Form 8-K

8-K — AMERICAS CARMART INC

Accession: 0001171843-26-006214

Filed: 2026-09-24

Period: 2026-09-23

CIK: 0000799850

SIC: 5500 (RETAIL-AUTO DEALERS & GASOLINE STATIONS)

Item: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

Item: Submission of Matters to a Vote of Security Holders

Item: Financial Statements and Exhibits

Documents

8-K — f8k_092426.htm (Primary)

EX-10.2 — EXHIBIT 10.2 (exh_102.htm)

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 23, 2026

AMERICA’S CAR-MART, INC.

(Exact name of registrant as specified in its charter)

Texas

0-14939

63-0851141

(State or other jurisdiction of incorporation)

(Commission file number)

(I.R.S. Employer Identification No.)

1805 North 2nd Street, Suite 401, Rogers, Arkansas 72756

(Address of principal executive offices, including zip code)

(479) 464-9944

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy

the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.01 per share

CRMT

NASDAQ Global Select Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule

405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use

the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a)

of the Exchange Act. ☐

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of

Certain Officers.

At the 2026 annual meeting of stockholders of America’s Car-Mart,

Inc. (the “Company”), held on September 23, 2026 (the “Annual Meeting”), the Company’s stockholders approved

an amendment (the “Amendment”) to the America’s Car-Mart, Inc. 2024 Equity Incentive Plan (the “Plan”).

The Amendment increases the maximum aggregate number of shares of common stock authorized for issuance under the Plan by 1,000,000 shares,

from 500,000 shares to 1,500,000 shares. The Amendment also increases the maximum aggregate number of shares that may be issued upon the

exercise of incentive stock options under the Plan from 500,000 shares to 1,500,000 shares. The Amendment became effective upon stockholder

approval at the Annual Meeting. A description of the material terms of the Plan is contained under “Proposal No. 4 – Approval

of the Amendment to the America's Car-Mart, Inc. 2024 Equity Incentive Plan” in the Company’s definitive proxy statement for

the Annual Meeting filed with the Securities and Exchange Commission on August 14, 2026, which description is incorporated herein by reference.

Copies of the Plan and the Amendment are included as Exhibits 10.1 and 10.2, respectively, to this Current Report on Form 8-K and are

incorporated herein by reference.

Item 5.07 Submission of Matters to a Vote of Security Holders

The record date for such meeting was July 31, 2026, on which date there

were a total of 8,663,493 shares of common stock outstanding and entitled to vote. The following matters were voted upon by the Company’s

stockholders at the annual meeting. The numbers of votes cast for, against or withheld as well as the number of abstentions and broker

non-votes, for each of these matters are set forth below.

1. To elect directors for a term of one year:

Votes For

Votes Against

Votes Abstained

Broker

Non-Votes

Jonathan Z. Buba

3,094,552

25,185

4,889

2,524,832

Douglas W. Campbell

2,950,060

169,790

4,776

2,524,832

Daniel J. Englander

3,079,838

43,910

878

2,524,832

Brandi N. Joplin

3,098,389

20,987

5,250

2,524,832

Dawn C. Morris

3,077,610

41,911

5,105

2,524,832

Gilbert E. Nathan

3,074,334

45,184

5,108

2,524,832

Adam C. Paul

3,078,429

41,065

5,132

2,524,832

Michael J. Wartell

3,070,770

53,132

724

2,524,832

Joshua G. Welch

3,079,588

44,497

541

2,524,832

Jeffrey A. Williams

3,026,387

97,684

555

2,524,832

2. To approve an advisory resolution regarding the Company’s compensation

of its named executive officers.

Votes For

3,030,268

Votes Against

93,365

Votes Abstained

993

Broker Non-Votes

2,524,832

3. To ratify the selection of Grant Thornton LLP as the independent registered

public accounting firm for the fiscal year ending April 30, 2027.

Votes For

5,628,340

Votes Against

17,181

Votes Abstained

3,937

Broker Non-Votes

4. To approve an amendment to the America’s Car-Mart, Inc. 2024 Equity

Incentive Plan, increasing the number of shares authorized for issuance under the plan by 1,000,000.

Votes For

2,051,933

Votes Against

1,069,343

Votes Abstained

3,350

Broker Non-Votes

2,524,832

No additional business or other matters came before the meeting or any adjournment thereof.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits.

10.1

America’s Car-Mart, Inc. 2024 Equity Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed with the SEC on August 30, 2024)

10.2

Amendment No. 1 to the America's Car-Mart, Inc. 2024 Equity Incentive Plan

104

Cover Page Interactive Data File (embedded within the Inline XBRL

document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the

registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

America’s Car-Mart, Inc.

Date: September 24, 2026

/s/ Marie Persichetti

Marie Persichetti

Chief Financial Officer

(Principal Financial Officer)

EX-10.2 — EXHIBIT 10.2

EX-10.2

Filename: exh_102.htm · Sequence: 2

Exhibit 10.2

Amendment No. 1 to 2024 Equity Incentive Plan

AMENDMENT NO. 1 TO AMERICA’S CAR-MART,

INC.

2024 EQUITY INCENTIVE PLAN

Adopted August 13, 2026

America’s Car-Mart, Inc., a Texas corporation (the “Company”),

hereby amends (this “Amendment”) the America’s Car-Mart, Inc. 2024 Equity Incentive Plan (the “Plan”), as

set forth herein.

1. Background Information. The Company originally established the Plan effective as of August 27,

2024, the date on which the Plan was approved by the Company’s stockholders at the Company’s 2024 annual meeting of stockholders.

Section 20 of the Plan provides that the board of directors of the Company may at any time amend the Plan, provided that the Company will

obtain stockholder approval of any Plan amendment to the extent necessary and desirable to comply with applicable law, rule or regulation.

The listing rules of the NASDAQ Stock Market require the Company to obtain stockholder approval of any amendment to an equity compensation

plan of the Company that materially increases the number of shares to be issued under such plan. The Company wishes to amend the Plan

as set forth in this Amendment to increase the number of authorized shares that may be issued under the Plan. The Company will submit

this Amendment for approval by the requisite vote of stockholders of the Company entitled to vote thereon at the 2026 annual meeting of

stockholders to be held on September 23, 2026.

2. Amendment to Section 3(a) – Stock Subject to the Plan. Paragraph (a) of Section 3 of the

Plan is hereby amended in its entirety to read as follows:

a. Stock Subject to the Plan. Subject to the provisions of Section 14 of the Plan, the maximum

aggregate number of Shares that may be issued under the Plan is 1,500,000 Shares (the “Share Reserve”). The Shares may be

authorized, but unissued, or reacquired Common Stock. The maximum number of Shares that may be issued upon the exercise of Incentive Stock

Options is 1,500,000.

3. Effectiveness. This Amendment shall become effective upon its approval by the stockholders of the

Company at the 2026 annual meeting of stockholders. Except as expressly amended hereby, the Plan shall remain in full force and effect

in accordance with its terms.

IN WITNESS WHEREOF, the Company has caused this Amendment to be duly executed

on this 13th day of August, 2026.

AMERICA’S CAR-MART, INC.

By:

/s/ Marie Persichetti

Marie Persichetti

Chief Financial Officer

(Principal Financial Officer)

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