Form 8-K

8-K — FS Bancorp, Inc.

Accession: 0000939057-26-000098

Filed: 2026-05-04

Period: 2026-05-04

CIK: 0001530249

SIC: 6036 (SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED)

Item: Regulation FD Disclosure

Item: Financial Statements and Exhibits

Documents

8-K — fsbanc8k5426.htm (Primary)

EX-99.1 (fsbanc8k5426exh991.htm)

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8-K

8-K (Primary)

Filename: fsbanc8k5426.htm · Sequence: 1

false000153024900015302492026-05-042026-05-04

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): May 4, 2026

FS BANCORP, INC.

(Exact name of registrant as specified in its charter)

Washington

001-35589

45-4585178

(State or other jurisdiction

of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

6920 220th Street SW

Mountlake Terrace, Washington

98043

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (425) 771-5299

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the

registrant under any of the following provisions.

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR

230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR

240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act

(17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act

(17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

FSBW

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in

Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for

complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. [ ]

Item 7.01 Regulation FD Disclosure.*

FS Bancorp, Inc.’s President, Matthew D. Mullet, Executive Vice President, Chief Human

Resources Officer/WOW! Officer, Vickie A. Jarman and Executive Vice President, Chief Information Officer Shana C. Allen will be attending the D.A. Davidson 28th Annual Financial Institutions Conference in Nashville, Tennessee, May 4-6, 2026.

Attached as Exhibit 99.1 is a copy of the investor materials that are being provided in

connection with the Conference.

Item 9.01 Financial Statements and Exhibits.*

(d)

Exhibits

Exhibit No.

Description

99.1

Bancorp, Inc. Investor Materials

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

The information furnished under Item 7.01 and Item 9.01 of this Current Report on Form 8-K, including the exhibit,

shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liabilities under that Section, nor shall it be deemed incorporated by reference in any registration statement

or other filings of FS Bancorp, Inc. under the Securities Act of 1933, as amended, except as shall be set forth by specific reference in such filing.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to

be signed on its behalf by the undersigned hereunto duly authorized.

Date: May 4, 2026

FS BANCORP, INC.

/s/ Phil Whittington

Phil Whittington

Chief Financial Officer

EX-99.1

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May 04, 2026

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