Form 8-K
8-K — BOK FINANCIAL CORP
Accession: 0000875357-26-000045
Filed: 2026-07-20
Period: 2026-07-20
CIK: 0000875357
SIC: 6021 (NATIONAL COMMERCIAL BANKS)
Item: Results of Operations and Financial Condition
Item: Regulation FD Disclosure
Item: Financial Statements and Exhibits
Documents
8-K — bokf-20260720.htm (Primary)
EX-99.1 (a20260630bokfex99.htm)
EX-99.2 (a20260630bokfearningscal.htm)
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8-K
8-K (Primary)
Filename: bokf-20260720.htm · Sequence: 1
bokf-20260720
0000875357false00008753572026-07-202026-07-20
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
July 20, 2026
Commission File No. 001-37811
BOK FINANCIAL CORP
(Exact name of registrant as specified in its charter)
Oklahoma 73-1373454
(State or other jurisdiction
of Incorporation or Organization) (IRS Employer
Identification No.)
Bank of Oklahoma Tower
Boston Avenue at Second Street
Tulsa, Oklahoma 74172
(Address of Principal Executive Offices) (Zip Code)
(918) 588-6000
(Registrant’s telephone number, including area code)
N/A
__________________________________________
(Former name or former address, if changes since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425).
☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).
☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).
☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).
Securities registered pursuant to Section 12(b) of the Act:
Title of each class Trading Symbol Name of each exchange on which registered
Common Stock, par value $0.00006 per share BOKF Nasdaq Stock Market
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
☐ Emerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨
INFORMATION TO BE INCLUDED IN THE REPORT
ITEM 2.02. Results of Operations and Financial Condition.
On July 20, 2026, BOK Financial Corporation (“BOK Financial”) issued a press release announcing its financial results for the three and six months ended June 30, 2026 (“Press Release”). The full text of the Press Release is attached as Exhibit 99.1(a) to this report and is incorporated herein by reference. On July 20, 2026, in connection with the issuance of the Press Release, BOK Financial released financial information related to the three and six months ended June 30, 2026 (“Financial Information”), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99.1(b) to this report and is incorporated herein by reference.
ITEM 7.01. Regulation FD Disclosure.
On July 20, 2026, in connection with the issuance of the Press Release, BOK Financial released financial information related to the three and six months ended June 30, 2026 (“Financial Information”), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99.2(a) to this report and is incorporated herein by reference.
ITEM 9.01. Financial Statements and Exhibits.
(d) Exhibits
99.1 Text of Press Release, dated July 20, 2026, titled "BOK Financial Corporation reports quarterly earnings of $177 million, or $2.92 per share, in the second quarter" and Financial Information for the Three and Six Months Ended June 30, 2026.
99.2 Earnings conference call presentation, dated July 21, 2026, titled “Q2 Earnings Conference Call" for the Three and Six Months Ended June 30, 2026.
104 Cover Page Interactive Data File (embedded within the Inline XBRL document).
Signature
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
BOK FINANCIAL CORPORATION
By: /s/ Martin E. Grunst
Martin E. Grunst
Executive Vice President
Chief Financial Officer
Date: July 20, 2026
EX-99.1
EX-99.1
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Document
BOK Financial Corporation reports quarterly earnings of $177 million, or $2.92 per share, in the second quarter.
Second quarter 2026 financial highlights1
Net Income
Net income was $176.5 million, or $2.92 per diluted share, compared to $155.8 million, or $2.58 per diluted share. Excluding the net gain related to the exchange of Visa B shares and the loss from repositioning of the available-for-sale securities portfolio, net income would have been $156.5 million, or $2.59 per diluted share, in the second quarter of 2026.2
Net Interest Income & Margin
Net interest income totaled $351.8 million, an increase of $9.3 million. Net interest margin was 2.91% for the second quarter compared to 2.90% in the prior quarter.
Fees & Commissions Revenue
Fees and commissions revenue was $202.0 million compared to $209.8 million in the prior quarter. Lower trading fees and commissions revenue was partially offset by growth in fiduciary and asset management revenue and increased investment banking revenue.
Operating Expense
Operating expense increased $7.5 million to $361.7 million. Personnel expense increased $2.9 million and non-personnel expense increased $4.6 million. Excluding the impact of deferred compensation, personnel expense decreased $6.0 million.
Loans
Period end loans were up $896 million over the prior quarter, to $27.1 billion, with broad-based growth across the loan portfolio. Average outstanding loan balances were $26.8 billion, an increase of $844 million.
Credit Quality
Nonperforming assets were $63 million, or 0.23% of outstanding loans and repossessed assets, at June 30, 2026, compared to $60 million, or 0.23%, at March 31, 2026. Net charge-offs for the second quarter were $500 thousand, or 0.01% of average loans on an annualized basis.
Deposits
Period end deposits increased $1.2 billion to $39.9 billion and average deposits increased $250 million to $39.2 billion. Average interest-bearing deposits increased $261 million and average demand deposits decreased by $11 million. The loan to deposit ratio was 68% at June 30, 2026, unchanged from the prior quarter.
Capital
Tangible common equity ratio2 was 9.61% compared to 9.29% at March 31, 2026. Tier 1 capital ratio was 12.90%, common equity Tier 1 capital ratio was 12.89%, and total capital ratio was 14.67%. The company repurchased 2,519 shares of common stock at an average price paid of $129.89 per share in the second quarter of 2026.
p
$896 million
3 bps
$129.3 billion
LOAN GROWTH NET CHARGE-OFFS (TTM) AUMA
CEO Commentary
Stacy Kymes, President and CEO, stated, “I am proud of the strong results our team delivered this quarter, highlighted by the highest quarterly loan production in the Company’s history. Loans increased nearly $900 million during the quarter and are up 11.5% from a year ago, driven by diverse growth across business lines and geographies. Core net interest income increased, margins remained stable, and our fee generating businesses continue to provide meaningful support. In fact, our Fiduciary and Asset Management business posted record revenue this quarter. Our consistent performance is rooted in a strong risk management culture, and our unique geographic footprint continues to create opportunities to grow faster than peers while maintaining our disciplined approach."
1 Comparisons are to the prior quarter unless otherwise noted.
2 See Explanation and Reconciliation of Non-GAAP Measures - Unaudited section following.
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Net Interest Income
(Dollars in thousands) June 30, 2026 Mar. 31, 2026 Change % Change
Tax-equivalent interest revenue
Interest-bearing cash and cash equivalents $ 5,011 $ 5,133 $ (122) (2.4) %
Trading securities 70,590 64,588 6,002 9.3 %
Investment securities 5,770 6,149 (379) (6.2) %
Available-for-sale securities 135,676 133,963 1,713 1.3 %
Fair value option securities 849 1,389 (540) (38.9) %
Restricted equity securities 8,838 6,681 2,157 32.3 %
Residential mortgage loans held for sale 1,452 1,056 396 37.5 %
Loans 413,667 399,576 14,091 3.5 %
Total tax-equivalent interest revenue
$ 641,853 $ 618,535 $ 23,318 3.8 %
Interest expense
Interest-bearing deposits:
Transaction $ 176,460 $ 175,802 $ 658 0.4 %
Savings 1,206 1,162 44 3.8 %
Time 32,443 32,234 209 0.6 %
Total interest-bearing deposits 210,109 209,198 911 0.4 %
Funds purchased and repurchase agreements 4,016 6,600 (2,584) (39.2) %
Other borrowings 66,982 51,482 15,500 30.1 %
Subordinated debentures 6,197 6,091 106 1.7 %
Total interest expense 287,304 273,371 13,933 5.1 %
Tax-equivalent net interest income 354,549 345,164 9,385 2.7 %
Less: Tax-equivalent adjustment
2,719 2,610 109 4.2 %
Net interest income $ 351,830 $ 342,554 $ 9,276 2.7 %
Net interest margin 2.91 % 2.90 % 0.01 % N/A
Average earning assets $ 48,776,712 $ 47,772,044 $ 1,004,668 2.1 %
Average trading securities 5,876,732 5,617,531 259,201 4.6 %
Average investment securities 1,676,175 1,747,860 (71,685) (4.1) %
Average available-for-sale securities 13,554,693 13,614,473 (59,780) (0.4) %
Average fair value option securities 71,064 126,772 (55,708) (43.9) %
Average restricted equity securities 461,753 361,514 100,239 27.7 %
Average loans balance 26,769,638 25,925,585 844,053 3.3 %
Average interest-bearing deposits 31,547,501 31,286,311 261,190 0.8 %
Average funds purchased and repurchase agreements 520,881 924,228 (403,347) (43.6) %
Average other borrowings 6,922,451 5,349,061 1,573,390 29.4 %
Average subordinated debentures 396,642 396,606 36 — %
Net interest income was $351.8 million for the second quarter of 2026, an increase of $9.3 million over the prior quarter. Net interest margin expanded to 2.91% from 2.90%. For the second quarter of 2026, our core net interest margin excluding trading activities1, a non-GAAP measure, decreased 2 basis points to 3.13% compared to 3.15% in the prior quarter. Net interest margin benefited from favorable repricing of fixed-rate assets and deposits. During the quarter, these positive drivers were partially offset by a 3 basis point impact from cash margin posted on behalf of our energy customers as oil prices increased during the quarter.
1 See Explanation and Reconciliation of Non-GAAP Measures - Unaudited section following.
2
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Average earning assets increased $1.0 billion. Average loan balances increased $844 million, with broad-based growth across the loan portfolio. Average trading securities increased $259 million and restricted equity securities increased $100 million. Average interest-bearing deposits increased $261 million, primarily from growth in interest-bearing transaction accounts and time deposits. Average funds purchased and repurchase agreements decreased $403 million, while average other borrowings increased $1.6 billion.
The yield on average earning assets was 5.27%, a 4 basis point increase over the prior quarter. The yield on trading securities increased 21 basis points to 4.85% and the yield on restricted equity securities increased 27 basis points to 7.66%. The yield on available-for-sale securities increased 5 basis points while the loan portfolio yield decreased 5 basis points to 6.20%.
Funding costs were 2.93%, up 1 basis point. The cost of interest-bearing deposits decreased 4 basis points to 2.67%. The cost of funds purchased and repurchase agreements increased 19 basis points to 3.09%, while the cost of other borrowings decreased 2 basis points to 3.88%. The benefit to net interest margin from assets funded by noninterest-bearing liabilities was 57 basis points, a decrease of 2 basis points.
Other Operating Revenue
(Dollars in thousands) June 30, 2026 Mar. 31, 2026 Change % Change
Brokerage and trading revenue $ 32,450 $ 43,606 $ (11,156) (25.6) %
Transaction card revenue 31,597 31,965 (368) (1.2) %
Fiduciary and asset management revenue 71,007 66,481 4,526 6.8 %
Deposit service charges and fees 33,326 32,218 1,108 3.4 %
Mortgage banking revenue 18,985 20,963 (1,978) (9.4) %
Other revenue 14,627 14,544 83 0.6 %
Total fees and commissions 201,992 209,777 (7,785) (3.7) %
Other gains (losses), net 42,415 (216) 42,631 N/A
Loss on derivatives, net (8,490) (4,374) (4,116) N/A
Loss on fair value option securities, net — (2,074) 2,074 N/A
Change in fair value of mortgage servicing rights 6,300 8,155 (1,855) N/A
Loss on available-for-sale securities, net (4,645) — (4,645) N/A
Total other operating revenue $ 237,572 $ 211,268 $ 26,304 12.5 %
Fees and commissions revenue totaled $202.0 million for the second quarter of 2026, decreasing $7.8 million compared to the prior quarter.
Brokerage and trading revenue decreased $11.2 million to $32.5 million. Trading fees and commissions revenue decreased $12.7 million due to lower trading volumes resulting from interest rate market volatility during the quarter. Customer hedging revenue decreased $1.1 million, primarily due to a decline in hedging activity from our energy customers. Investment banking revenue increased $3.2 million, largely related to the timing and volume of completed loan syndication transactions.
Fiduciary and asset management revenue increased $4.5 million, primarily related to seasonal tax preparation fee income combined with increased trust fees from higher market valuations and growth in client relationships.
Mortgage banking revenue decreased $2.0 million, primarily due to lower refinancing activity. Production revenue as a percentage of production volume decreased 65 basis points to 0.83%.
Deposit service charges and fees grew $1.1 million, largely due to an increase in the volume of transactions during the quarter.
Other gains (losses), net, were a net gain of $42.4 million compared to a net loss of $216 thousand in the prior quarter. The second quarter of 2026 included a $30.9 million pre-tax gain, net of economic hedge, related to the exchange of our Visa B shares under the recently announced exchange offer by Visa, Inc. The current quarter also included a net gain on investments related to deferred compensation of $8.8 million compared to a net loss of $1.8 million in the prior quarter.
Losses on available-for-sale securities, net, were $4.6 million in the second quarter of 2026 as we repositioned the portfolio by selling approximately $268 million of lower-yielding debt securities.
3
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Operating Expense
(Dollars in thousands) June 30, 2026 Mar. 31, 2026 Change % Change
Personnel $ 214,094 $ 211,174 $ 2,920 1.4 %
Business promotion 11,152 9,226 1,926 20.9 %
Professional fees and services 13,799 14,295 (496) (3.5) %
Net occupancy and equipment 34,151 33,182 969 2.9 %
FDIC and other insurance 6,183 5,685 498 8.8 %
Data processing and communications 51,707 51,768 (61) (0.1) %
Printing, postage, and supplies 3,745 3,679 66 1.8 %
Amortization of intangible assets 2,390 2,443 (53) (2.2) %
Mortgage banking costs 11,879 11,757 122 1.0 %
Other expense 12,579 10,957 1,622 14.8 %
Total operating expense $ 361,679 $ 354,166 $ 7,513 2.1 %
Total operating expense was $361.7 million for the second quarter of 2026, an increase of $7.5 million compared to the prior quarter. The second quarter included $9.1 million of deferred compensation expense offset by gains on related investments in Other gains (losses), net. Excluding the impact of deferred compensation, total operating expense decreased $1.4 million.
Personnel costs were down $6.0 million excluding the impact of deferred compensation. Cash-based incentive compensation decreased $3.0 million, primarily driven by a decrease in trading activity during the quarter. Employee benefits expense decreased $1.8 million, largely due to a seasonal decrease in payroll taxes, partially offset by higher employee healthcare costs.
Non-personnel expense increased $4.6 million. Business promotion expense increased $1.9 million due to higher seasonal travel costs. Other expense was up $1.6 million, primarily related to an increase in operational losses.
4
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Loans
(Dollars in thousands) June 30, 2026 Mar. 31, 2026 Change % Change
Commercial:
Services $ 4,099,879 $ 3,901,933 $ 197,946 5.1%
Healthcare 4,083,814 3,955,763 128,051 3.2%
Energy 3,052,662 3,005,693 46,969 1.6%
Mortgage finance 451,826 228,242 223,584 98.0%
General business 4,609,267 4,481,452 127,815 2.9%
Total commercial 16,297,448 15,573,083 724,365 4.7%
Commercial real estate:
Multifamily 2,570,246 2,553,709 16,537 0.6%
Industrial 1,283,315 1,418,626 (135,311) (9.5)%
Office 852,721 821,569 31,152 3.8%
Retail 670,893 613,976 56,917 9.3%
Residential construction and land development
111,668 109,480 2,188 2.0%
Other commercial real estate
396,487 367,319 29,168 7.9%
Total commercial real estate 5,885,330 5,884,679 651 —%
Loans to individuals:
Residential mortgage
2,847,768 2,784,134 63,634 2.3%
Residential mortgage guaranteed by U.S. government agencies
159,886 160,254 (368) (0.2)%
Personal 1,893,283 1,785,243 108,040 6.1%
Total loans to individuals 4,900,937 4,729,631 171,306 3.6%
Total loans $ 27,083,715 $ 26,187,393 $ 896,322 3.4%
Outstanding loans were $27.1 billion at June 30, 2026, an increase of $896 million over March 31, 2026, driven by broad-based growth across our loan portfolio. Unfunded loan commitments grew by $443 million over the first quarter of 2026 to $16.6 billion at June 30, 2026.
Outstanding commercial loan balances, which includes services, healthcare, energy, mortgage finance, and general business loans, increased $724 million over the prior quarter.
The Company launched the residential mortgage finance line of business in the third quarter of 2025, and these loan balances increased by $224 million during the current quarter to $452 million, or 2% of total loans.
Services sector loan balances were up $198 million over the prior quarter at $4.1 billion, or 15% of total loans. Services loans consist of a large number of loans to a variety of businesses, including state and local municipal government entities, Native American tribal government and casino operations, foundations and not-for-profit organizations, educational services, and specialty trade contractors.
Healthcare sector loan balances increased $128 million and totaled $4.1 billion, or 15% of total loans. Our healthcare sector loans primarily consist of $3.2 billion of senior housing and care facilities, including independent living, assisted living, and skilled nursing. Generally, we loan to borrowers with a portfolio of multiple facilities, which serves to help diversify risks specific to a single facility.
General business loans increased $128 million to $4.6 billion, or 17% of total loans. General business loans include $2.9 billion of wholesale/retail loans and $1.7 billion of loans from other commercial industries.
5
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Energy loan balances grew by $47 million to $3.1 billion, or 11% of total loans. The majority of this portfolio is first lien, senior secured, reserve-based lending to oil and gas producers, which we believe is the lowest risk form of energy lending. Approximately 72% of committed production loans are secured by properties primarily producing oil. The remaining 28% are secured by properties primarily producing natural gas. Unfunded energy loan commitments were $4.6 billion at June 30, 2026, a $117 million increase over March 31, 2026.
Commercial real estate loan balances were largely unchanged compared to prior quarter at $5.9 billion, representing 22% of total loans. Loans secured by industrial facilities decreased $135 million. Loans secured by retail facilities increased $57 million, loans secured by office facilities increased $31 million, other real estate loans increased $29 million, and loans secured by multifamily properties increased $17 million. Unfunded commercial real estate loan commitments were $2.2 billion at June 30, 2026, a $105 million increase compared to March 31, 2026. We take a disciplined approach to managing our concentration of commercial real estate loan commitments as a percentage of capital.
Loans to individuals were up $171 million over the prior quarter to $4.9 billion and represent 18% of total loans. Personal loans increased $108 million and residential mortgage loans increased $63 million. Personal loans consist primarily of loans to Wealth Management clients secured by the cash surrender value of insurance policies or marketable securities. Personal loans also include direct loans secured by and for the purchase of automobiles, recreational and marine equipment, as well as unsecured loans.
Period End & Average Deposits
(Dollars in thousands) June 30, 2026 Mar. 31, 2026 Change % Change
Period end deposits
Demand $ 7,861,661 $ 7,694,329 $ 167,332 2.2 %
Interest-bearing transaction 27,242,418 26,352,203 890,215 3.4 %
Savings 900,480 903,707 (3,227) (0.4) %
Time 3,851,282 3,726,809 124,473 3.3 %
Total deposits $ 39,855,841 $ 38,677,048 $ 1,178,793 3.0 %
Average deposits
Demand $ 7,682,623 $ 7,693,948 $ (11,325) (0.1) %
Interest-bearing transaction 26,826,903 26,707,581 119,322 0.4 %
Savings 902,531 877,650 24,881 2.8 %
Time 3,818,067 3,701,080 116,987 3.2 %
Total average deposits $ 39,230,124 $ 38,980,259 $ 249,865 0.6 %
Our funding sources, which primarily include deposits and wholesale borrowings, provide adequate liquidity to meet our needs. The loan to deposit ratio was 68% at June 30, 2026, consistent with the prior quarter, providing significant on-balance sheet liquidity to meet future loan demand and contractual obligations.
Period end deposits totaled $39.9 billion at June 30, 2026, a $1.2 billion increase. Interest-bearing transaction accounts increased $890 million, demand deposits increased $167 million, and time deposits increased $124 million.
Average deposits were $39.2 billion during the second quarter, a $250 million increase. Average interest-bearing transaction accounts increased $119 million and average time deposits increased $117 million.
Average Commercial Banking deposits increased $612 million to $18.9 billion, or 48% of total deposits. Our commercial deposit portfolio is highly diversified across industries and customers. The highest concentration by industry within our commercial deposit portfolio is with our energy customers representing 10% of our total deposits. Average Consumer Banking deposits increased $204 million to $8.6 billion, or 22% of total deposits. Average Wealth Management deposits decreased by $127 million to $10.7 billion, or 27% of total deposits. Average Funds Management and Other deposits decreased $439 million to $1.1 billion, or 3% of total deposits.
6
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Capital
Minimum Capital Requirement Capital Conservation Buffer Minimum Capital Requirement Including Capital Conservation Buffer June 30, 2026 Mar. 31, 2026
Common equity Tier 1 4.50 % 2.50 % 7.00 % 12.89 % 12.61 %
Tier 1 capital 6.00 % 2.50 % 8.50 % 12.90 % 12.61 %
Total capital 8.00 % 2.50 % 10.50 % 14.67 % 14.39 %
Tier 1 leverage 4.00 % N/A 4.00 % 9.81 % 9.85 %
Tangible common equity ratio1
9.61 % 9.29 %
Common stock repurchased (shares) 2,519 —
Average price per share repurchased $ 129.89 $ —
The company's common equity Tier 1 capital ratio was 12.89% at June 30, 2026. In addition, the company's Tier 1 capital ratio was 12.90%, total capital ratio was 14.67%, and leverage ratio was 9.81% at June 30, 2026. At March 31, 2026, the company's common equity Tier 1 capital ratio was 12.61%, Tier 1 capital ratio was 12.61%, total capital ratio was 14.39%, and leverage ratio was 9.85%.
The company's tangible common equity ratio1, a non-GAAP measure, was 9.61% at June 30, 2026, and 9.29% at March 31, 2026. The tangible common equity ratio is primarily based on total shareholders' equity, which includes unrealized gains and losses on available-for-sale securities.
The company repurchased 2,519 shares of common stock at an average price paid of 129.89 per share in the second quarter of 2026. No shares of common stock were repurchased in the first quarter of 2026. We view buybacks opportunistically, but within the context of maintaining our strong capital position.
Credit Quality
Nonperforming assets totaled $63 million, or 0.23% of outstanding loans and repossessed assets, at June 30, 2026, compared to $60 million, or 0.23%, at March 31, 2026. Excluding loans guaranteed by U.S. government agencies, nonperforming assets totaled $55 million, or 0.20% of outstanding loans and repossessed assets, at June 30, 2026, compared to $52 million, or 0.20%, at March 31, 2026.
Nonaccruing loans increased $2.1 million compared to March 31, 2026. New nonaccruing loans identified in the second quarter totaled $8.5 million, offset by $3.4 million in payments received and $1.3 million in charge-offs. Nonaccruing general business loans increased $2.3 million and nonaccruing services loans increased $1.7 million, while nonaccruing loans to individuals decreased $1.6 million.
Net charge-offs were $500 thousand, or 0.01% of average loans on an annualized basis, in the second quarter. At June 30, 2026, net charge-offs for the trailing twelve months were $7.4 million, or 0.03% of average loans. Net charge-offs were $1.9 million, or 0.03% of average loans on an annualized basis, in the first quarter of 2026.
No provision for expected credit losses was necessary for the second quarter of 2026. An improvement in economic forecast assumptions, including GDP growth, lower unemployment, and improved vacancy rates, compared to the prior quarter, was offset by the impact of loan growth during the quarter.
At June 30, 2026, the combined allowance for loan losses and accrual for off-balance sheet credit risk from unfunded loan commitments was $323 million, or 1.19% of outstanding loans and 592% of nonaccruing loans, excluding residential mortgage loans guaranteed by U.S. government agencies. At March 31, 2026, the combined allowance for loan losses and accrual for off-balance sheet credit risk from unfunded loan commitments was $323 million, or 1.23% of outstanding loans and 618% of nonaccruing loans.
1 See Explanation and Reconciliation of Non-GAAP Measures - Unaudited section following.
7
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Securities & Derivatives
The fair value of the available-for-sale securities portfolio totaled $13.6 billion at June 30, 2026, a $43 million increase compared to March 31, 2026. At June 30, 2026, the available-for-sale securities portfolio consisted primarily of $10.1 billion of residential mortgage-backed securities fully backed by U.S. government agencies and $2.7 billion of commercial mortgage-backed securities fully backed by U.S. government agencies. At June 30, 2026, the available-for-sale securities portfolio had a net unrealized loss of $256 million, compared to $217 million at March 31, 2026.
We hold an inventory of trading securities in support of sales to a variety of customers. At June 30, 2026, the trading securities portfolio totaled $5.0 billion, compared to $5.7 billion at March 31, 2026.
The company also maintains a portfolio of residential mortgage-backed and commercial mortgage-backed securities issued by U.S. government agencies and interest rate derivative contracts as an economic hedge of the changes in the fair value of our mortgage servicing rights. This portfolio of fair value option securities decreased $150 million to $28 million at June 30, 2026.
Derivative contracts are carried at fair value. At June 30, 2026, the net fair values of derivative contracts, before consideration of cash margin, reported as assets under our customer risk management programs totaled $445 million, compared to $748 million at March 31, 2026. The aggregate net fair value of derivative contracts, before consideration of cash margin, held under these programs reported as liabilities totaled $433 million at June 30, 2026, and $734 million at March 31, 2026.
The net cost of the changes in the fair value of mortgage servicing rights and related economic hedges was $914 thousand during the second quarter of 2026, including a $7.3 million decrease in the fair value of securities and derivative contracts held as an economic hedge, a $6.3 million increase in the fair value of mortgage servicing rights, and $110 thousand of related net interest income.
Second Quarter 2026 Segment Highlights
Commercial Banking Consumer Banking Wealth Management
(In thousands) June 30, 2026 Mar. 31, 2026 June 30, 2026 Mar. 31, 2026 June 30, 2026 Mar. 31, 2026
Net interest income and fee revenue
$ 240,406 $ 232,483 $ 95,759 $ 96,926 $ 146,459 $ 153,398
Net loans charged-off (recovered) (145) 400 1,118 1,508 (5) 496
Personnel expense 50,042 51,267 24,715 25,466 66,332 69,413
Non-personnel expense 32,049 31,041 38,721 38,027 27,866 28,756
Net income before taxes 146,160 134,787 13,555 19,168 34,977 37,541
Average loans $ 22,003,116 $ 21,232,965 $ 2,633,853 $ 2,584,226 $ 2,479,191 $ 2,430,864
Average deposits 18,918,188 18,306,337 8,592,876 8,389,039 10,656,194 10,782,785
Assets under management or administration $ 129,271,398 $ 123,586,715
Commercial Banking contributed $146.2 million to net income before taxes in the second quarter of 2026, an increase of $11.4 million over the first quarter of 2026. Combined net interest income and fee revenue totaled $240.4 million, an increase of $7.9 million. Net interest income increased $5.5 million due to increased loan volumes and beneficial repricing of deposits. Investment banking revenue increased $3.9 million, primarily due to higher loan syndication fees and was partially offset by a $1.4 million decrease in customer hedging revenue. Other operating expenses were consistent with the prior quarter. Other gains, net, were $4.3 million for the second quarter of 2026, compared to $1.2 million in the first quarter of 2026 from merchant banking activities. Average loans increased $770 million, or 4%, to $22.0 billion. Average deposits were $18.9 billion, an increase of $612 million, or 3%.
8
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Consumer Banking contributed $13.6 million to net income before taxes in the second quarter of 2026, a decrease of $5.6 million. Combined net interest income and fee revenue decreased $1.2 million, driven by a decrease in mortgage production performance and lower card-network incentives, partially offset by changes in deposit spreads. The net cost of the change in the fair value of mortgage servicing rights and the related economic hedges was $914 thousand, compared to a net benefit of $2.0 million in the prior quarter. Other operating expenses were consistent with the prior quarter. Corporate expense allocations increased $1.9 million. Average loans increased $50 million, or 2%, to $2.6 billion. Average deposits increased $204 million, or 2%, to $8.6 billion.
Wealth Management contributed $35.0 million to net income before taxes in the second quarter of 2026, a decrease of $2.6 million compared to the first quarter of 2026. Combined net interest income and fee revenue decreased $6.9 million, largely due to reduced trading activity from interest rate market volatility during the quarter, partially offset by a $4.5 million increase in fiduciary and asset management revenue from seasonal tax preparation fee income combined with higher trust business line fees. Other operating expenses decreased $4.0 million, primarily due to lower cash-based incentive compensation costs driven by the decrease in trading activity. Average loans increased $48 million, or 2%, to $2.5 billion. Average deposits were largely unchanged at $10.7 billion. Assets under management or administration were $129.3 billion, an increase of $5.7 billion, or 5%.
9
BOK Financial Corporation quarterly earnings release Exhibit 99.1(a)
Conference Call & Webcast
The company will host a conference call at noon Central time on Tuesday, July 21, 2026, to discuss the financial results with investors. The live audio webcast and presentation slides will be available on the company’s website at bokf.com. The conference call can also be accessed by dialing 1-800-715-9871 toll free, or 1-646-307-1963, conference ID: 6617678. A webcast replay will also be available shortly after the conclusion of the live call at bokf.com or by dialing 1-800-770-2030 and referencing replay PIN: 6617678.
About BOK Financial Corporation
BOK Financial Corporation is a $53 billion regional financial services company headquartered in Tulsa, Oklahoma with $129 billion in assets under management or administration. The company's stock is publicly traded on NASDAQ under the Global Select market listings (BOKF). BOK Financial Corporation's holdings include BOKF, NA; BOK Financial Securities, Inc.; and BOK Financial Private Wealth, Inc. BOKF, NA's holdings include TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions across eight states as: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas; and BOK Financial in Arizona, Arkansas, Colorado, Kansas and Missouri; as well as having limited purpose offices in Connecticut, Nebraska, Tennessee, and Wisconsin. Through its subsidiaries, BOK Financial Corporation provides commercial and consumer banking, brokerage trading, investment and trust services, mortgage origination and servicing, and an electronic funds transfer network. For more information, visit www.bokf.com.
The company will continue to evaluate critical assumptions and estimates, such as the appropriateness of the allowance for credit losses and asset impairment as of June 30, 2026 through the date its financial statements are filed with the Securities and Exchange Commission and will adjust amounts reported if necessary.
This news release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that are based on management's beliefs, assumptions, current expectations, estimates and projections about BOK Financial Corporation, the financial services industry and the economy generally. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “plans,” “outlook,” “projects,” “will,” “intends,” “may,” “could,” “should,” “would,” “potential,” “continue,” “seek,” “target,” variations of such words and similar expressions are intended to identify such forward-looking statements. Management judgments relating to and discussion of the provision and allowance for credit losses, allowance for uncertain tax positions, accruals for loss contingencies and valuation of mortgage servicing rights involve judgments as to expected events and are inherently forward-looking statements. Assessments that acquisitions and growth endeavors will be profitable are statements of belief as to the outcome of future events based in part on information provided by others which BOK Financial has not independently verified and for which BOK Financial assumes no responsibility for the accuracy or completeness. These various forward-looking statements are not guarantees of future performance and involve certain risks, uncertainties, and assumptions which are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. All statements other than statements of historical fact are forward-looking statements. Therefore, actual results and outcomes may materially differ from what is expected, implied or forecasted in such forward-looking statements. Internal and external factors that might cause such a difference include, but are not limited to: changes in government; changes in governmental economic policy, including tariffs; changes in commodity prices; interest rates and interest rate relationships; inflation; demand for products and services; the degree of competition by traditional and nontraditional competitors; changes in banking regulations; tax laws; prices, levies and assessments; the impact of technological advances; trends in customer behavior as well as their ability to repay loans; credit quality deterioration; cybersecurity incidents and data breaches; operational failures or interruptions; liquidity risks; capital adequacy requirements; litigation and regulatory enforcement actions; and other risks detailed in BOK Financial Corporation’s filings with the Securities and Exchange Commission. BOK Financial Corporation and its affiliates undertake no obligation to update, amend or clarify forward-looking statements, whether as a result of new information, future events, or otherwise.
10
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
BALANCE SHEETS – UNAUDITED
BOK FINANCIAL CORPORATION
(In thousands) June 30, 2026 Mar. 31, 2026
Assets
Cash and due from banks $ 975,769 $ 905,614
Interest-bearing cash and cash equivalents 545,597 506,793
Trading securities 4,952,988 5,652,162
Investment securities, net of allowance 1,627,281 1,719,731
Available-for-sale securities 13,582,780 13,539,565
Fair value option securities 28,461 178,098
Restricted equity securities 298,418 357,909
Residential mortgage loans held for sale 102,531 104,873
Loans:
Commercial 16,297,448 15,573,083
Commercial real estate 5,885,330 5,884,679
Loans to individuals 4,900,937 4,729,631
Total loans 27,083,715 26,187,393
Allowance for loan losses (277,474) (277,719)
Loans, net of allowance 26,806,241 25,909,674
Premises and equipment, net 651,641 631,454
Receivables 292,415 272,540
Goodwill 1,044,749 1,044,749
Intangible assets, net 29,828 32,303
Mortgage servicing rights 333,998 333,381
Real estate and other repossessed assets, net of allowance 508 15
Derivative contracts, net 324,711 782,985
Cash surrender value of bank-owned life insurance 423,126 424,494
Receivable on unsettled securities sales 39,673 156,963
Other assets 1,118,572 1,207,102
Total assets $ 53,179,287 $ 53,760,405
Liabilities
Deposits:
Demand $ 7,861,661 $ 7,694,329
Interest-bearing transaction 27,242,418 26,352,203
Savings 900,480 903,707
Time 3,851,282 3,726,809
Total deposits 39,855,841 38,677,048
Funds purchased and repurchase agreements 1,503,916 715,469
Other borrowings 3,073,995 5,753,504
Subordinated debentures 396,661 396,625
Accrued interest, taxes, and expense 292,534 325,670
Due on unsettled securities purchases 1,155,712 1,140,782
Derivative contracts, net 325,231 282,590
Other liabilities 490,499 493,651
Total liabilities 47,094,389 47,785,339
Shareholders' equity
Capital, surplus, and retained earnings 6,332,631 6,198,177
Accumulated other comprehensive loss (249,525) (225,002)
Total shareholders’ equity 6,083,106 5,973,175
Non-controlling interests 1,792 1,891
Total equity 6,084,898 5,975,066
Total liabilities and equity $ 53,179,287 $ 53,760,405
11
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
AVERAGE BALANCE SHEETS – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
(In thousands) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Assets
Interest-bearing cash and cash equivalents $ 550,518 $ 577,641 $ 546,045 $ 495,091 $ 506,330
Trading securities 5,876,732 5,617,531 5,295,598 5,603,200 6,876,788
Investment securities, net of allowance 1,676,175 1,747,860 1,804,984 1,861,565 1,918,969
Available-for-sale securities 13,554,693 13,614,473 13,564,939 13,386,515 13,218,569
Fair value option securities 71,064 126,772 72,229 105,651 88,323
Restricted equity securities 461,753 361,514 250,430 337,055 390,191
Residential mortgage loans held for sale 93,685 77,105 91,414 91,422 86,543
Loans:
Commercial 16,015,484 15,430,740 15,037,471 14,490,145 14,315,695
Commercial real estate 5,914,630 5,779,715 5,581,588 5,743,572 5,495,152
Loans to individuals 4,839,524 4,715,130 4,623,492 4,592,422 4,365,702
Total loans 26,769,638 25,925,585 25,242,551 24,826,139 24,176,549
Allowance for loan losses (277,546) (276,437) (277,580) (277,398) (278,191)
Loans, net of allowance 26,492,092 25,649,148 24,964,971 24,548,741 23,898,358
Total earning assets 48,776,712 47,772,044 46,590,610 46,429,240 46,984,071
Cash and due from banks 979,068 963,980 988,135 960,602 915,487
Derivative contracts, net 662,250 421,256 268,675 317,732 374,125
Cash surrender value of bank-owned life insurance 422,700 422,540 420,167 417,261 419,602
Receivable on unsettled securities sales 196,521 173,506 227,678 162,035 228,563
Other assets 3,520,847 3,369,683 3,357,081 3,405,206 3,365,104
Total assets $ 54,558,098 $ 53,123,009 $ 51,852,346 $ 51,692,076 $ 52,286,952
Liabilities
Deposits:
Demand $ 7,682,623 $ 7,693,948 $ 8,009,082 $ 7,894,847 $ 7,958,538
Interest-bearing transaction 26,826,903 26,707,581 27,396,541 26,076,475 25,859,336
Savings 902,531 877,650 852,390 867,939 853,062
Time 3,818,067 3,701,080 3,729,596 3,641,985 3,465,780
Total deposits 39,230,124 38,980,259 39,987,609 38,481,246 38,136,716
Funds purchased and repurchase agreements 520,881 924,228 1,185,566 873,800 782,039
Other borrowings 6,922,451 5,349,061 3,008,388 5,048,301 6,019,948
Subordinated debentures 396,642 396,606 241,482 — 99,846
Derivative contracts, net 291,598 302,403 317,206 332,893 359,616
Due on unsettled securities purchases 494,740 418,478 452,673 329,361 503,490
Other liabilities 661,187 727,779 697,979 663,323 591,496
Total liabilities 48,517,623 47,098,814 45,890,903 45,728,924 46,493,151
Total equity 6,040,475 6,024,195 5,961,443 5,963,152 5,793,801
Total liabilities and equity
$ 54,558,098 $ 53,123,009 $ 51,852,346 $ 51,692,076 $ 52,286,952
12
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
STATEMENTS OF EARNINGS – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended Six Months Ended
June 30, June 30,
(In thousands, except share and per share data) 2026 2025 2026 2025
Interest revenue $ 639,134 $ 642,427 $ 1,255,059 $ 1,260,997
Interest expense 287,304 314,261 560,675 616,580
Net interest income
351,830 328,166 694,384 644,417
Provision for credit losses — — — —
Net interest income after provision for credit losses
351,830 328,166 694,384 644,417
Other operating revenue:
Brokerage and trading revenue 32,450 38,125 76,056 69,193
Transaction card revenue 31,597 29,561 63,562 56,653
Fiduciary and asset management revenue 71,007 63,964 137,488 124,936
Deposit service charges and fees 33,326 31,319 65,544 61,594
Mortgage banking revenue 18,985 18,993 39,948 38,808
Other revenue 14,627 15,368 29,171 30,262
Total fees and commissions 201,992 197,330 411,769 381,446
Other gains, net 42,415 8,140 42,199 7,415
Gain (loss) on derivatives, net (8,490) 5,535 (12,864) 15,100
Gain (loss) on fair value option securities, net — 1,112 (2,074) 1,437
Change in fair value of mortgage servicing rights 6,300 (5,019) 14,455 (12,259)
Loss on available-for-sale securities, net (4,645) — (4,645) —
Total other operating revenue 237,572 207,098 448,840 393,139
Other operating expense:
Personnel 214,094 214,711 425,268 428,896
Business promotion 11,152 9,139 20,378 17,957
Professional fees and services 13,799 15,402 28,094 28,671
Net occupancy and equipment 34,151 32,657 67,333 65,649
FDIC and other insurance 6,183 6,439 11,868 13,026
FDIC special assessment — (523) — —
Data processing and communications 51,707 49,597 103,475 97,175
Printing, postage, and supplies 3,745 4,067 7,424 7,706
Amortization of intangible assets 2,390 2,656 4,833 5,308
Mortgage banking costs 11,879 6,711 23,636 14,400
Other expense 12,579 13,647 23,536 23,244
Total other operating expense 361,679 354,503 715,845 702,032
Net income before taxes 227,723 180,761 427,379 335,524
Federal and state income taxes 51,141 40,691 95,077 75,683
Net income 176,582 140,070 332,302 259,841
Net income (loss) attributable to non-controlling interests 43 52 (3) 46
Net income attributable to BOK Financial Corporation shareholders $ 176,539 $ 140,018 $ 332,305 $ 259,795
Earnings per share:
Basic and diluted $ 2.92 $ 2.19 $ 5.49 $ 4.05
Average shares used in computation:
Basic and diluted 60,080,833 63,208,027 60,057,189 63,376,857
13
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
QUARTERLY EARNINGS TREND – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
(In thousands, except share and per share data) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Interest revenue $ 639,134 $ 615,925 $ 625,818 $ 644,453 $ 642,427
Interest expense 287,304 273,371 280,537 306,807 314,261
Net interest income
351,830 342,554 345,281 337,646 328,166
Provision for credit losses — — — 2,000 —
Net interest income after provision for credit losses
351,830 342,554 345,281 335,646 328,166
Other operating revenue:
Brokerage and trading revenue 32,450 43,606 47,310 43,239 38,125
Transaction card revenue 31,597 31,965 31,564 29,463 29,561
Fiduciary and asset management revenue 71,007 66,481 68,347 63,878 63,964
Deposit service charges and fees 33,326 32,218 32,039 31,896 31,319
Mortgage banking revenue 18,985 20,963 19,013 19,764 18,993
Other revenue 14,627 14,544 16,591 16,190 15,368
Total fees and commissions 201,992 209,777 214,864 204,430 197,330
Other gains (losses), net 42,415 (216) 28,078 8,264 8,140
Gain (loss) on derivatives, net (8,490) (4,374) (2,366) (453) 5,535
Gain (loss) on fair value option securities, net — (2,074) 551 630 1,112
Change in fair value of mortgage servicing rights 6,300 8,155 1,407 (2,375) (5,019)
Gain (loss) on available-for-sale securities, net (4,645) — 1,748 213 —
Total other operating revenue 237,572 211,268 244,282 210,709 207,098
Other operating expense:
Personnel 214,094 211,174 222,726 226,347 214,711
Business promotion 11,152 9,226 11,516 9,960 9,139
Professional fees and services 13,799 14,295 18,371 15,137 15,402
Net occupancy and equipment 34,151 33,182 32,693 33,040 32,657
FDIC and other insurance 6,183 5,685 6,078 7,302 6,439
FDIC special assessment — — (9,479) (1,209) (523)
Data processing and communications 51,707 51,768 51,299 50,062 49,597
Printing, postage, and supplies 3,745 3,679 4,077 4,036 4,067
Amortization of intangible assets 2,390 2,443 2,656 2,656 2,656
Mortgage banking costs 11,879 11,757 10,663 10,668 6,711
Other expense 12,579 10,957 10,454 11,771 13,647
Total other operating expense 361,679 354,166 361,054 369,770 354,503
Net income before taxes 227,723 199,656 228,509 176,585 180,761
Federal and state income taxes 51,141 43,936 51,243 35,714 40,691
Net income 176,582 155,720 177,266 140,871 140,070
Net income (loss) attributable to non-controlling interests 43 (46) (35) (23) 52
Net income attributable to BOK Financial Corporation shareholders $ 176,539 $ 155,766 $ 177,301 $ 140,894 $ 140,018
Earnings per share:
Basic and diluted $ 2.92 $ 2.58 $ 2.89 $ 2.22 $ 2.19
Average shares used in computation:
Basic and diluted 60,080,833 60,033,282 60,916,929 62,840,270 63,208,027
14
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
FINANCIAL HIGHLIGHTS – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
(In thousands, except ratio, share, and per share data) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Capital:
Period end shareholders' equity $ 6,083,106 $ 5,973,175 $ 5,918,646 $ 6,022,535 $ 5,890,888
Risk-weighted assets $ 40,935,789 $ 40,777,918 $ 38,966,948 $ 38,136,467 $ 37,630,803
Risk-based capital ratios:
Common equity Tier 1 12.89 % 12.61 % 12.90 % 13.60 % 13.59 %
Tier 1 12.90 % 12.61 % 12.90 % 13.61 % 13.60 %
Total capital 14.67 % 14.39 % 14.77 % 14.48 % 14.48 %
Leverage ratio 9.81 % 9.85 % 9.86 % 10.19 % 9.88 %
Tangible common equity ratio1
9.61 % 9.29 % 9.46 % 10.06 % 9.63 %
Common stock:
Book value per share $ 100.11 $ 98.31 $ 97.63 $ 95.22 $ 92.61
Tangible book value per share $ 82.42 $ 80.58 $ 79.83 $ 78.11 $ 75.56
Market value per share:
High $ 139.73 $ 138.42 $ 122.16 $ 114.17 $ 104.15
Low $ 123.24 $ 113.53 $ 102.72 $ 96.89 $ 85.08
Cash dividends paid $ 38,116 $ 38,118 $ 38,042 $ 36,122 $ 36,256
Dividend payout ratio 21.59 % 24.47 % 21.46 % 25.64 % 25.89 %
Shares outstanding, net 60,766,867 60,759,992 60,620,507 63,247,676 63,611,097
Stock buy-back program:
Shares repurchased 2,519 — 2,617,414 365,547 663,298
Amount $ 327 $ — $ 282,645 $ 40,575 $ 62,341
Average price paid per share2
$ 129.89 $ — $ 107.99 $ 111.00 $ 93.99
Performance ratios (quarter annualized):
Return on average assets 1.30 % 1.19 % 1.36 % 1.08 % 1.07 %
Return on average equity 11.73 % 10.49 % 11.80 % 9.38 % 9.70 %
Return on average tangible common equity1
14.27 % 12.78 % 14.42 % 11.46 % 11.94 %
Net interest margin 2.91 % 2.90 % 2.98 % 2.91 % 2.80 %
Efficiency ratio1
60.21 % 63.21 % 60.71 % 66.66 % 65.42 %
Adjusted efficiency ratio1
63.49 % 63.21 % 64.89 % 66.88 % 65.52 %
Other data:
Tax-equivalent interest $ 2,719 $ 2,610 $ 2,555 $ 2,565 $ 2,574
Net unrealized loss on available-for-sale securities $ (256,458) $ (216,978) $ (132,566) $ (203,682) $ (276,678)
1 See Explanation and Reconciliation of Non-GAAP Measures - Unaudited section following.
2 Excludes 1% excise tax on corporate stock repurchases.
3 Actual interest earned on fair value option securities less internal transfer-priced cost of funds. 15
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
Three Months Ended
(In thousands, except ratio, share, and per share data) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Mortgage banking:
Mortgage production revenue $ 2,174 $ 3,926 $ 1,963 $ 2,370 $ 1,707
Mortgage loans funded for sale $ 280,838 $ 230,858 $ 230,376 $ 229,812 $ 219,154
Add: Current period end outstanding commitments
65,547 83,674 49,048 67,842 64,508
Less: Prior period end outstanding commitments 83,674 49,048 67,842 64,508 60,429
Total mortgage production volume $ 262,711 $ 265,484 $ 211,582 $ 233,146 $ 223,233
Mortgage loan refinances to mortgage loans funded for sale 20 % 30 % 27 % 13 % 16 %
Realized margin on funded mortgage loans 1.01 % 1.22 % 1.10 % 0.96 % 0.66 %
Production revenue as a percentage of production volume 0.83 % 1.48 % 0.93 % 1.02 % 0.76 %
Mortgage servicing revenue $ 16,811 $ 17,037 $ 17,050 $ 17,394 $ 17,286
Average outstanding principal balance of mortgage loans serviced for others $ 21,718,909 $ 22,109,450 $ 21,882,238 $ 22,269,300 $ 22,687,658
Average mortgage servicing revenue rates 0.31 % 0.31 % 0.31 % 0.31 % 0.31 %
Gain (loss) on mortgage servicing rights, net of economic hedge:
Gain (loss) on derivatives, net $ (7,324) $ (4,211) $ (2,651) $ (508) $ 5,230
Gain (loss) on fair value option securities, net — (2,074) 551 630 1,112
Gain (loss) on economic hedge of mortgage servicing rights (7,324) (6,285) (2,100) 122 6,342
Change in fair value of mortgage servicing rights 6,300 8,155 1,407 (2,375) (5,019)
Gain (loss) on changes in fair value of mortgage servicing rights, net of economic hedges, included in other operating revenue (1,024) 1,870 (693) (2,253) 1,323
Net interest income (expense) on fair value option securities3
110 86 114 169 229
Total economic benefit (cost) of changes in the fair value of mortgage servicing rights, net of economic hedges $ (914) $ 1,956 $ (579) $ (2,084) $ 1,552
1 See Explanation and Reconciliation of Non-GAAP Measures - Unaudited section following.
2 Excludes 1% excise tax on corporate stock repurchases.
3 Actual interest earned on fair value option securities less internal transfer-priced cost of funds. 16
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
EXPLANATION AND RECONCILIATION OF NON-GAAP MEASURES – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
(In thousands, except ratio and per share data)
June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Reconciliation of tangible common equity ratio:
Total shareholders' equity $ 6,083,106 $ 5,973,175 $ 5,918,646 $ 6,022,535 $ 5,890,888
Less: Goodwill and intangible assets, net 1,074,577 1,077,052 1,079,501 1,082,125 1,084,749
Tangible common equity $ 5,008,529 $ 4,896,123 $ 4,839,145 $ 4,940,410 $ 4,806,139
Total assets $ 53,179,287 $ 53,760,405 $ 52,237,501 $ 50,193,387 $ 50,998,077
Less: Goodwill and intangible assets, net 1,074,577 1,077,052 1,079,501 1,082,125 1,084,749
Tangible assets $ 52,104,710 $ 52,683,353 $ 51,158,000 $ 49,111,262 $ 49,913,328
Tangible common equity ratio 9.61 % 9.29 % 9.46 % 10.06 % 9.63 %
Reconciliation of return on average tangible common equity:
Total average shareholders' equity $ 6,038,651 $ 6,022,247 $ 5,959,186 $ 5,960,711 $ 5,791,275
Less: Average goodwill and intangible assets, net 1,075,733 1,078,240 1,080,758 1,083,390 1,086,991
Average tangible common equity $ 4,962,918 $ 4,944,007 $ 4,878,428 $ 4,877,321 $ 4,704,284
Net income attributable to BOK Financial Corporation shareholders
$ 176,539 $ 155,766 $ 177,301 $ 140,894 $ 140,018
Return on average tangible common equity 14.27 % 12.78 % 14.42 % 11.46 % 11.94 %
Calculation of efficiency ratio and adjusted efficiency ratio:
Total other operating expense $ 361,679 $ 354,166 $ 361,054 $ 369,770 $ 354,503
Less: Amortization of intangible assets 2,390 2,443 2,656 2,656 2,656
Numerator for efficiency ratio $ 359,289 $ 351,723 $ 358,398 $ 367,114 $ 351,847
Less: FDIC special assessment expense (benefit) — — (9,479) (1,209) (523)
Numerator for adjusted efficiency ratio $ 359,289 $ 351,723 $ 367,877 $ 368,323 $ 352,370
Net interest income
$ 351,830 $ 342,554 $ 345,281 $ 337,646 $ 328,166
Add: Tax-equivalent adjustment
2,719 2,610 2,555 2,565 2,574
Tax-equivalent net interest income
354,549 345,164 347,836 340,211 330,740
Add: Total other operating revenue 237,572 211,268 244,282 210,709 207,098
Less: Gain (loss) on available-for-sale securities, net (4,645) — 1,748 213 —
Denominator for efficiency ratio
$ 596,766 $ 556,432 $ 590,370 $ 550,707 $ 537,838
Less: Gain on sale of merchant banking investment — — 23,475 — —
Less: Gain on exchange of Visa shares 30,908 — — — —
Denominator for adjusted efficiency ratio $ 565,858 $ 556,432 $ 566,895 $ 550,707 $ 537,838
Efficiency ratio 60.21 % 63.21 % 60.71 % 66.66 % 65.42 %
Adjusted efficiency ratio 63.49 % 63.21 % 64.89 % 66.88 % 65.52 %
17
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
Reconciliation of pre-provision net revenue:
Net income before taxes $ 227,723 $ 199,656 $ 228,509 $ 176,585 $ 180,761
Add: Provision for credit losses — — — 2,000 —
Less: Net income (loss) attributable to non-controlling interests
43 (46) (35) (23) 52
Pre-provision net revenue $ 227,680 $ 199,702 $ 228,544 $ 178,608 $ 180,709
Information on net interest income and net interest margin excluding trading activities:
Net interest income
$ 351,830 $ 342,554 $ 345,281 $ 337,646 $ 328,166
Less: Trading activities net interest income
18,283 15,366 13,211 14,325 16,138
Net interest income excluding trading activities
333,547 327,188 332,070 323,321 312,028
Add: Tax-equivalent adjustment
2,719 2,610 2,555 2,565 2,574
Tax-equivalent net interest income excluding trading activities
$ 336,266 $ 329,798 $ 334,625 $ 325,886 $ 314,602
Average interest-earning assets $ 48,776,712 $ 47,772,044 $ 46,590,610 $ 46,429,240 $ 46,984,071
Less: Average trading activities interest-earning assets 5,876,732 5,617,531 5,295,598 5,603,200 6,876,788
Average interest-earning assets excluding trading activities $ 42,899,980 $ 42,154,513 $ 41,295,012 $ 40,826,040 $ 40,107,283
Net interest margin on average interest-earning assets 2.91 % 2.90 % 2.98 % 2.91 % 2.80 %
Net interest margin on average trading activities interest-earning assets 1.25 % 1.05 % 1.04 % 1.07 % 0.93 %
Net interest margin on average interest-earning assets excluding trading activities 3.13 % 3.15 % 3.22 % 3.16 % 3.12 %
Reconciliation of adjusted net income and earnings per share:
Net income attributable to BOK Financial Corporation shareholders $ 176,539 $ 155,766 $ 177,301 $ 140,894 $ 140,018
Impact of FDIC special assessment benefit, net of tax — — (7,239) (923) (399)
Gain on exchange of Visa shares, net of tax (23,604) — — — (2,340)
Loss on repositioning of available-for-sale securities portfolio, net of tax 3,547 — — — —
Gain on sale of merchant banking investment, net of tax — — (17,928) — —
Adjusted net income $ 156,482 $ 155,766 $ 152,134 $ 139,971 $ 137,279
Earnings per share $ 2.92 $ 2.58 $ 2.89 $ 2.22 $ 2.19
Impact of FDIC special assessment benefit, net of tax — — (0.12) (0.01) (0.01)
Gain on exchange of Visa shares, net of tax (0.39) — — — (0.04)
Loss on repositioning of available-for-sale securities portfolio, net of tax 0.06 — — — —
Gain on sale of merchant banking investment, net of tax — — (0.29) — —
Adjusted earnings per share
$ 2.59 $ 2.58 $ 2.48 $ 2.21 $ 2.14
18
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
Explanation of Non-GAAP Measures
The tangible common equity ratio and return on average tangible common equity are primarily based on total shareholders' equity, which includes unrealized gains and losses on available-for-sale securities, less intangible assets and equity that do not benefit common shareholders. These measures are valuable indicators of a financial institution's capital strength since they eliminate intangible assets from shareholders' equity and retain the effect of unrealized losses on securities and other components of accumulated other comprehensive income in shareholders' equity.
The efficiency ratio and adjusted efficiency ratio measure the company's ability to use its assets and manage its liabilities effectively in the current period.
Pre-provision net revenue is a measure of revenue less expenses and is calculated before provision for credit losses and income tax expense. This financial measure is frequently used by investors and analysts and enables them to assess a company's ability to generate earnings to cover credit losses through a credit cycle. It also provides an additional basis for comparing the results of operations between periods by isolating the impact of the provision for credit losses, which can vary significantly between periods.
Net interest income and net interest margin excluding trading activities removes the effect of trading activities on these metrics allowing management and investors to assess the performance of the company's core lending and deposit activities without the associated volatility from trading activities.
We believe adjusting net income and earnings per share for notable non-core items enhances comparability of results with prior periods, demonstrates the impact of significant items, and provides a useful measure for determining the company's expenses that are core to our business operations and are expected to recur over time.
19
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
LOANS TREND – UNAUDITED
BOK FINANCIAL CORPORATION
(In thousands) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Commercial:
Services $ 4,099,879 $ 3,901,933 $ 3,911,917 $ 3,710,643 $ 3,658,807
Healthcare 4,083,814 3,955,763 4,008,208 3,878,543 3,808,936
Energy 3,052,662 3,005,693 2,882,242 2,681,512 2,734,713
Mortgage finance 451,826 228,242 177,765 84,271 —
General business 4,609,267 4,481,452 4,300,935 4,157,971 4,181,726
Total commercial 16,297,448 15,573,083 15,281,067 14,512,940 14,384,182
Commercial real estate:
Multifamily 2,570,246 2,553,709 2,432,330 2,500,323 2,473,365
Industrial 1,283,315 1,418,626 1,368,436 1,396,795 1,304,211
Office 852,721 821,569 814,139 811,601 690,086
Retail 670,893 613,976 573,451 593,835 592,043
Residential construction and land development 111,668 109,480 129,783 122,033 105,701
Other commercial real estate 396,487 367,319 353,867 328,020 356,035
Total commercial real estate 5,885,330 5,884,679 5,672,006 5,752,607 5,521,441
Loans to individuals:
Residential mortgage 2,847,768 2,784,134 2,731,415 2,676,366 2,610,681
Residential mortgage guaranteed by U.S. government agencies
159,886 160,254 158,359 151,642 148,453
Personal 1,893,283 1,785,243 1,808,615 1,771,639 1,627,454
Total loans to individuals 4,900,937 4,729,631 4,698,389 4,599,647 4,386,588
Total loans
$ 27,083,715 $ 26,187,393 $ 25,651,462 $ 24,865,194 $ 24,292,211
20
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
LOANS MANAGED BY PRINCIPAL MARKET AREA – UNAUDITED
BOK FINANCIAL CORPORATION
(In thousands) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Texas:
Commercial $ 7,628,676 $ 7,489,036 $ 7,383,319 $ 6,800,577 $ 6,893,246
Commercial real estate 2,063,517 2,149,123 2,057,016 2,107,335 1,997,598
Loans to individuals 1,090,244 1,077,386 1,066,827 1,037,831 996,341
Total Texas 10,782,437 10,715,545 10,507,162 9,945,743 9,887,185
Oklahoma:
Commercial 4,528,261 3,907,911 3,829,109 3,692,319 3,455,696
Commercial real estate 656,369 612,981 589,709 574,126 512,075
Loans to individuals 3,161,854 3,065,886 3,005,460 2,927,185 2,725,320
Total Oklahoma 8,346,484 7,586,778 7,424,278 7,193,630 6,693,091
Arizona:
Commercial 1,344,873 1,378,256 1,253,824 1,228,593 1,166,745
Commercial real estate 1,445,762 1,448,141 1,332,658 1,348,838 1,165,927
Loans to individuals 219,062 220,116 224,354 222,963 226,727
Total Arizona 3,009,697 3,046,513 2,810,836 2,800,394 2,559,399
Colorado:
Commercial 2,071,731 2,125,660 2,127,979 2,132,770 2,185,658
Commercial real estate 590,820 596,517 600,668 589,307 791,171
Loans to individuals 191,015 191,721 200,378 208,323 217,088
Total Colorado 2,853,566 2,913,898 2,929,025 2,930,400 3,193,917
Kansas/Missouri:
Commercial 337,120 291,075 282,189 270,068 303,692
Commercial real estate 529,988 537,709 571,331 618,052 556,390
Loans to individuals 182,925 117,617 142,392 142,408 155,154
Total Kansas/Missouri 1,050,033 946,401 995,912 1,030,528 1,015,236
New Mexico:
Commercial 310,768 308,712 311,636 282,479 282,918
Commercial real estate 538,269 484,623 465,228 458,720 443,516
Loans to individuals 47,787 48,099 49,589 51,056 55,714
Total New Mexico 896,824 841,434 826,453 792,255 782,148
Arkansas:
Commercial 76,019 72,433 93,011 106,134 96,227
Commercial real estate 60,605 55,585 55,396 56,229 54,764
Loans to individuals 8,050 8,806 9,389 9,881 10,244
Total Arkansas 144,674 136,824 157,796 172,244 161,235
Total BOK Financial $ 27,083,715 $ 26,187,393 $ 25,651,462 $ 24,865,194 $ 24,292,211
Loans attributed to a principal market may not always represent the location of the borrower or the collateral.
21
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
DEPOSITS BY PRINCIPAL MARKET AREA – UNAUDITED
BOK FINANCIAL CORPORATION
(In thousands) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Oklahoma:
Demand $ 3,482,203 $ 3,463,094 $ 3,492,243 $ 3,520,203 $ 3,589,146
Interest-bearing:
Transaction 13,623,048 13,629,679 13,732,961 13,352,070 13,537,068
Savings 563,466 561,079 532,284 520,995 521,734
Time 2,371,623 2,245,523 2,232,078 2,356,945 2,166,094
Total interest-bearing 16,558,137 16,436,281 16,497,323 16,230,010 16,224,896
Total Oklahoma 20,040,340 19,899,375 19,989,566 19,750,213 19,814,042
Texas:
Demand 2,178,864 2,071,766 2,177,256 2,194,177 2,082,652
Interest-bearing:
Transaction 7,167,229 6,447,755 6,691,395 6,427,135 6,203,081
Savings 148,701 153,501 149,593 147,560 155,027
Time 673,126 676,876 647,158 649,757 638,657
Total interest-bearing 7,989,056 7,278,132 7,488,146 7,224,452 6,996,765
Total Texas 10,167,920 9,349,898 9,665,402 9,418,629 9,079,417
Colorado:
Demand 977,110 881,440 1,152,203 929,383 1,040,223
Interest-bearing:
Transaction 2,210,988 2,072,825 2,137,579 2,204,899 1,989,284
Savings 56,735 58,605 54,809 53,768 55,326
Time 293,325 299,196 282,320 284,962 278,914
Total interest-bearing 2,561,048 2,430,626 2,474,708 2,543,629 2,323,524
Total Colorado 3,538,158 3,312,066 3,626,911 3,473,012 3,363,747
New Mexico:
Demand 599,831 580,900 580,400 591,330 609,205
Interest-bearing:
Transaction 1,596,275 1,447,506 1,405,940 1,376,694 1,416,741
Savings 102,306 99,848 95,630 94,180 94,930
Time 386,946 374,661 354,757 347,227 340,946
Total interest-bearing 2,085,527 1,922,015 1,856,327 1,818,101 1,852,617
Total New Mexico 2,685,358 2,502,915 2,436,727 2,409,431 2,461,822
Arizona:
Demand 351,429 398,102 365,007 368,432 385,442
Interest-bearing:
Transaction 1,369,657 1,439,796 1,450,416 1,406,300 1,467,509
Savings 9,787 11,593 14,656 13,571 10,536
Time 73,261 73,912 72,286 71,886 72,041
Total interest-bearing 1,452,705 1,525,301 1,537,358 1,491,757 1,550,086
Total Arizona 1,804,134 1,923,403 1,902,365 1,860,189 1,935,528
22
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
(In thousands) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Kansas/Missouri:
Demand 248,190 271,399 281,263 282,235 269,408
Interest-bearing:
Transaction 1,199,349 1,203,155 1,194,500 1,151,956 1,169,161
Savings 16,782 16,222 14,256 14,251 13,719
Time 35,686 38,542 37,820 37,563 35,768
Total interest-bearing 1,251,817 1,257,919 1,246,576 1,203,770 1,218,648
Total Kansas/Missouri 1,500,007 1,529,318 1,527,839 1,486,005 1,488,056
Arkansas:
Demand 24,034 27,628 33,558 21,416 22,685
Interest-bearing:
Transaction 75,872 111,487 237,279 64,174 61,079
Savings 2,703 2,859 2,695 2,411 2,485
Time 17,315 18,099 12,664 14,538 17,248
Total interest-bearing 95,890 132,445 252,638 81,123 80,812
Total Arkansas 119,924 160,073 286,196 102,539 103,497
Total BOK Financial $ 39,855,841 $ 38,677,048 $ 39,435,006 $ 38,500,018 $ 38,246,109
23
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
NET INTEREST MARGIN TREND – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Tax-equivalent asset yields
Interest-bearing cash and cash equivalents 3.65 % 3.60 % 3.85 % 4.39 % 4.46 %
Trading securities 4.85 % 4.64 % 4.83 % 5.25 % 5.05 %
Investment securities, net of allowance 1.38 % 1.41 % 1.41 % 1.41 % 1.41 %
Available-for-sale securities 3.98 % 3.93 % 3.94 % 3.93 % 3.89 %
Fair value option securities 4.51 % 4.83 % 4.83 % 5.45 % 5.90 %
Restricted equity securities 7.66 % 7.39 % 7.22 % 7.84 % 7.73 %
Residential mortgage loans held for sale 6.22 % 5.42 % 5.84 % 6.08 % 6.13 %
Loans 6.20 % 6.25 % 6.48 % 6.70 % 6.71 %
Allowance for loan losses
Loans, net of allowance 6.26 % 6.31 % 6.55 % 6.78 % 6.79 %
Total tax-equivalent yield on earning assets 5.27 % 5.23 % 5.36 % 5.53 % 5.47 %
Cost of interest-bearing liabilities:
Interest-bearing deposits:
Transaction
2.64 % 2.67 % 2.88 % 3.14 % 3.17 %
Savings 0.54 % 0.54 % 0.54 % 0.55 % 0.54 %
Time 3.41 % 3.53 % 3.64 % 3.73 % 3.83 %
Total interest-bearing deposits 2.67 % 2.71 % 2.91 % 3.14 % 3.17 %
Funds purchased and repurchase agreements 3.09 % 2.90 % 3.47 % 3.29 % 3.50 %
Other borrowings 3.88 % 3.90 % 4.22 % 4.54 % 4.49 %
Subordinated debt 6.25 % 6.14 % 6.12 % — % 6.38 %
Total cost of interest-bearing liabilities 2.93 % 2.92 % 3.06 % 3.33 % 3.40 %
Tax-equivalent net interest spread
2.34 % 2.31 % 2.30 % 2.20 % 2.07 %
Effect of noninterest-bearing funding sources and other 0.57 % 0.59 % 0.68 % 0.71 % 0.73 %
Tax-equivalent net interest margin 2.91 % 2.90 % 2.98 % 2.91 % 2.80 %
Yield calculations are shown on a tax-equivalent basis at the statutory federal and state rates for the periods presented. The yield calculations exclude security trades that have been recorded on trade date with no corresponding interest income and the unrealized gains and losses. The yield calculation also includes average loan balances for which the accrual of interest has been discontinued and are net of unearned income. Yield/rate calculations are generally based on the conventions that determine how interest income and expense is accrued.
24
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
CREDIT QUALITY INDICATORS – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
(In thousands, except ratios) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Nonperforming assets:
Nonaccruing loans:
Commercial:
Healthcare $ 21,112 $ 21,138 $ 23,490 $ 24,507 $ 28,743
Services 2,928 1,260 6,135 7,647 11,329
Energy — — — 31 40
General business 5,118 2,868 6,477 85 45
Total commercial 29,158 25,266 36,102 32,270 40,157
Commercial real estate 6,431 6,601 6,697 6,809 6,925
Loans to individuals:
Permanent mortgage 18,768 20,175 18,263 21,255 20,654
Permanent mortgage guaranteed by U.S. government agencies 7,585 7,768 8,586 7,348 6,978
Personal 200 194 4,712 4,712 4,613
Total loans to individuals 26,553 28,137 31,561 33,315 32,245
Total nonaccruing loans 62,142 60,004 74,360 72,394 79,327
Real estate and other repossessed assets 508 15 176 1,751 1,729
Total nonperforming assets $ 62,650 $ 60,019 $ 74,536 $ 74,145 $ 81,056
Total nonperforming assets excluding those guaranteed by U.S. government agencies $ 55,065 $ 52,251 $ 65,950 $ 66,797 $ 74,078
Accruing loans 90 days past due1
$ 6,242 $ 2,411 $ — $ 1,135 $ 1,388
Gross charge-offs $ 1,305 $ 3,176 $ 2,353 $ 4,348 $ 1,313
Recoveries (805) (1,303) (907) (721) (752)
Net charge-offs (recoveries) $ 500 $ 1,873 $ 1,446 $ 3,627 $ 561
Provision for loan losses $ 255 $ 3,732 $ (386) $ 4,270 $ (984)
Provision for credit losses from off-balance sheet unfunded loan commitments 142 (5,934) 487 (2,208) 904
Provision for expected credit losses from mortgage banking activities (283) 2,213 (95) (74) 77
Provision for credit losses related to investment (held-to-maturity) securities portfolio (114) (11) (6) 12 3
Total provision for credit losses $ — $ — $ — $ 2,000 $ —
1 Excludes residential mortgage loans guaranteed by agencies of the U.S. government.
25
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
Three Months Ended
(In thousands, except ratios) June 30, 2026 Mar. 31, 2026 Dec. 31, 2025 Sep. 30, 2025 June 30, 2025
Allowance for loan losses to period end loans 1.02 % 1.06 % 1.08 % 1.12 % 1.14 %
Combined allowance for loan losses and accrual for off-balance sheet credit risk from unfunded loan commitments to period end loans 1.19 % 1.23 % 1.28 % 1.32 % 1.36 %
Nonperforming assets to period end loans and repossessed assets 0.23 % 0.23 % 0.29 % 0.30 % 0.33 %
Net charge-offs (annualized) to average loans 0.01 % 0.03 % 0.02 % 0.06 % 0.01 %
Allowance for loan losses to nonaccruing loans1
508.59 % 531.66 % 419.41 % 426.92 % 382.93 %
Combined allowance for loan losses and accrual for off-balance sheet credit risk from unfunded loan commitments to nonaccruing loans1
591.96 % 618.45 % 497.36 % 504.99 % 456.18 %
1 Excludes residential mortgage loans guaranteed by agencies of the U.S. government.
26
BOK Financial Corporation Quarterly Earnings Release
Exhibit 99.1(b)
SEGMENTS – UNAUDITED
BOK FINANCIAL CORPORATION
Three Months Ended
2Q26 vs 1Q26
2Q26 vs 2Q25
(In thousands, except ratios)
June 30, 2026 Mar. 31, 2026 June 30, 2025 Change % Change Change % Change
Commercial Banking:
Net interest income $ 178,992 $ 173,473 $ 175,826 $ 5,519 3.2 % $ 3,166 1.8 %
Fees and commissions revenue 61,414 59,010 58,400 2,404 4.1 % 3,014 5.2 %
Combined net interest income and fee revenue 240,406 232,483 234,226 7,923 3.4 % 6,180 2.6 %
Other operating expense 82,091 82,308 80,591 (217) (0.3) % 1,500 1.9 %
Corporate allocations 16,586 16,046 19,596 540 3.4 % (3,010) (15.4) %
Net income before taxes 146,160 134,787 140,042 11,373 8.4 % 6,118 4.4 %
Average assets $ 23,375,564 $ 22,679,465 $ 21,318,236 $ 696,099 3.1 % $ 2,057,328 9.7 %
Average loans 22,003,116 21,232,965 19,894,391 770,151 3.6 % 2,108,725 10.6 %
Average deposits 18,918,188 18,306,337 17,424,707 611,851 3.3 % 1,493,481 8.6 %
Consumer Banking:
Net interest income $ 57,912 $ 55,989 $ 58,114 $ 1,923 3.4 % $ (202) (0.3) %
Fees and commissions revenue 37,847 40,937 36,789 (3,090) (7.5) % 1,058 2.9 %
Combined net interest income and fee revenue 95,759 96,926 94,903 (1,167) (1.2) % 856 0.9 %
Other operating expense 63,436 63,493 55,476 (57) (0.1) % 7,960 14.3 %
Corporate allocations 16,626 14,686 15,039 1,940 13.2 % 1,587 10.6 %
Net income before taxes 13,555 19,168 24,746 (5,613) (29.3) % (11,191) (45.2) %
Average assets $ 8,648,052 $ 8,452,393 $ 8,310,875 $ 195,659 2.3 % $ 337,177 4.1 %
Average loans 2,633,853 2,584,226 2,304,939 49,627 1.9 % 328,914 14.3 %
Average deposits 8,592,876 8,389,039 8,266,824 203,837 2.4 % 326,052 3.9 %
Wealth Management:
Net interest income $ 45,378 $ 42,974 $ 44,844 $ 2,404 5.6 % $ 534 1.2 %
Fees and commissions revenue 101,081 110,424 103,650 (9,343) (8.5) % (2,569) (2.5) %
Combined net interest income and fee revenue 146,459 153,398 148,494 (6,939) (4.5) % (2,035) (1.4) %
Other operating expense 94,198 98,169 93,281 (3,971) (4.0) % 917 1.0 %
Corporate allocations 17,312 17,155 14,471 157 0.9 % 2,841 19.6 %
Net income before taxes 34,977 37,541 40,749 (2,564) (6.8) % (5,772) (14.2) %
Average assets $ 11,219,080 $ 11,370,683 $ 11,571,187 $ (151,603) (1.3) % $ (352,107) (3.0) %
Average loans 2,479,191 2,430,864 2,275,378 48,327 2.0 % 203,813 9.0 %
Average deposits 10,656,194 10,782,785 10,783,245 (126,591) (1.2) % (127,051) (1.2) %
Fiduciary assets 78,944,144 74,350,101 71,057,135 4,594,043 6.2 % 7,887,009 11.1 %
Assets under management or administration 129,271,398 123,586,715 117,870,970 5,684,683 4.6 % 11,400,428 9.7 %
Certain prior period amounts have been reclassified to conform to current period presentation.
27
EX-99.2
EX-99.2
Filename: a20260630bokfearningscal.htm · Sequence: 3
a20260630bokfearningscal
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic July 21, 2026 Q2 Earnings Conference Call
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that are based on management's beliefs, assumptions, current expectations, estimates and projections about BOK Financial Corporation, the financial services industry, and the economy generally. Words such as “anticipates,” “believes,” “estimates,” “expects,” “forecasts,” “plans,” "outlook," “projects,” “will,” “intends,” "may," "could,""should," "would," "potential," "continue," "seek," "target," variations of such words and similar expressions are intended to identify such forward-looking statements. Management judgments relating to and discussion of the provision and allowance for credit losses, allowance for uncertain tax positions, accruals for loss contingencies and valuation of mortgage servicing rights involve judgments as to expected events and are inherently forward-looking statements. Assessments that acquisitions and growth endeavors will be profitable are statements of belief as to the outcome of future events based in part on information provided by others which BOK Financial has not independently verified and for which BOK Financial assumes no responsibility for the accuracy or completeness. These various forward-looking statements are not guarantees of future performance and involve certain risks, uncertainties, and assumptions which are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. All statements other than statements of historical fact are forward-looking statements. Therefore, actual results and outcomes may materially differ from what is expected, implied, or forecasted in such forward-looking statements. Internal and external factors that might cause such a difference include, but are not limited to changes in government, changes in governmental economic policy, including tariffs; changes in commodity prices; interest rates and interest rate relationships; inflation; demand for products and services; the degree of competition by traditional and nontraditional competitors; changes in banking regulations; tax laws; prices, levies and assessments; the impact of technological advances; trends in customer behavior as well as their ability to repay loans; credit quality deterioration; cybersecurity incidents and data breaches; operational failures or interruptions; liquidity risks; capital adequacy requirements; litigation and regulatory enforcement actions; and other risks detailed in BOK Financial Corporation's filings with the Securities and Exchange Commission. For a discussion of risk factors that may cause actual results to differ from expectations, please refer to BOK Financial Corporation’s most recent annual and quarterly reports. BOK Financial Corporation and its affiliates undertake no obligation to update, amend, or clarify forward-looking statements, whether as a result of new information, future events, or otherwise. Non-GAAP Financial Measures: This presentation may refer to non-GAAP financial measures. Additional information on these financial measures is available in BOK Financial’s Form 8-K filings furnished pursuant to Item 2.02, which can be accessed at bokf.com. All data is presented as of June 30, 2026 unless otherwise noted. Legal Disclaimers 2
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Stacy Kymes Chief Executive Officer 3
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Q2 Financial Highlights * Non-GAAP measure Attributable to shareholders Per share (diluted) Net Income • Net income was $176.5 million, or $2.92 per diluted share, compared to $155.8 million, or $2.58 per diluted share in the prior quarter. Excluding the net gain related to the exchange of Visa B shares and the loss from repositioning of the available-for-sale securities portfolio, net income would have been $156.5 million, or $2.59 per diluted share, in the second quarter of 2026* • Net interest margin increased 1 basis point to 2.91% and core net interest margin, excluding trading, declined 2 basis points to 3.13%*. Core margin was negatively impacted by 3 basis points related to cash margin posted for customer hedging activity for our energy customers • Period end loans grew $896 million, or 3.4% sequentially to $27.1 billion with broad-based growth across our portfolio and footprint. Period end loans grew $2.8 billion, or 11.5%, compared to the second quarter of 2025 • Net charge-offs were $500 thousand during the quarter averaging 3 basis points over the last twelve months • Continued strong capital and liquidity position with TCE* at 9.6% and a loan to deposit ratio of 68% 4 $140.0 $140.9 $177.3 $155.8 $176.5 $2.19 $2.22 $2.89 $2.58 $2.92 2Q25 3Q25 4Q25 1Q26 2Q26 ($Million, exc. EPS) Q2 2026 Q1 2026 Q2 2025 Net income $176.5 $155.8 $140.0 Diluted EPS $2.92 $2.58 $2.19 Net income before taxes $227.7 $199.7 $180.8 Provision for credit losses $0.0 $0.0 $0.0 Pre-provision net revenue* $227.7 $199.7 $180.7 Efficiency ratio* 60.2% 63.2% 65.4% Adjusted efficiency ratio* 63.5% 63.2% 65.5% Revenue Composition as of 6/30/2026 64% 6% 13% 6% 6% 3% 2% Net Interest Income Trading & Brokerage Fiduciary & Asset Management Transaction Card Deposit Service Charges Mortgage Banking Other Revenue
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Additional Details 5 ◦ Period end loan balances increased $896 million, with broad-based growth across our portfolio and geographic footprint. Average loan balances grew $844 million ◦ Average deposits grew $250 million in Q2, led by growth in interest-bearing transaction accounts and time deposits ◦ The loan to deposit ratio was 68% at June 30, consistent with the prior quarter. This continues to be well below the pre- pandemic level of 79% at Dec. 31, 2019 ◦ Assets under management or administration increased $5.7 billion to $129.3 billion, driven by higher market valuations and customer growth ($Billion) Q2 2026 Quarterly Sequential Quarterly YOY Period End Loans $27.1 3.4% 11.5% Average Loans $26.8 3.3% 10.7% Period End Deposits $39.9 3.0% 4.2% Average Deposits $39.2 0.6% 2.9% Fiduciary Assets $78.9 6.2% 11.1% Assets Under Management or Administration $129.3 4.6% 9.7%
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Loan Portfolio • Total Commercial loans grew $724 million or 4.7% sequentially, which included growth in every Commercial category • Combined Services & General Business (Core C&I) balances increased $326 million or 3.9% linked quarter • Energy balances increased $47 million or 1.6% • Healthcare balances increased $128 million or 3.2% linked quarter • Commercial Real Estate loan balances were relatively consistent with the prior quarter 6 ($Million) June 30, 2026 Mar. 31, 2026 June 30, 2025 Seq. Loan Growth YOY Loan Growth Energy $ 3,052.7 $ 3,005.7 $ 2,734.7 1.6% 11.6% Services 4,099.9 3,901.9 3,658.8 5.1% 12.1% Healthcare 4,083.8 3,955.8 3,808.9 3.2% 7.2% Mortgage Finance 451.8 228.2 — 98.0% N/A General Business 4,609.3 4,481.5 4,181.7 2.9% 10.2% Total Commercial $ 16,297.4 $ 15,573.1 $ 14,384.2 4.7% 13.3% Multifamily $ 2,570.2 $ 2,553.7 $ 2,473.4 0.6% 3.9% Industrial 1,283.3 1,418.6 1,304.2 (9.5)% (1.6)% Office 852.7 821.6 690.1 3.8% 23.6% Retail 670.9 614.0 592.0 9.3% 13.3% Residential Construction and Land Development 111.7 109.5 105.7 2.0% 5.6% Other Commercial Real Estate 396.5 367.3 356.0 7.9% 11.4% Total Commercial Real Estate $ 5,885.3 $ 5,884.7 $ 5,521.4 —% 6.6% Loans to individuals $ 4,900.9 $ 4,729.6 $ 4,386.6 3.6% 11.7% Total Loans $ 27,083.7 $ 26,187.4 $ 24,292.2 3.4% 11.5%
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Credit Quality Metrics • Credit quality continues to be strong with nonperforming assets, excluding loans guaranteed by U.S. government agencies, totaling $55 million or 0.20% of outstanding loans and repossessed assets • Trailing 12 months net charge-offs at 3 bps with net charge- offs of $500 thousand during Q2 • No provision for credit losses was necessary for the quarter as an improvement in economic forecast assumptions were offset by the impact of loan growth during the quarter • Combined allowance for credit losses of $323 million or 1.19% at quarter end Net Charge-Offs to Average Loans NPA (ex Govt. Guaranteed) as % of Total Loans Annualized 7 0.01% 0.06% 0.02% 0.03% 0.01% 2Q25 3Q25 4Q25 1Q26 2Q26 0.00% 0.10% 0.20% 19.1% 18.0% 10.3% 11.3% 12.1% 11.0% 10.3% 4Q18 4Q19 2Q25 3Q25 4Q25 1Q26 2Q26 —% 10.0% 20.0% 30.0% Committed Criticized Assets / Tier 1 Capital & Reserves 1Q 20 2Q 20 3Q 20 4Q 20 1Q 21 2Q 21 3Q 21 4Q 21 1Q 22 2Q 22 3Q 22 4Q 22 1Q 23 2Q 23 3Q 23 4Q 23 1Q 24 2Q 24 3Q 24 4Q 24 1Q 25 2Q 25 3Q 25 4Q 25 1Q 26 2Q 26 —% 0.25% 0.50% 0.75% 1.00% 1.25% 1.50% 1.75%
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Scott Grauer EVP, Wealth Management Executive 8
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Fee Income - Markets & Securities Trading Fees • Total Trading revenue, which includes trading related net interest income, decreased $9.7 million to $25.0 million. Trading fee income decreased, reflecting reduced trading activity during the first two months of the quarter. However, this was partially offset by higher Trading NII Syndication Fees • Syndication fees increased $3.0 million, supported by robust syndication activity. This was a record second quarter for syndication revenue Mortgage Production Revenue • Mortgage production revenue decreased $1.8 million driven by lower refinance activity 9 ($Million) Q2 2026 Qtr. Seq. $ Change Qtr. Seq. % Change Qtr. YOY % Change Trading Fees $ 6.7 $ (12.7) (65.6)% (53.9)% Mortgage Servicing 16.8 (0.2) (1.3)% (2.7)% Mortgage Production 2.2 (1.8) (44.6)% 27.4% Customer Hedging Fees 6.7 (1.1) (14.1)% (10.6)% Brokerage Fees 5.7 (0.6) (9.2)% 12.1% Syndication Fees 7.5 3.0 67.0% 48.1% Investment Banking Fees 5.9 0.2 3.4% (2.5)% Markets & Securities $ 51.5 (13.0) (20.2)% (9.8)% ($Million) Q2 2026 Q1 2026 Q4 2025 Q3 2025 Q2 2025 Trading Fees $ 6.7 $ 19.3 $ 20.9 $ 15.5 $ 14.4 Trading NII 18.3 15.4 13.2 14.3 16.1 Total Trading Revenue $ 25.0 $ 34.7 $ 34.1 $ 29.8 $ 30.5 A A Total Trading Revenue A + B B
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Fee Income - Asset Management & Transactions • Fiduciary and asset management revenue increased $4.5 million, producing record quarterly results. This reflects higher trust fees from customer growth and increased asset valuations, along with seasonal tax preparation fees • Assets under management or administration (“AUMA”) increased $5.7 billion during the quarter driven by higher market valuations and continued customer expansion • Deposit service charges and fees increased $1.1 million during the quarter 10 ($Million) Q2 2026 Qtr. Seq. $ Change Qtr. Seq. % Change Qtr. YOY % Change Markets & Securities $ 51.5 $ (13.0) (20.2)% (9.8)% Fiduciary & Asset Management 71.0 4.5 6.8% 11.0% Transaction Card 31.6 (0.4) (1.2)% 6.9% Deposit Service Charges & Fees 33.3 1.1 3.4% 6.4% Other Revenue 14.6 0.1 0.6% (4.8)% Asset Management & Transactions 150.5 5.3 3.7% 7.4% Total Fees & Commissions $ 202.0 $ (7.8) (3.7)% 2.4% 2+1 1 2
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Marty Grunst EVP, Chief Financial Officer 11
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Yields, Rate & Margin Net Interest Income • Net interest income grew $9.3 million linked quarter while core net interest income, excluding trading, increased $6.5 million* Net Interest Margin • 1 basis point NIM increase with core net interest margin, excluding trading,* declining 2 basis points. Core margin was negatively impacted by 3 basis points related to cash margin posted for customer hedging activity for our energy customers 12 ($Million) Q2 2026 Q1 2026 Q2 2025 Quarterly Sequential Quarterly YOY Net Interest Income $351.8 $342.6 $328.2 2.7% 7.2% Net Interest Margin 2.91% 2.90% 2.80% 1 bps 11 bps Yield on Loans 6.20% 6.25% 6.71% (5) bps (51) bps Tax-equivalent Yield on Earning Assets 5.27% 5.23% 5.47% 4 bps (20) bps Cost of Interest-bearing Deposits 2.67% 2.71% 3.17% (4) bps (50) bps Rate on Interest- bearing Liabilities 2.93% 2.92% 3.40% 1 bps (47) bps Net Interest Income ($Million) $312.0 $323.3 $332.1 $327.2 $333.5 $16.1 $14.3 $13.2 $15.4 $18.3 NII excl. Trading* Trading NII 2Q25 3Q25 4Q25 1Q26 2Q26 $0 $100 $200 $300 $400 2.80% 2.91% 2.98% 2.90% 2.91% 3.12% 3.16% 3.22% 3.15% 3.13% Reported NIM NIM excl. Trading* 2Q25 3Q25 4Q25 1Q26 2Q26 2.50% 3.00% 3.50% 4.00% Net Interest Margin * Non-GAAP measure
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Expenses • Personnel expenses increased $2.9 million. Deferred compensation costs, which are offset in Other gains and losses, increased $8.9 million. Excluding deferred compensation, personnel expenses decreased $6.0 million • Cash-based incentive compensation decreased $3.0 million, primarily related to lower trading activity during the quarter • Employee benefit costs decreased $1.8 million. Seasonal decreases in payroll taxes were partially offset by higher employee healthcare costs 13 ($Million) Q2 2026 Q1 2026 Q2 2025 Quarterly Sequential Quarterly YOY Total Personnel Expense $214.1 $211.2 $214.7 1.4% (0.3)% Memo: Deferred compensation** 9.1 0.2 3.3 N/A N/A Total Personnel Expense (Excluding Deferred Compensation) $205.0 $211.0 $211.4 (2.8)% (3.0)% Non-Personnel Expense $147.6 $143.0 $139.8 3.2% 5.6% Total Operating Expense $361.7 $354.2 $354.5 2.1% 2.0% Efficiency Ratio* 60.2% 63.2% 65.4% Adjusted Efficiency Ratio* 63.5% 63.2% 65.5% * Non-GAAP measure **Other gains and losses, net includes deferred compensation gains of $8.8 million in Q2 2026, losses of $1.8 million in Q1 2026, and gains of $3.4 million in Q2 2025.
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic 2026 Full Year Outlook 14 Bold represents changes compared to the prior quarter. *Refer to Slide #2 regarding forward looking statements, expectations above assume no change to economic environment. **Non-GAAP measure. Refer to Form-10K furnished on February 18, 2026. Business Driver 2025 Actuals FY '26 As of 07/21/26* Notes EOP Loans $25.7 billion Over 10% Pipelines remain consistent with the first half of the year EOP Inv Securities $15.4 billion Flat Net Interest Income $1.3 billion $1.42 to $1.45 billion Assumes no changes to the Fed Funds rate through year-end 2026. Longer-term rate assumptions are consistent with market- implied forward rates. Fees & Commissions $801 million $820 to $845 million Reflects mid‑single‑digit fee growth excluding trading Total Revenue $2.2 billion Mid single-digit growth rate Likely toward the upper end of the range Expenses $1.4 billion Low single-digit growth Likely toward the lower end of the range Efficiency Ratio** 65.1% ~62% Adjusted to exclude Visa Class B gain, the efficiency ratio would be ~63% Provision Expense $2 million Below $20 million Although credit metrics are expected to normalize over time, current trends continue to perform better than historical norms
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Question & Answer Session 15
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Stacy Kymes Chief Executive Officer 16
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Appendix 17
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Credit Resilience Disciplined Credit Concentration • CRE limit on total committed balances is 185% of tier one capital plus reserves • Office CRE outstandings only comprise 3% of total loans 18 100 year history in energy lending and a tested playbook • 72% oil / 28% gas-weighted borrowers • Robust stress testing process with 18 petroleum engineers and analysts on staff * '26 YTD has been annualized for comparability with prior periods.
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Securities and Interest Rate Risk Position Interest Rate Risk • Approximately 76% of the total loan portfolio is variable rate or fixed rate that reprice within a year • Approximately 84% of Commercial and Commercial Real Estate portfolios are variable rate or fixed rate that reprice within a year • Sensitivity to betas - The impact of decreasing our deposit beta by 10% in a down -100 interest rate scenario is 0.22% on NII 19 Scenario Δ NII % Δ NII $ Down 200 Ramp, year 1 1.97% $29.6 million Down 100 Ramp, year 1 0.85% $12.7 million Up 100 Ramp, year 1 (0.91)% $(13.7) million Up 200 Ramp, year 1 (2.06)% $(30.9) million Securities Portfolio • Short duration with limited extension, current portfolio duration is 3.1 years, extending to only 3.7 years if rates increase 200 bps • RMBS portfolio is all "AAA" rated with average credit enhancement of ~18% • Portfolio runoff for Q2 2026 was $826 million 94% 5% 1% Govt/GSE Guaranteed RMBS Muni BOKF Securities by Guarantee Type 06/30/2026
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Quarterly Financial Summary 20
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Quarterly Financial Summary cont. 21
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic Notable Items • This quarter included a net gain related to the sale of converted Visa B shares and a loss from repositioning of the available-for-sale securities portfolio 22 ($Million) Q2 2026 Gain on Visa Exchange $30.9 AFS Repositioning $(4.6) Pre-Tax Impact $26.3 After-tax Impact $20.1 EPS Impact $0.33
Pri m ar y & se co nd ar y br an d co lor s Data viz colors Data viz monochromatic
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The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
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- Definition
The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection b-2
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- Definition
Local phone number for entity.
+ References
No definition available.
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 13e
-Subsection 4c
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
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-Section 14d
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- Definition
Title of a 12(b) registered security.
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Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
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- Definition
Name of the Exchange on which a security is registered.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 12
-Subsection d1-1
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.
+ References
Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Exchange Act
-Number 240
-Section 14a
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- Definition
Trading symbol of an instrument as listed on an exchange.
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No definition available.
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- Definition
Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.
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Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Securities Act
-Number 230
-Section 425
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