2026 combined ratio increase, including an increase of 4.3 points for losses from catastrophes.
•6.5 percentage-point nine-month 2026 combined ratio increase, including an increase of 5.1 points from higher catastrophe losses.
•3.6 percentage-point third-quarter 2026 benefit from favorable prior accident year reserve development of $46 million, compared with 1.4 points or $18 million for third-quarter 2025.
•3.1 percentage-point nine-month 2026 benefit from favorable prior accident year reserve development, compared with 2.8 points for the first nine months of 2025.
CINF 3Q26 Release 4
Personal Lines Insurance Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Earned premiums $ 888 $ 838 6 $ 2,641 $ 2,340 13
Fee revenues 1 1 0 4 4 0
Total revenues 889 839 6 2,645 2,344 13
Loss and loss expenses 564 507 11 1,809 1,951 (7)
Underwriting expenses 237 233 2 717 665 8
Underwriting profit (loss) $ 88 $ 99 (11) $ 119 $ (272) nm
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Loss and loss expenses 63.5 % 60.4 % 3.1 68.4 % 83.4 % (15.0)
Underwriting expenses 26.8 27.8 (1.0) 27.2 28.4 (1.2)
Combined ratio 90.3 % 88.2 % 2.1 95.6 % 111.8 % (16.2)
% Change % Change
Agency renewal written premiums $ 911 $ 864 5 $ 2,580 $ 2,364 9
Agency new business written premiums 76 116 (34) 230 384 (40)
Other written premiums (30) (29) (3) (88) (145) 39
Net written premiums $ 957 $ 951 1 $ 2,722 $ 2,603 5
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Current accident year before catastrophe losses 47.9 % 50.7 % (2.8) 51.1 % 54.7 % (3.6)
Current accident year catastrophe losses 19.9 8.0 11.9 19.5 29.7 (10.2)
Prior accident years before catastrophe losses (3.6) 2.6 (6.2) (2.1) 0.4 (2.5)
Prior accident years catastrophe losses (0.7) (0.9) 0.2 (0.1) (1.4) 1.3
Loss and loss expense ratio 63.5 % 60.4 % 3.1 68.4 % 83.4 % (15.0)
Current accident year combined ratio before
catastrophe losses 74.7 % 78.5 % (3.8) 78.3 % 83.1 % (4.8)
•$6 million or 1% growth in third-quarter 2026 personal lines net written premiums, including higher agency renewal written premiums that benefited from rate increases near the low end of the high-single-digit percent range, partially offset by lower new business premiums. Five percent growth in nine-month net written premiums.
•$40 million or 34% decrease in third-quarter 2026 new business premiums written by agencies, as we continue to carefully underwrite each policy in a highly competitive market.
•2.1 percentage-point third-quarter 2026 combined ratio increase, including an increase of 12.1 points for losses from catastrophes.
•16.2 percentage-point nine-month 2026 combined ratio improvement, including a decrease of 8.9 points from lower catastrophe losses.
•4.3 percentage-point third-quarter 2026 favorable prior accident year reserve development of $38 million, compared with an unfavorable 1.7 points or $14 million for third-quarter 2025.
•2.2 percentage-point nine-month 2026 benefit from favorable prior accident year reserve development, compared with 1.0 points for the first nine months of 2025.
CINF 3Q26 Release 5
Excess and Surplus Lines Insurance Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Earned premiums $ 187 $ 174 7 $ 556 $ 510 9
Fee revenues 1 1 0 3 3 0
Total revenues 188 175 7 559 513 9
Loss and loss expenses 114 108 6 342 317 8
Underwriting expenses 53 48 10 156 141 11
Underwriting profit $ 21 $ 19 11 $ 61 $ 55 11
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Loss and loss expenses 61.5 % 62.1 % (0.6) 61.7 % 62.2 % (0.5)
Underwriting expenses 27.9 27.7 0.2 28.0 27.6 0.4
Combined ratio 89.4 % 89.8 % (0.4) 89.7 % 89.8 % (0.1)
% Change % Change
Agency renewal written premiums $ 134 $ 130 3 $ 434 $ 409 6
Agency new business written premiums 57 55 4 182 171 6
Other written premiums (7) (10) 30 (31) (35) 11
Net written premiums $ 184 $ 175 5 $ 585 $ 545 7
Ratios as a percent of earned premiums: Pt. Change Pt. Change
Current accident year before catastrophe losses 63.8 % 64.1 % (0.3) 64.3 % 64.8 % (0.5)
Current accident year catastrophe losses 1.0 0.2 0.8 1.0 0.9 0.1
Prior accident years before catastrophe losses (3.3) (2.1) (1.2) (3.4) (3.2) (0.2)
Prior accident years catastrophe losses 0.0 (0.1) 0.1 (0.2) (0.3) 0.1
Loss and loss expense ratio 61.5 % 62.1 % (0.6) 61.7 % 62.2 % (0.5)
Current accident year combined ratio before
catastrophe losses 91.7 % 91.8 % (0.1) 92.3 % 92.4 % (0.1)
•$9 million or 5% growth in third-quarter 2026 excess and surplus lines net written premiums, including higher agency renewal written premiums that benefited from price increases averaging in the low-single-digit percent range. Seven percent growth in nine-month net written premiums.
•$2 million or 4% increase in third-quarter 2026 new business premiums written by agencies.
•0.4 percentage-point third-quarter 2026 combined ratio improvement, primarily due to favorable reserve development on prior accident year loss and loss expenses that was partially offset by higher current accident year catastrophe losses.
•0.1 percentage-point nine-month 2026 combined ratio improvement, largely due to a lower ratio for current accident year loss and loss expenses before catastrophe losses that was partially offset by a higher underwriting expense ratio.
•3.3 percentage-point third-quarter 2026 benefit from favorable prior accident year reserve development of $6 million, compared with 2.2 points or $4 million for third-quarter 2025.
•3.6 percentage-point nine-month 2026 benefit from favorable prior accident year reserve development, compared with 3.5 points for the first nine months of 2025.
CINF 3Q26 Release 6
Life Insurance Subsidiary Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Term life insurance $ 62 $ 61 2 $ 187 $ 179 4
Whole life insurance 15 14 7 42 40 5
Universal life and other 8 8 0 28 27 4
Earned premiums 85 83 2 257 246 4
Investment income, net of expenses 53 52 2 161 151 7
Investment gains and losses, net 4 (1) nm 3 (6) nm
Fee revenues 2 1 100 5 4 25
Total revenues 144 135 7 426 395 8
Contract holders’ benefits incurred 80 76 5 243 230 6
Underwriting expenses incurred 25 23 9 73 70 4
Total benefits and expenses 105 99 6 316 300 5
Net income before income tax 39 36 8 110 95 16
Income tax provision 8 8 0 23 20 15
Net income of the life insurance subsidiary $ 31 $ 28 11 $ 87 $ 75 16
•$2 million increase in third-quarter 2026 earned premiums, including a 2% increase for term life insurance, our largest life insurance product line.
•$12 million increase in nine-month 2026 life insurance subsidiary net income, primarily due to increased investment income, increased investment gains, increased earned premiums, and more favorable mortality experience, partially offset by less favorable impacts from the unlocking of interest rate and other actuarial assumptions.
•$1 million or less than 1% nine-month 2026 increase, to $1.468 billion, in GAAP shareholders’ equity for the life insurance subsidiary, primarily from net income that was offset by an increase in unrealized investment losses on fixed-maturity securities.
CINF 3Q26 Release 7
Investment and Balance Sheet Highlights
Investments Results
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 % Change 2026 2025 % Change
Investment income, net of expenses $ 325 $ 295 10 $ 962 $ 860 12
Investment interest credited to contract holders (32) (32) 0 (97) (95) (2)
Investment gains and losses, net 20 853 (98) 1,258 1,259 0
Investments profit $ 313 $ 1,116 (72) $ 2,123 $ 2,024 5
Investment income:
Interest $ 252 $ 227 11 $ 731 $ 651 12
Dividends 66 69 (4) 214 206 4
Other 11 4 175 31 16 94
Less investment expenses 4 5 (20) 14 13 8
Investment income, pretax 325 295 10 962 860 12
Less income taxes 57 51 12 167 148 13
Total investment income, after-tax $ 268 $ 244 10 $ 795 $ 712 12
Investment returns:
Average invested assets plus cash and cash
equivalents $ 35,549 $ 31,899 $ 34,631 $ 31,345
Average yield pretax 3.66 % 3.70 % 3.70 % 3.66 %
Average yield after-tax 3.02 3.06 3.06 3.03
Effective tax rate 17.6 17.3 17.4 17.2
Fixed-maturity returns:
Average amortized cost $ 19,989 $ 17,816 $ 19,504 $ 17,515
Average yield pretax 5.04 % 5.10 % 5.00 % 4.96 %
Average yield after-tax 4.10 4.16 4.07 4.04
Effective tax rate 18.6 18.4 18.5 18.4
•$30 million or 10% rise in third-quarter 2026 pretax investment income, including an 11% increase in interest income from fixed-maturity securities and a 4% decrease in equity portfolio dividends.
•$1.142 billion in third-quarter 2026 pretax total investment losses, summarized in the table below. Changes in unrealized gains or losses reported in other comprehensive income, in addition to investment gains and losses reported in net income, are useful for evaluating total investment performance over time and are major components of changes in book value and the value creation ratio.
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 2026 2025
Investment gains and losses on equity securities sold, net $ 5 $ (9) $ 255 $ (5)
Unrealized gains and losses on equity securities still held, net 1 855 980 1,259
Investment gains and losses on fixed-maturity securities, net (8) 1 (3) (13)
Other 22 6 26 18
Subtotal - investment gains and losses reported in net income 20 853 1,258 1,259
Change in unrealized investment gains and losses - fixed maturities and short-term (1,162) 241 (1,308) 336
Total $ (1,142) $ 1,094 $ (50) $ 1,595
CINF 3Q26 Release 8
Balance Sheet Highlights
(Dollars in millions, except share data) At September 30, At December 31,
2026 2025
Total investments $ 33,139 $ 31,783
Total assets 42,611 41,002
Short-term debt 17 25
Long-term debt 791 790
Shareholders’ equity 16,182 15,911
Book value per share 105.42 102.35
Debt-to-total-capital ratio 4.8 % 4.9 %
•$34.378 billion in consolidated cash and total investments at September 30, 2026, an increase of 4% from $33.214 billion at year-end 2025.
•$18.925 billion bond portfolio at September 30, 2026, with an average rating of A2/A. Fair value decreased $29 million during the third quarter of 2026, including $1.107 billion in net purchases of fixed-maturity securities.
•$13.145 billion equity portfolio was 39.7% of total investments, including $8.872 billion in appreciated value before taxes at September 30, 2026. Third-quarter 2026 decrease in fair value of $49 million, including $52 million in net sales of equity securities.
•$3.22 third-quarter 2026 decrease in book value per share, including additions of $2.89 of net income before investment gains and $0.82 for other items that were offset by $5.99 from investment portfolio net investment gains or changes in unrealized gains for fixed-maturity securities and $0.94 from dividends declared to shareholders.
•Value creation ratio of 5.8% for the first nine months of 2026, including 6.4% from net income before investment gains, which includes underwriting and investment income, and 6.2% from investment gains for equity securities, partially offset by 6.6% from changes in unrealized gains for fixed-maturity securities and 0.2% for other items.
For additional information or to register for our conference call webcast, please visit investors.cinfin.com.
About Cincinnati Financial
Cincinnati Financial Corporation offers primarily business, home and auto insurance through The Cincinnati Insurance Company and its two standard market property casualty companies. The same local independent insurance agencies that market those policies may offer products of our other subsidiaries, including life insurance, fixed annuities and surplus lines property and casualty insurance. For additional information about the company, please visit cinfin.com.
Mailing Address: Street Address:
P.O. Box 145496 6200 South Gilmore Road
Cincinnati, Ohio 45250-5496 Fairfield, Ohio 45014-5141
CINF 3Q26 Release 9
Safe Harbor Statement
Our business is subject to certain risks and uncertainties that may cause actual results to differ materially from those suggested by forward-looking statements. Any forward-looking statements contained herein, are based upon our current estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the safe-harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words like “seek,” “expect,” “will,” “should,” “could,” “might,” “anticipate,” “believe,” “estimate,” “intend,” “likely,” “future,” or other similar expressions. Forward-looking statements speak only as of the date they were made; we assume no obligation to update such statements. Factors that could cause actual results to differ materially from those expressed in, or implied by, the forward-looking statements include, but are not limited to:
Insurance-Related Risks
•Risks and uncertainties associated with our loss reserves or actual claim costs exceeding reserves
•Increased frequency and/or severity of claims or development of claims that are unforeseen at the time of policy issuance
•Unusually high levels of catastrophe losses due to risk concentrations or changes in weather patterns, environmental events, war or political unrest, terrorism incidents, cyberattacks, civil unrest or other causes; and our ability to manage catastrophe risk
•Risks associated with analytical models in key areas such as underwriting, pricing, capital management, reserving, investments, reinsurance, and catastrophe risk management
•Inadequate estimates or assumptions, or reliance on third-party data used for critical accounting estimates
•Events or conditions that could weaken or harm our relationships with our independent agencies and hamper opportunities to add new agencies, resulting in limitations on our opportunities for growth
•Mergers, acquisitions, and other consolidations of agencies that result in a concentration of a significant amount of premium in one agency or agency group and/or alter our competitive advantages
•Our inability to manage business opportunities, growth prospects, and expenses for our ongoing operations
•Changing consumer insurance-buying habits
•The inability to obtain adequate ceded reinsurance on acceptable terms, for acceptable amounts, and from financially strong reinsurers; and the potential for nonpayment or delay in payment by reinsurers
•Domestic and global events, such as the wars in Ukraine and in the Middle East, future pandemics, inflationary trends, changes in U.S. trade and tariff policy, and disruptions in the banking and financial services industry, resulting in insurance losses, capital market or credit market uncertainty, followed by prolonged periods of economic instability or recession, that lead to:
◦Securities market disruption or volatility and related effects such as decreased economic activity and continued supply chain disruptions that affect our investment portfolio and book value
◦Significant or prolonged decline in the fair value of securities and impairment of the assets
◦Significant decline in investment income due to reduced or eliminated dividend payouts from securities
◦Significant rise in losses from surety or director and officer policies written for financial institutions or other insured entities or in losses from policies written by Cincinnati Re or Cincinnati Global
◦An unusually high level of claims in our insurance or reinsurance operations that increase litigation-related expenses
◦Decreased premium revenue and cash flow from disruption to our distribution channel of independent agents, consumer self-isolation, travel limitations, business restrictions and decreased economic activity
◦The inability of our workforce, agencies, or vendors to perform necessary business functions
Financial, Economic, and Investment Risks
•Declines in overall stock market values negatively affecting our equity portfolio and book value
•Downgrades in our financial strength ratings
•Interest rate fluctuations or other factors that could significantly affect:
◦Our ability to generate growth in investment income
◦Values of our fixed-maturity investments and accounts in which we hold bank-owned life insurance contract assets
◦Our traditional life policy reserves
•Economic volatility and illiquidity associated with our alternative investments in private equity, private credit, real property, and limited partnerships
CINF 3Q26 Release 10
•Failure to comply with covenants and other requirements under our credit facilities, senior debt, and other debt obligations
•Recession, prolonged elevated inflation, or other economic conditions resulting in lower demand for insurance products or increased payment delinquencies
•The inability of our subsidiaries to pay dividends consistent with current or past levels impacting our ability to pay shareholder dividends or repurchase shares
General Business, Technology, and Operational Risks
•Ineffective information technology systems or failing to develop and implement improvements in technology
•Difficulties with technology or data security breaches, including cyberattacks, could negatively affect our, or our agents’, ability to conduct business; disrupt our relationships with agents, policyholders, and others; cause reputational damage, mitigation expenses, data loss, and expose us to liability
•Difficulties with our operations and technology that may negatively impact our ability to conduct business, including cloud-based data information storage, data security, remote working capabilities, and/or outsourcing relationships and third-party operations and data security
•Disruption of the insurance market caused by technology innovations such as driverless cars that could decrease consumer demand for insurance products
•Delays, inadequate data developed internally or from third parties, or performance inadequacies from ongoing development and implementation of underwriting and pricing models and methods, including usage-based insurance methods, automation, artificial intelligence, or technology projects and enhancements expected to increase our efficiency, pricing accuracy, underwriting profit, and competitiveness
•Intense competition, and the impact of innovation, emerging technologies, artificial intelligence and changing customer preferences on the insurance industry and the markets in which we operate, could harm our ability to maintain or increase our business volumes and profitability
•Inability to defer policy acquisition costs for any business segment if pricing and loss trends would lead management to conclude that the segment could not achieve sustainable profitability
•Unforeseen departure of certain executive officers or other key employees that could interrupt progress toward important strategic goals or diminish the effectiveness of certain longstanding relationships with insurance agents and others
•Our inability, or the inability of our independent agents, to attract and retain personnel
•Events, such as a pandemic, an epidemic, natural catastrophe, or terrorism, which could hamper our ability to assemble our workforce, work effectively in a remote environment, or other failures of business continuity or disaster recovery programs
Regulatory, Compliance, and Legal Risks
•Actions of insurance departments, state attorneys general or other regulatory agencies, including a change to a federal system of regulation from a state-based system, that:
◦Impose new obligations on us that increase our expenses or change the assumptions underlying our critical accounting estimates
◦Place the insurance industry under greater regulatory scrutiny or result in new statutes, rules, and regulations
◦Restrict our ability to exit or reduce writings of unprofitable coverages or lines of business
◦Increase assessments for guaranty funds, other insurance‑related assessments, or mandatory reinsurance arrangements; or that impair our ability to recover such assessments through future surcharges or other rate changes
◦Increase our provision for federal income taxes due to changes in tax laws, regulations, or interpretations
◦Increase other expenses
◦Limit our ability to set fair, adequate, and reasonable rates
◦Restrict our ability to cancel policies
◦Impose new underwriting standards
◦Place us at a disadvantage in the marketplace
◦Restrict our ability to execute our business model, including the way we compensate agents
CINF 3Q26 Release 11
•Adverse outcomes from litigation, environmental claims, mass torts or administrative proceedings, including effects of social inflation and third-party litigation funding on the size and frequency of litigation awards
•Events or actions, including unauthorized intentional circumvention of controls, which reduce our future ability to maintain effective internal control over financial reporting under the Sarbanes-Oxley Act of 2002
•Effects of changing social, global, economic, and regulatory environments
•Additional measures affecting corporate financial reporting and governance that can affect the market value of our common stock
Risks and uncertainties are further discussed in other filings with the Securities and Exchange Commission, including our 2025 Annual Report on Form 10-K, Item 1A, Risk Factors, Page 30.
* * *
CINF 3Q26 Release 12
Cincinnati Financial Corporation
Condensed Consolidated Balance Sheets and Statements of Income (unaudited)
(Dollars in millions) September 30, December 31,
2026 2025
Assets
Investments $ 33,139 $ 31,783
Cash and cash equivalents 1,239 1,431
Premiums receivable 3,427 3,142
Reinsurance recoverable 624 655
Deferred policy acquisition costs 1,422 1,344
Other assets 2,760 2,647
Total assets $ 42,611 $ 41,002
Liabilities
Insurance reserves $ 15,611 $ 14,499
Unearned premiums 5,643 5,254
Deferred income tax 1,616 1,833
Long-term debt and lease obligations 858 861
Other liabilities 2,701 2,644
Total liabilities 26,429 25,091
Shareholders’ Equity
Common stock and paid-in capital 1,992 1,958
Retained earnings 18,273 16,719
Accumulated other comprehensive loss (951) (34)
Treasury stock (3,132) (2,732)
Total shareholders' equity 16,182 15,911
Total liabilities and shareholders' equity $ 42,611 $ 41,002
(Dollars in millions, except per share data) Three months ended September 30, Nine months ended September 30,
2026 2025 2026 2025
Revenues
Earned premiums $ 2,690 $ 2,567 $ 7,929 $ 7,391
Investment income, net of expenses 325 295 962 860
Investment gains and losses, net 20 853 1,258 1,259
Other revenues 12 11 35 30
Total revenues 3,047 3,726 10,184 9,540
Benefits and Expenses
Insurance losses and contract holders' benefits 1,675 1,540 5,313 5,168
Underwriting, acquisition and insurance expenses 799 754 2,349 2,165
Interest expense 12 13 39 40
Other operating expenses 8 6 28 27
Total benefits and expenses 2,494 2,313 7,729 7,400
Income Before Income Taxes 553 1,413 2,455 2,140
Provision for Income Taxes 94 291 467 423
Net Income $ 459 $ 1,122 $ 1,988 $ 1,717
Per Common Share:
Net income — basic $ 2.99 $ 7.19 $ 12.88 $ 10.99
Net income — diluted 2.96 7.11 12.75 10.88
CINF 3Q26 Release 13
Definitions of Non-GAAP Information and Reconciliation to Comparable GAAP Measures
(See attached tables for reconciliations; additional prior-period reconciliations available at investors.cinfin.com.)
Cincinnati Financial Corporation prepares its public financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP). Statutory data is prepared in accordance with statutory accounting rules for insurance company regulation in the United States of America as defined by the National Association of Insurance Commissioners’ (NAIC) Accounting Practices and Procedures Manual, and therefore is not reconciled to GAAP data.
Management uses certain non-GAAP financial measures to evaluate its primary business areas – property casualty insurance, life insurance and investments. Management uses these measures when analyzing both GAAP and non-GAAP results to improve its understanding of trends in the underlying business and to help avoid incorrect or misleading assumptions and conclusions about the success or failure of company strategies. Management adjustments to GAAP measures generally: apply to non-recurring events that are unrelated to business performance and distort short-term results; involve values that fluctuate based on events outside of management’s control; supplement reporting segment disclosures with disclosures for a subsidiary company or for a combination of subsidiaries or reporting segments; or relate to accounting refinements that affect comparability between periods, creating a need to analyze data on the same basis.
•Non-GAAP operating income: Non-GAAP operating income is calculated by excluding investment gains and losses (defined as investment gains and losses after applicable federal and state income taxes) and other significant non-recurring items from net income. Management evaluates non-GAAP operating income to measure the success of pricing, rate and underwriting strategies. While investment gains (or losses) are integral to the company’s insurance operations over the long term, the determination to realize investment gains or losses on fixed-maturity securities sold in any period may be subject to management’s discretion and is independent of the insurance underwriting process. Also, under applicable GAAP accounting requirements, gains and losses are recognized from certain changes in market values of securities without actual realization. Management believes that the level of investment gains or losses for any particular period, while it may be material, may not fully indicate the performance of ongoing underlying business operations in that period.
For these reasons, many investors and shareholders consider non-GAAP operating income to be one of the more meaningful measures for evaluating insurance company performance. Equity analysts who report on the insurance industry and the company generally focus on this metric in their analyses. The company presents non-GAAP operating income so that all investors have what management believes to be a useful supplement to GAAP information.
• Consolidated property casualty insurance results: To supplement reporting segment disclosures related to our property casualty insurance operations, we also evaluate results for those operations on a basis that includes results for our property casualty insurance and brokerage services subsidiaries. That is the total of our commercial lines, personal lines and our excess and surplus lines segments plus our reinsurance assumed operations known as Cincinnati Re and our London-based global specialty underwriter known as Cincinnati Global.
•Life insurance subsidiary results: To supplement life insurance reporting segment disclosures related to our life insurance operation, we also evaluate results for that operation on a basis that includes life insurance subsidiary investment income, or investment income plus investment gains and losses, that are also included in our investments reporting segment. We recognize that assets under management, capital appreciation and investment income are integral to evaluating the success of the life insurance segment because of the long duration of life products.
CINF 3Q26 Release 14
Cincinnati Financial Corporation
Net Income Reconciliation
(Dollars in millions, except per share data) Three months ended September 30, Nine months ended September 30,
2026 2025 2026 2025
Net income $ 459 $ 1,122 $ 1,988 $ 1,717
Less:
Investment gains and losses, net 20 853 1,258 1,259
Income tax on investment gains and losses (4) (180) (267) (265)
Investment gains and losses, after-tax 16 673 991 994
Non-GAAP operating income $ 443 $ 449 $ 997 $ 723
Diluted per share data:
Net income $ 2.96 $ 7.11 $ 12.75 $ 10.88
Less:
Investment gains and losses, net 0.13 5.40 8.07 7.98
Income tax on investment gains and losses (0.03) (1.14) (1.71) (1.68)
Investment gains and losses, after-tax 0.10 4.26 6.36 6.30
Non-GAAP operating income $ 2.86 $ 2.85 $ 6.39 $ 4.58
Life Insurance Reconciliation
(Dollars in millions) Three months ended September 30, Nine months ended September 30,
2026 2025 2026 2025
Net income of the life insurance subsidiary $ 31 $ 28 $ 87 $ 75
Investment gains and losses, net 4 (1) 3 (6)
Income tax on investment gains and losses 1 — 1 (1)
Non-GAAP operating income 28 29 85 80
Investment income, net of expenses (53) (52) (161) (151)
Investment interest credited to contract holders 32 32 97 95
Income tax excluding tax on investment gains and losses, net 7 8 22 21
Life insurance segment profit $ 14 $ 17 $ 43 $ 45
CINF 3Q26 Release 15
Property Casualty Insurance Reconciliation
(Dollars in millions) Three months ended September 30, 2026
Consolidated Commercial Personal E&S Other*
Premiums:
Net written premiums $ 2,550 $ 1,199 $ 957 $ 184 $ 210
Unearned premiums change 55 71 (69) 3 50
Earned premiums $ 2,605 $ 1,270 $ 888 $ 187 $ 260
Underwriting profit $ 240 $ 92 $ 88 $ 21 $ 39
(Dollars in millions) Nine months ended September 30, 2026
Consolidated Commercial Personal E&S Other*
Premiums:
Net written premiums $ 8,043 $ 3,885 $ 2,722 $ 585 $ 851
Unearned premiums change (371) (123) (81) (29) (138)
Earned premiums $ 7,672 $ 3,762 $ 2,641 $ 556 $ 713
Underwriting profit $ 337 $ 61 $ 119 $ 61 $ 96
(Dollars in millions) Three months ended September 30, 2025
Consolidated Commercial Personal E&S Other*
Premiums:
Net written premiums $ 2,493 $ 1,198 $ 951 $ 175 $ 169
Unearned premiums change (9) 31 (113) (1) 74
Earned premiums $ 2,484 $ 1,229 $ 838 $ 174 $ 243
Underwriting profit $ 293 $ 111 $ 99 $ 19 $ 64
(Dollars in millions) Nine months ended September 30, 2025
Consolidated Commercial Personal E&S Other*
Premiums:
Net written premiums $ 7,721 $ 3,813 $ 2,603 $ 545 $ 760
Unearned premiums change (576) (193) (263) (35) (85)
Earned premiums $ 7,145 $ 3,620 $ 2,340 $ 510 $ 675
Underwriting profit (loss) $ 123 $ 295 $ (272) $ 55 $ 45
Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
*Included in Other are the results of Cincinnati Re and Cincinnati Global.
CINF 3Q26 Release 16
Cincinnati Financial Corporation
Other Measures
•Value creation ratio: This is a measure of shareholder value creation that management believes captures the contribution of the company’s insurance operations, the success of its investment strategy and the importance placed on paying cash dividends to shareholders. The value creation ratio measure is made up of two primary components: (1) rate of growth in book value per share plus (2) the ratio of dividends declared per share to beginning book value per share. Management believes this measure is useful, providing a meaningful measure of long-term progress in creating shareholder value. It is intended to be all-inclusive regarding changes in book value per share, and uses originally reported book value per share in cases where book value per share has been adjusted, such as adoption of Accounting Standards Updates with a cumulative effect of a change in accounting.
• Written premium: Under statutory accounting rules in the U.S., property casualty written premium is the amount recorded for policies issued and recognized on an annualized basis at the effective date of the policy. Management analyzes trends in written premium to assess business efforts. The difference between written and earned premium is unearned premium.
Value Creation Ratio Calculations
(Dollars are per share) Three months ended September 30, Nine months ended September 30,
2026 2025 2026 2025
Value creation ratio:
End of period book value* $ 105.42 $ 98.76 $ 105.42 $ 98.76
Less beginning of period book value 108.64 91.46 102.35 89.11
Change in book value (3.22) 7.30 3.07 9.65
Dividend declared to shareholders 0.94 0.87 2.82 2.61
Total value creation $ (2.28) $ 8.17 $ 5.89 $ 12.26
Value creation ratio from change in book value** (3.0) % 8.0 % 3.0 % 10.9 %
Value creation ratio from dividends declared to shareholders*** 0.9 0.9 2.8 2.9
Value creation ratio (2.1) % 8.9 % 5.8 % 13.8 %
* Book value per share is calculated by dividing end of period total shareholders' equity by end of period shares outstanding
** Change in book value divided by the beginning of period book value
*** Dividend declared to shareholders divided by beginning of period book value
CINF 3Q26 Release 17
EX-99.2
EX-99.2
Filename: exhibit9923q26.htm · Sequence: 3
Document
Cincinnati Financial Corporation
Supplemental Financial Data
for the period ending September 30, 2026
6200 South Gilmore Road
Fairfield, Ohio 45014-5141
cinfin.com
Investor Contact: Media Contact: Shareholder Contact:
Andrew F. Gossard Betsy E. Ertel Brandon McIntosh
513-870-2768 513-603-5323 513-870-2696
A.M. Best Company Fitch Ratings Moody's Investor Service S&P Global Ratings
Cincinnati Financial Corporation
Corporate Debt a A A3 BBB+
The Cincinnati Insurance Companies
Insurer Financial Strength
Property Casualty Group
Standard Market Subsidiaries: A+ AA- A1 A+
The Cincinnati Insurance Company A+ AA- A1 A+
The Cincinnati Indemnity Company A+ AA- A1 A+
The Cincinnati Casualty Company A+ AA- A1 A+
Surplus Lines Subsidiary:
The Cincinnati Specialty Underwriters Insurance Company A+ — — —
The Cincinnati Life Insurance Company A+ AA- — A+
Ratings are as of October 23, 2026, under continuous review and subject to change and/or affirmation. For the current ratings, select Financial Strength under About on cinfin.com.
The consolidated financial statements and financial exhibits that follow are unaudited. These consolidated financial statements and exhibits should be read in conjunction with the consolidated financial statements and notes included with our periodic filings with the U.S. Securities and Exchange Commission. The results of operations for interim periods may not be indicative of results to be expected for the full year.
CINF Third-Quarter 2026 Supplemental Financial Data
1
Cincinnati Financial Corporation
Supplemental Financial Data
for the period ending September 30, 2026
Page
Definitions of Non-GAAP Information and Reconciliation to Comparable GAAP Measures
3
Consolidated
CFC and Subsidiaries Consolidation – Nine Months Ended September 30, 2026 4
CFC and Subsidiaries Consolidation – Three Months Ended September 30, 2026 5
Consolidated Property Casualty Insurance Operations
Losses Incurred Detail 6
Loss Ratio Detail 7
Loss Claim Count Detail 8
Quarterly Property Casualty Data – Commercial Lines 9
Quarterly Property Casualty Data – Personal Lines and Excess & Surplus Lines 10
Loss and Loss Expense Analysis – Nine Months Ended September 30, 2026 11
Loss and Loss Expense Analysis – Three Months Ended September 30, 2026 12
Reconciliation Data
Quarterly Property Casualty Data – Consolidated 13
Quarterly Property Casualty Data – Commercial Lines 14
Quarterly Property Casualty Data – Personal Lines 15
Quarterly Property Casualty Data – Excess & Surplus Lines 16
Statutory Statements of Income
Consolidated Cincinnati Insurance Companies Statutory Statements of Income 17
The Cincinnati Life Insurance Company Statutory Statements of Income 18
Other
Quarterly Data – Other 19
CINF Third-Quarter 2026 Supplemental Financial Data
2
Definitions of Non-GAAP Information and
Reconciliation to Comparable GAAP Measures
Cincinnati Financial Corporation prepares its public financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP). Statutory data is prepared in accordance with statutory accounting rules for insurance company regulation in the United States of America as defined by the National Association of Insurance Commissioners’ (NAIC) Accounting Practices and Procedures Manual, and therefore is not reconciled to GAAP data.
Management uses certain non-GAAP financial measures to evaluate its primary business areas – property casualty insurance, life insurance and investments. Management uses these measures when analyzing both GAAP and non-GAAP results to improve its understanding of trends in the underlying business and to help avoid incorrect or misleading assumptions and conclusions about the success or failure of company strategies. Management adjustments to GAAP measures generally: apply to non-recurring events that are unrelated to business performance and distort short-term results; involve values that fluctuate based on events outside of management’s control; supplement reporting segment disclosures with disclosures for a subsidiary company or for a combination of subsidiaries or reporting segments; or relate to accounting refinements that affect comparability between periods, creating a need to analyze data on the same basis.
•Non-GAAP operating income: Non-GAAP operating income is calculated by excluding investment gains and losses (defined as investment gains and losses after applicable federal and state income taxes) and other significant non-recurring items from net income. Management evaluates non-GAAP operating income to measure the success of pricing, rate and underwriting strategies. While investment gains (or losses) are integral to the company’s insurance operations over the long term, the determination to realize investment gains or losses on fixed-maturity securities sold in any period may be subject to management’s discretion and is independent of the insurance underwriting process. Also, under applicable GAAP accounting requirements, gains and losses are recognized from certain changes in market values of securities without actual realization. Management believes that the level of investment gains or losses for any particular period, while it may be material, may not fully indicate the performance of ongoing underlying business operations in that period.
For these reasons, many investors and shareholders consider non-GAAP operating income to be one of the more meaningful measures for evaluating insurance company performance. Equity analysts who report on the insurance industry and the company generally focus on this metric in their analyses. The company presents non-GAAP operating income so that all investors have what management believes to be a useful supplement to GAAP information.
•Consolidated property casualty insurance results: To supplement reporting segment disclosures related to our property casualty insurance operations, we also evaluate results for those operations on a basis that includes results for our property casualty insurance and brokerage services subsidiaries. That is the total of our commercial lines, personal lines and our excess and surplus lines segments plus our reinsurance assumed operations known as Cincinnati Re and our London-based global specialty underwriter known as Cincinnati Global.
•Life insurance subsidiary results: To supplement life insurance reporting segment disclosures related to our life insurance operation, we also evaluate results for that operation on a basis that includes life insurance subsidiary investment income, or investment income plus investment gains and losses, that are also included in our investments reporting segment. We recognize that assets under management, capital appreciation and investment income are integral to evaluating the success of the life insurance segment because of the long duration of life products.
Other Measures
•Value creation ratio: This is a measure of shareholder value creation that management believes captures the contribution of the company’s insurance operations, the success of its investment strategy and the importance placed on paying cash dividends to shareholders. The value creation ratio measure is made up of two primary components: (1) rate of growth in book value per share plus (2) the ratio of dividends declared per share to beginning book value per share. Management believes this measure is useful, providing a meaningful measure of long-term progress in creating shareholder value. It is intended to be all-inclusive regarding changes in book value per share, and uses originally reported book value per share in cases where book value per share has been adjusted, such as adoption of Accounting Standards Updates with a cumulative effect of a change in accounting.
•Statutory accounting rules: For public reporting, insurance companies prepare financial statements in accordance with GAAP. However, insurers also must calculate certain data according to statutory accounting rules for insurance company regulation in the United States of America as defined in the NAIC’s Accounting Practices and Procedures Manual, which may be, and has been, modified by various state insurance departments and differ from GAAP. Statutory data is publicly available, and various organizations use it to calculate aggregate industry data, study industry trends and compare insurance companies.
•Written premium: Under statutory accounting rules in the U.S., property casualty written premium is the amount recorded for policies issued and recognized on an annualized basis at the effective date of the policy. Management analyzes trends in written premium to assess business efforts. The difference between written and earned premium is unearned premium.
CINF Third-Quarter 2026 Supplemental Financial Data
3
Cincinnati Financial Corporation and Subsidiaries
Consolidated Statements of Income for the Nine Months Ended September 30, 2026
(Dollars in millions) CFC CONSOL P&C CLIC CFC-I ELIM Total
Revenues
Premiums earned:
Property casualty $ — $ 7,981 $ — $ — $ — $ 7,981
Life — — 318 — — 318
Premiums ceded — (309) (61) — — (370)
Total earned premium — 7,672 257 — — 7,929
Investment income, net of expenses 94 709 161 — (2) 962
Investment gains and losses, net 470 786 3 — (1) 1,258
Fee revenues — 11 5 — — 16
Other revenues 11 15 — 9 (16) 19
Total revenues $ 575 $ 9,193 $ 426 $ 9 $ (19) $ 10,184
Benefits & expenses
Losses & contract holders' benefits $ — $ 5,140 $ 292 $ — $ — $ 5,432
Reinsurance recoveries — (70) (49) — — (119)
Underwriting, acquisition and insurance expenses — 2,276 73 — — 2,349
Interest expense 39 — — 2 (2) 39
Other operating expenses 36 6 — 3 (17) 28
Total expenses $ 75 $ 7,352 $ 316 $ 5 $ (19) $ 7,729
Income before income taxes $ 500 $ 1,841 $ 110 $ 4 $ — $ 2,455
Provision (benefit) for income taxes
Current operating income (loss) $ (28) $ 168 $ 28 $ 1 $ — $ 169
Capital gains/losses 99 167 1 — — 267
Deferred 20 17 (6) — — 31
Total provision for income taxes $ 91 $ 352 $ 23 $ 1 $ — $ 467
Net income - current year $ 409 $ 1,489 $ 87 $ 3 $ — $ 1,988
Net income - prior year $ 352 $ 1,289 $ 75 $ 1 $ — $ 1,717
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
Consolidated property casualty data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
4
Cincinnati Financial Corporation and Subsidiaries
Consolidated Statements of Income for the Three Months Ended September 30, 2026
(Dollars in millions) CFC CONSOL P&C CLIC CFC-I ELIM Total
Revenues
Premiums earned:
Property casualty $ — $ 2,717 $ — $ — $ — $ 2,717
Life — — 106 — — 106
Premiums ceded — (112) (21) — — (133)
Total earned premium — 2,605 85 — — 2,690
Investment income, net of expenses 28 244 53 — — 325
Investment gains and losses, net 89 (73) 4 — — 20
Fee revenues — 4 2 — — 6
Other revenues 4 5 — 3 (6) 6
Total revenues $ 121 $ 2,785 $ 144 $ 3 $ (6) $ 3,047
Benefits & expenses
Losses & contract holders' benefits $ — $ 1,621 $ 97 $ — $ — $ 1,718
Reinsurance recoveries — (26) (17) — — (43)
Underwriting, acquisition and insurance expenses — 774 25 — — 799
Interest expense 13 — — — (1) 12
Other operating expenses 11 1 — 1 (5) 8
Total expenses $ 24 $ 2,370 $ 105 $ 1 $ (6) $ 2,494
Income before income taxes $ 97 $ 415 $ 39 $ 2 $ — $ 553
Provision (benefit) for income taxes
Current operating income (loss) $ (19) $ 126 $ 8 $ 1 $ — $ 116
Capital gains/losses 18 (15) 1 — — 4
Deferred 10 (35) (1) — — (26)
Total provision for income taxes $ 9 $ 76 $ 8 $ 1 $ — $ 94
Net income - current year $ 88 $ 339 $ 31 $ 1 $ — $ 459
Net income - prior year $ 263 $ 831 $ 28 $ — $ — $ 1,122
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
Consolidated property casualty data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
5
Consolidated Property Casualty
Losses Incurred Detail
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Consolidated
Current accident year losses greater than $5 million $ 31 $ 29 $ 8 $ 27 $ 48 $ 15 $ 26 $ 37 $ 41 $ 68 $ 89 $ 116
Current accident year losses $2 million - $5 million 56 55 20 61 35 40 20 75 60 131 95 156
Large loss prior accident year reserve development (17) 51 50 40 49 27 56 101 83 84 132 172
Total large losses incurred $ 70 $ 135 $ 78 $ 128 $ 132 $ 82 $ 102 $ 213 $ 184 $ 283 $ 316 $ 444
Losses incurred but not reported 91 288 219 164 158 213 279 507 492 598 650 814
Other losses excluding catastrophe losses 890 767 838 786 831 741 688 1,605 1,429 2,495 2,260 3,046
Catastrophe losses 270 359 266 18 83 280 558 625 838 895 921 939
Total losses incurred $ 1,321 $ 1,549 $ 1,401 $ 1,096 $ 1,204 $ 1,316 $ 1,627 $ 2,950 $ 2,943 $ 4,271 $ 4,147 $ 5,243
Commercial Lines
Current accident year losses greater than $5 million $ 26 $ 29 $ — $ 11 $ 48 $ 5 $ 7 $ 29 $ 12 $ 55 $ 60 $ 71
Current accident year losses $2 million - $5 million 41 33 5 34 12 22 15 38 37 79 49 83
Large loss prior accident year reserve development (25) 53 35 37 47 14 44 88 58 63 105 142
Total large losses incurred $ 42 $ 115 $ 40 $ 82 $ 107 $ 41 $ 66 $ 155 $ 107 $ 197 $ 214 $ 296
Losses incurred but not reported 58 104 94 44 67 106 163 198 269 256 336 380
Other losses excluding catastrophe losses 433 403 441 408 405 383 318 844 701 1,277 1,106 1,514
Catastrophe losses 84 147 117 5 29 83 40 264 123 348 152 157
Total losses incurred $ 617 $ 769 $ 692 $ 539 $ 608 $ 613 $ 587 $ 1,461 $ 1,200 $ 2,078 $ 1,808 $ 2,347
Personal Lines
Current accident year losses greater than $5 million $ 5 $ — $ 8 $ 16 $ — $ 10 $ 19 $ 8 $ 29 $ 13 $ 29 $ 45
Current accident year losses $2 million - $5 million 13 22 15 25 23 18 5 37 23 50 46 71
Large loss prior accident year reserve development 8 (2) 15 3 2 13 12 13 25 21 27 30
Total large losses incurred $ 26 $ 20 $ 38 $ 44 $ 25 $ 41 $ 36 $ 58 $ 77 $ 84 $ 102 $ 146
Losses incurred but not reported — 77 71 39 32 37 74 148 111 148 143 182
Other losses excluding catastrophe losses 310 271 282 298 316 257 254 553 511 863 827 1,125
Catastrophe losses 166 190 144 6 54 186 405 334 591 500 645 651
Total losses incurred $ 502 $ 558 $ 535 $ 387 $ 427 $ 521 $ 769 $ 1,093 $ 1,290 $ 1,595 $ 1,717 $ 2,104
Excess & Surplus Lines
Current accident year losses greater than $5 million $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ — $ —
Current accident year losses $2 million - $5 million 2 — — 2 — — — — — 2 — 2
Large loss prior accident year reserve development — — — — — — — — — — — —
Total large losses incurred $ 2 $ — $ — $ 2 $ — $ — $ — $ — $ — $ 2 $ — $ 2
Losses incurred but not reported 37 57 38 24 16 31 46 95 77 132 93 117
Other losses excluding catastrophe losses 38 24 40 48 59 42 24 64 66 102 125 173
Catastrophe losses 1 2 1 (1) — 3 — 3 3 4 3 2
Total losses incurred $ 78 $ 83 $ 79 $ 73 $ 75 $ 76 $ 70 $ 162 $ 146 $ 240 $ 221 $ 294
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. The sum of quarterly amounts may not equal the full year as each is computed independently.
Consolidated property casualty data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
6
Consolidated Property Casualty
Loss Ratio Detail
Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Consolidated
Current accident year losses greater than $5 million 1.2 % 1.2 % 0.3 % 1.1 % 1.9 % 0.6 % 1.2 % 0.7 % 0.9 % 0.9 % 1.3 % 1.2 %
Current accident year losses $2 million - $5 million 2.2 2.1 0.8 2.4 1.4 1.7 0.9 1.5 1.3 1.7 1.3 1.6
Large loss prior accident year reserve development (0.7) 2.0 2.0 1.6 2.0 1.1 2.4 2.0 1.8 1.1 1.8 1.8
Total large loss ratio 2.7 % 5.3 % 3.1 % 5.1 % 5.3 % 3.4 % 4.5 % 4.2 % 4.0 % 3.7 % 4.4 % 4.6 %
Losses incurred but not reported 3.5 11.3 8.7 6.5 6.4 8.9 12.3 10.0 10.5 7.8 9.1 8.4
Other losses excluding catastrophe losses 34.1 30.1 33.2 31.4 33.4 30.9 30.4 31.7 30.6 32.5 31.6 31.6
Catastrophe losses 10.4 14.1 10.6 0.7 3.4 11.7 24.6 12.3 18.0 11.7 12.9 9.7
Total loss ratio 50.7 % 60.8 % 55.6 % 43.7 % 48.5 % 54.9 % 71.8 % 58.2 % 63.1 % 55.7 % 58.0 % 54.3 %
Commercial Lines
Current accident year losses greater than $5 million 2.0 % 2.4 % — % 0.9 % 3.9 % 0.5 % 0.6 % 1.2 % 0.5 % 1.5 % 1.7 % 1.5 %
Current accident year losses $2 million - $5 million 3.2 2.7 0.4 2.7 1.0 1.8 1.2 1.5 1.5 2.1 1.3 1.7
Large loss prior accident year reserve development (1.9) 4.2 2.8 3.0 3.8 1.2 3.8 3.6 2.5 1.6 2.9 2.9
Total large loss ratio 3.3 % 9.3 % 3.2 % 6.6 % 8.7 % 3.5 % 5.6 % 6.3 % 4.5 % 5.2 % 5.9 % 6.1 %
Losses incurred but not reported 4.5 8.3 7.6 3.6 5.4 8.7 13.9 8.0 11.3 6.8 9.3 7.8
Other losses excluding catastrophe losses 34.1 32.1 35.5 32.8 33.0 31.6 26.8 33.7 29.3 33.9 30.5 31.2
Catastrophe losses 6.6 11.7 9.5 0.4 2.4 6.8 3.4 10.6 5.1 9.3 4.2 3.2
Total loss ratio 48.5 % 61.4 % 55.8 % 43.4 % 49.5 % 50.6 % 49.7 % 58.6 % 50.2 % 55.2 % 49.9 % 48.3 %
Personal Lines
Current accident year losses greater than $5 million 0.6 % — % 0.9 % 1.8 % — % 1.3 % 2.8 % 0.4 % 2.0 % 0.5 % 1.3 % 1.4 %
Current accident year losses $2 million - $5 million 1.6 2.3 1.8 2.8 2.9 2.2 0.7 2.1 1.5 1.9 2.0 2.2
Large loss prior accident year reserve development 0.8 (0.2) 1.8 0.4 0.2 1.5 1.8 0.8 1.6 0.8 1.1 0.9
Total large loss ratio 3.0 % 2.1 % 4.5 % 5.0 % 3.1 % 5.0 % 5.3 % 3.3 % 5.1 % 3.2 % 4.4 % 4.5 %
Losses incurred but not reported — 8.7 8.1 4.5 3.8 4.7 10.5 8.4 7.4 5.6 6.1 5.7
Other losses excluding catastrophe losses 34.9 31.0 32.3 34.8 37.5 32.0 36.4 31.5 34.1 32.7 35.4 35.2
Catastrophe losses 18.7 21.6 16.4 0.8 6.5 23.1 57.9 19.1 39.3 18.9 27.5 20.4
Total loss ratio 56.6 % 63.4 % 61.3 % 45.1 % 50.9 % 64.8 % 110.1 % 62.3 % 85.9 % 60.4 % 73.4 % 65.8 %
Excess & Surplus Lines
Current accident year losses greater than $5 million — % — % — % — % — % — % — % — % — % — % — % — %
Current accident year losses $2 million - $5 million 1.1 — — 1.1 — — — — — 0.3 — 0.3
Large loss prior accident year reserve development — — — (0.1) — — — — — — — —
Total large loss ratio 1.1 % — % — % 1.0 % — % — % — % — % — % 0.3 % — % 0.3 %
Losses incurred but not reported 19.5 30.7 20.8 12.7 9.2 18.1 28.1 25.8 23.0 23.7 18.3 16.8
Other losses excluding catastrophe losses 20.0 13.2 22.1 26.0 33.6 24.4 14.8 17.6 19.7 18.5 24.4 24.8
Catastrophe losses 1.0 0.8 0.7 (0.6) — 1.3 0.2 0.7 0.8 0.8 0.5 0.2
Total loss ratio 41.6 % 44.7 % 43.6 % 39.1 % 42.8 % 43.8 % 43.1 % 44.1 % 43.5 % 43.3 % 43.2 % 42.1 %
*Certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts.
Consolidated property casualty data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
7
Consolidated Property Casualty
Loss Claim Count Detail
Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Consolidated
Current accident year reported losses greater
than $5 million 6 3 1 3 6 2 3 4 5 10 12 15
Current accident year reported losses
$2 million - $5 million 21 19 7 21 17 14 7 26 21 47 32 53
Prior accident year reported losses on
large losses 5 10 17 15 11 13 15 27 28 32 39 54
Non-Catastrophe reported losses on
large losses total 32 32 25 39 34 29 25 57 54 89 83 122
Commercial Lines
Current accident year reported losses greater
than $5 million 5 3 — 2 6 1 1 3 2 8 9 10
Current accident year reported losses
$2 million - $5 million 15 11 2 11 9 7 5 13 12 28 16 28
Prior accident year reported losses on
large losses 4 9 13 14 11 10 11 22 21 26 32 46
Non-Catastrophe reported losses on
large losses total 24 23 15 27 26 18 17 38 35 62 57 84
Personal Lines
Current accident year reported losses greater
than $5 million 1 — 1 1 — 1 2 1 3 2 3 5
Current accident year reported losses
$2 million - $5 million 5 8 5 9 8 7 2 13 9 18 16 24
Prior accident year reported losses on
large losses 1 1 4 1 — 3 4 5 7 6 7 8
Non-Catastrophe reported losses on
large losses total 7 9 10 11 8 11 8 19 19 26 26 37
Excess & Surplus Lines
Current accident year reported losses greater
than $5 million — — — — — — — — — — — —
Current accident year reported losses
$2 million - $5 million 1 — — 1 — — — — — 1 — 1
Prior accident year reported losses on
large losses — — — — — — — — — — — —
Non-Catastrophe reported losses on
large losses total 1 — — 1 — — — — — 1 — 1
*The sum of quarterly amounts may not equal the full year as each is computed independently.
CINF Third-Quarter 2026 Supplemental Financial Data
8
Quarterly Property Casualty Data - Commercial Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Commercial casualty:
Net written premiums $ 373 $ 439 $ 451 $ 394 $ 372 $ 428 $ 443 $ 890 $ 871 $ 1,263 $ 1,244 $ 1,638
Year over year change %- written premium — % 3 % 2 % 2 % 2 % 9 % 6 % 2 % 8 % 2 % 6 % 5 %
Earned premiums $ 414 $ 405 $ 405 $ 409 $ 403 $ 402 $ 387 $ 810 $ 789 $ 1,223 $ 1,192 $ 1,601
Current accident year before catastrophe losses 76.8 % 76.5 % 77.0 % 86.9 % 74.8 % 72.3 % 72.8 % 76.7 % 72.6 % 76.8 % 73.3 % 76.8 %
Current accident year catastrophe losses — — — — — — — — — — — —
Prior accident years before catastrophe losses (0.3) 3.5 (0.7) (0.2) 6.0 (0.4) (0.3) 1.4 (0.4) 0.8 1.8 1.3
Prior accident years catastrophe losses — — — — — — — — — — — —
Total loss and loss expense ratio 76.5 % 80.0 % 76.3 % 86.7 % 80.8 % 71.9 % 72.5 % 78.1 % 72.2 % 77.6 % 75.1 % 78.1 %
Commercial property:
Net written premiums $ 410 $ 435 $ 427 $ 395 $ 422 $ 428 $ 411 $ 862 $ 839 $ 1,272 $ 1,260 $ 1,655
Year over year change %- written premium (3) % 2 % 4 % 3 % 8 % 9 % 14 % 3 % 11 % 1 % 10 % 8 %
Earned premiums $ 423 $ 418 $ 415 $ 410 $ 405 $ 399 $ 389 $ 833 $ 787 $ 1,256 $ 1,192 $ 1,602
Current accident year before catastrophe losses 32.6 % 44.9 % 43.8 % 23.9 % 37.2 % 40.2 % 43.5 % 44.3 % 41.8 % 40.4 % 40.2 % 36.0 %
Current accident year catastrophe losses 21.2 33.7 28.7 1.6 8.6 21.5 13.3 31.2 17.5 27.8 14.5 11.2
Prior accident years before catastrophe losses (4.5) (4.5) (7.0) (3.6) (8.2) (9.5) (5.3) (5.7) (7.4) (5.3) (7.7) (6.7)
Prior accident years catastrophe losses (0.7) (0.2) (0.3) 0.3 (1.2) (0.6) (3.6) (0.2) (2.1) (0.4) (1.8) (1.2)
Total loss and loss expense ratio 48.6 % 73.9 % 65.2 % 22.2 % 36.4 % 51.6 % 47.9 % 69.6 % 49.8 % 62.5 % 45.2 % 39.3 %
Commercial auto:
Net written premiums $ 255 $ 292 $ 299 $ 240 $ 243 $ 271 $ 283 $ 591 $ 555 $ 847 $ 797 $ 1,037
Year over year change %- written premium 5 % 8 % 6 % 8 % 9 % 9 % 9 % 6 % 10 % 6 % 9 % 9 %
Earned premiums $ 270 $ 268 $ 259 $ 258 $ 253 $ 247 $ 241 $ 527 $ 489 $ 797 $ 742 $ 1,000
Current accident year before catastrophe losses 63.2 % 65.0 % 67.7 % 66.5 % 64.7 % 65.0 % 68.6 % 66.3 % 66.8 % 65.3 % 66.1 % 66.2 %
Current accident year catastrophe losses 0.1 3.3 0.5 0.1 0.8 0.8 1.8 1.9 1.3 1.3 1.1 0.8
Prior accident years before catastrophe losses 0.2 1.1 0.7 2.5 4.1 7.2 2.9 1.0 5.1 0.7 4.8 4.2
Prior accident years catastrophe losses 0.1 — — (0.1) — (0.1) (0.1) — (0.1) — (0.1) (0.1)
Total loss and loss expense ratio 63.6 % 69.4 % 68.9 % 69.0 % 69.6 % 72.9 % 73.2 % 69.2 % 73.1 % 67.3 % 71.9 % 71.1 %
Workers' compensation:
Net written premiums $ 54 $ 54 $ 71 $ 53 $ 56 $ 57 $ 79 $ 125 $ 135 $ 178 $ 191 $ 244
Year over year change %- written premium (4) % (5) % (10) % (2) % — % 4 % — % (7) % 1 % (7) % 1 % — %
Earned premiums $ 56 $ 54 $ 57 $ 61 $ 61 $ 60 $ 61 $ 111 $ 121 $ 168 $ 181 $ 242
Current accident year before catastrophe losses 95.8 % 91.0 % 98.0 % 96.4 % 94.6 % 97.0 % 95.5 % 94.6 % 96.2 % 95.0 % 95.7 % 95.9 %
Current accident year catastrophe losses — — — — — — — — — — — —
Prior accident years before catastrophe losses (29.3) (27.2) (15.7) (32.3) (28.3) (27.8) (18.6) (21.4) (23.1) (24.1) (24.9) (26.8)
Prior accident years catastrophe losses — — — — — — — — — — — —
Total loss and loss expense ratio 66.5 % 63.8 % 82.3 % 64.1 % 66.3 % 69.2 % 76.9 % 73.2 % 73.1 % 70.9 % 70.8 % 69.1 %
Other commercial:
Net written premiums $ 107 $ 107 $ 111 $ 103 $ 105 $ 106 $ 109 $ 218 $ 215 $ 325 $ 321 $ 424
Year over year change %- written premium 2 % 1 % 2 % 5 % (1) % 6 % 3 % 1 % 4 % 1 % 3 % 3 %
Earned premiums $ 107 $ 106 $ 105 $ 105 $ 107 $ 104 $ 101 $ 211 $ 205 $ 318 $ 313 $ 418
Current accident year before catastrophe losses 52.7 % 53.6 % 51.9 % 53.6 % 51.1 % 50.5 % 45.8 % 52.8 % 48.2 % 52.8 % 49.2 % 50.3 %
Current accident year catastrophe losses 0.1 — 0.1 0.2 — 0.1 0.1 0.1 0.1 0.1 — 0.1
Prior accident years before catastrophe losses (6.2) 0.1 (12.2) 0.5 2.9 (1.5) (2.2) (6.0) (1.8) (6.1) (0.2) —
Prior accident years catastrophe losses — — 0.1 — — 0.1 — — — — — —
Total loss and loss expense ratio 46.6 % 53.7 % 39.9 % 54.3 % 54.0 % 49.2 % 43.7 % 46.9 % 46.5 % 46.8 % 49.0 % 50.4 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed independently.
CINF Third-Quarter 2026 Supplemental Financial Data
9
Quarterly Property Casualty Data - Personal Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Personal auto:
Net written premiums $ 321 $ 332 $ 275 $ 285 $ 328 $ 333 $ 266 $ 607 $ 599 $ 928 $ 927 $ 1,212
Year over year change %- written premium (2) % — % 3 % 6 % 11 % 18 % 23 % 1 % 20 % — % 17 % 14 %
Earned premiums $ 305 $ 304 $ 303 $ 300 $ 295 $ 285 $ 271 $ 606 $ 556 $ 911 $ 851 $ 1,151
Current accident year before catastrophe losses 67.8 % 68.3 % 69.2 % 68.3 % 67.8 % 67.8 % 71.2 % 68.8 % 69.5 % 68.4 % 68.9 % 68.8 %
Current accident year catastrophe losses 1.5 4.5 1.1 0.1 1.1 3.2 3.0 2.8 3.1 2.4 2.4 1.8
Prior accident years before catastrophe losses (0.8) (1.1) 3.2 1.9 1.9 — (0.8) 1.0 (0.4) 0.4 0.4 0.8
Prior accident years catastrophe losses — — — — — — (0.3) — (0.2) — (0.1) (0.1)
Total loss and loss expense ratio 68.5 % 71.7 % 73.5 % 70.3 % 70.8 % 71.0 % 73.1 % 72.6 % 72.0 % 71.2 % 71.6 % 71.3 %
Homeowner:
Net written premiums $ 524 $ 537 $ 406 $ 446 $ 518 $ 532 $ 320 $ 943 $ 852 $ 1,467 $ 1,370 $ 1,816
Year over year change %- written premium 1 % 1 % 27 % 13 % 17 % 23 % 6 % 11 % 16 % 7 % 16 % 16 %
Earned premiums $ 477 $ 473 $ 469 $ 459 $ 444 $ 425 $ 338 $ 942 $ 763 $ 1,420 $ 1,208 $ 1,667
Current accident year before catastrophe losses 32.4 % 40.6 % 41.1 % 38.1 % 37.6 % 38.8 % 53.4 % 40.8 % 45.2 % 38.0 % 42.4 % 41.2 %
Current accident year catastrophe losses 35.4 36.1 30.2 1.8 12.9 44.3 122.5 33.2 79.0 33.9 54.7 40.1
Prior accident years before catastrophe losses (5.4) (2.5) (2.8) 0.5 0.9 (3.0) (2.0) (2.7) (2.6) (3.6) (1.3) (0.8)
Prior accident years catastrophe losses (1.5) 1.5 (0.3) (0.8) (1.6) (3.0) (3.5) 0.6 (3.2) (0.1) (2.6) (2.1)
Total loss and loss expense ratio 60.9 % 75.7 % 68.2 % 39.6 % 49.8 % 77.1 % 170.4 % 71.9 % 118.4 % 68.2 % 93.2 % 78.4 %
Other personal:
Net written premiums $ 112 $ 121 $ 94 $ 96 $ 105 $ 115 $ 86 $ 215 $ 201 $ 327 $ 306 $ 402
Year over year change %- written premium 7 % 5 % 9 % 8 % 12 % 12 % 13 % 7 % 12 % 7 % 12 % 11 %
Earned premiums $ 106 $ 103 $ 101 $ 100 $ 99 $ 94 $ 89 $ 205 $ 183 $ 310 $ 281 $ 381
Current accident year before catastrophe losses 59.9 % 59.2 % 62.0 % 55.5 % 58.8 % 58.3 % 76.2 % 60.6 % 67.0 % 60.3 % 64.2 % 61.9 %
Current accident year catastrophe losses 3.5 4.2 4.0 6.3 6.9 6.8 1.1 4.1 4.0 3.9 5.0 5.3
Prior accident years before catastrophe losses (3.4) (3.5) (1.0) 14.3 12.5 7.4 3.7 (2.3) 5.6 (2.6) 8.0 9.7
Prior accident years catastrophe losses 0.6 (0.2) (1.0) — (0.8) (0.1) (0.4) (0.6) (0.2) (0.2) (0.5) (0.3)
Total loss and loss expense ratio 60.6 % 59.7 % 64.0 % 76.1 % 77.4 % 72.4 % 80.6 % 61.8 % 76.4 % 61.4 % 76.7 % 76.6 %
Quarterly Property Casualty Data - Excess & Surplus Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Excess & Surplus:
Net written premiums $ 184 $ 219 $ 182 $ 184 $ 175 $ 202 $ 168 $ 401 $ 370 $ 585 $ 545 $ 729
Year over year change %- written premium 5 % 8 % 8 % 8 % 11 % 12 % 15 % 8 % 13 % 7 % 13 % 11 %
Earned premiums $ 187 $ 189 $ 180 $ 188 $ 174 $ 174 $ 162 $ 369 $ 336 $ 556 $ 510 $ 698
Current accident year before catastrophe losses 63.8 % 64.6 % 64.6 % 58.4 % 64.1 % 64.9 % 65.6 % 64.6 % 65.2 % 64.3 % 64.8 % 63.1 %
Current accident year catastrophe losses 1.0 0.9 1.1 (0.4) 0.2 1.6 0.8 1.0 1.2 1.0 0.9 0.5
Prior accident years before catastrophe losses (3.3) (2.9) (4.1) (0.3) (2.1) (2.7) (5.0) (3.5) (3.8) (3.4) (3.2) (2.5)
Prior accident years catastrophe losses — (0.1) (0.4) (0.2) (0.1) (0.3) (0.5) (0.3) (0.3) (0.2) (0.3) (0.2)
Total loss and loss expense ratio 61.5 % 62.5 % 61.2 % 57.5 % 62.1 % 63.5 % 60.9 % 61.8 % 62.3 % 61.7 % 62.2 % 60.9 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed independently.
CINF Third-Quarter 2026 Supplemental Financial Data
10
Consolidated Property Casualty Loss and Loss Expense Analysis
(Dollars in millions) Change in Change in Change in Total Loss
Paid Paid loss Total case IBNR loss expense change in Case IBNR expense Total
losses expense paid reserves reserves reserves reserves incurred incurred incurred incurred
Gross loss and loss expense incurred for the nine months ended September 30, 2026
Commercial casualty $ 500 $ 175 $ 675 $ 37 $ 167 $ 68 $ 272 $ 537 $ 167 $ 243 $ 947
Commercial property 563 56 619 81 86 12 179 644 86 68 798
Commercial auto 389 64 453 — 63 21 84 389 63 85 537
Workers' compensation 93 21 114 2 (3) 5 4 95 (3) 26 118
Other commercial 82 23 105 34 2 15 51 116 2 38 156
Total commercial lines 1,627 339 1,966 154 315 121 590 1,781 315 460 2,556
Personal auto 462 75 537 20 70 25 115 482 70 100 652
Homeowners 747 87 834 22 126 18 166 769 126 105 1,000
Other personal 122 7 129 16 47 1 64 138 47 8 193
Total personal lines 1,331 169 1,500 58 243 44 345 1,389 243 213 1,845
Excess & surplus lines 134 60 194 (22) 135 43 156 112 135 103 350
Other 239 17 256 26 103 4 133 265 103 21 389
Total property casualty $ 3,331 $ 585 $ 3,916 $ 216 $ 796 $ 212 $ 1,224 $ 3,547 $ 796 $ 797 $ 5,140
Ceded loss and loss expense incurred for the nine months ended September 30, 2026
Commercial casualty $ 13 $ 2 $ 15 $ (10) $ (2) $ (4) $ (16) $ 3 $ (2) $ (2) $ (1)
Commercial property 8 — 8 3 1 — 4 11 1 — 12
Commercial auto — — — — — — — — — — —
Workers' compensation 11 — 11 (8) (3) — (11) 3 (3) — —
Other commercial 6 1 7 (1) — — (1) 5 — 1 6
Total commercial lines 38 3 41 (16) (4) (4) (24) 22 (4) (1) 17
Personal auto 2 — 2 — — — — 2 — — 2
Homeowners 45 — 45 (23) 9 — (14) 22 9 — 31
Other personal 4 — 4 (1) — — (1) 3 — — 3
Total personal lines 51 — 51 (24) 9 — (15) 27 9 — 36
Excess & surplus lines 6 1 7 (2) 3 — 1 4 3 1 8
Other 7 — 7 (5) 7 — 2 2 7 — 9
Total property casualty $ 102 $ 4 $ 106 $ (47) $ 15 $ (4) $ (36) $ 55 $ 15 $ — $ 70
Net loss and loss expense incurred for the nine months ended September 30, 2026
Commercial casualty $ 487 $ 173 $ 660 $ 47 $ 169 $ 72 $ 288 $ 534 $ 169 $ 245 $ 948
Commercial property 555 56 611 78 85 12 175 633 85 68 786
Commercial auto 389 64 453 — 63 21 84 389 63 85 537
Workers' compensation 82 21 103 10 — 5 15 92 — 26 118
Other commercial 76 22 98 35 2 15 52 111 2 37 150
Total commercial lines 1,589 336 1,925 170 319 125 614 1,759 319 461 2,539
Personal auto 460 75 535 20 70 25 115 480 70 100 650
Homeowners 702 87 789 45 117 18 180 747 117 105 969
Other personal 118 7 125 17 47 1 65 135 47 8 190
Total personal lines 1,280 169 1,449 82 234 44 360 1,362 234 213 1,809
Excess & surplus lines 128 59 187 (20) 132 43 155 108 132 102 342
Other 232 17 249 31 96 4 131 263 96 21 380
Total property casualty $ 3,229 $ 581 $ 3,810 $ 263 $ 781 $ 216 $ 1,260 $ 3,492 $ 781 $ 797 $ 5,070
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
Other data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
11
Consolidated Property Casualty Loss and Loss Expense Analysis
(Dollars in millions) Change in Change in Change in Total Loss
Paid Paid loss Total case IBNR loss expense change in Case IBNR expense Total
losses expense paid reserves reserves reserves reserves incurred incurred incurred incurred
Gross loss and loss expense incurred for the three months ended September 30, 2026
Commercial casualty $ 125 $ 74 $ 199 $ 23 $ 73 $ 23 $ 119 $ 148 $ 73 $ 97 $ 318
Commercial property 211 20 231 22 (47) 2 (23) 233 (47) 22 208
Commercial auto 132 20 152 11 — 9 20 143 — 29 172
Workers' compensation 33 7 40 (7) 7 (2) (2) 26 7 5 38
Other commercial 28 6 34 15 (3) 6 18 43 (3) 12 52
Total commercial lines 529 127 656 64 30 38 132 593 30 165 788
Personal auto 160 22 182 4 15 9 28 164 15 31 210
Homeowners 285 28 313 2 (16) — (14) 287 (16) 28 299
Other personal 47 2 49 5 8 — 13 52 8 2 62
Total personal lines 492 52 544 11 7 9 27 503 7 61 571
Excess & surplus lines 45 22 67 (4) 37 15 48 41 37 37 115
Other 79 7 86 44 14 3 61 123 14 10 147
Total property casualty $ 1,145 $ 208 $ 1,353 $ 115 $ 88 $ 65 $ 268 $ 1,260 $ 88 $ 273 $ 1,621
Ceded loss and loss expense incurred for the three months ended September 30, 2026
Commercial casualty $ 1 $ — $ 1 $ 1 $ — $ — $ 1 $ 2 $ — $ — $ 2
Commercial property 5 — 5 (3) (1) — (4) 2 (1) — 1
Commercial auto — — — — — — — — — — —
Workers' compensation 8 — 8 (6) (1) — (7) 2 (1) — 1
Other commercial 1 — 1 — 1 — 1 1 1 — 2
Total commercial lines 15 — 15 (8) (1) — (9) 7 (1) — 6
Personal auto 1 — 1 — — — — 1 — — 1
Homeowners 16 — 16 (9) — — (9) 7 — — 7
Other personal 1 — 1 (2) — — (2) (1) — — (1)
Total personal lines 18 — 18 (11) — — (11) 7 — — 7
Excess & surplus lines — — — — 1 — 1 — 1 — 1
Other 4 — 4 6 2 — 8 10 2 — 12
Total property casualty $ 37 $ — $ 37 $ (13) $ 2 $ — $ (11) $ 24 $ 2 $ — $ 26
Net loss and loss expense incurred for the three months ended September 30, 2026
Commercial casualty $ 124 $ 74 $ 198 $ 22 $ 73 $ 23 $ 118 $ 146 $ 73 $ 97 $ 316
Commercial property 206 20 226 25 (46) 2 (19) 231 (46) 22 207
Commercial auto 132 20 152 11 — 9 20 143 — 29 172
Workers' compensation 25 7 32 (1) 8 (2) 5 24 8 5 37
Other commercial 27 6 33 15 (4) 6 17 42 (4) 12 50
Total commercial lines 514 127 641 72 31 38 141 586 31 165 782
Personal auto 159 22 181 4 15 9 28 163 15 31 209
Homeowners 269 28 297 11 (16) — (5) 280 (16) 28 292
Other personal 46 2 48 7 8 — 15 53 8 2 63
Total personal lines 474 52 526 22 7 9 38 496 7 61 564
Excess & surplus lines 45 22 67 (4) 36 15 47 41 36 37 114
Other 75 7 82 38 12 3 53 113 12 10 135
Total property casualty $ 1,108 $ 208 $ 1,316 $ 128 $ 86 $ 65 $ 279 $ 1,236 $ 86 $ 273 $ 1,595
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
Other data includes results from our Cincinnati Re operations and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
12
Quarterly Property Casualty Data - Consolidated
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Premiums
Agency renewal written premiums $ 2,095 $ 2,254 $ 2,045 $ 1,939 $ 2,037 $ 2,135 $ 1,912 $ 4,299 $ 4,047 $ 6,394 $ 6,084 $ 8,023
Agency new business written premiums 315 353 339 331 356 404 383 692 787 1,007 1,143 1,474
Other written premiums 140 218 284 91 100 194 200 502 394 642 494 585
Net written premiums $ 2,550 $ 2,825 $ 2,668 $ 2,361 $ 2,493 $ 2,733 $ 2,495 $ 5,493 $ 5,228 $ 8,043 $ 7,721 $ 10,082
Unearned premium change 55 (277) (149) 147 (9) (336) (231) (426) (567) (371) (576) (429)
Earned premiums $ 2,605 $ 2,548 $ 2,519 $ 2,508 $ 2,484 $ 2,397 $ 2,264 $ 5,067 $ 4,661 $ 7,672 $ 7,145 $ 9,653
Year over year change %
Agency renewal written premiums 3 % 6 % 7 % 10 % 13 % 16 % 14 % 6 % 15 % 5 % 14 % 13 %
Agency new business written premiums (12) (13) (11) (13) (12) (1) 11 (12) 5 (12) (1) (4)
Other written premiums 40 12 42 (11) 9 (7) (9) 27 (8) 30 (5) (6)
Net written premiums 2 3 7 5 9 11 11 5 11 4 10 9
Paid losses and loss expenses
Losses paid $ 1,108 $ 1,106 $ 1,014 $ 942 $ 1,039 $ 1,049 $ 1,203 $ 2,120 $ 2,253 $ 3,229 $ 3,292 $ 4,234
Loss expenses paid 208 187 187 187 178 197 196 374 392 581 570 757
Loss and loss expenses paid $ 1,316 $ 1,293 $ 1,201 $ 1,129 $ 1,217 $ 1,246 $ 1,399 $ 2,494 $ 2,645 $ 3,810 $ 3,862 $ 4,991
Incurred losses and loss expenses
Loss and loss expense incurred $ 1,595 $ 1,808 $ 1,667 $ 1,397 $ 1,464 $ 1,587 $ 1,887 $ 3,475 $ 3,474 $ 5,070 $ 4,938 $ 6,335
Loss and loss expenses paid as a % of incurred 82.5 % 71.5 % 72.0 % 80.8 % 83.1 % 78.5 % 74.1 % 71.8 % 76.1 % 75.1 % 78.2 % 78.8 %
Statutory combined ratio
Loss ratio 51.5 % 60.6 % 56.3 % 43.7 % 49.5 % 55.4 % 72.4 % 58.5 % 63.6 % 56.2 % 58.7 % 54.9 %
Loss adjustment expense ratio 10.9 10.4 10.8 12.4 10.9 11.6 11.7 10.6 11.7 10.7 11.4 11.6
Net underwriting expense ratio 28.8 28.0 28.5 30.2 28.3 26.4 28.2 28.2 27.3 28.4 27.6 28.2
US Statutory combined ratio 91.2 % 99.0 % 95.6 % 86.3 % 88.7 % 93.4 % 112.3 % 97.3 % 102.6 % 95.3 % 97.7 % 94.7 %
Contribution from catastrophe losses 11.1 14.4 11.0 0.7 4.0 11.9 25.2 12.7 18.4 12.2 13.4 10.1
Statutory combined ratio excl. catastrophe losses 80.1 % 84.6 % 84.6 % 85.6 % 84.7 % 81.5 % 87.1 % 84.6 % 84.2 % 83.1 % 84.3 % 84.6 %
GAAP combined ratio
GAAP combined ratio 90.9 % 100.8 % 95.6 % 85.2 % 88.2 % 94.9 % 113.3 % 98.2 % 103.8 % 95.8 % 98.4 % 94.9 %
Contribution from catastrophe losses 10.7 14.5 10.8 1.0 3.7 12.2 25.0 12.6 18.4 12.0 13.3 10.1
GAAP combined ratio excl. catastrophe losses 80.2 % 86.3 % 84.8 % 84.2 % 84.5 % 82.7 % 88.3 % 85.6 % 85.4 % 83.8 % 85.1 % 84.8 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed
independently.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies. Statutory ratios exclude the results of Cincinnati Global.
Consolidated property casualty data includes the results of Cincinnati Re and Cincinnati Global.
CINF Third-Quarter 2026 Supplemental Financial Data
13
Quarterly Property Casualty Data - Commercial Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Premiums
Agency renewal written premiums $ 1,050 $ 1,146 $ 1,184 $ 1,039 $ 1,043 $ 1,116 $ 1,152 $ 2,330 $ 2,268 $ 3,380 $ 3,311 $ 4,350
Agency new business written premiums 182 208 205 180 185 200 203 413 403 595 588 768
Other written premiums (33) (27) (30) (34) (30) (26) (30) (57) (56) (90) (86) (120)
Net written premiums $ 1,199 $ 1,327 $ 1,359 $ 1,185 $ 1,198 $ 1,290 $ 1,325 $ 2,686 $ 2,615 $ 3,885 $ 3,813 $ 4,998
Unearned premium change 71 (76) (118) 58 31 (78) (146) (194) (224) (123) (193) (135)
Earned premiums $ 1,270 $ 1,251 $ 1,241 $ 1,243 $ 1,229 $ 1,212 $ 1,179 $ 2,492 $ 2,391 $ 3,762 $ 3,620 $ 4,863
Year over year change %
Agency renewal written premiums 1 % 3 % 3 % 4 % 6 % 9 % 7 % 3 % 8 % 2 % 7 % 6 %
Agency new business written premiums (2) 4 1 1 (1) 4 12 2 7 1 5 4
Other written premiums (10) (4) — 8 17 13 14 (2) 14 (5) 15 13
Net written premiums — 3 3 4 5 9 8 3 9 2 7 7
Paid losses and loss expenses
Losses paid $ 514 $ 543 $ 533 $ 481 $ 497 $ 493 $ 403 $ 1,075 $ 897 $ 1,589 $ 1,393 $ 1,876
Loss expenses paid 127 104 105 104 102 110 109 209 218 336 321 426
Loss and loss expenses paid $ 641 $ 647 $ 638 $ 585 $ 599 $ 603 $ 512 $ 1,284 $ 1,115 $ 1,925 $ 1,714 $ 2,302
Incurred losses and loss expenses
Loss and loss expense incurred $ 782 $ 910 $ 847 $ 721 $ 747 $ 767 $ 735 $ 1,757 $ 1,502 $ 2,539 $ 2,249 $ 2,970
Loss and loss expenses paid as a % of incurred 82.0 % 71.1 % 75.3 % 81.1 % 80.2 % 78.6 % 69.7 % 73.1 % 74.2 % 75.8 % 76.2 % 77.5 %
Statutory combined ratio
Loss ratio 48.5 % 61.5 % 55.8 % 43.4 % 49.5 % 50.7 % 49.7 % 58.6 % 50.2 % 55.2 % 50.0 % 48.2 %
Loss adjustment expense ratio 13.0 11.3 12.5 14.5 11.3 12.7 12.6 11.9 12.6 12.3 12.2 12.8
Net underwriting expense ratio 31.9 29.2 27.7 31.4 30.9 28.3 26.9 28.5 27.6 29.5 28.6 29.3
Statutory combined ratio 93.4 % 102.0 % 96.0 % 89.3 % 91.7 % 91.7 % 89.2 % 99.0 % 90.4 % 97.0 % 90.8 % 90.3 %
Contribution from catastrophe losses 6.9 11.9 9.6 0.6 2.6 7.0 3.6 10.7 5.4 9.5 4.4 3.5
Statutory combined ratio excl. catastrophe losses 86.5 % 90.1 % 86.4 % 88.7 % 89.1 % 84.7 % 85.6 % 88.3 % 85.0 % 87.5 % 86.4 % 86.8 %
GAAP combined ratio
GAAP combined ratio 92.8 % 104.1 % 98.6 % 88.4 % 91.1 % 92.9 % 91.9 % 101.3 % 92.4 % 98.5 % 92.0 % 91.1 %
Contribution from catastrophe losses 6.9 11.9 9.6 0.6 2.6 7.0 3.6 10.7 5.4 9.5 4.4 3.5
GAAP combined ratio excl. catastrophe losses 85.9 % 92.2 % 89.0 % 87.8 % 88.5 % 85.9 % 88.3 % 90.6 % 87.0 % 89.0 % 87.6 % 87.6 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed
independently.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies.
CINF Third-Quarter 2026 Supplemental Financial Data
14
Quarterly Property Casualty Data - Personal Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Premiums
Agency renewal written premiums $ 911 $ 943 $ 726 $ 764 $ 864 $ 866 $ 634 $ 1,669 $ 1,500 $ 2,580 $ 2,364 $ 3,128
Agency new business written premiums 76 78 76 92 116 141 127 154 268 230 384 476
Other written premiums (30) (31) (27) (29) (29) (27) (89) (58) (116) (88) (145) (174)
Net written premiums $ 957 $ 990 $ 775 $ 827 $ 951 $ 980 $ 672 $ 1,765 $ 1,652 $ 2,722 $ 2,603 $ 3,430
Unearned premium change (69) (110) 98 32 (113) (176) 26 (12) (150) (81) (263) (231)
Earned premiums $ 888 $ 880 $ 873 $ 859 $ 838 $ 804 $ 698 $ 1,753 $ 1,502 $ 2,641 $ 2,340 $ 3,199
Year over year change %
Agency renewal written premiums 5 % 9 % 15 % 22 % 24 % 27 % 28 % 11 % 28 % 9 % 26 % 25 %
Agency new business written premiums (34) (45) (40) (40) (30) (13) 4 (43) (6) (40) (15) (21)
Other written premiums (3) (15) 70 (12) (4) (8) (324) 50 (152) 39 (96) (74)
Net written premiums 1 1 15 10 14 20 13 7 17 5 16 14
Paid losses and loss expenses
Losses paid $ 474 $ 437 $ 368 $ 346 $ 424 $ 446 $ 609 $ 805 $ 1,055 $ 1,280 $ 1,479 $ 1,824
Loss expenses paid 52 60 57 58 52 63 64 117 127 169 179 237
Loss and loss expenses paid $ 526 $ 497 $ 425 $ 404 $ 476 $ 509 $ 673 $ 922 $ 1,182 $ 1,449 $ 1,658 $ 2,061
Incurred losses and loss expenses
Loss and loss expense incurred $ 564 $ 638 $ 607 $ 468 $ 507 $ 598 $ 846 $ 1,245 $ 1,444 $ 1,809 $ 1,951 $ 2,419
Loss and loss expenses paid as a % of incurred 93.3 % 77.9 % 70.0 % 86.3 % 93.9 % 85.1 % 79.6 % 74.1 % 81.9 % 80.1 % 85.0 % 85.2 %
Statutory combined ratio
Loss ratio 56.6 % 63.4 % 61.3 % 45.1 % 50.9 % 64.8 % 110.1 % 62.3 % 85.9 % 60.4 % 73.4 % 65.8 %
Loss adjustment expense ratio 6.9 9.0 8.2 9.5 9.5 9.6 11.0 8.7 10.3 8.1 10.0 9.9
Net underwriting expense ratio 26.4 26.5 30.2 28.2 25.9 24.7 31.2 28.1 27.3 27.5 26.8 27.1
Statutory combined ratio 89.9 % 98.9 % 99.7 % 82.8 % 86.3 % 99.1 % 152.3 % 99.1 % 123.5 % 96.0 % 110.2 % 102.8 %
Contribution from catastrophe losses 19.2 22.2 16.8 1.3 7.1 23.8 58.7 19.5 40.0 19.4 28.3 21.0
Statutory combined ratio excl. catastrophe losses 70.7 % 76.7 % 82.9 % 81.5 % 79.2 % 75.3 % 93.6 % 79.6 % 83.5 % 76.6 % 81.9 % 81.8 %
GAAP combined ratio
GAAP combined ratio 90.3 % 99.9 % 96.8 % 81.5 % 88.2 % 102.0 % 151.3 % 98.4 % 124.9 % 95.6 % 111.8 % 103.6 %
Contribution from catastrophe losses 19.2 22.2 16.8 1.3 7.1 23.8 58.7 19.5 40.0 19.4 28.3 21.0
GAAP combined ratio excl. catastrophe losses 71.1 % 77.7 % 80.0 % 80.2 % 81.1 % 78.2 % 92.6 % 78.9 % 84.9 % 76.2 % 83.5 % 82.6 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed
independently.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies.
CINF Third-Quarter 2026 Supplemental Financial Data
15
Quarterly Property Casualty Data - Excess & Surplus Lines
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Premiums
Agency renewal written premiums $ 134 $ 165 $ 135 $ 136 $ 130 $ 153 $ 126 $ 300 $ 279 $ 434 $ 409 $ 545
Agency new business written premiums 57 67 58 59 55 63 53 125 116 182 171 230
Other written premiums (7) (13) (11) (11) (10) (14) (11) (24) (25) (31) (35) (46)
Net written premiums $ 184 $ 219 $ 182 $ 184 $ 175 $ 202 $ 168 $ 401 $ 370 $ 585 $ 545 $ 729
Unearned premium change 3 (30) (2) 4 (1) (28) (6) (32) (34) (29) (35) (31)
Earned premiums $ 187 $ 189 $ 180 $ 188 $ 174 $ 174 $ 162 $ 369 $ 336 $ 556 $ 510 $ 698
Year over year change %
Agency renewal written premiums 3 % 8 % 7 % 2 % 15 % 10 % 12 % 8 % 11 % 6 % 12 % 9 %
Agency new business written premiums 4 6 9 20 2 24 26 8 25 6 16 17
Other written premiums 30 7 — — — (40) (22) 4 (32) 11 (21) (15)
Net written premiums 5 8 8 8 11 12 15 8 13 7 13 11
Paid losses and loss expenses
Losses paid $ 45 $ 46 $ 36 $ 43 $ 42 $ 38 $ 40 $ 83 $ 78 $ 128 $ 121 $ 163
Loss expenses paid 22 18 20 19 19 17 18 38 35 59 53 72
Loss and loss expenses paid $ 67 $ 64 $ 56 $ 62 $ 61 $ 55 $ 58 $ 121 $ 113 $ 187 $ 174 $ 235
Incurred losses and loss expenses
Loss and loss expense incurred $ 114 $ 118 $ 110 $ 108 $ 108 $ 110 $ 99 $ 228 $ 209 $ 342 $ 317 $ 425
Loss and loss expenses paid as a % of incurred 58.8 % 54.2 % 50.9 % 57.4 % 56.5 % 50.0 % 58.6 % 53.1 % 54.1 % 54.7 % 54.9 % 55.3 %
Statutory combined ratio
Loss ratio 41.6 % 44.7 % 43.6 % 39.1 % 42.8 % 43.8 % 43.1 % 44.1 % 43.4 % 43.3 % 43.2 % 42.1 %
Loss adjustment expense ratio 19.9 17.7 17.6 18.4 19.2 19.7 17.8 17.7 18.8 18.5 19.0 18.8
Net underwriting expense ratio 22.2 26.3 28.6 27.3 26.6 25.3 25.5 27.4 25.4 25.7 25.8 26.2
Statutory combined ratio 83.7 % 88.7 % 89.8 % 84.8 % 88.6 % 88.8 % 86.4 % 89.2 % 87.6 % 87.5 % 88.0 % 87.1 %
Contribution from catastrophe losses 1.0 0.8 0.7 (0.6) 0.1 1.3 0.3 0.7 0.9 0.8 0.6 0.3
Statutory combined ratio excl. catastrophe losses 82.7 % 87.9 % 89.1 % 85.4 % 88.5 % 87.5 % 86.1 % 88.5 % 86.7 % 86.7 % 87.4 % 86.8 %
GAAP combined ratio
GAAP combined ratio 89.4 % 90.5 % 89.3 % 84.7 % 89.8 % 91.1 % 88.3 % 89.9 % 89.8 % 89.7 % 89.8 % 88.4 %
Contribution from catastrophe losses 1.0 0.8 0.7 (0.6) 0.1 1.3 0.3 0.7 0.9 0.8 0.6 0.3
GAAP combined ratio excl. catastrophe losses 88.4 % 89.7 % 88.6 % 85.3 % 89.7 % 89.8 % 88.0 % 89.2 % 88.9 % 88.9 % 89.2 % 88.1 %
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed
independently.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies.
CINF Third-Quarter 2026 Supplemental Financial Data
16
Consolidated Cincinnati Insurance Companies
Statutory Statements of Income
For the Three Months Ended September 30, For the Nine Months Ended September 30,
(Dollars in millions) 2026 2025 Change % Change 2026 2025 Change % Change
Underwriting income
Net premiums written $ 2,457 $ 2,411 $ 46 2 $ 7,754 $ 7,466 $ 288 4
Unearned premium change (42) 29 (71) nm 336 552 (216) (39)
Earned premiums $ 2,499 $ 2,382 $ 117 5 $ 7,418 $ 6,914 $ 504 7
Losses incurred $ 1,288 $ 1,179 $ 109 9 $ 4,164 $ 4,062 $ 102 3
Defense and cost containment expenses incurred 156 126 30 24 415 391 24 6
Adjusting and other expenses incurred 115 133 (18) (14) 378 396 (18) (5)
Other underwriting expenses incurred 706 684 22 3 2,201 2,060 141 7
Workers compensation dividend incurred 2 — 2 nm 3 3 — —
Total underwriting deductions $ 2,267 $ 2,122 $ 145 7 $ 7,161 $ 6,912 $ 249 4
Net underwriting profit $ 232 $ 260 $ (28) (11) $ 257 $ 2 $ 255 nm
Investment income
Gross investment income earned $ 223 $ 208 $ 15 7 $ 652 $ 587 $ 65 11
Net investment income earned 220 204 16 8 642 577 65 11
Net realized capital gains and losses, net 17 32 (15) (47) 453 26 427 nm
Net investment gains (net of tax) $ 237 $ 236 $ 1 — $ 1,095 $ 603 $ 492 82
Other income $ 1 $ 2 $ (1) (50) $ 4 $ 5 $ (1) (20)
Net income before federal income taxes $ 470 $ 498 $ (28) (6) $ 1,356 $ 610 $ 746 122
Federal and foreign income taxes incurred 81 75 6 8 137 61 76 125
Net income (statutory) $ 389 $ 423 $ (34) (8) $ 1,219 $ 549 $ 670 122
Policyholders' surplus - statutory $ 10,633 $ 9,513 $ 1,120 12 $ 10,633 $ 9,513 $ 1,120 12
Fixed maturities at amortized cost - statutory $ 15,668 $ 13,311 $ 2,357 18 $ 15,668 $ 13,311 $ 2,357 18
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies.
CINF Third-Quarter 2026 Supplemental Financial Data
17
The Cincinnati Life Insurance Company
Statutory Statements of Income
For the Three Months Ended September 30, For the Nine Months Ended September 30,
(Dollars in millions) 2026 2025 Change % Change 2026 2025 Change % Change
Net premiums written $ 91 $ 91 $ — — $ 274 $ 263 $ 11 4
Net investment income 53 50 3 6 162 150 12 8
Commissions and expense allowances on reinsurance ceded 1 1 — — 3 3 — —
Income from fees associated with separate accounts 2 2 — — 5 5 — —
Total revenues $ 147 $ 144 $ 3 2 $ 444 $ 421 $ 23 5
Death benefits and matured endowments $ 52 $ 36 $ 16 44 $ 148 $ 132 $ 16 12
Annuity benefits 16 22 (6) (27) 54 65 (11) (17)
Disability benefits and benefits under accident and health contracts 1 1 — — 2 2 — —
Surrender benefits and group conversions 9 8 1 13 33 28 5 18
Interest and adjustments on deposit-type contract funds 2 1 1 100 2 5 (3) (60)
Increase in aggregate reserves for life and accident and health contracts 10 2 8 400 13 (5) 18 nm
Total benefit expenses $ 90 $ 70 $ 20 29 $ 252 $ 227 $ 25 11
Commissions $ 13 $ 13 $ — — $ 39 $ 37 $ 2 5
General insurance expenses and taxes 16 14 2 14 47 45 2 4
Increase in loading on deferred and uncollected premiums (1) 2 (3) nm (2) 4 (6) nm
Net transfers from separate accounts (8) (1) (7) 700 (15) (9) (6) (67)
Total underwriting expenses $ 20 $ 28 $ (8) (29) $ 69 $ 77 $ (8) (10)
Federal and foreign income taxes incurred 9 11 (2) (18) 28 28 — —
Net gain from operations before capital gains and losses $ 28 $ 35 $ (7) (20) $ 95 $ 89 $ 6 7
Gains and losses net of capital gains tax, net 4 2 2 100 2 (4) 6 nm
Net income (statutory) $ 32 $ 37 $ (5) (14) $ 97 $ 85 $ 12 14
Policyholders' surplus - statutory $ 686 $ 588 $ 98 17 $ 686 $ 588 $ 98 17
Fixed maturities at amortized cost - statutory $ 3,911 $ 3,921 $ (10) — $ 3,911 $ 3,921 $ (10) —
*Dollar amounts shown are rounded to millions; certain amounts may not add due to rounding.
*nm - Not meaningful
*Statutory data prepared in accordance with statutory accounting rules as defined by the National Association of Insurance Commissioners and filed with the appropriate regulatory bodies.
CINF Third-Quarter 2026 Supplemental Financial Data
18
Quarterly Data - Other
(Dollars in millions) Three months ended Six months ended Nine months ended Twelve months ended
12/31/26 9/30/26 6/30/26 3/31/26 12/31/25 9/30/25 6/30/25 3/31/25 6/30/26 6/30/25 9/30/26 9/30/25 12/31/26 12/31/25
Cincinnati Re:
Net written premiums $ 117 $ 191 $ 254 $ 86 $ 87 $ 164 $ 255 $ 445 $ 418 $ 562 $ 505 $ 591
Year over year change %- written premium 34 % 16 % — % (13) % (2) % (21) % 26 % 6 % 2 % 11 % 1 % (1) %
Earned premiums $ 154 $ 153 $ 152 $ 138 $ 141 $ 142 $ 161 $ 305 $ 303 $ 459 $ 444 $ 582
Current accident year before catastrophe losses 54.3 % 47.8 % 46.7 % 52.7 % 52.9 % 56.2 % 46.6 % 47.3 % 51.1 % 49.6 % 51.7 % 51.9 %
Current accident year catastrophe losses 5.5 6.1 8.1 (0.8) 3.6 (0.6) 66.3 7.1 34.9 6.6 25.0 18.9
Prior accident years before catastrophe losses (0.3) 3.6 3.2 (5.3) (0.9) 5.7 (4.5) 3.4 0.3 2.2 (0.1) (1.3)
Prior accident years catastrophe losses 5.0 1.3 (6.5) 0.4 (2.1) (1.2) (2.4) (2.6) (1.8) (0.1) (1.9) (1.4)
Total loss and loss expense ratio 64.5 % 58.8 % 51.5 % 47.0 % 53.5 % 60.1 % 106.0 % 55.2 % 84.5 % 58.3 % 74.7 % 68.1 %
Cincinnati Global:
Net written premiums $ 93 $ 98 $ 98 $ 79 $ 82 $ 97 $ 75 $ 196 $ 173 $ 289 $ 255 $ 334
Year over year change %- written premium 13 % 1 % 31 % 3 % 6 % 45 % (9) % 13 % 16 % 13 % 13 % 10 %
Earned premiums $ 106 $ 75 $ 73 $ 80 $ 102 $ 65 $ 64 $ 148 $ 129 $ 254 $ 231 $ 311
Current accident year before catastrophe losses 39.0 % 69.1 % 42.5 % 35.6 % 35.1 % 41.8 % 39.3 % 56.1 % 40.6 % 48.9 % 38.2 % 37.5 %
Current accident year catastrophe losses 4.3 20.6 2.4 14.3 0.5 3.7 31.4 11.6 17.4 8.6 9.9 11.0
Prior accident years before catastrophe losses (8.5) (13.0) (12.0) (1.7) (10.1) (22.4) (0.2) (12.5) (11.4) (10.8) (10.8) (8.5)
Prior accident years catastrophe losses (1.6) (6.8) 0.4 (4.0) (0.1) 17.3 (13.9) (3.3) 1.8 (2.6) 0.9 (0.3)
Total loss and loss expense ratio 33.2 % 69.9 % 33.3 % 44.2 % 25.4 % 40.4 % 56.6 % 51.9 % 48.4 % 44.1 % 38.2 % 39.7 %
Noninsurance operations:
Interest and fees on loans and leases $ 3 $ 3 $ 3 $ 3 $ 3 $ 2 $ 3 $ 6 $ 5 $ 9 $ 8 $ 11
Other revenue 3 4 3 3 3 3 1 7 4 10 7 10
Interest expense 12 14 13 13 13 14 13 27 27 39 40 53
Operating expenses 8 11 9 7 6 10 11 20 21 28 27 34
Total noninsurance operations loss $ (14) $ (18) $ (16) $ (14) $ (13) $ (19) $ (20) $ (34) $ (39) $ (48) $ (52) $ (66)
*Dollar amounts shown are in conformity with GAAP and rounded to millions; certain amounts may not add due to rounding. Ratios are calculated based on whole dollar amounts. The sum of quarterly amounts may not equal the full year as each is computed independently.
*Noninsurance operations include the noninvestment operations of the parent company and a noninsurance subsidiary, CFC Investment Company.
CINF Third-Quarter 2026 Supplemental Financial Data
19
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v3.26.3
Cover Page Cover Page
Oct. 26, 2026
Cover [Abstract]
Document Type
8-K
Document Period End Date
Oct. 26, 2026
Entity Registrant Name
CINCINNATI FINANCIAL CORPORATION
Entity Incorporation, State or Country Code
OH
Entity File Number
0-4604
Entity Tax Identification Number
31-0746871
Entity Address, Address Line One
6200 S. Gilmore Road
Entity Address, City or Town
Fairfield,
Entity Address, State or Province
OH
Entity Address, Postal Zip Code
45014‑5141
City Area Code
513
Local Phone Number
870-2000
Title of 12(b) Security
Common stock
Trading Symbol
CINF
Security Exchange Name
NASDAQ
Written Communications
false
Soliciting Material
false
Pre-commencement Tender Offer
false
Pre-commencement Issuer Tender Offer
false
Entity Emerging Growth Company
false
Entity Central Index Key
0000020286
Amendment Flag
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- Definition
Area code of city
+ References
No definition available.
+ Details
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dei_CityAreaCode
Namespace Prefix:
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Balance Type:
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- Definition
Cover page.
+ References
No definition available.
+ Details
Name:
dei_CoverAbstract
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- Definition
For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.
+ References
No definition available.
+ Details
Name:
dei_DocumentPeriodEndDate
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Data Type:
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Balance Type:
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Period Type:
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- Definition
The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.
+ References
No definition available.
+ Details
Name:
dei_DocumentType
Namespace Prefix:
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Data Type:
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Balance Type:
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Period Type:
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- Definition
Address Line 1 such as Attn, Building Name, Street Name
+ References
No definition available.
+ Details
Name:
dei_EntityAddressAddressLine1
Namespace Prefix:
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Data Type:
xbrli:normalizedStringItemType
Balance Type:
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Period Type:
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- Definition
Name of the City or Town
+ References
No definition available.
+ Details
Name:
dei_EntityAddressCityOrTown
Namespace Prefix:
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Data Type:
xbrli:normalizedStringItemType
Balance Type:
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Period Type:
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- Definition
Code for the postal or zip code
+ References
No definition available.
+ Details
Name:
dei_EntityAddressPostalZipCode
Namespace Prefix:
dei_
Data Type:
xbrli:normalizedStringItemType
Balance Type:
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Period Type:
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- Definition
Name of the state or province.
+ References
No definition available.
+ Details
Name:
dei_EntityAddressStateOrProvince
Namespace Prefix:
dei_
Data Type:
dei:stateOrProvinceItemType
Balance Type:
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Period Type:
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- Definition
A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
+ Details
Name:
dei_EntityCentralIndexKey
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Data Type:
dei:centralIndexKeyItemType
Balance Type:
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Period Type:
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X
- Definition
Indicate if registrant meets the emerging growth company criteria.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
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Name:
dei_EntityEmergingGrowthCompany
Namespace Prefix:
dei_
Data Type:
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Balance Type:
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Period Type:
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X
- Definition
Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.
+ References
No definition available.
+ Details
Name:
dei_EntityFileNumber
Namespace Prefix:
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Data Type:
dei:fileNumberItemType
Balance Type:
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Period Type:
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X
- Definition
Two-character EDGAR code representing the state or country of incorporation.
+ References
No definition available.
+ Details
Name:
dei_EntityIncorporationStateCountryCode
Namespace Prefix:
dei_
Data Type:
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Balance Type:
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Period Type:
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- Definition
The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
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Name:
dei_EntityRegistrantName
Namespace Prefix:
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Data Type:
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Balance Type:
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- Definition
The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
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Name:
dei_EntityTaxIdentificationNumber
Namespace Prefix:
dei_
Data Type:
dei:employerIdItemType
Balance Type:
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Period Type:
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X
- Definition
Local phone number for entity.
+ References
No definition available.
+ Details
Name:
dei_LocalPhoneNumber
Namespace Prefix:
dei_
Data Type:
xbrli:normalizedStringItemType
Balance Type:
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Period Type:
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 13e
-Subsection 4c
+ Details
Name:
dei_PreCommencementIssuerTenderOffer
Namespace Prefix:
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Data Type:
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Balance Type:
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Period Type:
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 14d
-Subsection 2b
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dei_PreCommencementTenderOffer
Namespace Prefix:
dei_
Data Type:
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Balance Type:
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Period Type:
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- Definition
Title of a 12(b) registered security.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b
+ Details
Name:
dei_Security12bTitle
Namespace Prefix:
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Data Type:
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Balance Type:
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Period Type:
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X
- Definition
Name of the Exchange on which a security is registered.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection d1-1
+ Details
Name:
dei_SecurityExchangeName
Namespace Prefix:
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Data Type:
dei:edgarExchangeCodeItemType
Balance Type:
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Period Type:
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 14a
-Subsection 12
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Name:
dei_SolicitingMaterial
Namespace Prefix:
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Data Type:
xbrli:booleanItemType
Balance Type:
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Period Type:
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- Definition
Trading symbol of an instrument as listed on an exchange.
+ References
No definition available.
+ Details
Name:
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Namespace Prefix:
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Data Type:
dei:tradingSymbolItemType
Balance Type:
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Period Type:
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Securities Act
-Number 230
-Section 425
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